男生普通话版 下载mp3 女声普通话版 下载mp3 粤语版 下载mp3 西南方言版 下载mp3 东北话版 下载mp3 上海话版 下载mp3 今日优选 市场盘点 周二，美元指数日内围绕98关口来回震荡，最终收涨0.12%，报98.24；基准的10年期美债收益率收报4.309%，2年期美债收益率收报3.759%。 美国财长贝森特：将在9月1日前后开始会见11名美联储主席候选人 美联储金融监管副主席建议允许美联储工作人员持有少量加密货币 知情人士：白宫考虑在匈牙利举办俄乌领导人峰会 美商务部长卢特尼克证实政府寻求收购英特尔10%的股份 特朗普排除向乌克兰派遣地面部队的可能性，但空中支援是一种选择 标普确认美国"AA+/A-1+"主权评级，展望保持稳定 中印边界问题特别代表会晤达成10点共识 个人养老金新增3种领取情形 工信部等部门联合召开光伏产业座谈会，部署进一步规范光伏产业竞争秩序工作 现货黄金先涨后跌，盘中一度涨至3345.25的日内高点，随后持续下跌，并在美盘前加速跌势，抹去日内全部涨幅并转跌，最终收跌0.51%，收报3315.60美 元/盎司；现货白银收跌1.68%，报37.37美元/盎司。 因交易员开始押 ...

2025年8月20日 ■ 8月19日，外交部发言人毛宁主持例行记者会。有记者提问，特朗普与泽连斯基以及与欧洲多国领导 人在白宫举行了会晤，外交部对此有何评论？毛宁表示，中方始终认为对话谈判是解决乌克兰危机的唯 一可行出路，我们支持一切有利于和平的努力。 ■ 工业和信息化部、中央社会工作部、国家发展改革委、国务院国资委、市场监管总局、国家能源局8 月19日联合召开光伏产业座谈会，深入学习贯彻习近平总书记重要指示批示精神，贯彻落实党中央、国 务院决策部署，进一步规范光伏产业竞争秩序。 ■ 财政部19日发布数据显示，今年前7个月，全国一般公共预算收入135839亿元，同比增长0.1%。 ■ 人力资源社会保障部等5部门8月19日对外发布《关于领取个人养老金有关问题的通知》，进一步丰富 个人养老金领取情形，明确具体操作办法，自9月1日起开始实施。(详情) ■ 水利部于19日对天津、河北、辽宁、云南4省份启动洪水防御Ⅳ级应急响应，并维持对北京市的洪水 防御Ⅳ级应急响应。 ■ 据国家档案局19日消息，《抗日战争档案汇编》新书发布会19日在北京举行，其中多数档案属首次公 布。 ■ 据西藏自治区财政厅19日消息，在西藏自治区成 ...

Core Viewpoint - The recent notification from multiple government departments enhances the flexibility of personal pension withdrawals, effective from September 1, 2023, allowing for additional circumstances under which individuals can access their pensions [1][3]. Group 1: New Withdrawal Conditions - Three new conditions for early withdrawal of personal pensions have been introduced: 1. Medical expenses exceeding the previous year's average disposable income in the province incurred by the individual or their family within the last 12 months [3]. 2. Accumulated unemployment insurance claims for 12 months within the last two years [3]. 3. Currently receiving urban or rural minimum living security benefits [3]. Group 2: System Overview - The personal pension system is a government-supported, voluntary, market-oriented supplementary pension scheme, operating on an individual account basis, with a maximum annual contribution limit of 12,000 yuan [4]. - Participants can deduct contributions from their taxable income, benefiting from personal income tax incentives [4]. Group 3: Implementation and Participation - The personal pension system was piloted in 36 regions, including Beijing and Shanghai, starting in November 2022, with a nationwide rollout planned for December 2024 [5]. - As of now, over 70 million individuals have opened personal pension accounts, with 947 products available, including various financial instruments [5].

