岁末年初，在各类公募基金公司业绩榜单回顾中，西部利得基金表现亮眼：近十年固收类基金绝对收益 排名1/73，近五年权益类基金绝对收益排名17/115①。作为西部证券（002673）旗下的公募基金公司， 西部利得基金聚焦主责主业、深耕资管本源，坚守长期主义的经营理念，凭借稳健的经营策略、扎实的 专业能力和坚定的客户导向，在行业高质量发展进程中稳步前行，为中型基金公司差异化发展提供了参 考。 回顾发展历程，西部利得基金的成长颇具行业参考意义。自2014年更名为西部利得基金，2015年，拥有 丰富行业经验的贺燕萍出任公司总经理，带领团队开启"二次创业"新征程，公司进入快速发展新阶段； 2019年，投资出身的何方出任公司董事长，形成了稳健的核心管理格局。依托公司股东的全力支持，加 之稳定高管团队的战略定力，公司规模持续攀升，目前已达到1177亿元②，跃居行业中上游。 三维稳进，筑牢发展根基与业绩底气 公司实现跨越式发展的底气，源于始终坚守长期主义理念，更得益于发展过程中贯穿始终的三个"稳"字 特质，这既是专业能力持续提升的保障，也是产品业绩保持优势的根本原因。 经营战略稳是发展的基础。"二次创业"以来，公司股东与董事会 ...

今年以来，农行滨河支行已为行动不便、高龄、患病等特殊客户提供上门服务二十余次。通过建立快速 响应机制、配备便携设备、规范服务流程，切实解决客户无法亲临网点的业务办理难题。 下一步，该行将继续优化特殊客户服务模式，延伸金融服务触角，在合规前提下为有需要的群众提供更 便捷、更温暖的服务体验，积极践行"金融为民"的责任担当。 近日，一位市民焦急地走进农行济南滨河支行，反映其年过八旬的父亲因社保卡密码锁定无法取款买 药，且老人长期卧床，无法到网点办理业务。了解情况后，支行立即启动应急服务机制，安排两名工作 人员携带移动设备，上门为客户办理密码重置业务。 在老人家中，工作人员耐心协助老人完成身份验证、电子签名等流程，并细致讲解密码设置及用卡注意 事项。考虑到老年人金融安全防范需求，工作人员还结合常见案例，向老人普及了防范电信诈骗相关知 识。 "谢谢你们专门跑一趟，真是帮了我们大忙！"业务办理完成后，老人及家属对支行高效、暖心的服务表 示感谢。 ...

农行济南港西支行员工用实际行动诠释了金融从业人员的职业操守，维护了金融服务的诚信底色。未 来，农行济南港西支行将继续秉持责任与诚信，将安全、可靠的守护融入每一个服务细节，不断提升服 务质量，为客户构筑更加安心、放心的金融环境，为金融事业的稳健发展贡献力量。 经过一番紧张有序的查找，网点负责人终于联系上了正在焦急万分的失主李女士。李女士接到电话后很 快到达网点，工作人员在仔细核实身份和物品信息无误后，将文件袋完好无损地归还给了李女士。李女 士接过文件袋后，激动不已，连连称赞："谢谢你们，这里面的东西对我太重要了，你们的服务让我感 受到了满满的安心！" 近日，农行济南港西支行以高效专业的服务赢得客户赞誉，通过精准联动机制成功寻回客户遗失的重要 物品，彰显了农行"金融为民"的服务本色。 当日，客户李女士在办理完业务离开时，不慎将装有重要证件和票据的文件袋遗落在等候区。大堂经理 在巡查时发现文件袋，问遍了厅堂内的客户，没有找到失主，便将文件袋上报给网点负责人。网点负责 人查看了文件袋里的物品之后，迅速行动，立即调阅监控录像，仔细查找线索，同时安排专人妥善保管 失物，确保文件袋的安全。 ...

Core Viewpoint - Guangfa Bank Nanjing Branch emphasizes a "people-centered" development philosophy, integrating the political and humanitarian aspects of financial work into daily services, focusing on addressing the urgent needs of the public [1] Group 1: Customer Service Initiatives - The Nanjing Branch has implemented a "green channel" service for individuals with large amounts of coins, such as a scavenger who needed to exchange dirty and worn coins for paper money, showcasing a commitment to customer care and respect [3] - A regular service platform has been established for customers with significant coin exchange needs, allowing for efficient processing through a "scheduled exchange + flexible window" service mechanism [5] - The bank's efforts in providing convenient services, such as reducing the time required for coin exchanges from several hours to a maximum of two hours, highlight the efficiency and customer-centric approach of Guangfa Bank [5] Group 2: Commitment to Financial Inclusion - Guangfa Bank Nanjing Branch has been actively promoting financial inclusion by creating a series of convenient service measures, optimizing processes for the elderly and disabled, and enhancing financial literacy [5] - The bank's initiatives reflect a commitment to the "financial for the people" philosophy, ensuring that financial services are both professional and infused with humanistic care [5] - Future plans include continuing to deliver detailed services and professional responsibilities to contribute to high-quality regional financial development and improve public welfare [6]

