Core Viewpoint - The article discusses the increasing focus and implementation of the "five major financial articles" in China's financial sector, emphasizing the need for significant progress by 2027 in areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance [1][3]. Group 1: Policy and Guidelines - The State Council issued guidelines in March to enhance the development of the "five major financial articles," aiming for improved financing accessibility and better alignment of financial products and services by 2027 [1]. - The People's Bank of China, along with other regulatory bodies, released a trial statistical system for the "five major financial articles," focusing on comprehensive coverage and effective data sharing [1]. Group 2: Industry Practices and Research - The "Golden Shell" asset management competitiveness case study will be upgraded in 2025 to include exemplary practices related to the "five major financial articles," highlighting innovative practices from financial institutions [3]. - Financial institutions are encouraged to submit their outstanding practices in technology finance, green finance, inclusive finance, pension finance, and digital finance for evaluation [3].

Core Viewpoint - The People's Bank of Liaocheng has set 2025 as the "Year of Comprehensive Promotion of Financial 'Five Articles'" to enhance financial services for key strategies and sectors, aiming to support high-quality economic development in Liaocheng [1] Group 1: Focus Areas - The initiative emphasizes five key areas: financial support for technological innovation, green low-carbon transformation, inclusive finance, elderly economy development, and digital finance advancement [2] - Specific measures include promoting long-term mechanisms for lending, enhancing financial services for small and micro enterprises, and increasing credit support for elderly care services [2] Group 2: Financial Tools - The plan utilizes four types of financial tools, including debt financing instruments and re-loans, to enhance financial support effectiveness [3] - Actions include promoting special financial bonds for small and green enterprises, and extending the implementation period for carbon reduction support tools until the end of 2027 [3] Group 3: Support Structures - Establishing a robust standard system for recognizing technology-based enterprises and enhancing credit service supply is crucial [4] - The initiative includes a statistical system for monitoring the implementation of the "Five Articles" and ensuring accurate data reporting by financial institutions [4] Group 4: Mechanisms for Implementation - A coordination mechanism led by top officials is established to ensure effective implementation of the financial initiatives [4] - The plan encourages collaboration among financial institutions and relevant departments to address challenges and enhance communication [4] Group 5: Special Activities - A unique activity titled "One Bank One Brand, One Place One Breakthrough" will be launched to promote regional industrial characteristics and financial integration [5]

Core Viewpoint - The asset management industry plays a crucial role in meeting residents' wealth management needs and supporting the high-quality development of the real economy, with a focus on technology, green finance, inclusive finance, pension finance, and digital finance [1][2][4]. Group 1: Industry Overview - As of the end of Q1 2025, the scale of outstanding wealth management products is projected to reach 29.14 trillion yuan, with bank wealth management products supporting approximately 20 trillion yuan in the real economy [1]. - The industry is experiencing new characteristics, such as reduced product fees, diversified asset allocation, and improved investor service levels [1][2]. Group 2: Focus on Technology - The asset management sector is increasingly focusing on technology innovation bonds, with companies like Bank of China Wealth Management actively participating in the issuance of these bonds [1][2]. - The emphasis on technology aligns with national strategic development directions, aiming to support high-growth companies in the technology sector [2]. Group 3: Green Finance Initiatives - The number of newly issued ESG wealth management products reached 168 in 2024, marking a year-on-year increase of approximately 40%, with over 330 billion yuan allocated to green bonds by the end of 2024 [3]. - The industry is committed to supporting green industries and enhancing product returns through investments in green-related assets [3]. Group 4: Inclusive Finance and Pension Solutions - The industry is focused on inclusive finance, with over 13,000 existing inclusive wealth management products and low investment thresholds and fee levels [3]. - The establishment of a three-pillar pension system in China has led to rapid development in the third pillar, with wealth management products tailored for retirement planning [3]. Group 5: Digital Transformation - The industry is accelerating digital transformation to enhance research and investment capabilities, aiming to improve asset allocation efficiency through a comprehensive digital management system [3][5]. - The integration of advanced technologies, such as big data, is expected to optimize product structures and enhance customer adaptability [5]. Group 6: Future Outlook - The company aims to align its development with the high-quality growth of the economy while actively exploring stable and efficient development paths in wealth management [5].

1 | | "五个助力"，积极探索金融"五篇大文章"实践。 | | --- | --- | | | 一是为科技企业提供综合金融服务，助力培育和发展 | | | 新质生产力。截至2024年末，累计完成保荐及主承销 | | | 项目670家，募集资金超6000亿元，其中IPO项目319家， | | | 排名行业前列，服务隆基绿能、蓝思科技、贝特瑞等 | | | 科技企业成长为细分领域的全球龙头；私募股权投资 | | | 及另类投资累计完成投资项目超240个，累计投资金额 | | | 超100亿元，促进"科技—产业—金融"良性循环。 | | | 二是积极开展绿色金融产品和服务创新，助力实体经 | | | 济绿色转型。设立国信新能基金、未来科学城国信母 | | | 基金等多只绿色产业基金；积极开展绿色债券和绿色 | | | ABS产品创新，连续4年服务深圳市在香港发行离岸人 | | | 三是深耕细作普惠金融，助力满足人民群众日益增长 | | | 的金融需求。证券经纪和财富管理服务网络覆盖全国 | | | 117个城市和地区。2024年组织"国信财富中国行""走 | | | 进上市公司"等系列活动超900场，覆盖上市及 ...

