以下文章来源于中新经纬 ，作者周奕航 近日，中新经纬以投资者身份走访了北京市西城区方正证券、国都证券、国泰海通证券和中信证券的营业部。从 8月7日的走访情况来看，多家券 商营业部并未出现大排长龙的现象。不过，据各网点工作人员透露，最近因为行情较好，咨询开户、存量客户找回密码以及开通交易权限的客户较 之前多了一些。 8月7日下午，中新经纬到达国都证券营业部时，一位大爷正在请工作人员查询股票账户的收益情况。"我忘了账户里面有什么股票，过来看 看。"据大爷透露，他在21年前就开了户，目前账户里面还有一只基金和一只股票。其中3万元本金的基金收益为23万元，另一只股票的本金是45 万元，赔了18万元，但大爷并未透露基金和股票的名称。 在中信证券营业部，一位客户经理正和客户电话沟通开户的注意事项， "您带着身份证原件和银行卡来营业部就可以，如果时间紧张也可以线上开 户。"据工作人员透露，该用户表示近期会到营业部开户。 "最近上证指数突破新高，身边的朋友们都在讨论股市，我有一种再不进场就晚了的紧迫感。"北京的李女士向中新经纬表示，行情这么好，她也想 抓住这波机会，赶紧上车。 虽然李女士于 7月30日开户，至今尚不足一月 ， ...

Group 1: Agricultural Transformation - The transformation of saline-alkali land in Binzhou has led to the cultivation of over 120,000 acres of arable land, with a focus on breeding salt-tolerant crop varieties [2][4] - The local wheat variety "Yutian Wheat 126" has successfully passed national approval in 2023, showcasing advancements in agricultural biotechnology [4] - Farmers initially skeptical about new salt-tolerant seeds have changed their attitudes after witnessing tangible high-yield results, leading to increased adoption of these varieties [5][6] Group 2: Deep Processing and Value Addition - The processing of wheat at Zhongyu Food Co., Ltd. has evolved, with by-products like bran now being transformed into high-value dietary fiber powder, increasing its market value from 1,800 yuan per ton to 30,000 yuan per ton [8][12] - The company has achieved nearly 100% utilization of wheat, saving 500,000 tons of grain annually through advanced processing techniques [13] - The total output value of wheat has increased significantly, from approximately 3,700 yuan to around 9,140 yuan per ton due to technological innovations [12] Group 3: Waste Utilization and Sustainability - The company has developed a method to convert liquid waste from alcohol production into a viable feed alternative, significantly reducing grain consumption in pig farming [14][15] - The integration of anaerobic fermentation with low-concentration waste has improved soil quality and crop yields in saline-alkali fields, demonstrating effective waste management [16] - This approach has led to a reduction of 28,000 tons of grain usage and a cost saving of 54 million yuan in waste treatment fees annually [16]

转自：华夏银行 日升月恒十五载，江淮激荡华夏声。 2010年8月16日，华夏银行合肥分行在时代浪潮中扬帆启航，将根脉深植于生机勃勃的江淮沃土。自 此，一段与安徽发展同频共振、共生共荣的壮丽史诗，在皖山皖水间磅礴展开。 光阴流转，不仅标记着前行的刻度，更如椽巨笔般铭刻下奋斗者的铿锵足迹，丈量着追梦征程的辽阔疆 域。 十五载砥砺奋进，胸怀"国之大者"。华夏儿女高擎信仰的"火炬"，自觉融入国家战略宏图，从合肥一域 到遍及全省，在安徽高质量发展的浩荡洪流中，以金融之力服务大局、赋能实体，镌刻下服务国家战 略、助力地方腾飞的坚实印记。 十五载深耕不辍，聚焦创新脉搏。紧扣安徽打造"科技创新策源地"的时代强音，华夏儿女精准发力金 融"五篇大文章"，倾力浇灌创新沃土，矢志成为安徽创新经济崛起不可或缺的"同行者"与澎湃动能 的"助燃剂"。 十五载初心如磐，情系"民之盼者"。以行动诠释责任担当，用真情守护万家灯火，华夏儿女持续擦 亮"有温度银行"的金字招牌，将金融服务的暖流注入民生福祉的细壤微澜。 江河奔涌，见证创新不息；金融赋能，步履愈加铿锵。 站在十五周年的崭新起点，华夏银行合肥分行将坚定锚定国家战略导向，深入贯彻落实总行部 ...

