金融为民
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践行金融为民 照亮投资之路
Zhong Guo Zheng Quan Bao· 2025-10-15 20:14
Core Insights - The importance of public funds in wealth management and supporting the real economy is increasing, with the net asset value of public funds in China reaching a historical high of 36.25 trillion yuan as of August 2025 [1] - The China Securities Regulatory Commission (CSRC) has released an action plan to promote high-quality development in the public fund industry, addressing issues such as operational philosophy, functionality, structural imbalance, and investor satisfaction [1][2] - Huian Fund emphasizes a commitment to investor-centric principles and aims to enhance investment capabilities and customer experience [1][2] Industry Developments - The public fund industry has evolved significantly over the past two decades, achieving a leap from zero to 36 trillion yuan in assets, while continuously innovating products and services to meet customer needs [1] - The CSRC's action plan encourages a shift from scale-oriented growth to return-oriented strategies, guiding the industry towards high-quality development [1][5] - Huian Fund has launched various new products, including index funds tracking the CSI A500 and low-volatility dividend indices, to cater to different investor preferences [2] Investor Protection and Education - Protecting the rights of investors, especially small and medium-sized investors, is a fundamental theme in the capital market, reflecting a commitment to a people-centered approach [3] - Huian Fund has prioritized investor education through various initiatives, including online and offline activities, to promote rational and long-term investment practices [3][4] - The company plans to enhance its educational outreach with programs aimed at improving financial literacy and protecting investor rights [3] Research and Investment Capabilities - Strengthening core research and investment capabilities is essential for asset management firms, with a focus on building a comprehensive evaluation system for investment research [4][5] - Huian Fund is committed to a five-dimensional approach to enhance its core capabilities, including a stable research platform and a systematic investment process [4] - The company has established seven investment teams to better capture structural investment opportunities, emphasizing long-term decision-making and risk aversion [5]
双节护航践初心 山东保险业积极开展“保险服务伴您行”假期服务活动
Qi Lu Wan Bao· 2025-10-11 09:09
为践行"金融为民"服务理念,山东省保险行业协会连续三年组织"保险服务伴您行"品牌系列活动。今年国庆、中秋双节假期,山东各保险机构围绕"增值服 务、暖心服务、公益服务"三大维度,为公众及企业提供全方位保障,以特色举措守护群众出行安全、传递行业温度。 人保财险山东分公司线上线下双线发力守护出行。线上依托公众号搭建"掌上温暖驿站",实现视频车险报案查勘定损10分钟全流程,处理自助理赔案件2921 件。线下设立19处"温暖驿站",提供路线指引、应急物资及事故快处服务,累计服务个人客户2925次(含非客户852次)。活动还推出新能源专属服务,为 1064人次提供三电系统免费检测、充电、安全教育等支持;开展"四暖"行动,为医护、公安、企业及困难群体提供爱车体检206次、保险咨询211次、慰问困 难家庭等群体125人次;投入救援车及物资保障货运物流畅通,践行"人民保险 服务人民"的初心使命。 太平洋产险山东分公司以省心、放心、安心"三心"服务护航车主出行。线上赔、直通车、医管家实现"省心"服务;透明理赔打造"放心"体验;公路侠、警保 联、风险减量构建"安心"保障。节日期间,全辖设立多个服务网点,近百名值班查勘员提供24小时 ...
