Core Insights - The "14th Five-Year Plan" has led to significant achievements in China's financial sector, with total banking assets reaching nearly 470 trillion yuan, ranking first globally [1][3] - The People's Bank of China emphasizes that financial risks are generally controllable, supporting high-quality economic development [1][3] Financial System Stability - The dual-pillar framework of monetary and macro-prudential policies has been established, promoting stable currency value and financial stability [3] - The current monetary policy stance is supportive and moderately accommodative, creating a favorable environment for economic recovery and financial market stability [3][4] - Financial regulatory bodies have effectively prevented systemic risks, with a significant reduction in the number of high-risk institutions and assets [3][5] Financial Services Quality Improvement - The banking and insurance sectors have total assets exceeding 500 trillion yuan, with an average annual growth rate of 9% over the past five years [5][6] - New funding provided to the real economy reached 170 trillion yuan, with significant growth in loans to technology SMEs, inclusive small businesses, and green loans [5][6] - Insurance payouts have increased by 61.7% compared to the previous five-year period, enhancing social security and risk protection for farmers and urban residents [6] Financial Market Stability - The financial market has shown resilience, with key regulatory indicators such as non-performing loans and capital adequacy remaining in a healthy range [7] - The China Securities Regulatory Commission has worked to maintain market stability amid complex external challenges, improving investor confidence [7][8] - The foreign exchange market has remained stable, with ongoing improvements in the market-oriented exchange rate mechanism and effective macro-prudential management [8]

新华社快讯：教育部部长怀进鹏9月23日在国新办举行的"高质量完成'十四五'规划"系列主题新闻 发布会上介绍，"十四五"期间高等教育累计向社会输送5500万人才。职业教育供给了现代产业70%以上 的新增高素质高技能人才，高校五年获得75%以上国家自然科学奖和技术发明奖、55%以上科技进步 奖。 0:00 / 0:32 ...

9月23日上午，国务院新闻办公室举行高质量完成"十四五"规划系列主题新闻发布会，教育部部长怀进 鹏介绍，"十四五"期间，高等教育累计向社会输送5500万人才，职业教育供给了现代产业70%以上新增 的高素质高技能人才。 （原标题：教育部："十四五"期间 高等教育累计向社会输送5500万人才） ...

国家外汇局：外汇储备稳定在3万亿美元以上 央视网消息：9月22日，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会。中国证监会主席吴清介绍，今年8月，A 股市场总市值首次突破100万亿元，交易所债券市场产品日趋丰富，资本市场含"科"量进一步提升。 中国证监会主席 吴清：近年来，新上市企业中九成以上都是科技企业或者科技含量比较高的企业。目前A股科技板块市值占比超过1/4， 已明显高于银行、非银金融、房地产行业市值合计占比。上市公司主动回报投资者的意识明显增强，这5年上市公司通过分红、回购派发"红 包"合计达到10.6万亿元，比"十三五"增长超过8成，相当于同期股票IPO和再融资金额的2.07倍。 中国证监会：公平公正市场环境进一步形成 中国证监会主席吴清昨天介绍，"十四五"期间，公平公正的市场环境进一步形成。 中国证监会主席 吴清：坚持监管"长牙带刺"、有棱有角，不断完善全链条监管体系，坚决打击违法违规行为。"十四五"期间对财务造 假、操纵市场、内幕交易等案件作出行政处罚2214份，罚没414亿元，较"十三五"分别增长58%和30%，执法震慑进一步增强，透明度进一步 提高，市场生态进一步净化。 ...

