移动支付

Search documents
A股开盘,上证指数开跌0.14%,深证成指开跌0.36%,创业板指开跌0.49%;数字货币、移动支付、贵金属概念股走强。
news flash· 2025-05-30 01:29
Group 1 - The A-share market opened with the Shanghai Composite Index down by 0.14% [1] - The Shenzhen Component Index opened down by 0.36% [1] - The ChiNext Index opened down by 0.49% [1] Group 2 - Digital currencies, mobile payments, and precious metals concept stocks showed strength [1]
资金情绪回暖积极入场 A股港股携手反弹
Zhong Guo Zheng Quan Bao· 2025-05-29 21:32
5月29日,A股市场高开高走,迎来放量反弹行情。Wind数据显示,截至收盘,上证指数、深证成指、 创业板指、科创50指数、北证50指数分别上涨0.70%、1.24%、1.37%、1.61%、2.73%,上证指数报收 3363.45点,创业板指报收2012.55点。 5月29日,外部影响因素出现变化,市场风险偏好回升,A股和港股市场携手反弹。截至收盘,上证指 数站上3360点,深证成指、创业板指均涨逾1%,整个A股市场超4400只股票上涨,数字货币、移动支 付、金融科技、EDA等概念板块爆发。A股市场成交放量,成交额达1.21万亿元。港股市场也放量反 弹,恒生指数涨逾1%,恒生科技指数涨逾2%。 资金面上,Wind数据显示,29日沪深两市主力资金净流入超70亿元,南向资金净流入超40亿港元。本 周前三日A股融资余额增加超90亿元。 分析人士认为,当前市场所具备的估值基础、政策支撑与产业动能,为长期行情的展开提供了坚实土 壤,A股和港股市场有望迎来指数上行行情。 ● 本报记者 吴玉华 放量反弹 大小盘股票携手上涨,大盘股集中的上证50指数、沪深300指数分别上涨0.29%、0.59%,小微盘股集中 的中证1000 ...
A股移动支付板块持续走高,路桥信息涨停,雄帝科技、云内动力、海联金汇此前封板,志晟信息、拉卡拉、飞天诚信涨超10%,翠微股份、科蓝软件、优博讯、天迈科技、创识科技等跟涨。
news flash· 2025-05-29 05:08
Group 1 - The A-share mobile payment sector is experiencing a significant rise, with Luqiao Information hitting the daily limit up [1] - Xiongdi Technology, Yunnei Power, and Hailian Jinhui previously reached their daily limit, indicating strong market interest [1] - Other companies such as Zhisheng Information, Lakala, and Feitian Chengxin have seen increases of over 10% [1] Group 2 - Companies like Cuiwei Co., Kela Software, Youbuxun, Tianmai Technology, and Chuangshi Technology are also following the upward trend [1]
消失的ATM机
投资界· 2025-05-28 06:41
Core Viewpoint - The rapid decline of ATM machines in China is attributed to the rise of mobile payments, with a reduction of approximately 300,000 ATMs over the past five years, representing a 26.87% decrease from a peak of 1,097,700 ATMs in 2019 to 802,700 ATMs by the end of 2024 [4][10][17]. Group 1: ATM Machine Decline - As of the end of 2024, China has 802,700 ATMs, down from 847,000 at the end of 2023, marking a decrease of 42,800 ATMs [10]. - The number of ATMs per 10,000 people has also declined, from 7.87 in 2019 to 5.70 in 2024, indicating a downward trend in ATM availability [9][10]. - The shift in consumer payment habits, with many preferring mobile payments, has led to a significant reduction in ATM usage, resulting in banks reassessing their ATM operations [8][9]. Group 2: Bank Adjustments - Over 50 banks have announced the closure of cardless deposit and withdrawal services, with major banks like China Merchants Bank planning to stop ATM QR code deposit services by April 2025 [5][9]. - Banks are transitioning from cash-based services to digital solutions, reflecting a broader trend towards a cashless society [5][9]. - The operational costs of maintaining ATMs are becoming unsustainable due to their low usage rates, leading to a reevaluation of their role in banking services [9][10]. Group 3: Future of ATMs - Analysts suggest that while ATMs will not completely disappear, their functions will evolve to provide more comprehensive services beyond cash withdrawal, such as integrating government and lifestyle services [6][13]. - There is a focus on deploying ATMs in areas with high cash demand, such as airports and remote communities, to enhance their utility [13]. - The market for ATM manufacturers is shifting, with companies like Yuyin Co. facing declining revenues and seeking to diversify their business models [12][17]. Group 4: Financial Performance of ATM Manufacturers - Yuyin Co. reported a revenue of 66.87 million yuan in 2024, a 4.55% decrease year-on-year, with a net profit of 10.91 million yuan, down 29.40% [16][17]. - The company has shifted its focus from traditional ATM manufacturing to smart financial equipment and operational services, reflecting the changing market dynamics [17]. - The decline in ATM demand has forced manufacturers to adapt and explore new business opportunities, as evidenced by the significant drop in their core revenue from ATM production [17].
