金融活则经济活，金融稳则经济稳。随着《中共中央关于制定国民经济和社会发展第十五个五年规 划的建议》（以下简称"'十五五'规划建议"）正式发布，"加快建设金融强国"成为"十五五"时期的重要 战略部署，为金融机构高质量发展锚定航向。在保险业服务实体经济、对接民生需求的转型发展进程 中，国有寿险公司正发挥着关键作用。 近日，中汇人寿保险股份有限公司（以下简称"中汇人寿"）党委书记、董事长任小兵接受了《金融 时报》记者专访，聚焦党的二十届四中全会精神落地实践，深入解析公司以党建为引领融入金融强国建 设的核心思路。任小兵表示，要牢牢把握金融为民的正确方向，专注寿险主责主业，探索一条规模适 度、产品服务特色鲜明、业务品质优良的特色化、专业化、精品化发展道路，将中汇人寿打造成一家现 代精品寿险公司。 《金融时报》记者：党的二十届四中全会对"十五五"时期加快建设金融强国提出明确要求、作出战 略部署。作为国有金融企业，中汇人寿如何立足保险主责主业，融入金融强国建设？ 任小兵：金融是"国之大者"，关系中国式现代化建设全局。"十五五"规划建议专门部署加快建设金 融强国，充分体现了党中央对金融工作的高度重视。中汇人寿作为国有全资寿险 ...

近日，中汇人寿保险股份有限公司(以下简称"中汇人寿")党委书记、董事长任小兵接受了《金融时报》 记者专访，聚焦党的二十届四中全会精神落地实践，深入解析公司以党建为引领融入金融强国建设的核 心思路。任小兵表示，要牢牢把握金融为民的正确方向，专注寿险主责主业，探索一条规模适度、产品 服务特色鲜明、业务品质优良的特色化、专业化、精品化发展道路，将中汇人寿打造成一家现代精品寿 险公司。 金融活则经济活，金融稳则经济稳。随着《中共中央关于制定国民经济和社会发展第十五个五年规划的 建议》(以下简称"'十五五'规划建议")正式发布，"加快建设金融强国"成为"十五五"时期的重要战略部 署，为金融机构高质量发展锚定航向。在保险业服务实体经济、对接民生需求的转型发展进程中，国有 寿险公司正发挥着关键作用。 牢牢守住风险底线。管控风险是金融强国建设的必然要求。中汇人寿坚持从顶层设计入手，将风险管控 融入战略全局，建立稳妥审慎的风险偏好，开展常态化风险监测评估，聚焦投资等关键领域，持续完善 风险管理制度体系，推动追责问责机制有效落地，守住不发生系统性风险的底线。 《金融时报》记者："十五五"规划建议提出要建设现代化产业体系、巩固壮大 ...

"下一步，人民银行将全面贯彻落实党的二十届四中全会和中央经济工作会议精神，进一步发挥征信 在社会信用体系建设中的重要作用，以更加多元的产品供给，更加便利的征信服务，更加有力的权 益保护，为金融服务实体经济、防范化解金融风险、助力金融强国建设提供更加坚实的征信支 撑。"邹澜说。 本文来源：中国证券报 作者：彭扬 延伸阅读 十五五"时期，人民银行将以"防风险、强监管、促高质量发展"为主线，以优化征信市场布局为重点， 统筹发展和安全，全面提高征信服务水平和服务能力。 中国人民银行副行长邹澜12月22日在"一次性信用修复政策有关情况新闻发布会"上表示，当前，我 国征信业面临的外部环境和内部条件都发生了深刻的变化，征信业已经进入高质量发展的重要转型 期。"十五五"时期，人民银行将以"防风险、强监管、促高质量发展"为主线，以优化征信市场布局 为重点，统筹发展和安全，全面提高征信服务水平和服务能力。 邹澜介绍，人民银行将重点坚持三个原则。一是坚持征信为民的理念。人民银行将继续把满足人民 群众需求作为征信工作的出发点和落脚点，不断提升征信服务的覆盖面和便利度，采取有力有效措 施保障个人征信合法权益。一方面，不断优化线上线下征 ...

