Group 1 - The core viewpoint of the news highlights the achievements in China's financial sector during the "14th Five-Year Plan" period, emphasizing deepened financial reforms and the construction of a financial powerhouse [1] - Financial risk prevention and resolution have made significant progress, with tailored reform plans for key regions and the establishment of provincial-level legal entities for rural credit cooperatives [3] - Financial support for the real economy has been strengthened, with a notable decrease in financing platform numbers by over 60% and a reduction in financial debt scale by over 5% compared to the beginning of 2023 [6] Group 2 - The capital market has maintained a market-oriented, legal, and international approach, with long-term funds holding A-shares reaching approximately 21.4 trillion yuan, a 32% increase from the end of the "13th Five-Year Plan" [9] - The foreign exchange market has shown stable operation, with cross-border receipts and payments projected to reach 14 trillion USD in 2024, a 64% increase from 2020 [11] - The financial regulatory system has been solidified, with 171 regulations issued over five years and enhanced supervision of 41 key institutions [21] Group 3 - Financial support for major projects during the "14th Five-Year Plan" has been substantial, with infrastructure loan balances reaching 54.5 trillion yuan, a 62% increase from the "13th Five-Year Plan" [15] - The number of foreign institutions participating in the interbank foreign exchange market has increased, with 703 banks and 115 non-bank institutions involved, including 296 foreign institutions [11] - The total amount of small loans issued to poverty alleviation populations has reached nearly 400 billion yuan [16]

Group 1 - The core viewpoint of the articles highlights the achievements and ongoing reforms in China's financial sector during the "14th Five-Year Plan" period, emphasizing the deepening of financial system reforms and the construction of a financial powerhouse [1][3][6] - Financial support for the real economy has been strengthened, with over 1.6 trillion yuan allocated to key projects such as affordable housing [3][15] - The number of financing platforms has decreased by over 60% compared to the beginning of 2023, and financial debt has declined by over 5% [6] Group 2 - The capital market has maintained a market-oriented, legal, and international approach, with long-term funds holding approximately 21.4 trillion yuan in A-shares, a 32% increase from the end of the "13th Five-Year Plan" [9] - By the end of August, 207 companies have been smoothly delisted during the "14th Five-Year Plan" period, and 13 foreign-controlled securities and fund institutions have been approved to operate in China [9] - The foreign investment in A-shares reached a market value of 3.4 trillion yuan, with 269 companies listed overseas [9] Group 3 - The foreign exchange market has shown stable operations, with cross-border receipts and payments expected to reach 14 trillion USD in 2024, a 64% increase from 2020 [11] - The trading volume is projected to be 41 trillion USD in 2024, a 37% increase from 2020 [11] - The proportion of the renminbi in cross-border trade has risen from 16% to nearly 30% [11] Group 4 - The bond default rate in the exchange market remains low at around 1%, and the rectification of private equity funds is progressing steadily [13] - A comprehensive prevention and punishment system has been established to combat fraudulent activities in the financial sector [13] - The financial regulatory framework has been strengthened, with 171 regulations issued over the past five years [21] Group 5 - Financial support for infrastructure loans has reached 54.5 trillion yuan, a 62% increase compared to the "13th Five-Year Plan" [15] - Loans to high-tech enterprises have reached nearly 19 trillion yuan, with an annual growth rate exceeding 20% [15] - Small loans for poverty alleviation have amounted to nearly 400 billion yuan [16]

Core Viewpoint - The financial sector in China has made significant achievements during the "14th Five-Year Plan" period, contributing to the country's modernization and economic development through robust reforms and enhanced service capabilities [1][2][4]. Group 1: Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally; the stock and bond markets are the second largest in the world; and foreign exchange reserves have maintained the top position for 20 consecutive years [1]. - The balance of green credit has reached 42.39 trillion yuan, supporting the construction of a beautiful China, while the digital payment penetration rate stands at 86%, showcasing the accessibility of financial services [1]. - Over the five years, the banking and insurance sectors have provided an additional 170 trillion yuan in funding to the real economy, highlighting the crucial role of financing channels [2]. Group 2: Reform and Market Activation - The financial reforms during the "14th Five-Year Plan" have deepened and materialized, with a series of transformative reforms enhancing governance efficiency and market vitality [2]. - The modern monetary policy framework has begun to take shape, significantly improving policy implementation and transmission effectiveness, thereby supporting the main economic and social development goals [2]. Group 3: Risk Management and Safety - Risk prevention measures have been effectively implemented, leading to a significant reduction in high-risk financial assets and the orderly restructuring of small and medium-sized financial institutions [3]. - The overall risk in key areas such as real estate and local government debt remains controllable, with the resilience of the financial system continuously strengthening [3]. Group 4: Global Competitiveness and Openness - The financial services sector has seen a deepening of institutional openness, with mechanisms like the Shanghai-Hong Kong Stock Connect being optimized, and foreign holdings of domestic stocks and bonds exceeding 10 trillion yuan [3]. - The international status of the renminbi is steadily rising, with China becoming one of the top three currencies in global trade financing and payment, reinforcing its role in the international monetary system [3].

