近日，国家外汇管理局青岛市分局公布2025年度外汇业务合规与审慎经营评估结果，青岛农商银行凭借 扎实的合规管理、专业的跨境服务能力，再次斩获"A类银行"称号。这也是青岛农商银行在国家外汇管 理局青岛市分局的指导与支持下，连续第12年获此殊荣。 深耕本土市场多年，青岛农商银行以产品创新回应企业跨境金融需求。针对中小微外贸企业"融资难、 融资贵"问题，围绕企业海关、国际结算等数据推出"外贸易贷"，累计发放融资款项4.36亿元；围绕原 产地证业务数据推出"贸信e贷"，累计发放融资款项1148万元；引入转贷款专项资金支持，推出"外贸提 振贷"，累计发放融资款项7亿元。聚焦"一带一路"合作机遇，创新推出"中巴清算直通车"，累计为76家 企业办理业务金额超千万美元，为企业开拓南亚市场搭建高效结算桥梁。在普惠金融领域持续突破，落 地全省首笔"单一窗口"线上三方赔转协议"银信融"业务，创新实现保单融资三方协议"线上秒签"，大幅 提升小微企业融资效率，让金融服务更具温度与速度。 合规根基筑牢：为业务发展保驾护航 合规是金融业务的生命线。青岛农商银行严格落实"了解客户、了解业务、尽职审查"展业三原则，深刻 把握"实质真实"核心要 ...

企业跨境金融需求日趋多元复杂，中资券商如何精准响应、有效赋能，成为市场关注焦点。面对这一趋势，国信 证券副总裁鲁伟近日接受证券时报记者专访时表示，新一轮中资企业出海对券商提出更高要求，投行需要扮演资 本桥梁、战略顾问、生态构建者等多重角色。 他谈到，国信证券正积极调整和优化海外业务布局，持续开拓创新，帮助企业构建全球资本纽带，以高水准的跨 境金融服务，为中资企业"扬帆出海"提供系统化支持。 登录新浪财经APP 搜索【信披】查看更多考评等级 证券时报记者 谭楚丹 在全球经济格局深刻变革的当下，中国企业"走出去"早已不仅是战略选择，更是生存与发展的必由之路。 鲁伟告诉证券时报记者，中企出海面临的首要挑战是适应不同国家和地区制度、文化、政治环境差异化问题。他 以科创板上市公司埃夫特为例，国信证券曾协助该公司对敏感商业信息、技术信息进行信息披露豁免，以规避海 外政治风险。同时，埃夫特通过海外并购布局的巴西子公司也曾遭遇当地政府更迭、主要汽车主机厂对当地固定 资产投资出现波动等影响，国信证券通过协助其降低对巴西子公司投资比例，有效缓解相关风险。 中企出海另一个突出挑战是如何由同质化价格竞争转向差异化价值竞争。鲁伟表示： ...

■郝飞 筑牢跨境金融服务根基是首要任务。农业国际合作涵盖农产品跨境贸易、跨国农业投资、技术合作等多 元场景，资金流动具有周期长、跨境性等特点，对金融服务的全链条覆盖能力提出了更高要求。银行需 打破传统服务边界，构建"贸易+投资+结算+增值"的一体化跨境金融服务体系。 （文章来源：证券日报） 在贸易融资领域，针对农产品出口企业订单周期长、资金占用多的痛点，优化信用证开立、单据议付等 流程，推广订单融资、仓单质押、保理等特色产品，实现"发货即融资、回款即还贷"的高效衔接，缓解 企业资金周转压力。在跨境结算方面，大力推广跨境人民币结算，降低企业汇率兑换成本和结算风险， 助力农业企业在国际贸易中提升结算效率、规避汇率波动影响。针对跨国农业园区建设、海外种植养殖 基地开发等大额资金需求，银行可以联合相关机构提供长期、稳定的低成本资金支持，畅通农业国际合 作的资金循环通道。 深化政策协同是关键支撑。银行需主动对接各级政府部门，依托农业国际合作园区、重点口岸等平台， 落实专项金融支持政策；参与农业对外合作政策落地，共享企业资质、项目审批等信息，提升服务精准 度，形成政策与金融的合力。 坚持创新赋能是源泉活力。银行要以金融创 ...