专题：第二十二届中国国际金融论坛 12月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态 构建。经济学人智库（EIU）中国首席经济学家苏月出席并主持"炉边谈话：离岸金融如何助力金融强 国建设"论坛。 责任编辑：李昂 专题：第二十二届中国国际金融论坛 12月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态 构建。经济学人智库（EIU）中国首席经济学家苏月出席并主持"炉边谈话：离岸金融如何助力金融强 国建设"论坛。 苏月谈到，金融强国的建设，离不开全球资源配置能力的提升，也离不开开放型金融体系的支撑。而离 岸金融作为跨境金融的重要载体，正是连接国内与国际金融市场的关键纽带。随着全球化的深入和科技 的进步，离岸金融市场也面临着前所未有的挑战与机遇。 她表示，离岸金融发展离不开制度开放和开放的金融环境，同时开放也面临着跨境资金流动、合规监管 等方面的风险挑战。"监管本身不在于筑起一堵高墙，终极目的是要激发市场活力。" 新浪声明：所有会议实录均为现场速记整理，未经演讲者审阅，新浪网登载此文出于传递更多信息之目 的，并不意味着赞同其观 ...

Core Viewpoint - The modernization of China's financial system is essential for the country's transition to a modern state, with a focus on establishing a strong financial nation through the internationalization of the Renminbi and capital markets [1][2]. Capital Market Internationalization - The construction of a strong financial nation must focus on two indicators: the true internationalization of the Renminbi and the internationalization of capital markets, aiming to establish an international financial center centered on Renminbi-denominated assets [2][3]. - The ultimate goal for the Renminbi is to achieve free circulation as a payment or reserve currency in developed countries, beyond just regional trade settlements [2]. Capital Market Reform Directions - Capital market reform should advance on three levels: 1. A shift in perception from viewing the market solely as a financing tool to recognizing it as an investment market, emphasizing the establishment of incentive mechanisms [3]. 2. Reform of the funding side to reduce excessive constraints on large capital entering equity markets, particularly for commercial insurance funds [3]. 3. Institutional platform reform focusing on legal, regulatory, and rule-based improvements to ensure transparency and prevent fraudulent activities [3]. Core Goals of Capital Market Reform - The primary goal is to "clear mines" by eliminating fraud and deception in the market, with a call for stricter penalties and accountability for violators [4]. - The second goal is to develop a genuine wealth management market, which requires a transparent and trustworthy foundation to attract long-term capital [4]. - The ultimate vision is to establish an international financial center, which necessitates adherence to market-oriented, rule-of-law, and internationalization principles to support the strategy of becoming a strong financial nation [4].

Core Viewpoint - The People's Bank of China (PBOC) aims to promote high-quality development of the credit industry during the "14th Five-Year Plan" period, focusing on risk prevention, strong regulation, and enhancing service capabilities [1][2][3] Group 1: Principles of Credit Development - The PBOC emphasizes a people-centered approach, aiming to enhance the coverage and convenience of credit services while safeguarding individual credit rights [1][2] - The dual-driven model of "government + market" will be adopted, strengthening basic credit services and expanding the sharing of credit information across financial sectors [2][3] - A balanced approach to development and safety will be maintained, leveraging new technologies like big data and AI in the credit sector while ensuring strict regulation [2][3] Group 2: Regulatory Measures - The PBOC will enforce strict regulations on personal credit institutions, standardizing credit information activities to ensure compliance and protect individual rights [3] - There will be a focus on addressing illegal activities in the credit market to maintain a healthy and lawful environment [3] - The PBOC plans to enhance the role of credit in building a social credit system, providing diverse products and services to support the real economy and mitigate financial risks [3]

随后，会议组织全体参会人员专题学习了中国证监会主席吴清关于"加快打造一流投资银行和投资机构 更好助推资本市场高质量发展"的重要讲话精神。与会人员结合自身机构实际与厦门资本市场发展现 状，围绕如何贯彻落实全会部署、如何更好服务实体经济与高质量发展等议题展开了热烈而深入的交流 研讨。大家一致认为，要深刻认识"十五五"时期证券期货行业所肩负的时代使命与重大责任，坚决将二 十届四中全会关于金融机构"专注主业、完善治理、错位发展"的部署要求落到实处；要主动把握发展机 遇，勇于担当作为，着力提升专业能力与核心竞争力，在服务国家战略和区域经济社会发展中展现更大 作为，努力争创一流、勇立潮头。 本次培训既是思想洗礼，更是行动号角。下一步，厦门证券期货基金业协会将继续发挥好桥梁纽带与行 业引领作用，坚持以党的二十届四中全会精神为指导，持续引导辖区证券期货机构凝心聚力、全力以赴 推动资本市场高质量发展和金融强国建设，为"十五五"经济社会发展贡献更大力量。(胡敏) 2025年12月19日，在厦门证监局指导下，厦门证券期货基金业协会顺利举办学习贯彻党的二十届四中全 会精神专题培训会，辖区证券期货经营机构负责人共计180余人参与。本次 ...

