Group 1 - Fujian is a significant birthplace of Xi Jinping's thoughts on socialism with Chinese characteristics, where he worked for 17.5 years, leading reforms and modernizations in the financial sector [1] - The financial empowerment event held in Fuzhou is part of the World Fujian Business Conference and reflects the province's strategy to strengthen its financial sector [2][5] - Xi Jinping's long-term vision during his tenure in Fujian laid the groundwork for the province's modern financial organizational system and contributed to national financial reforms [6][11] Group 2 - The establishment of Xiamen International Bank marked a significant innovation in China's financial history, facilitating the introduction of overseas Chinese capital [20][21] - The financial sector in China has seen substantial growth, with over 4,000 banking institutions and a broad money supply (M2) exceeding 320 trillion yuan [13] - The focus on technology, green finance, inclusive finance, pension finance, and digital finance aims to provide higher quality financial services for economic and social development [13] Group 3 - The emphasis on risk prevention and financial security has been a fundamental principle in Fujian's financial development, maintaining a low non-performing loan ratio of 1.19% [14][17] - Xi Jinping's proactive measures in addressing financial risks, such as the restructuring of Huamin Company during the Asian financial crisis, exemplify effective financial governance [16][17] - The ongoing financial reforms in China, including the removal of foreign investment restrictions in various financial sectors, demonstrate a commitment to deepening financial openness [24][25] Group 4 - The financial practices and theories developed in Fujian serve as a foundation for the broader financial development path in China, emphasizing the need for continuous exploration and improvement [27]

Group 1 - The "Action Plan" aims to enhance the competitiveness and influence of Shanghai as an international financial center by promoting the aggregation of banking and insurance institutions in the city [1][2] - Financial institutions are encouraged to establish specialized entities or expand their authorization in Shanghai to seize opportunities in financial openness and gain policy innovation benefits [2][3] - The plan supports Shanghai's participation in international carbon financial pricing competition and aims to develop it into an international green finance hub [2][3] Group 2 - The "Action Plan" emphasizes the importance of improving financial services for the real economy and enhancing the quality of technology finance [2][3] - It proposes the establishment of a regulatory mechanism for financial innovation, focusing on risk management and prudent supervision [3] - The plan encourages the development of innovative financial products and services related to carbon finance, which is a crucial aspect of green finance [2][3]

Group 1: Corporate Social Responsibility - The company released its 2024 Social Responsibility Report, showcasing its commitment to financial responsibility and innovative practices in integrating party building with business operations [1] - This marks the sixth consecutive year the company has disclosed its corporate social responsibility information, emphasizing its mission to enhance the quality of life for all [1] Group 2: Elderly Care Strategy - The company has established a core strategy focused on elderly care, creating a multi-tiered service system that aligns with international standards while catering to domestic needs [2] - The "City Heart 2.0" model has been launched to enhance urban-centered elderly care services, aiming to provide high-quality living conditions for the elderly [2] Group 3: Philanthropy in Elderly Care - The company has conducted 140 elderly care charity events, engaging over 1,200 youth volunteers and benefiting more than 30,000 elderly individuals and their families [4] - In 2024, the company organized a total of 3,633 volunteer activities, donating materials and funds amounting to 753,000 yuan and providing insurance coverage worth 4.037 billion yuan [4] Group 4: Green Development Initiatives - The company is committed to green development, integrating ESG assessments into its investment strategies and accelerating investments in clean energy projects [5] - In 2024, the total amount of new green finance projects reached 4.71 billion yuan, representing a 90% increase, with green insurance coverage amounting to 733.77 billion yuan [5] Group 5: Support for Agriculture and Small Enterprises - The company has provided over 37.8 billion yuan in risk coverage to support rural revitalization and has established asset support plans totaling 21 billion yuan for small enterprises [7] - It focuses on creating specialized insurance products for specific groups, such as migrant workers and delivery riders, to enhance social welfare [7] Group 6: Digital Transformation and Financial Technology - The company is advancing its digital transformation by enhancing customer service efficiency through online and intelligent solutions [11] - It is leveraging cutting-edge technologies like AI to improve customer insights and risk management, thereby upgrading its digital financial system [14] Group 7: Long-term Investment in Technology - The company is utilizing its long-term capital to support technological innovation, successfully launching the industry's first data center investment project [17] - It aims to address financing challenges in the tech sector while contributing to national strategies and promoting a stable financial ecosystem [17]