·何立峰：增强人民币资产全球配置中心、风险管理中心地位 ·国家发展改革委、商务部、市场监管总局发布《关于开展市场准入壁垒清理整治行动促进全国统一大市场建设的通知》，全面清理和整改违规设置市场准 入壁垒的各类不合理规定和做法，通报一批具有典型意义的违规案例，建立健全线索归集、核实整改、案例通报等长效机制，让"非禁即入"落地生根，营造 公平的市场准入环境，为坚持和落实"两个毫不动摇"、构建全国统一大市场提供有力支撑。（新华财经） ·29日消息，近日，国家发展改革委已印发通知，会同财政部及时向地方追加下达今年第二批810亿元超长期特别国债资金，继续大力支持消费品以旧换新。 下一步，国家发展改革委将充分发挥"两新"部际协调机制作用，强化统筹推进和跟踪调度，督促各地各有关部门加快已拨资金审核兑付，切实减轻企业垫资 压力，确保真金白银优惠直达消费者，推动消费品以旧换新政策发挥更大效果。（新华财经） ·据中国人民银行网站4月29日消息，3月份，债券市场共发行各类债券87356.6亿元，其中国债发行12786.3亿元，地方政府债券发行9788.0亿元，金融债券发 行10226.4亿元，公司信用类债券发行13335.2亿元，信 ...

机构指出，目前市场处于修复阶段，预计大盘仍可能延续盘整。 【财经日历】 中国4月制造业PMI； ►►央行召开落实金融"五篇大文章"总体统计制度动员部署会议。会议要求，金融机构要认真落实金融"五篇大文章"相关统计制度，统筹协调本单位资源， 加强相关部门的协调配合，严格落实数据质量主体责任，强化源头数据质量管理，形成从业务到统计的全链条工作保障。 ►►央行数据显示，2025年第一季度全国新发放商业性个人住房贷款加权平均利率为3.11%。 国内成品油将开启新一轮调价窗口； 美国4月ADP就业人数。 | 树 盘前必读 | // 外盘怎么样 // | | | | --- | --- | --- | --- | | 名称 | 现价 | 涨跌 | 涨跌幅 | | 道琼斯工业指数 | 40527.62 | 300.03 | 0.75% | | 纳斯达克指数 | 17461.32 с | 95.19 | 0.55% | 美股周二震荡上扬，财报季进入密集期，多家蓝筹公司业绩优于预期，提振市场信心。道指上涨300.03点，涨幅0.75%，报40527.62点；标普500指数上涨 32.08点，涨幅0.58%，报5560.83点；纳 ...

报告期内，在英国《银行家》杂志发布的"2024全球银行1000强排名"中，贵阳银行排名位列205位；在 2024年中国银行业协会发布的中国银行业100强排名第37名。这些成绩取得与贵阳银行坚守"服务城乡居 民、服务中小企业、服务地方经济"市场定位不无关系。 成立28年以来，贵阳银行扎根本土、精耕细作，紧密贴近市场，熟悉本地市场和客户需求，拥有涵盖城 乡居民的广大零售客户群，市场占比高，客户基础稳固。目前，实现贵州省各市州及88个县级行政区域 机构网点全覆盖，初步形成覆盖全省城乡的重要渠道支撑和有效联动网络，竞争优势更加凸显。 立足贵州产业发展实际，贵阳银行积极服务地方主战略主定位，围绕"四新"主攻"四化"主战略、"四区 一高地"主定位，聚焦"强省会""富矿精开"等重要部署，对接省市重大项目融资需求，加大信贷投放力 度，服务地方经济发展。 4月29日，贵阳银行发布2024年业绩报告。数据显示，该行总资产突破7000亿元，比年初增长2.56%； 全年实现营业收入149.31亿元，归属于母公司股东的净利润51.64亿元。不良贷款率1.58%，低于城商行 整体不良率1.76%，较年初下降0.01个百分点。 作为省内第 ...

近日，重庆银行（601963）披露2024年度报告。作为西部和长江经济带首家"A+H"上市城商行，在过去 的一年中，重庆银行深入贯彻落实中央金融工作会议精神，紧密围绕重庆市"智融惠畅"工程总体要求， 聚焦西部金融中心建设的"四梁八柱"，始终走好"三稳""三进""三优化""三强化""三提升"主线，主动融 入重庆高质量发展大局，交出了一份稳中有进、进中向好的成绩单。 当好服务国家战略的"排头兵""助推器" 巴山渝水间，开放潮涌急。地处祖国西南腹地的重庆，眼下正以头雁之姿引领开放潮流。重庆银行坚持 以人民为中心的发展思想，立足金融为民服务本源，加快推动内外联动发展，当好国家重大战略的"助 推器"。 高水平推进西部金融中心建设。该行以"智融惠畅"工程为抓手，持续加大金融支持力度，"两增"贷款较 上年末增长108.22亿元，涉农贷款较上年末增长59.75亿元，以更有力、更有为、更有效的金融服务，为 建设现代化新重庆持续贡献力量。 助力唱好新时代西部"双城记"。该行织密服务网络，线上、线下双线发力，扩大柜面服务覆盖面，2024 年已在川渝地区筹建和开业新网点十余家，进一步充实物理服务空间；深入服务"一号工程"，支持成渝 ...