阳光财险山东分公司:国庆坚守,阳光同行
Qi Lu Wan Bao· 2025-10-10 03:57
坚守岗位,是节日最美的底色;服务客户,是节日最温暖的陪伴。2025年国庆期间,阳光财险山东分公 司用快速响应每一通电话,用温情守护每一段旅程,让阳光服务成为这个假期最踏实的存在。 用心护航 暖心服务 为践行"金融为民"的服务理念,山东分公司开展用"心"护航、暖心服务假日高速护航活动,抽调业务骨 干组建志愿服务小分队,在各地市主要高速路口设立阳光服务点,开通快速理赔绿色通道,为往来车辆 提供道路指引和应急救援服务。 东营中支在高速口设立服务点,免费提供食品、饮用水与快速理赔等一站式服务,并向车主普及防范非 法集资等金融知识,增强公众风险防范意识。滨州中支为往来车主提供车胎充气等应急帮助,并慰问执 勤交警,送上方便面、面包等物资。一次次援手、一份份心意,都以实际行动诠释了"一路相伴"的暖心 承诺,让阳光的守护温暖旅途的每个瞬间。 风雨同行 彰显担当 国庆期间,山东多地持续降雨,阳光查勘员们迎雨而上,成为风雨中最坚定的守护者。临沂中支查勘员 在积水中奋力协助客户推移熄火车辆,及时化解险情;威海中支查勘员雨中拆卸脱落保险杠,以专业技 艺解除困境;泰安中支查勘员借助"小额人伤闪赔",仅用70分钟完成从报案到赔款的全流程 ...
践行“金融为民” 勇担监管“前哨” 青海民和金融监管支局践行“两责” 扎实做好金融宣教工作
Jin Rong Shi Bao· 2025-10-09 02:13
Core Viewpoint - The financial regulatory authorities in Qinghai are actively promoting financial literacy and consumer protection through various initiatives aimed at enhancing public understanding of financial services and preventing illegal financial activities [1][2][3] Group 1: Financial Literacy Initiatives - The financial regulatory bureau is implementing the "Finance for the People" concept by conducting financial knowledge education activities, utilizing the extensive network of banks and insurance institutions to reach the public [2] - A financial dispute mediation room named "Maying New Maple" has been established in Maying Town to provide ongoing financial education for over 80,000 residents across 27 administrative villages [2] - Financial knowledge is being disseminated through LED screens on over 200 taxis in the county, targeting various demographics including urban travelers and new residents [2] Group 2: Collaborative Regulatory Efforts - The bureau is enhancing cooperation with local government departments to establish a coordinated mechanism for combating illegal financial activities, including signing a cooperation framework agreement [3] - Financial institutions are being guided to prepare educational content that aligns with the public's knowledge levels and behavioral characteristics, employing both traditional and innovative methods such as videos and live broadcasts [3] - The bureau is leveraging local cultural elements by creating short videos on preventing illegal financial activities, which are shared through social media platforms to ensure the information is accessible and memorable [3]
百年人寿山东分公司:一针一线缝制爱国情怀 “金融为民”温暖“星童”康复路
Qi Lu Wan Bao· 2025-09-30 07:57
2025年国庆、中秋双节同庆前夕,处处洋溢着喜庆祥和的氛围。9月29日下午,百年人寿山东分公司的公益志愿者们,带着满满的爱心与节日祝福,再次走 进了他们长期结对的志愿服务基地——济南市明天儿童康复中心,开展了一场别开生面的爱国主题手工制作公益活动,以特别的方式为康复中心的孤独症儿 童提前送上节日的温暖,用实际行动诠释"金融为民"的服务理念与保险业厚重的社会担当。 情系康复路,金融温度暖童心 此次活动由百年人寿山东分公司5名公益志愿者组成的爱心小队执行,其中更有2名党员志愿者率先垂范,主动服务。他们来到康复中心的融合班,这里的孩 子正处于康复训练与社交融合的关键时期。志愿者们深知,陪伴与互动是最好的礼物。他们轻轻走入班级,用微笑和耐心迅速拉近了与孩子们的距离,活动 现场顿时充满了欢声笑语。 巧手缝"红星",爱国种子植心田 本次活动的核心内容是共同缝制不织布红军挎包。选择这一主题手工,不仅是为了迎接国庆节,更是希望通过这种寓教于乐的方式,在孩子们幼小的心灵中 播撒爱国的种子。志愿者们提前准备好了色彩鲜艳的不织布材料、安全针线以及各种装饰配件。 在志愿者一对一的耐心指导和帮助下,孩子们兴致勃勃地拿起针线。从穿针引线 ...