Core Insights - The People's Bank of China (PBOC) has increased support for the financial "five major articles," with loans in technology, green finance, inclusive finance, elderly care, and digital economy sectors accounting for approximately 70% of new loans this year [1][2] Group 1: Loan Growth by Sector - Technology loans grew by 12.5% year-on-year, with a total balance of 44.1 trillion yuan, outpacing the overall loan growth by 5.8 percentage points [1] - Green loans increased significantly, with a balance rising from 9.9 trillion yuan at the end of 2019 to 36.6 trillion yuan by the end of 2024, averaging over 20% annual growth [1] - Inclusive finance for small and micro enterprises reached a loan balance of 65 trillion yuan, with its share of corporate loans increasing from 30.4% in 2014 to 38.2% [2] Group 2: Future Directions - The PBOC plans to steadily advance the construction of the elderly finance system and enhance financing support for the elderly care industry, while also enriching the product system for elderly finance [2]

Core Insights - The meeting focused on accelerating the construction of a modern industrial system through technological innovation, emphasizing the integration of technology and industry as a key driver for development [1][2][3] Group 1: Technological Innovation - Technological innovation is identified as the driving force and key variable in building a modern industrial system, essential for transforming old and new growth drivers and addressing industrial transformation challenges [1][2] - Guangdong aims to lead in overcoming critical technological challenges and producing significant technological achievements, with a focus on enhancing supply chains and implementing the "Zhuo Yue" plan for basic research [2] Group 2: Industry Collaboration - The strategy includes strengthening the collaboration between enterprises, academia, and research institutions, utilizing a "chain leader" approach to foster a robust ecosystem of technology-driven enterprises [2] - The government is encouraged to refine policies and support mechanisms to ensure that innovation efforts are effectively delivered to enterprises, enhancing their capacity for technological advancement [3] Group 3: Future Technology and Talent Development - There is a forward-looking emphasis on quantum technology and other future fields, aiming to position Guangdong as a leader in new industries and competitive arenas [2] - The meeting highlighted the importance of cultivating a high-level talent ecosystem through joint training programs between universities and enterprises, ensuring a steady supply of skilled professionals [2]

Core Viewpoint - Guangdong is committed to deepening reforms and expanding high-level opening-up, providing new cooperation opportunities for countries including Brazil [1] Group 1: Cooperation Areas - Guangdong aims to strengthen cooperation with Brazil in various fields such as economic and trade investment, disaster prevention and reduction, ports, logistics, agriculture, technology, education, and friendly city exchanges [1] - The meeting emphasizes the importance of implementing the consensus reached by the leaders of both countries [1] Group 2: Strategic Intent - The visit is seen as an opportunity to deepen collaboration in regional development, emergency management, technological innovation, ports, airports, and new energy [1] - Both parties express a desire for mutual benefit and win-win outcomes through enhanced cooperation [1]

Core Insights - Europe has historically been a leader in technology but is now lagging behind in emerging fields like AI, electric vehicles, and semiconductor manufacturing, with the focus shifting to the US and China [1][2] Group 1: Factors Contributing to Europe's Technological Lag - Europe's industrial tradition, while valuable, acts as an invisible ceiling that limits the development of new economic models and innovation [2] - The conservative capital ecosystem in Europe restricts innovation, as companies must demonstrate profitability early to attract funding, leading to a lack of financial support for startups [3] - The complex market structure in Europe, characterized by multiple sovereign nations with diverse languages, cultures, and regulations, complicates cross-border business expansion and increases operational costs [5][6] Group 2: Cultural and Regulatory Challenges - The European cultural emphasis on stability and gradual reform creates a cautious approach to new technologies, which can hinder innovation and entrepreneurship [6] - Strict regulatory frameworks, such as the General Data Protection Regulation (GDPR), while protecting privacy, also impose barriers to innovation by slowing down the pace of technological application [6] Group 3: Recognition and Response to Challenges - European leaders have acknowledged the strategic shortfalls in key technology sectors and are planning increased investments in areas like AI and semiconductor manufacturing [7] - The need for profound cultural, institutional, and market changes is critical for Europe to regain its technological edge, balancing stability with a spirit of innovation [7]

