Core Viewpoint - The Chinese government has approved a two-year pilot program for market-oriented allocation of factors in ten regions, aiming to enhance economic efficiency and promote high-quality development through comprehensive reforms [1][2]. Group 1: Pilot Program Details - The pilot program will be implemented in ten regions, including Beijing's urban sub-center, key cities in southern Jiangsu, and the Guangdong-Hong Kong-Macau Greater Bay Area, among others [1][2]. - The program aims to create a replicable model for nationwide implementation, focusing on improving the quality of factors, ensuring smooth flow of resources, and maximizing market potential [2][4]. Group 2: Specific Reforms and Measures - The pilot program includes measures to integrate technology and capital, promote technology transfer, and support financial institutions in providing diverse financing options for technology commercialization [3]. - The Guangdong-Hong Kong-Macau Greater Bay Area will develop a multi-tiered capital market, enhance listing systems, and establish a comprehensive service platform connecting technology and capital markets [3]. Group 3: Support from Various Departments - The Ministry of Human Resources and Social Security emphasizes increasing job opportunities, enhancing service supply, optimizing market environments, and improving skill training to support the pilot regions [5]. - The Ministry of Natural Resources will grant pilot regions greater autonomy in land management and promote efficient land use through innovative supply systems and standards for low-efficiency land [6]. Group 4: Financial Support and Risk Management - The People's Bank of China will enhance financial support for the pilot regions, focusing on improving financial services, promoting digital finance, and ensuring risk management to prevent systemic financial risks [7].

(责编：牛镛、岳弘彬) 关注公众号：人民网财经 本报北京9月11日电 （记者林丽鹂）市场监管总局近日组织制定发布《个体工商户信用评价指标》 （GB/T 46278—2025）国家标准，推动评价信息有序共享和高效利用，助力个体工商户信用融资。标 准规定了个体工商户信用评价指标建立的基本要求、评价指标内容及指标设置，适用于开展个体工商户 信用评价活动。 《 人民日报 》（ 2025年09月12日 10 版） 开展个体工商户信用评价，旨在发挥信用价值，助力金融机构开发和提供适合个体工商户发展特点的金 融产品和服务，扩大个体工商户贷款规模和覆盖面，提高贷款精准性和便利度；同时也将为实施分型分 类精准帮扶，加大"个转企"探索力度，鼓励、支持、引导个体工商户持续健康发展提供标准化支撑。 该标准的发布和实施，既是落实社会信用体系高质量发展、构建全国统一大市场的政策要求，也是解决 当前个体经济蓬勃发展面临融资贵、融资难困境的现实需求，将为开展柔性监管、包容审慎监管、助企 纾困、实施个体工商户精准帮扶提供标准助力。 ...

该标准的发布和实施，既是落实社会信用体系高质量发展、构建全国统一大市场的政策要求，也是解决 当前个体经济蓬勃发展面临融资贵、融资难困境的现实需求，将为开展柔性监管、包容审慎监管、助企 纾困、实施个体工商户精准帮扶提供标准助力。 （文章来源：人民日报） 本报北京9月11日电 （记者林丽鹂）市场监管总局近日组织制定发布《个体工商户信用评价指标》 （GB/T 46278—2025）国家标准，推动评价信息有序共享和高效利用，助力个体工商户信用融资。标 准规定了个体工商户信用评价指标建立的基本要求、评价指标内容及指标设置，适用于开展个体工商户 信用评价活动。 开展个体工商户信用评价，旨在发挥信用价值，助力金融机构开发和提供适合个体工商户发展特点的金 融产品和服务，扩大个体工商户贷款规模和覆盖面，提高贷款精准性和便利度；同时也将为实施分型分 类精准帮扶，加大"个转企"探索力度，鼓励、支持、引导个体工商户持续健康发展提供标准化支撑。 ...