信托业积极履行社会责任 服务国计民生显行业担当
Zheng Quan Ri Bao· 2025-09-30 03:08
Core Viewpoint - The 2024-2025 China Trust Industry Social Responsibility Report highlights the trust industry's commitment to social responsibility and its transformation towards high-quality development, emphasizing its role in supporting the real economy and enhancing people's lives [1][3]. Group 1: Industry Transformation and Development - Since its restoration in 1979, the trust industry has evolved from "scale expansion" to "compliance development," and now to "high-quality development," becoming a significant financial force in serving the real economy [3]. - The trust industry is set to deepen its new classification regulations in 2024 and enter a new phase of high-quality development by 2025 [3]. Group 2: Social Responsibility Achievements - The report outlines achievements in social responsibility across eight areas: party building, livelihood, economic, legal, environmental, public welfare, human-centered, and responsibility management [3]. - By the end of 2024, the trust industry managed a total trust asset scale of 29.56 trillion yuan, a year-on-year increase of 23.58% [4]. Group 3: Financial Support for the Real Economy - Of the 22.25 trillion yuan in funds managed by the trust industry, 28.81% was directly invested in the real economy, while 46.17% supported it indirectly through capital markets, totaling 16.68 trillion yuan [4]. - In 2024, the trust industry allocated 1.6 trillion yuan to inclusive finance, established 1,148 pension service trust projects with an investment of 14.493 billion yuan, and funded 289 rural revitalization projects with 4.304 billion yuan [5]. Group 4: Charity and Green Development - The charity trust sector saw a total of 2,244 registered cases with a cumulative scale of 8.507 billion yuan by the end of 2024, with new registrations increasing by 18.72% year-on-year [5]. - The green trust sector experienced rapid growth, with 390 new projects and a new scale of 177.944 billion yuan, bringing the total to 325.388 billion yuan [5]. Group 5: Talent Development - The trust industry emphasizes talent as a core driver of high-quality development, with a total workforce of 17,884 employees by the end of 2024, over 60% of whom are under 40 years old [6]. - The proportion of employees with master's degrees or higher is steadily increasing, reflecting the enhancement of talent quality within the industry [6]. Group 6: Future Outlook - The trust industry aims to continue enhancing its ability to serve national strategies and improve people's lives while maintaining a focus on compliance and innovation [6].
坚持合规管理、依法维权、从严治行、金融为民“四管齐下”——乐山商行:经营稳健增长 绘就发展新图景
Sou Hu Cai Jing· 2025-09-30 02:17
Core Viewpoint - Leshan Commercial Bank has demonstrated steady growth in its operations and core indicators, maintaining its position in the "200 billion club" and ranking among the top tier of city commercial banks in Sichuan as of mid-2025 [1][2]. Financial Performance - As of June 30, 2025, the total assets of Leshan Commercial Bank reached 215.5 billion, indicating a robust financial standing [1]. - The bank's ranking in the "2025 World’s Top 1000 Banks" by The Banker magazine improved by 68 places to 505, marking a significant advancement in its global standing [2][3]. Risk Management - The bank has maintained a long-term credit rating of AA+ for three consecutive years, with a stable outlook, reflecting improvements in governance and internal control mechanisms [3]. - Leshan Commercial Bank has implemented a comprehensive risk management strategy, focusing on risk identification, assessment, response, and monitoring, which has enhanced its asset quality [3]. Compliance and Governance - The bank emphasizes strict compliance and governance, launching a new three-year compliance culture initiative to strengthen its internal control systems [3][7]. - A robust supervisory framework has been established, integrating various oversight functions to ensure high-quality development [7]. Legal Rights Protection - The bank actively combats debt evasion, ensuring the protection of depositors and shareholders' interests while maintaining a healthy financial ecosystem [5][4]. Community Engagement - Leshan Commercial Bank has focused on serving the local economy, optimizing risk management while expanding its business across 11 cities in Sichuan [9]. - The bank has adopted a strategy of precise financial support for local economic development, effectively lowering funding costs and enhancing asset allocation [9][10]. Strategic Initiatives - The bank is transitioning towards a light capital model, leveraging digital transformation to enhance operational efficiency and profitability [7]. - It aims to support local initiatives, including tourism and urban development, by integrating financial services with community needs [10].