证 券 研 究 报 告 【债券日报】 陆家嘴论坛后，宽松交易或延续 2025 年 6 月 18 日上午，第十五届陆家嘴论坛开幕。2024 年陆家嘴论坛央行行 长发表关于当前的货币政策立场和未来货币政策框架的相关表态，其后货币政 策框架改革加速推进，故市场对于本次论坛内容较为关注。本文主要回顾 2019 年以来历次会议央行领导的主题发言内容以及债券市场表现。 陆家嘴论坛央行行长讲话回顾 回顾 2019 年以来央行行长的演讲的内容，2019-2020 年：会议主要聚焦上海 "五个中心"定位。2021-2023 年：议题转向绿色金融与普惠金融等，会议主 题呼应"双碳"目标与小微实体支持。2024 年：议题聚焦货币政策框架改革， 推动货币政策实现了数量型和价格型调控并行向以价格型调控为主导、以利率 为核心的货币政策框架转变。 2025 年：本次会议演讲围绕全球金融治理展开。值得关注的是，央行领导在 全球金融稳定体系所面临的挑战中重点提及非银行中介机构的监管仍然薄弱 的问题，关注非银机构的杠杆水平变化以及后续监管落实。 历史陆家嘴论坛后的收益率表现 从债市表现看，由于历次论坛央行领导表态多与绿色发展、国际合作、金融开 ...

普惠金融作为中央金融工作会议提出的"五篇大文章"之一，是服务实体经济的重要领域。 什么是成功的普惠金融？ 中国人民银行信贷市场司司长彭立峰在2025清华五道口全球金融论坛中指出，成功的普惠金融应 在基础金融服务更加普及、经营主体融资更加便利、金融服务乡村发展更加有力、金融消费者教 育和保护机制更加健全、金融风险防控更加有效以及普惠金融配套机制更加完善等六方面取得明 显进展。 中国人民银行金融研究所《中国金融年鉴》编辑部主任唐晓雪曾在《清华金融评论》撰文指出， 数字科技在普惠金融领域应用前景广阔，特别是针对普惠客户散、小、多、弱的特点，金融科技 手段有助于解决信息不对称、数据基础差、信用风险高等"最后一公里"问题。 当前我国普惠金融发展已进入深化服务质效的阶段，数智化发展成为突破传统服务边界的主要路 径，大数据、人工智能等技术正重塑风险评估、精准获客等核心业务流程。 第14届广州金交会主旨会议前瞻 在普惠金融发展进入提质增效关键阶段的当下，亟需搭建高层次交流平台凝聚各方智慧。值此背 景下，清华大学五道口金融学院受邀于2025年6月27日在广州琶洲举办第14届中国（广州）国际 金融交易·博览会主旨会议，会议的主题 ...

国家金融监督管理总局、上海市人民政府：支持上海积极探索适合科技企业特点的金融服务模式 金十数据6月18日讯，《关于支持上海国际金融中心建设行动方案》提出，做实"五篇大文章"，提高金 融服务实体经济质效。提升科技金融工作质效，在依法合规、有效控制实质风险前提下，支持上海积极 探索适合科技企业特点的金融服务模式，为科技创新提供更好金融服务。鼓励在沪金融机构稳妥有序开 展碳金融相关业务，支持上海参与国际碳金融定价权竞争，打造国际绿色金融枢纽。大力发展普惠金 融、养老金融和数字金融。 ...

Core Viewpoint - The company focuses on supporting local特色农业产业 through innovative financial services, enhancing loan approval efficiency, and providing comprehensive financial support to meet the needs of farmers and new agricultural operators [1][2]. Group 1: Financial Support and Services - The company has implemented a "field research + rapid approval" mechanism to provide low-interest, unsecured financial services, effectively addressing the funding needs of farmers and promoting the upgrade of the "one village, one product" industry pattern [1]. - The agricultural production loan balance of the company has reached 2.673 billion yuan, indicating a strong commitment to financing local agricultural development [2]. Group 2: Service Enhancement - The company emphasizes service improvement by strengthening village-level management, assigning customer managers to villages, and acting as financial service providers for farmers, offering comprehensive and full-process financial services [1]. - The company aims to innovate service methods and improve service mechanisms to expand the coverage of financial services and promote the clustering, standardization, scaling, and branding of rural特色产业 [2].