随着我国科技创新水平的不断提高，我国在全球贸易格局中扮演的角色已逐步从"制造者"向"创造者"和"研发者"延伸。在当前全球商品贸易 遭遇贸易保护主义逆流、我国商品出口在全球市场份额已经较高的背景下，以研发技术能力为基础的知识密集型服务出口，或将接棒商品出 口成为下一阶段我国出口的新增长点。 我国服务出口较服务贸易大国仍有一定差距。2023年，我国服务贸易出口规模位列全球第五位。服务出口金额位列全球前四的国家依次为美 国、英国、爱尔兰和德国，服务出口金额分别为10300亿、5844亿、4390亿、3980亿美元。 从知识密集型服务业的发展空间来看，我国知识密集型服务出口规模较美、英、德等服务贸易发达经济体仍有明显差距，具有广阔的提升空 间。同时，随着我国整体科技创新水平和数字经济水平的快速发展，知识密集型服务出口已经成为我国贸易发展的新趋势和重要增长极。 从我国知识密集型服务业的竞争优势来看，要素密集度方面，当前我国科技创新能力快速增长，技术和知识要素已逐步从稀缺迈向丰裕;比较 优势方面，我国庞大的高素质劳动力规模正在形成新的人才红利，在发展知识密集型服务业上拥有相对低成本的优势。综合来看，知识密集 型服务业对于 ...

Group 1 - In August 2023, a significant number of leading companies in various industries reported a doubling of their performance, indicating strong internal growth dynamics in the A-share market [1][2] - As of August 15, 2023, 378 listed companies disclosed their mid-year reports for 2023, with 325 companies reporting profits, representing over 80% of the total [1] - The overall profitability quality of listed companies is improving, with key indicators such as ROE and operating cash flow showing strong growth, exemplified by CATL's 11.63% ROE and a 31.26% increase in operating cash flow to 58.687 billion yuan [2][4] Group 2 - The secondary market is experiencing positive changes, with total trading volume in the Shanghai and Shenzhen markets exceeding 2 trillion yuan on multiple occasions, reflecting institutional recognition of listed companies' profitability [3] - High-tech companies are leading the performance surge, with significant profit increases reported by firms in high-end manufacturing, new energy, and AI sectors, such as WuXi AppTec's 101.92% profit growth [4] - The continuous optimization of capital market mechanisms, including reforms in IPO processes and stricter regulations, is enhancing the overall quality and operational standards of listed companies [5] Group 3 - The internal growth dynamics observed in the mid-year reports of listed companies serve as a stabilizing factor for market confidence and a window to assess the effectiveness of China's economic transformation [6]

第四届香港创科展现场。 主办方供图 "游戏中会重现'假冒银行职员''投资骗案''美容院销售陷阱'3个场景，玩家要以第一人称的身份体验，判 断不明来电内容是否可信。"在不久前举办的第四届香港创科展上，香港顺德联谊总会翁祐中学学生封 玲和团队成员共同带来以防范电话诈骗案为主题的VR游戏"智醒目"，吸引不少观众现场体验。"当下社 会电话诈骗案件频发，我们从新闻及真实案件、受害人采访中搜集大量资料，设计游戏对话内容。希望 通过不同于宣传单张、讲座的方式，让小朋友和长者等易受骗群体亲身感受诈骗案场景，从而获取防诈 骗知识。"她说。 香港创科展由香港创新基金主办，旨在推动创科教育，鼓励中小学学生运用AI及多元科技发挥创意， 解决日常生活中遇到的问题与挑战。本届创科展以"大想头 齐创新"为主题，来自香港各中小学校的120 支师生团队来到展览现场，向观众展示其创科作品，并介绍作品的设计理念和技术应用。为期2天的展 览吸引逾5.8万人次入场参观，现场气氛热烈踊跃，充满浓厚的创科氛围。 除了可以欣赏入围师生队伍的创意成果，今年的创科展还设有五大"互动专区"，吸引不少亲子家庭前来 体验，透过趣味互动，亲自动手体验科技的乐趣。 在" ...