核实通过的，信息平台将个人养老金账户变更为领取状态，开立个人养老金资金账户所在市的商业银行 机构根据参加人选定的方式，按照个人养老金有关个人所得税政策规定代扣代缴税款后，将其个人养老 金资金账户内的资金划转至本人社会保障卡银行账户。核实不通过的，信息平台将原因通过申请渠道反 馈参加人。 《通知》要求，各地人力资源社会保障部门要按要求，完成与信息平台的对接，做好领取个人养老金的 管理工作。加强与医保、民政等部门的信息共享，充分利用可获取的跨业务、跨层级数据，优化经办系 统功能，为参加人领取个人养老金提供便捷服务。 （文章来源：证券日报） 《证券日报》记者8月19日从人力资源和社会保障部获悉，近日，人力资源和社会保障部、财政部、国 家税务总局、国家金融监督管理总局、中国证监会联合印发《关于领取个人养老金有关问题的通知》 （以下简称《通知》），就丰富个人养老金领取情形问题，明确了具体操作办法。《通知》自2025年9 月1日起实施。 《通知》规定，参加人符合下列条件之一的，可以领取个人养老金。一是达到领取基本养老金年龄。二 是完全丧失劳动能力。三是出国（境）定居。四是申请之日前12个月内，本人（或配偶、未成年子女） ...

根据《通知》，除达到领取基本养老金年龄外，参加人达到其他条件领取个人养老金的，可以根据经济 条件等情况，继续向本人个人养老金资金账户缴费，增加养老积累。这时，信息平台会将个人养老金账 户重新变更为缴存状态。 个人养老金领取方面，《通知》明确，参加人领取个人养老金，可以通过国家社会保险公共服务平台等 全国统一线上服务入口、个人养老金资金账户开户银行、当前基本养老保险关系所在地社会保险经办机 构等渠道提出申请，由社保经办机构核实。对核实通过的，由个人养老金资金账户开户银行代扣代缴个 人所得税后，将资金划转至本人社会保障卡银行账户。 《通知》要求，各地人力资源社会保障部门要按要求，完成与信息平台的对接，做好领取个人养老金的 管理工作。加强与医保、民政等部门的信息共享，充分利用可获取的跨业务、跨层级数据，优化经办系 统功能，为参加人领取个人养老金提供便捷服务。 此外，不少百姓关心，提前领取个人养老金后，还可以继续缴存资金吗？ 北京商报讯（记者 李秀梅）8月19日，人力资源社会保障部、财政部、国家税务总局、金融监管总局、 中国证监会发布《关于领取个人养老金有关问题的通知》（以下简称《通知》），进一步丰富个人养老 金领取 ...

Group 1 - The Ministry of Human Resources and Social Security and other departments issued a notice on August 19 to enrich the scenarios for personal pension withdrawals, effective from September 1 [1] - In the first seven months of this year, local government special bonds and other financial instruments led to a government fund budget expenditure increase of 31.7%, amounting to 2.89 trillion yuan [1] - In July, the national general public budget revenue reached 202.73 billion yuan, a year-on-year increase of 2.6%, marking the highest monthly growth rate this year [1] Group 2 - A meeting on the photovoltaic industry was held on August 19, emphasizing the importance of regulating competition for high-quality development and promoting sustainable industry growth [2] - The meeting called for enhanced project investment management, curbing low-price competition, and ensuring product quality in the photovoltaic sector [2] Group 3 - The Guangdong Provincial Government issued policies to support the high-quality development of commercial aerospace from 2025 to 2028, including support for satellite constellation construction [3] - The Shanghai Municipal Economic and Information Commission released an implementation plan to accelerate "AI + manufacturing," focusing on deploying industrial robots in high-risk work scenarios [3] Group 4 - Hainan optimized its personal income tax preferential policies for high-demand talents, adjusting the residency calculation method and expanding the specific industry coverage to support the aerospace sector [4] Group 5 - Xiaomi Group reported a record total revenue of 116 billion yuan for Q2 2025, a year-on-year increase of 30% [5] - Xpeng Motors achieved a total revenue of 34.09 billion yuan in the first half of the year, up 132.5% year-on-year [5] - Pop Mart's profit attributable to owners increased by 396.5% year-on-year in the first half of the year [5] Group 6 - Xinda Co., Ltd. reported a net profit of 136 million yuan in the first half of the year, a year-on-year increase of 2561.58% [6] - Zhongnan Culture's net profit for the first half of the year was 60.99 million yuan, up 524.45% year-on-year [6] - Jiangte Electric's Yichun Silver Lithium project is set to resume operations soon [6]