Core Viewpoint - The State Council has approved a two-year pilot program for market-oriented allocation of factors in ten key regions, aiming to enhance innovation and efficiency in resource allocation, with a completion target set for 2027 [1][2]. Group 1: Pilot Program Overview - The pilot program includes ten regions: Beijing's sub-center, key cities in southern Jiangsu, Hangzhou-Ningbo-Wenzhou, Hefei metropolitan area, Fuzhou-Xiamen-Quanzhou, Zhengzhou, Chang-Zhu-Tan, Guangdong-Hong Kong-Macao Greater Bay Area, Chongqing, and Chengdu [1]. - The overall structure of the pilot schemes is consistent, focusing on stimulating technological innovation, efficient land allocation, rational flow of human resources, and enhancing capital service capabilities for the real economy [1][2]. Group 2: Financial Support and Measures - The People's Bank of China will enhance financial support for the pilot regions, focusing on improving financial service supply, promoting higher-level financial openness, and leveraging digital finance [2]. - Eight out of the ten pilot regions' plans emphasize increasing effective financial services to support the real economy [2]. Group 3: Specific Regional Initiatives - Zhengzhou's plan encourages the development of futures products that meet the needs of the real economy, while the Greater Bay Area aims to establish a high-standard futures exchange [3]. - The Chang-Zhu-Tan plan includes exploring new markets for electricity capacity and financial derivatives [3]. Group 4: Impact of Futures Market Development - The development of the futures market is expected to enhance factor flow efficiency, increase industry resilience, attract high-end resources, and promote unified standards [4]. - The futures market's role as a pricing benchmark will facilitate cross-regional factor flow and reduce transaction costs [4]. Group 5: Future Prospects - The pilot program is anticipated to accelerate innovation in futures products, such as electricity and carbon emission futures, and deepen the opening process of the futures market [5]. - The pilot regions may serve as experimental grounds for cross-border delivery and integration with international standards, enhancing China's price influence globally [5].

据悉，即日起开展北京城市副中心、苏南重点城市、杭甬温、合肥都市圈、福厦泉、郑州市、长株潭、 粤港澳大湾区内地九市、重庆市、成都市等10个要素市场化配置综合改革试点。 自然资源部自然资源开发利用司司长孔维东在发布会上释放了土地管理制度改革的重要信号。据悉，在 盘活存量土地和低效用地再开发方面，自然资源部将细化完善低效用地认定标准，推动城镇低效用地腾 退和主动退出，鼓励采取市场化方式盘活存量闲置土地等。 国家发展改革委副主任李春临表示，这10个地区是发展基础较好、经济增长支撑作用强的城市群、都市 圈或者中心城市，改革基础条件较好，也具有较强代表性。各地区试点方案总体结构基本一致，但具体 改革措施因地制宜，各有侧重。试点方案自批复起实施2年时间，预计2027年完成试点任务。 国家发展改革委将会同试点地区和有关方面，聚焦要素价格市场化形成、畅通要素流通渠道等重点领域 和关键环节，分类施策推进改革，加快形成全国可复制可推广的路径模式。 深化要素市场化配置改革，是建设全国统一大市场的关键环节，是构建高水平社会主义市场经济体制的 重要内容。 中国人民银行研究局局长王信则从金融视角，解读了推进要素市场化配置综合改革对做好金融 ...

9月11日，国新办举行国务院政策例行吹风会，介绍全国部分地区实施要素市场化配置综合改革试点有 关情况。 国家发展改革委表示，加快形成全国可复制可推广的路径模式 中国政府网9月11日消息，国务院日前印发《关于全国部分地区要素市场化配置综合改革试点实施方案 的批复》，同意自即日起2年内开展北京城市副中心、苏南重点城市、杭甬温、合肥都市圈等10个要素 市场化配置综合改革试点，原则同意有关实施方案，并全文印发向社会公布。 批复要求，方案实施要坚持以习近平新时代中国特色社会主义思想为指导，深入贯彻党的二十大和二十 届二中、三中全会精神，完整准确全面贯彻新发展理念，以综合改革试点为牵引，深入推进要素市场化 配置改革，完善要素市场制度和规则，着力破除阻碍要素自由流动和高效配置的体制机制障碍，保证各 种所有制经济依法平等使用生产要素、公平参与市场竞争、同等受到法律保护，推动要素质量逐步提 高、生产要素畅通流动、各类资源高效配置、市场潜力充分释放，为促进新质生产力发展、纵深推进全 国统一大市场建设、构建高水平社会主义市场经济体制提供坚强支撑。 李春临表示，各地区试点方案总体结构基本一致，但具体改革措施因地制宜，各有侧重，围绕激 ...

（原标题：征集：广州南沙深化面向世界的粤港澳全面合作理论与实践研究成果） 南方财经记者陈梦璇 南沙报道 《广州南沙深化面向世界的粤港澳全面合作总体方案》（以下简称《南沙方案》）发布三周年之际，南 沙第一阶段开发开放取得阶段性成效。 活动将通过两轮评审选出优秀成果，首轮进行形式审查，第二轮由相关部门组织专家开展线下书面评 审，重点考量成果的创新性、可行性及政策转化潜力等维度。评选结果将在官方网站公布，优秀研究成 果将颁发成果证书，并有机会入选《南方智库》集刊、21财经APP平台展示。 据悉，成果报送截止时间为2025年9月30日。研究者须于9月20日前，提交研究成果报送表（见文末二维 码中的附件1）至广东省广州南沙建设发展工作委员会办公室综合协调局指定邮箱 （snsb@gz.gov.cn）；在9月30日前将研究成果电子版材料发送至上述邮箱；另外，纸质版请于9月30日 期邮寄至广东省广州市南沙区凤凰大道1号D栋305室（收件人：周先生；联系电话：15521415514） 此次征集坚决杜绝学术腐败。对于研究成果评审过程中出现的学术腐败情况和不端问题，可通过来信、 来电、来访等形式，向广东省广州南沙建设发展工作委员会 ...