Group 1 - The "14th Five-Year Plan" period is significant for ecological civilization construction and environmental protection in China, with continuous improvement in national ecological environment quality summarized by "five new" aspects [1][2] Group 2 - New achievements in pollution prevention include the completion of coal management for 41 million households and the elimination of nearly 20 million high-emission vehicles [1] - In water protection, the remediation completion rates for seven major river basins and key bays reached 90% and 93.3% respectively [1] - Soil pollution tracing for heavy metals in agricultural land in 132 key counties has been largely completed [1] Group 3 - Green and low-carbon development has made progress, with 1.12 billion kilowatts of coal power units and 950 million tons of crude steel capacity undergoing ultra-low emission transformations [1] - China has established the world's largest carbon trading market, which is now operating stably, and has initiated a voluntary greenhouse gas reduction trading market [1] Group 4 - Ecological protection and restoration have seen advancements, with over 30% of land area under ecological protection red lines and the rectification of 4,545 key issues in national nature reserves [2] - Major biodiversity protection projects have effectively safeguarded 90% of terrestrial ecosystem types and 74% of key wild animal and plant populations [2] Group 5 - Environmental governance efficiency has improved, with eight batches of central ecological environment protection inspections conducted, receiving over 144,000 public complaints [2] - A comprehensive ecological environment zoning control system has been established, along with the largest national ecological environment quality monitoring network globally [2] Group 6 - China has demonstrated new responsibilities in global environmental governance by successfully hosting the 15th Conference of the Parties to the Convention on Biological Diversity and promoting the "Kunming-Montreal Global Biodiversity Framework" [2] - The "Kunming Fund" has been initiated and is operational, effectively boosting global confidence in biodiversity protection [2]

Core Viewpoint - The "14th Five-Year Plan" period is a milestone for ecological civilization construction and environmental protection in China, with significant improvements in environmental quality achieved through various initiatives [1][2]. Group 1: Pollution Prevention Achievements - The battle against pollution has seen new successes, including the completion of coal treatment for 41 million households and the elimination of nearly 20 million high-emission vehicles [1]. - In water protection, the remediation completion rates for seven major river basins and key bays reached 90% and 93.3%, respectively [1]. - Soil pollution tracing for heavy metals in agricultural land has been basically completed in 132 key counties [1]. Group 2: Green and Low-Carbon Development - As of now, 1.12 billion kilowatts of coal power units and 950 million tons of crude steel capacity have undergone ultra-low emission transformations [1]. - China has established the world's largest carbon trading market, which is now operating stably, and has initiated a voluntary greenhouse gas reduction trading market [1]. Group 3: Ecological Protection and Restoration - The area of ecological protection red lines in China exceeds 30% of land area [2]. - The "Green Shield" natural protection initiative has addressed 4,545 key issues related to national nature reserves [2]. - 90% of terrestrial ecosystem types and 74% of key national wildlife species are effectively protected [2]. Group 4: Environmental Governance Enhancements - Eight batches of central ecological environment protection inspections have been conducted, with over 144,000 public complaints processed [2]. - A comprehensive ecological environment zoning control system has been established, along with the largest national ecological environment quality monitoring network globally [2]. Group 5: Global Environmental Governance - China successfully hosted the 15th Conference of the Parties to the Convention on Biological Diversity, leading to the "Kunming-Montreal Global Biodiversity Framework" [2]. - The "Kunming Fund" has been launched and is operational, boosting global confidence in biodiversity protection [2].

（文章来源：央视新闻） 9月23日上午，国务院新闻办公室举行高质量完成"十四五"规划系列主题新闻发布会，教育部部长怀进 鹏介绍，"十四五"规划确立的教育领域各项目标任务全面高质量完成。基础教育已经达到世界高收入国 家平均水平。 ...