22日举行的"高质量完成'十四五'规划"发布会上，中国人民银行、金融监管总局、中国证监会、国家外汇局介绍"十四五"时期金 融业发展成就：金融体制改革全面深化，金融强国建设迈出坚实步伐，资本市场健康稳定发展的态势持续形成并不断巩固，外 汇领域稳步推进高水平开放……跟随海报，一起了解。 新华社权威速览 · 非凡" 防范化解金融风险攻坚 取得重要阶段性成身 重点地区"一省一策"形成改革化险方案 农信社改革蹄疾步稳,过半省份组建省级法人机 清退违法违规股东3600多个 批不法金融集团得到依法处置 为保障性住房等"三大工程" 提供资金支持超1.6万亿元 新华社权威速览 · 非凡 · " 资本市场坚持市场化法治化国际化 截至今年8月底,各类中长期资金合计持有A股流通T 约21.4万亿元,较"十三五"末增长32% 接续推出"科创十六条" "科创板八条""并购六条"等举措 严格出清"害群之马""空売僵尸" "十四五"时期共207家公司平稳退市 新增核准13家外资控股证券基金期货机构来华展业兴业 外资持有A股市值3.4万亿元,269家企业境外上市 创业贷款咨询 新华社权威速览 ·非凡· 外汇市场运行平 加大金融支持实体经济力 ...

本报记者 刘琪 9月22日，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，介绍"十四五"时期金融业发展成就。 国家金融监督管理总局（以下简称"金融监管总局"）局长李云泽在发布会上表示，"十四五"以来，从原银保监会到金融监 管总局，认真落实党中央、国务院决策部署，深入践行金融工作的政治性、人民性，全面完成"十四五"规划的目标任务，助力 金融强国建设迈出坚实步伐。 一是行业高质量发展实现新跨越。综合实力更加雄厚。目前银行业保险业总资产超过500万亿元，5年来年均增长9%，全 球最大信贷和第二大保险市场地位更加稳固。信托、理财、保险资管机构管理资产近100万亿元，规模较"十三五"末翻了一 番。全球1000强银行中，143家中资银行上榜，前10位我国占据6席。改革开放持续深化。多层次、广覆盖、差异化的金融机构 体系日益完善。大型机构主力军和压舱石地位和作用更加突出，中小机构服务当地、特色发展取得实效。全球前50大银行有43 家在华设立机构，40家最大的保险公司半数已进入中国。金融运行总体稳健。不良贷款、资本充足、偿付能力等主要监管指标 稳中向好，均处于"健康区间"。5年来处置不良资产较"十三五" ...

Group 1 - The report highlights the significant achievements of China's financial system during the "14th Five-Year Plan" period, emphasizing the transformation from scale expansion to quality improvement in the financial sector [3][19][31] - The capital market has undergone a comprehensive restructuring of its foundational systems, with over 60 supporting regulations introduced, enhancing stability and development [12][13][31] - The report indicates that the A-share market's resilience and risk management capabilities have improved, with the annualized volatility of the Shanghai Composite Index decreasing to 15.9%, down 2.8 percentage points from the previous five-year period [13][19] Group 2 - The financial services to the real economy have significantly improved, with annual growth rates exceeding 20% for loans to technology-based SMEs, inclusive microloans, and green loans [20][25] - The internationalization of the Renminbi has made notable progress, becoming the largest settlement currency for China's foreign receipts and the third-largest trade financing currency globally [23][24] - The report states that the total assets of the banking and insurance sectors have surpassed 500 trillion yuan, with an average growth rate of over 9% in the past five years, indicating a robust financial foundation [29][30] Group 3 - The report emphasizes the acceleration of insurance funds entering the market, with over 5.4 trillion yuan invested in stocks and equity funds since the beginning of the "14th Five-Year Plan," marking an 85% increase from the end of the "13th Five-Year Plan" [29][30] - It notes that the financing channels for the real economy have been effectively utilized, with new funds amounting to 170 trillion yuan provided through various means over the past five years [29][30] - The report suggests that the regulatory environment has been continuously optimized, creating favorable conditions for insurance funds to enter the market, thereby enhancing market liquidity and stabilizing expectations [30][31]