金融普及教育小使者招募令|第二届“中邮保险·紫荆杯”全国高校金融普及教育辩论总决赛
清华金融评论· 2025-09-29 11:36
Core Viewpoint - The article emphasizes the importance of financial education and consumer protection, aligning with the principle of putting people first in financial work, as articulated by General Secretary Xi Jinping at the Central Financial Work Conference [1]. Group 1: Event Overview - The "Zijing Cup" National College Financial Education Debate Finals will take place on October 12 at Tsinghua University, inviting young individuals to participate as "Financial Education Ambassadors" [1]. - The event aims to transform professional financial knowledge into accessible content for the public, enhancing overall financial literacy [3]. Group 2: Content Creation Requirements - Participants are required to capture the essence of the debate through various media formats, including articles and videos, ensuring the content is engaging and understandable for a non-professional audience [3]. - The content must reflect correct viewpoints, promote positive energy, and align with national financial policies and regulations [3]. Group 3: Participant Qualifications - Candidates should possess a strong understanding of current financial policies, demonstrate political sensitivity, and embrace the public welfare values of financial education [5]. - Skills in writing, content planning, video production, and a keen interest in finance and economics are essential for participants [5]. Group 4: Incentives for Participation - Participants will receive varying monetary rewards based on the quality of their work, with opportunities for exposure and recognition at the event [9]. - Additional benefits include a commemorative certificate and creative gifts for attendees [9].
农行济南创新谷支行:高效服务的“黄金二十分钟”
Qi Lu Wan Bao· 2025-09-29 09:27
Core Insights - Agricultural Bank of China (ABC) demonstrated exceptional customer service efficiency by assisting multiple clients with diverse needs within a short timeframe, showcasing their commitment to a customer-centric approach [1] Service Efficiency - The Jinan Innovation Valley branch managed to serve three clients with different requirements in just 20 minutes before closing time, highlighting effective teamwork and division of labor among staff [1] - Employee Xiao Zhu completed the process for a mother opening a minor's bank account in only 8 minutes, receiving positive feedback from the client for the quick service [1] - Employee Xiao Tian successfully handled the merchant payment code setup for two small business owners, overcoming network issues while ensuring smooth service delivery [1] Customer Satisfaction - The elderly client expressed satisfaction after completing the pension account setup, appreciating the patience and thorough assistance provided by the staff [1] - The overall experience reflects ABC's dedication to enhancing service processes and efficiency, aligning with their commitment to "finance for the people" [1]
农行济南清河街支行:金融服务无小事 残币兑换显担当
Qi Lu Wan Bao· 2025-09-29 09:27
Core Points - Agricultural Bank of China demonstrated its commitment to customer service by assisting a client with damaged currency exchange, showcasing its social responsibility and dedication to the community [1][2] - The bank's staff efficiently handled the exchange of over ten thousand severely damaged banknotes, which had been contaminated and stuck together, through manual processing [1] - The successful completion of the currency exchange not only alleviated the client's immediate financial concern but also reinforced the bank's professional image and service ethos [2] Summary by Sections - **Customer Service**: The Agricultural Bank of China provided exceptional service by addressing a client's urgent need for currency exchange, which other banks had declined to assist with [1][2] - **Operational Efficiency**: The bank's employees utilized their expertise to manually separate and count the damaged banknotes, ensuring the client's assets were preserved [1] - **Corporate Responsibility**: This incident highlighted the bank's commitment to its service mission and its role as a responsible financial institution in society [2]