Core Viewpoint - The Chinese banking sector has achieved significant milestones over the past five years, with a focus on maintaining financial stability and supporting economic recovery through a supportive monetary policy framework [7][8][9]. Group 1: Banking Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world [9]. - The stock and bond markets are the second largest globally, while foreign exchange reserves have maintained the top position for 20 consecutive years [7][9]. - The growth rates for loans to technology-based SMEs, inclusive small micro loans, and green loans have exceeded 20% annually during the "14th Five-Year Plan" period [9]. Group 2: Monetary Policy and Financial Stability - The People's Bank of China emphasizes a supportive monetary policy stance, aiming for liquidity sufficiency and reduced financing costs to bolster consumption and investment [8][10]. - The number of financing platforms has decreased by over 60%, and financial debt has dropped by more than 50% compared to the beginning of 2023 [10]. - The bond market has maintained a low default rate, and the overall market operation remains stable [10][11]. Group 3: Financial Services to the Real Economy - The banking and insurance sectors have provided an additional 170 trillion yuan in funding to the real economy over the past five years [12][13]. - Key areas such as scientific research loans, long-term loans for manufacturing, and infrastructure loans have seen annual growth rates of 27.2%, 21.7%, and 10.1%, respectively [13]. - The balance of inclusive small micro enterprise loans has reached 36 trillion yuan, which is 2.3 times that of the end of the "13th Five-Year Plan" [13]. Group 4: Regulatory Enhancements - The financial regulatory framework has been strengthened through comprehensive oversight, including institutional, behavioral, functional, and continuous regulation [15]. - The financial sector has effectively managed risks, with a significant reduction in high-risk institutions and assets compared to peak levels [15]. - Support for affordable housing and rental housing projects has exceeded 1.6 trillion yuan, with loans for housing construction surpassing 7 trillion yuan [15]. Group 5: Foreign Exchange Market Developments - The foreign exchange market has shown stability, with cross-border receipts and payments reaching 14 trillion USD in 2024, a 64% increase from 2020 [21]. - The trading volume in the foreign exchange market is projected to reach 41 trillion USD in 2024, reflecting a 37% growth since 2020 [21]. - The proportion of the renminbi in cross-border trade has increased from 16% to nearly 30%, indicating enhanced market resilience [21][22].

Group 1 - The People's Bank of China reported that multiple financial indicators rank among the top globally, with total banking assets nearing 470 trillion yuan, the largest in the world [2][3] - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy during the "14th Five-Year Plan" period [2][3] - The average annual growth rates for loans to technology-based SMEs, inclusive small micro loans, and green loans exceeded 20% [2][3] Group 2 - Loans for scientific research technology, medium to long-term loans for manufacturing, and infrastructure loans grew at average rates of 27.2%, 21.7%, and 10.1% respectively [3] - Insurance funds invested over 5.4 trillion yuan in stocks and equity funds, representing an 85% increase from the end of the "13th Five-Year Plan" [3] - The real estate financing coordination mechanism's "white list" project loans exceeded 7 trillion yuan, supporting the construction and delivery of nearly 20 million housing units [3] Group 3 - The foreign exchange market has shown stability, with the holdings of foreign institutions and individuals in domestic stocks, bonds, and deposits exceeding 10 trillion yuan [3] - The proportion of the renminbi in cross-border trade increased from 16% to nearly 30%, indicating enhanced resilience in the foreign exchange market [3] - The market-oriented formation mechanism of the renminbi exchange rate is continuously improving, with more effective macro-prudential management in the foreign exchange market [3]

记者丨 唐婧 编辑丨曾芳 视频丨 许婷婷 王学权 9月22日，国务院新闻办举行"高质量完成'十四五'规划"系列主题新闻发布会，中国人民银行 行长潘功胜，金融监管总局局长李云泽，中国证监会主席吴清，中国人民银行副行长、国家外 汇局局长朱鹤新介绍"十四五"时期金融业发展成就，并答记者问。 潘功胜介绍，五年来，在党中央坚强领导下，我国金融事业取得新的重大成就。金融体制改革 全面深化，顶层设计更加完善，我国金融治理体系和治理能力现代化迈上新台阶；种类齐全、 竞争充分的金融机构、市场、产品体系更加健全，金融服务的质量、效率、普惠性大幅提升； 重点领域金融风险有序化解，守住了不发生系统性金融风险的底线；金融对外开放步伐加快， 我国金融业的国际竞争力和影响力显著增强。 截至今年6月末，中国银行业总资产近470万亿元，位居世界第一；股票、债券市场规模位居世 界第二；外汇储备规模连续20年位居世界第一。我国在绿色金融、普惠金融、数字金融等方面 走在世界前列，基本建成多渠道、广覆盖、安全高效的人民币跨境支付清算网络，移动支付处 于国际领先水平。"十四五"时期，科技型中小企业贷款、普惠小微、绿色贷款年均增速超过 20%。 潘功胜表 ...