Group 1 - The core objective of the government's 2025 work report is to significantly boost consumption, with the "Five Five Shopping Festival" being a key platform to stimulate consumer potential and market activity [2] - The sixth "Five Five Shopping Festival" saw Bank of Communications actively participating by launching the "Digital Life Festival - BOC Welfare Season" to promote quality consumption through financial means [2] - The bank has been involved in the "Five Five Shopping Festival" for six consecutive years, leveraging its local presence to enhance digital consumption scenarios and collaborate with various merchants [2] Group 2 - The "scene integration" feature of this year's festival includes partnerships with platforms like 12306, Ctrip, and Qunar to offer discounts on cultural and tourism activities [2] - The bank has curated special food brand promotions, allowing consumers to enjoy significant discounts on local delicacies, thereby invigorating the Shanghai consumption market [2] Group 3 - Bank of Communications is enhancing payment services by optimizing online and offline payment experiences, offering discounts through various platforms [3] - The bank has introduced a series of payment discount activities, including reductions for using its debit and credit cards on specific apps and platforms [3] Group 4 - The bank is committed to inclusive finance, launching a series of activities aimed at benefiting the public, including trade-in programs for vehicles and home appliances [5] - Special offers for UnionPay credit card users include subsidies for purchasing home appliances and digital products, as well as interest rate discounts for personal credit loans [5]

Group 1 - The 2025 Lujiazui Forum is themed "Financial Opening and Cooperation in the Global Economic Changes and High-Quality Development" and aims to discuss financial reform and international cooperation among over 70 financial professionals from more than 10 countries and regions [3][8] - Keynote speeches will be delivered by prominent figures including the Governor of the People's Bank of China, Pan Gongsheng, and other leaders from financial regulatory bodies [1][3] - The forum will address eight major topics, including enhancing global monetary policy coordination, promoting sustainable capital market development, and improving green finance policies and standards [8][12] Group 2 - During the forum, significant financial policies are expected to be announced by central financial management departments, continuing a tradition of using the forum as a platform for major policy releases [10][9] - The Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan will be signed, emphasizing the importance of collaboration between the two financial hubs to enhance national competitiveness [12][11] - Discussions will focus on how to leverage the financial advantages of both Shanghai and Hong Kong, including financial product innovation and cross-border regulatory cooperation [12][11]

今日（6月18日），上海黄浦江畔，2025陆家嘴论坛如约而至。 早上8点左右，证券时报记者在现场看到，不少媒体已架起长枪短炮。中国人民银行行长潘功胜将在稍后召开的论坛上致开幕 辞并作主题演讲。按照惯例，国家金融监督管理总局局长李云泽、证监会主席吴清、国家外汇局局长朱鹤新等金融管理部门 负责人以及上海市人民政府的领导也将发言。 张淑贤/拍摄 2025陆家嘴论坛由中国人民银行、国家金融监督管理总局、中国证监会和上海市人民政府共同主办，由中国人民银行行长潘 功胜与上海市市长龚正担任共同轮值主席。 根据此前消息，2025陆家嘴论坛期间，中央金融管理部门将发布若干重大金融政策。 最新议程出炉来了 当前，全球经济正面临经济增速放缓、贸易保护主义崛起、货币政策差异化加大等新的挑战。推动金融开放合作既是控制金 融风险、推动金融高质量发展的内在需求，也是助力全球经济复苏的重要引擎。 在为期两天的2025陆家嘴论坛期间，与会中外金融界人士将围绕金融开放合作与高质量发展，就"全球经济变局中的金融开放 合作与高质量发展""增强全球货币政策的协调性""推动资本市场持续稳健发展""深化上海与香港国际金融中心合作发展""金融 支持新质生产 ...