Core Viewpoint - The Shanghai Futures Exchange (SHFE) aims to enhance its role in the national strategy and contribute to the development of a world-class trading platform, focusing on high-quality services for the real economy and strengthening the influence of major commodity prices [1] Group 1: Product Development and Market Expansion - SHFE plans to enrich its product offerings by accelerating the listing of futures and options for liquefied natural gas and corrugated paper, while also enhancing the research and development of strategic products like electricity [2] - The exchange is committed to deepening its internationalization efforts, particularly for nickel and other commodities, and is working on cross-border delivery business models and settlement price authorizations [2] Group 2: Regulatory and Service Enhancements - SHFE is focused on solidifying its regulatory foundation to create a fair and orderly trading environment, while continuously improving its functional services to support national strategies [3] - The exchange has launched 25 futures and 18 options covering key sectors of the national economy, with half of these products being intermediate goods in industrial supply chains, aligning with China's trade structure [3] - New products introduced this year, such as the first domestic recycled aluminum alloy futures and the world's first cultural paper futures, have seen significant trading volumes, with a total of 407 million contracts traded and a transaction value of 158.2 billion yuan [3] Group 3: Industry Support and Risk Management - SHFE has established 134 integrated service bases to enhance support for enterprises, with 40% of these bases involving listed companies, and has developed 12 diverse cooperation models [4] - The exchange has increased its delivery capacity for steel products, adding 11 new delivery points and expanding storage capacity by 643,000 tons, which has led to a 41% increase in steel companies participating in futures delivery by 2025 compared to 2024 [4] Group 4: Open Market and Regulatory Framework - SHFE has opened 6 products directly to foreign traders and allows qualified foreign investors to trade 32 products, leading the domestic exchanges in terms of the number of open products [6] - The exchange emphasizes a high level of self-regulation to strengthen the trade risk prevention system, effectively managing risks from external sources and ensuring market stability [6]

Group 1 - The core mission of the capital market has been to serve national strategies and the real economy since its inception, marking a significant journey of 35 years from its establishment [1] - The Chinese capital market has evolved into the second-largest stock and bond market globally, transitioning from supporting state-owned enterprise reforms to empowering rural revitalization, green development, and technological innovation [1][2] - The capital market's support for the real economy extends beyond financing, deeply integrating into various stages of the industrial chain, forming a closed loop of "industry demand—market innovation—system empowerment" [2] Group 2 - The capital market has closely followed national strategies and responded to the evolving demands of different eras, guiding resources towards key sectors and supporting various stages of enterprise development [2] - A multi-tiered market system has been established, including the Main Board, ChiNext, Sci-Tech Innovation Board, Beijing Stock Exchange, New Third Board, and regional equity markets, enhancing the functionality and complementarity of the market [2] - The capital market has significantly strengthened the foundation of the real economy, with R&D investment reaching 1.16 trillion yuan, and the market capitalization of the electronics industry surpassing that of the banking sector, accounting for 12.42% [3]

Core Insights - The conference focused on the theme "World Economy and China 2026: Economic and Financial Opportunities and Challenges under the Evolving Global Political and Economic Landscape" [2] - Keynote speeches highlighted the transformation of global financial governance and the opportunities presented by changes in cross-border payment systems [2][4] Group 1: Keynote Speeches - Ge Haijiao emphasized the need for a robust cross-border payment network and the importance of the RMB in global transactions, predicting significant opportunities for China's financial sector in the next five years [3][4] - Zhu Min pointed out that the global economy is expected to experience weak growth in 2026, driven by structural changes and geopolitical tensions, with forecasts from IMF, World Bank, and OECD predicting growth rates of 3.1%, 2.7%, and 2.6% respectively [6] - Jeffrey Sachs noted that emerging economies are becoming the main engines of global growth, suggesting a shift in China's macro strategy towards ASEAN, Africa, and Latin America [7] Group 2: Roundtable Discussions - The first roundtable discussed the evolution of international financial centers, with experts suggesting a shift from multinational to government-driven trade, increasing unpredictability in the global economy [14] - The second roundtable focused on China's economic and financial development during the 14th Five-Year Plan, emphasizing the need for a multi-layered capital market and the importance of AI regulation in mitigating new financial risks [15] - Experts highlighted the necessity for China to enhance its capital market openness and to synchronize the internationalization of the RMB with cross-border payment system development [15]