Group 1 - The core viewpoint of the articles emphasizes the government's initiative to lower the threshold for personal pension withdrawals, aligning with public expectations and enhancing confidence in participation [1][2] - Starting from September 1, new conditions for early withdrawal of personal pensions will be introduced, including serious illness, unemployment insurance eligibility, and receiving minimum living security, which aims to encourage more individuals to invest in their future pensions [1] - The personal pension system is described as a government-supported, voluntary, and market-oriented supplementary pension scheme, functioning like a "savings account" with tax benefits, providing additional retirement funds beyond the basic pension [1] Group 2 - The articles highlight ongoing reforms in social security that address the needs of various employment groups, including flexible workers and migrant workers, by improving insurance payment methods and simplifying processes for social security services [2] - There is a focus on enhancing the safety and regulatory framework of social security funds to protect citizens' retirement and life savings, reflecting a commitment to addressing public concerns [2] - The expectation is set for relevant departments to prioritize public needs and implement practical reforms that strengthen the social security network and provide better protection for citizens [2]

北京商报讯（记者 李秀梅）8月19日，人力资源社会保障部、财政部、国家税务总局、金融监管总局、中国证监会发布《关于领取个人养老金有关问题的通 知》（以下简称《通知》）。 根据《通知》，新增3种个人养老金领取情形：申请之日前12个月内，本人（或配偶、未成年子女）发生的与基本医保相关的医药费用支出，扣除医保报销 后个人负担（指医保目录范围内的自付部分）累计超过本省（自治区、直辖市）上一年度居民人均可支配收入；申请之日前2年内领取失业保险金累计达到 12个月；正在领取城乡最低生活保障金。 此前，参加人符合下列条件之一的，可以领取个人养老金：一是达到领取基本养老金年龄。二是完全丧失劳动能力。三是出国（境）定居。 ...

Group 1 - The core viewpoint of the articles emphasizes the importance of pension reforms and the introduction of new measures to enhance personal pension withdrawals, which are expected to boost public confidence in the pension system [1][2] - The new regulations allow for early withdrawal of personal pensions under specific conditions, such as serious illness or receiving unemployment benefits, starting from September 1 [1] - The government aims to adapt to changing employment patterns and improve the social security system, particularly for flexible workers and migrant workers, while ensuring the safety of social security funds [2] Group 2 - The articles highlight the government's commitment to addressing public concerns regarding social security and pension systems, indicating a focus on practical reforms that resonate with citizens' needs [2] - There is an emphasis on simplifying processes for social security services, especially for those seeking to manage their benefits across different regions [2] - The overall goal is to strengthen the social safety net and provide better support for the population, thereby enhancing public welfare and confidence in the system [2]

人力资源社会保障部等5部门8月19日对外发布《关于领取个人养老金有关问题的通知》，进一步丰富个 人养老金领取情形，明确具体操作办法，自9月1日起开始实施。 我国个人养老金制度于2022年11月在全国部分城市先行实施，2024年底推广至全国。此次通知对个人养 老金领取的相关政策作了适当调整和改进，就是要满足广大参与者对领取个人养老金的多样化需求，增 强个人养老金制度的灵活性。 不少百姓关心，提前领取个人养老金后，还可以继续缴存资金吗？ 新增领取情形—— 在原有政策规定达到领取基本养老金年龄、完全丧失劳动能力、出国（境）定居等条件的基础上，通知 新增可以领取个人养老金的3种情形。 鲁全认为，这一改革举措可方便群众通过多个渠道申领个人养老金，提高服务便利化程度，有利于提高 参保群众的满意度。 不同于国家法定的基本养老保险，个人养老金作为一种补充养老金制度，参加人领取个人养老金提出申 请由社保经办机构核实，对核实通过的，由个人养老金资金账户开户银行代扣代缴个人所得税后，将资 金划转至本人社会保障卡银行账户。 对此，中国社会保障学会副会长金维刚分析："个人养老金由个人依法自愿参加并缴费，实行完全积 累，并通过市场化投资 ...