Group 1 - The State Council has approved a pilot program for market-oriented allocation of factors in ten urban areas, including the Guangdong-Hong Kong-Macao Greater Bay Area and several key cities in southern China, to enhance resource utilization efficiency [1][2] - The pilot areas are chosen based on their significant economic contributions and existing industrial clusters, aiming to provide differentiated exploration experiences for the construction of a unified national market [1][2] - The implementation plan covers seven major areas and 22 specific measures, focusing on technology, land, talent, data, and capital, with a key emphasis on improving land allocation efficiency [2][3] Group 2 - The plan proposes to revitalize idle land through market-oriented methods, including establishing standards for identifying low-efficiency urban land and encouraging measures such as negotiation for recovery and agreement exchanges [3] - It aims to create a unified construction land market across urban and rural areas, exploring diverse ways to utilize idle rural housing and promoting the entry of collective rural operating construction land into the market [3] - To facilitate the transformation of technological achievements, the plan suggests enhancing the property rights system for scientific and technological achievements and increasing financial services to support the development of multi-level capital markets [3]

王信强调，人民银行将围绕增加有效金融服务供给、推动更高水平金融开放合作、推动数字赋能金融发 展等方面，加大对要素市场化配置综合改革试点地区的金融支持力度，为建设全国统一大市场作出积极 贡献。 "截至2025年二季度末，绿色贷款余额约42.4万亿元，绿色债券余额超过2.2万亿元，这两个指标在全世 界位于前列；普惠小微贷款、科技贷款都比去年同期增长12%以上，养老产业贷款同比增长43%，均高 于整体贷款增速。"王信补充道。 北京商报讯（记者 廖蒙）9月11日，国务院新闻办公室举行国务院政策例行吹风会，中国人民银行研究 局局长王信出席会议。王信指出，人民银行积极支持要素市场化配置综合改革，发挥市场在资源配置中 的决定性作用，更好地发挥政府作用，做好金融"五篇大文章"。 王信表示，人民银行围绕支持重点领域和薄弱环节，设立了支农再贷款、支小再贷款、碳减排支持工 具、科技创新和技术改造再贷款、消费和养老再贷款等。截至2025年二季度末，碳减排支持工具累计引 导金融机构发放碳减排贷款超过1.38万亿元。通过绿色再贴现、金融机构绿色金融评估等手段，强化对 金融机构支持绿色发展的激励，支持银行与企业签订科技创新和技术改造贷款金 ...

Core Viewpoint - The People's Bank of China (PBOC) is actively supporting the comprehensive reform of factor market-oriented allocation, emphasizing the decisive role of the market in resource allocation while enhancing the government's role in promoting high-quality economic development [1][3]. Group 1: Financial Infrastructure and Standards - The PBOC is focused on improving foundational infrastructure such as standard setting, financial statistics, and information disclosure to facilitate the reasonable flow of factors. A new "Green Finance Support Project Directory (2025 Edition)" will be issued, which includes definitions for various green financial products and adds categories like green consumption and green trade [3]. - The PBOC is leading the development of 11 financial standards for the transformation of traditional high-carbon industries and is revising guidelines for sustainable information disclosure by financial institutions [3]. Group 2: Capital Support for the Real Economy - The PBOC has established various loan tools to support key sectors, including agricultural and small business loans, carbon reduction support tools, and loans for technological innovation. By the end of Q2 2025, over 1.38 trillion yuan in carbon reduction loans had been issued [4]. - Green loans reached approximately 42.4 trillion yuan, and green bond issuance exceeded 2.2 trillion yuan, placing these metrics among the highest globally. Inclusive small and micro loans, as well as technology loans, grew by over 12% year-on-year, while loans for the elderly care industry increased by 43% [4]. Group 3: Regional Financial Reforms - The PBOC is guiding regional financial reforms in ten pilot areas for factor market-oriented allocation. Cities like Beijing, Hangzhou, and Hefei are implementing financial reforms focused on technological innovation, while Chongqing and Guangzhou are advancing green finance initiatives [4]. Group 4: Risk Management and Future Directions - The PBOC emphasizes the importance of balancing growth and risk management, ensuring that systemic financial risks are avoided. Future efforts will focus on increasing effective financial service supply, promoting higher levels of financial openness, and leveraging digital technology to enhance financial development [5].