Group 1 - The core initiative of the "Salute to Urban Builders" public welfare project is to honor and support urban construction workers through donations and community engagement [1][4][6] - The project involves collaboration with 25 partners, including government departments and private enterprises, to provide 600 care packages and handwritten Spring Festival couplets to urban builders in Shanghai and Beijing [1][2][10] - The project aims to enhance the living conditions and well-being of urban builders through various activities, including the distribution of care packages and public welfare courses [7][10][12] Group 2 - The "Salute to Urban Builders" initiative is part of a broader commitment by the company to integrate financial services with social responsibility, emphasizing the importance of community support [6][17] - The event featured a "New Year Public Welfare Market" that included various cultural and practical services, such as traditional food, health checks, and haircuts, aimed at providing a warm and supportive environment for urban builders [13][14][18] - The company has a long-standing commitment to public welfare, having established the Shanghai Huatai Fund Public Welfare Foundation in 2010, and continues to innovate in its approach to community service [17]

按揭客户张先生在2019年在该分行办理了个人二手房贷款，金额90万元，用于购置房产。然而，2025年 张某因患病失业收入骤减，无力按时偿还贷款。兴业银行工作人员为其量身定制了贷款重组方案。通过 延长还款期限、调整还款计划等方式，大幅减轻了其还款压力。 兴业银行济南分行始终把服务客户、履行社会责任作为工作的出发点和落脚点。该分行相关部门负责人 表示，分行将持续秉持"金融为民"的服务理念，通过不断优化贷款重组业务办理流程、优化服务模式、 传递金融温度，为受困客户提供切实可行的解决方案，以实际行动践行社会责任。（林兴南） 编辑：赵鼎 转自：新华财经 近年来，兴业银行济南分行充分发挥金融属性，积极践行"金融为民"的服务理念，通过办理贷款重组业 务，为受困客户提供及时有效的金融支持，切实减轻客户的经济负担。截至2025年末，该分行在临沂累 计为300余户家庭办理了按揭贷款重组，用实际行动诠释了"雪中送炭"的责任担当。 该分行不断优化服务流程，针对不同客户群体的实际需求，提供灵活多样的服务方案。一方面，通过电 话沟通、线上协商等方式，实现贷款重组方案的便利化协商；另一方面，针对部分签署协议困难的客 户，该分行积极与合作公 ...

Core Viewpoint - The article emphasizes the importance of finance in China's modernization and highlights Xi Jinping's significant contributions to financial development during his tenure in Fujian, focusing on the integration of finance with social welfare and production needs [1]. Group 1: Financial Relationship with Production - Xi Jinping's approach during his time in Fujian was to align financial relationships with the needs of production, advocating for practical financial solutions that cater to regional differences in productivity and industry characteristics [2]. - The establishment of Xiamen International Bank as China's first Sino-foreign joint venture bank exemplifies innovative financial organization aimed at addressing infrastructure funding shortages in Xiamen, thereby enhancing local productivity [2]. - Financial relationships were optimized to enhance productivity, with a focus on serving the real economy and addressing social needs, such as implementing microcredit models to support impoverished areas [3]. Group 2: Financial Innovation and Resource Utilization - Xi Jinping's financial strategies emphasized leveraging local resources and characteristics to create a dynamic balance between finance and productivity, promoting a cycle of development that benefits regional economies [4]. - The introduction of the "living timber loan" model addressed the challenges of traditional financial practices by allowing growing timber to be used as collateral, thus facilitating better financial access for forestry [4]. Group 3: Financial Opening and Global Cooperation - The article discusses the significant progress in financial openness in China, including the removal of foreign ownership limits in banking and securities, which has led to a substantial increase in foreign financial institutions operating in China [5]. - The total assets of foreign banks in China reached 3.87 trillion RMB, reflecting the successful integration of international financial practices and the enhancement of domestic financial capabilities [5]. Group 4: Financial Support for Local Development - In Zhangzhou, innovative financial products have been developed to support cross-strait cooperation and local economic growth, with significant financing provided to Taiwanese enterprises [9]. - The total loan balance in Zhangzhou reached 646.08 billion RMB, marking a year-on-year increase of 9.69%, indicating strong financial support for local economic development [9]. Group 5: Financial Services for New Quality Productivity - The focus on developing new quality productivity has led to the introduction of financial policies that support technological innovation and digital transformation in manufacturing, with significant funding allocated for these initiatives [11]. - Over 95% of financial institutions in Zhangzhou have established or restructured digital finance departments, enhancing service delivery through data integration and innovative financial products [11].