Core Insights - The event aims to strengthen cooperation between banks and enterprises, creating a platform for communication among import and export companies [2] - The collaboration between Jining Xicheng Branch and Alibaba Jining focuses on integrating resources to provide comprehensive cross-border financial services [2] - The summit received positive feedback from participating companies, highlighting its relevance to actual business needs [2] Group 1: Event Overview - On November 12, Jining Xicheng Branch and Alibaba Jining held an import and export trade summit [2] - The summit aimed to leverage Alibaba's e-commerce ecosystem and the bank's financial service experience [2] - The event included discussions on current import and export trade policy trends and financial tool applications [2] Group 2: Financial Services Offered - The collaboration will provide one-stop cross-border financial services, including payment settlement and financing support [2] - Customized financial solutions were introduced to meet the needs of enterprises of different sizes [2] - The content of the presentations combined policy insights with practical applications to clarify development directions for businesses [2] Group 3: Future Plans - Jining Xicheng Branch plans to continue enhancing cross-border financial services and deepen outreach activities [2] - The focus will be on accurately matching enterprise needs and innovating financial service models [2] - The goal is to support local enterprises in expanding overseas markets and inject strong financial momentum into the region's export-oriented economic development [2]

2025年12月3日，新开发银行2025年度第四期人民币债券（债券通）成功发行，本次债券发行规模达30亿元，期限3年，票面利率确定为1.88%。 中信建投 证券 作为本次发行的主承销商，全程助力债券顺利落地，这也是我公司首次为国际开发机构提供债券发行服务，是公司在跨境金融服务领域实现的重大 突破。 本次合作是公司践行境内外一体化战略的重要成果，未来将以此次合作为契机，积极参与多边开发机构的金融合作项目，为推动境内债券市场开放、促进 中外金融互联互通贡献更多力量。 新开发银行（NDB）是由"金砖五国"（巴西、俄罗斯、印度、中国、南非）于2014年共同发起设立的多边开发银行，总部设于上海，2015年7月正式运 营。2021年起，孟加拉国、阿联酋、埃及、阿尔及利亚相继加入，乌拉圭、乌兹别克斯坦、哥伦比亚为准成员，版图持续扩大，资本基础进一步夯实。 NDB定位"新兴经济体的一流开发机构"，聚焦 清洁能源 、交通、水务、数字基础设施等可持续发展领域，与《巴黎协定》《联合国2030议程》高度契 合。截至2024年末，累计批准120个项目、金额390亿美元；其中86.6%为主权类或主权担保贷款，违约率0.24%，资产质量优 ...

2025年，一场总额高达24.5亿美元的跨境并购贷款角逐落下帷幕。面对激烈的银行同业竞 争，北京银行上海自贸区业务管理中心（以下简称"自贸中心"）团队夜以继日，在一周内 完成审批，成为第一家拿到批单的银行，落地13.95亿元跨境人民币贷款，让国内最大的互 联网生活服务平台见证了"京行速度"。 这场漂亮的"闪电战"，是北京银行自贸中心成立十周年之际交出的答卷之一。从零起步， 勇于探索，北京银行依托自贸中心，成功开辟了服务企业跨境发展的新航路，打造了服务企 业走出去的重要"出海口"。 责任与担当，在政策的土壤里扎下根基 2013年的秋天，上海自贸试验区正式挂牌。自贸区是金融改革的"试验田"，提供配套服务 的金融业机构也必须成为勇于探索的"探路先锋"。 彼时，对大多数银行而言，"分账核算单元"等专业术语还停留在概念层面，至于如何把政 策吃透，如何让概念落地到业务层面，要各家银行八仙过海各显神通。 自此，创新的火花不断迸发。一家航空公司的境外子公司希望通过跨境融资购置一架空客 A320飞机，一个棘手的难题产生了，飞机在境外运营，不能按传统的思路进行境内资产抵 押获得贷款。面对这类难题，北京银行创新采用《开普敦公约》框 ...

2025年，中国外贸在复杂环境中展现韧性。海关总署数据显示，前10个月货物出口同比增长6.2%，对东盟、中东、拉美等新兴市场增速尤为亮眼；前三季 度服务贸易出口增长14.4%，数字文化、游戏、SaaS等"软实力"加速出海。 同时，针对数娱、电商、航旅、灵活用工、SaaS等数字出海产业的全球资金管理与分发需求，万里汇推出面向开发者的解决方案及面向大型数字平台的API 解决方案，将自身服务能力产品化、生态化，帮助数字平台构建高效、合规的全球资金管理体系。让大、中、小型更多元化的企业"轻装上阵"融入全球生 态。 合规先行+本地化服务打开新兴市场 出海企业高度关注各地区、各市场不同的合规需求。据万里汇2025年二季度客户调研，43%的跨境卖家担忧合规成本上升。为此，万里汇搭建"合规先行、 本地化深耕"的服务体系。目前，万里汇在全球范围内获得超过60张支付牌照及相关资质，并在今年取得马来西亚MSB牌照。并在马来西亚、墨西哥、沙特 等地布局本地办公室，组建多语言服务团队。 在此背景下，蚂蚁国际旗下跨境支付与账户服务品牌万里汇(WorldFirst)发布年度业务数据：2025年服务全球企业客户超过150万，处理交易金额近2 ...