Core Insights - The "14th Five-Year Plan" emphasizes the deepening of financial system reforms and the construction of a financial powerhouse, with a focus on stable development in capital markets and high-level openness in the foreign exchange sector [1] Financial System Reform - A scientific and robust monetary policy framework is being established, alongside a macro-prudential policy framework and mechanisms for systemic financial risk prevention and resolution [2] - Significant progress has been made in risk prevention and resolution, with over 3,600 illegal shareholders being cleared out and more than 200 companies smoothly delisted during the "14th Five-Year" period [4][8] Support for the Real Economy - Financial support for the real economy has been strengthened, with a reduction in the number of financing platforms by over 60% and a decrease in financial debt scale by over 5% compared to the beginning of 2023 [6] - Infrastructure loan balances reached 54.5 trillion yuan, a 62% increase from the end of the "13th Five-Year Plan" [14] Capital Market Development - By the end of August 2023, various long-term funds held approximately 21.4 trillion yuan in A-share market value, a 32% increase from the end of the "13th Five-Year Plan" [8] - The introduction of policies such as "Science and Technology Innovation Board" and "M&A regulations" aims to enhance marketization and internationalization [8] Foreign Exchange Market - The foreign exchange market has shown stable operation, with cross-border receipts and payments expected to reach 14 trillion USD in 2024, a 64% increase from 2020 [10] - The proportion of the renminbi in cross-border trade has risen from 16% to nearly 30% [10] Financial Regulation - The bond default rate in the exchange market remains low at around 1%, and about 7,000 zombie institutions have been rectified [12] - A comprehensive regulatory system is being established to prevent fraud and improve rules related to share reduction and quantitative trading [12] High-Level Financial Openness - By the end of July, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits [20] - The renminbi has become the largest settlement currency for China's external receipts and payments, ranking among the top three trade financing and payment currencies globally [20]

一图速览。 9.22 | 发布会纪要 国新办"十四五"时期 (1G 金融业发展成就发布会 中国的货币政策 坚持以我为主 兼顾内外均衡 潘功胜 中国人民银行行长 ファ - - - - - 。目肌我国金融体系思体 目前我国金融体系总体稳健, 市场运行平稳。 。6月末中国银行业总资产 截至今年6月末，中国银行业 居世界第一; 股票、债券市场 储备规模连续20年位居世界2 。科技型中小企业贷款年 科技型中小企业贷款、普惠小 过20%。 ◦ 币值稳定和金融稳定双 聚焦健全货币政策和宏观审慎 现币值稳定和金融稳定双目 度，为金融强国建设、经济高 。地方政府融资平台风险 截至今年6月末，与2023年 降超过60%，金融债务规模 方政府融资平台风险水平大幅 。多项房贷政策帮助家庭 优化调整首付比、房贷利率等 贷利率，每年可为超过500( 3000亿元。 ○ 高风险中小银行数量较 央行会同金融监管部门和地 复、兼并重组和市场退出等 行数量较峰值明显压降。 77 17 =1 /1 r ○ 保持人民币汇率的基本 坚持市场在汇率形成之中的凉 部环境, 保持了人民币汇率的 展，中国的外汇市场参与主亿 的使用也更加广泛，市场更厚 。中国 ...

金融活水如何精准滴灌实体经济？深化金融改革开放取得哪些新突破？如何助力金融强国建设迈出 坚实步伐？一起来了解一下。 ■行业高质量发展实现新跨越 9月22日，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，介绍"十四五"时 期金融业发展成就。 行北高质量发展 实现新跨越 银行业保险业总资产 超过 500万亿元 5年来年均增长9% 球最大自发和 米保险市场地位更加稳固 STERNET PRODUCTION CONSTITUTION 行北高质量发展 实现新跨越 全球1000强银行中 143家中资银行上榜 前10位我国占据6席 全球前50大银行 有 43家 在华设立机构 40家最大的保险公司半数目进入中国 高退!请 ■金融服务再上新台阶 ■金融监管开创新局面 编导：赵文轩 包装：热法伊·热合满江 综合新华社记者报道 新华社音视频部制作 【纠错】 【责任编辑:王頔】 ...

22日举行的"高质量完成'十四五'规划"发布会上，金融监管总局局长李云泽说，金融监管总局深入践行金融工作的政治性、 人民性，全面完成"十四五"规划的目标任务，助力金融强国建设迈出坚实步伐。 新华社权威速览 · 非风· 金融服务再上新台 银行业保险业通过信贷、债券、股权等多种方 为实体经济提供新增资金170万亿元 普惠型小微企业贷款余额36万亿元 保险业累计赔付9万亿元 较"十三五"时期增长61.7% 农业保险为8亿户次农户提供风险保障 商业养老、健康保险积累准备金11万亿元 新华社权威速览 · 非风 · " 融监管开创新 省市县三级防非打非机制全面覆盖 监管法制"四梁八柱"加快搭建 数字化智能化水平不断提高 累计处罚机构2万家次、责任人3.6万人次 罚没金额210亿元 中国工商银行 策划：令伟家 统筹：于卫亚 文案：李依伦、冯松龄 设计：卓越 【纠错】 【责任编辑:刘阳】 ...