主动服务暖人心。在王宇眼中，服务从来不是被动的应答，而是主动的先行。她始终将客户的需求放在 心上，用主动上前的服务，为客户排忧解难，让金融服务更有温度。 作为首都重要金融机构，中国农业银行北京市分行（以下简称"农行北京分行"）积极践行金融工作的政 治性、人民性，持续擦亮服务品牌，凝练服务内涵，丰富服务文化，涌现了一批扎根基层、为民服务的 先进典型。在中国农业银行2025年"网点最美服务明星"评选中，农行北京城市副中心宋庄支行王宇、分 行营业部营业室王琪脱颖而出，二人将"主动、专业、规范、高效"的服务标准融入日常，以一系列暖心 举措践行金融为民初心。 王宇：主动先行 专业护航 情系客户的金融暖阳 自2001年入行以来，王宇一直坚守厅堂一线，是一名深受客户喜爱的客服经理。迎客时，她主动微笑问 好、热情引导分流；送客时，她礼貌道别、提醒携带物品，二十余载初心不改，以主动服务解民忧，用 专业素养护民安，在平凡的岗位上诠释着"农情服务"的真谛。 高效服务显担当。面对急难任务和突发情况，王琪始终冲锋在前，以高效的统筹协调能力和扎实的业务 功底，圆满完成各项工作。 2025年7月，年逾七旬的李大爷忘记银行卡密码，因行动不便 ...

岁末年初，寒意渐深，新春的脚步也日渐临近。凛冽寒风里，总有一些温暖不期而遇。这个冬天，广发 人步履不停，带着新春的祝福与关怀，深入社区、乡村，以脚步丈量责任，以行动传递"广发温度"，用 一件件实事践行金融机构责任担当。 暖社区：深入一线送温暖情系万家暖民心 凌晨时分，当千家万户还在梦乡，城市的环卫工人已迎着寒风走上街头，早起忙碌的他们常常顾不上吃 早饭。深知这份辛劳，广发银行大连分行志愿服务队走进海青岛社区驿站，开展"情系环卫工暖冬送关 怀"主题活动。当环卫工人结束一轮清扫，走进驿站歇脚之时，志愿者们递上牛奶，与他们唠起家常， 询问日常作业的防寒保暖情况，感谢他们用辛勤汗水守护城市的洁净与美好。一句句问候、一份份物 资，化作寒冬里的暖流，温暖着每一位一线劳动者的心。 广发银行长春分行积极开展"要帮助找广发"社区服务，主动协调西昌社区、明珠社区摸排困难居民情 况，梳理形成新春慰问清单，建立"结对子"长效关爱机制。员工们逐户上门走访，为失独老人、残障人 士等特殊困难家庭送上米、面、油等生活必需品。走访中，该分行员工详细了解居民家庭近况和生活中 的实际困难，互留联系方式，约定"定期探访、常态关怀"。这份"一次帮扶， ...

Core Viewpoint - The article highlights the transformative impact of financial services provided by the Bank of China in Shandong Province, focusing on community development and innovative financial solutions to support local economies and environmental sustainability [1][3]. Group 1: Community Development Initiatives - The Bank of China in Shandong is actively involved in community projects, such as the establishment of a grain drying facility and storage for farmers in Li Fuyuan Tun Village, which has significantly improved local agricultural practices [2][3]. - In Yushui Village, the bank facilitated the construction of a production road with a donation of 250,000 yuan, enhancing access for farmers and improving their ability to transport goods [2][3]. Group 2: Environmental Sustainability Efforts - The bank provided a 2 million yuan loan to a marine aquaculture company, allowing them to use sea area rights as collateral for the construction of artificial reefs, which contribute to marine biodiversity [4][5]. - A technology company received support through various loan products, enabling them to create a comprehensive waste management system that addresses waste disposal challenges on the islands [5]. Group 3: Innovative Financial Solutions - The introduction of the "Shanxin Loan," which is a pure credit, no-collateral loan, allowed a biotech company to receive 10 million yuan quickly, addressing their urgent funding needs [6][7]. - The "Cloud Tax Loan" product enables small manufacturing enterprises to secure loans based on tax data, facilitating access to financing without traditional collateral requirements [7]. Group 4: Smart Services Implementation - The implementation of a smart cafeteria system in Qingzhou has improved efficiency in meal service, allowing users to access meals quickly through facial recognition or QR codes, enhancing the overall dining experience [7][8]. - The smart cafeteria system is being adopted in various settings, including schools and hospitals, demonstrating the bank's commitment to integrating technology into everyday services [8].