转自：新华财经 12月5日，在人民银行上海总部、上海外汇局的指导下，农行上海市分行作为首批开展自由贸易账户功 能升级试点的金融机构，成功为临港新片区高端石油装备制造龙头企业中曼石油天然气公司、集成电路 行业头部芯片制造企业办理自由贸易账户功能升级业务，率先实现试点业务落地。 自《上海自由贸易试验区自由贸易账户功能升级实施办法（试行）》印发以来，农行上海市分行第一时 间响应政策部署，迅速组建专项服务团队，全力推进配套系统建设，以专业高效的服务为试点企业打造 高质量跨境金融服务方案。试点企业可以凭收付款指令直接开展跨境资金划转，除证券投资以外的资本 项目不受投注差外债、全口径跨境融资、境外放款等额度和审批限制。此举有效提升试点企业与境外资 金高效融通，提升企业开展跨境贸易投资的自由化便利化水平。 中曼石油作为上海市高新技术企业，凭借423项自主专利构建起上下游一体化业务体系，依托硬核科技 创新实力与市场竞争力，产品远销全球十余个国家。业务开放当天，中曼石油天然气公司完成首笔业务 办理，此举有效助力企业优化跨境资金配置，为推动我国高端工程技术服务和装备制造"走出去"、提升 全球产业链中的地位提供金融力量。 本次服务 ...

Core Insights - In 2025, China's foreign trade demonstrates resilience amid complex environments, with a 6.2% year-on-year increase in goods exports in the first ten months, particularly strong growth in emerging markets like ASEAN, the Middle East, and Latin America [1] - Ant International's cross-border payment and account service brand, WorldFirst, reported serving over 1.5 million global enterprise clients and processing nearly $200 billion in transaction volume, reflecting a nearly 100% year-on-year growth [1] - The growth indicates a shift in Chinese foreign trade from "scale expansion" to "high-quality outbound" strategies, with cross-border financial services accelerating tailored solutions for enterprises [1] Cross-Border Financial Services - WorldFirst's "World Account" has seen over 300% growth in transaction volume in emerging markets in the first half of 2025, supporting businesses in managing multiple markets and currencies [3] - The service now covers over 220 countries and regions, with wallet balances in 32 currencies and support for payments in 101 currencies, achieving same-day settlement for 95% of transactions [3] - The introduction of the "World Card" and "World Wealth" products enhances the one-stop cross-border financial service capability, allowing enterprises to manage the entire process from receiving payments to currency exchange and fund management [3] Compliance and Localization - WorldFirst has established a compliance-first and localized service system, obtaining over 60 payment licenses globally, including a recent license in Malaysia [5] - Partnerships with local financial institutions in Southeast Asia, the Middle East, and Africa enhance local payment and settlement capabilities [5] - The company has launched solutions to facilitate trade between China and Africa, supporting local currency payments in 13 African countries [5] AI Integration - 90% of WorldFirst's cross-border sellers are utilizing AI tools, with 100% of customer service now available 24/7 in multiple languages [7] - The self-developed "Eagle Sequence" AI model predicts foreign exchange needs with over 90% accuracy, potentially reducing foreign exchange costs by up to 60% [7] - The SHIELD risk control model monitors transactions in real-time, ensuring payment security and reducing risks associated with frozen accounts [7] Strategic Shift in Global Operations - The growth of WorldFirst in 2025 reflects a significant shift in the paradigm of Chinese enterprises going global, moving from speed and scale to efficiency, resilience, and sustainability [8] - The focus is on building systematic, intelligent, and compliant global operational capabilities to help enterprises navigate cyclical fluctuations and conduct global business effectively [8]

Core Insights - The core viewpoint of the news is the successful implementation of the "Sea Freight Quick Remittance" service by Minsheng Bank's Zhuzhou branch, which addresses the pain points of traditional cross-border payment processes for foreign trade enterprises [1][2]. Group 1: Product Overview - "Sea Freight Quick Remittance" is an innovative smart remittance product launched by Minsheng Bank, specifically designed for the settlement of sea freight payments for foreign trade enterprises [1]. - The service allows clients to upload sea freight invoices via corporate online banking, where the system intelligently recognizes key information and automatically generates standardized remittance instructions, facilitating a fully electronic process [1][2]. Group 2: Operational Efficiency - Compared to traditional settlement methods, "Sea Freight Quick Remittance" significantly reduces manual intervention, saving time and labor costs while enhancing cross-border settlement efficiency [2]. - The Zhuzhou branch's proactive customer service included on-site guidance for the enterprise to complete online banking permissions and operational training, leading to a successful first online remittance without the need for paper documents [1][2]. Group 3: Future Plans and Commitment - The successful launch of "Sea Freight Quick Remittance" in Zhuzhou reflects Minsheng Bank's commitment to a customer-centric service philosophy and its focus on providing financial services tailored to the needs of foreign trade enterprises [2]. - Moving forward, the Zhuzhou branch aims to leverage its product innovation and professional service capabilities to continuously optimize financial service solutions for more foreign trade enterprises, thereby supporting the high-quality development of the regional foreign trade economy [2].