“消失”还是“进化”?ATM机正在加速锐减,去年仅剩80万台
Xin Lang Cai Jing· 2025-05-27 11:03
Core Insights - The number of ATMs in China is rapidly declining, with a total of 802,700 ATMs expected by the end of 2024, down from a peak of 1,110,800 in 2018, representing a reduction of over 300,000 ATMs [1][3] - The number of ATMs per 10,000 people has also decreased from 7.99 in 2018 to 5.7 in 2023, a nearly 30% decline [1][3] - The rise of electronic payments is significant, with banks processing 30.17 billion electronic payment transactions in 2024, a 72.19% increase in transaction volume since 2018 [4] ATM Business Adjustments - Over 50 banks have ceased cardless deposit and withdrawal services, including major banks like ICBC and Agricultural Bank of China, citing optimization of financial services and risk management as reasons for the changes [6][7] - The shift away from cardless services is attributed to increased regulatory scrutiny and the need for better transaction verification [7] Industry Trends - Companies like Guangzhou Yuyin Technology Co., Ltd. are reducing their traditional financial equipment business due to declining demand for cash usage and the rise of mobile payments [8][9] - Yuyin's revenue for 2024 was 66.87 million yuan, a 4.55% decrease from the previous year, with significant declines in ATM-related revenue [9][10] Future of ATMs - Despite the decline, ATMs are expected to evolve into comprehensive financial service terminals, providing diverse financial and lifestyle services [11][12] - Banks are focusing on placing ATMs in high-demand areas such as airports and senior communities to enhance usage efficiency [11] - Yuyin is also restructuring its business to focus on operational services rather than traditional ATM manufacturing [12]
全国 ATM 机撤掉 1/3 ,网友急了
3 6 Ke· 2025-05-27 01:41
Core Insights - The number of ATMs in China has significantly decreased, with a reduction from 1.0977 million at the end of 2019 to 802,700 by the end of 2024, representing a decline of 26.87% over five years [4][10] - The decline in ATM numbers is attributed to the rise of electronic payment methods, which have seen substantial growth in transaction volume and value [11][14] - Banks are implementing "ATM withdrawal plans," leading to the closure or repurposing of ATMs into multifunctional smart terminals [12][16] Industry Trends - The rapid decline of ATMs is reminiscent of the fate of public phone booths and newsstands, which also faced obsolescence due to technological advancements [12] - Electronic payment transactions reached 301.668 billion in 2024, a 35.04% increase from 2019, while the total value of electronic payments was 342.699 trillion yuan, up 31.45% [11] - The emergence of digital currencies is further threatening the existence of ATMs, as they allow for cashless transactions through digital wallets [14] Social Implications - The reduction of ATMs raises concerns for the elderly population, with approximately 297 million individuals aged 60 and above in China, many of whom may struggle with mobile payment technologies [17][20] - Banks are exploring solutions to cater to the needs of older customers, such as implementing facial recognition ATMs and user-friendly interfaces [20] - The future of ATMs may involve strategic placement in high-demand areas like airports and senior communities, while banks may share resources to reduce costs [18][22]
消失的ATM机,全国仅剩80万台
36氪· 2025-05-26 13:39
Core Viewpoint - The rapid decline of ATM machines in China, driven by the rise of mobile payments, indicates a significant shift in consumer behavior and banking operations, with a reduction of approximately 30% in ATM numbers over the past five years [3][4][9]. Summary by Sections ATM Machine Decline - As of the end of 2024, China has 802,700 ATMs, down from a peak of 1,097,700 in 2019, representing a decrease of 26.87% [4][9]. - The number of ATMs per 10,000 people has also declined from 7.87 in 2019 to 5.70 in 2024, a drop of 27.5% [9]. Consumer Behavior Changes - Many consumers have shifted to cashless transactions, with some stating they haven't used cash in years, reflecting a broader trend towards mobile payments [4][8]. - The convenience of mobile payments has led to a significant reduction in ATM usage, with banks facing challenges in maintaining these machines due to high operational costs [9][10]. Bank Adjustments - Numerous banks are adjusting their ATM services, with over 50 banks ceasing operations for cardless deposit and withdrawal services in the past year [5][10]. - Major banks, including state-owned ones, have begun to phase out cardless ATM services, indicating a strategic shift in banking operations [10][11]. Future of ATMs - Experts suggest that while ATMs may not completely disappear, their role will evolve to provide more comprehensive services, particularly in areas with ongoing cash needs [6][12]. - Some banks are integrating ATMs with additional services, such as government and lifestyle services, to enhance their utility [6][12]. Industry Impact - The decline in ATM demand has led to financial difficulties for ATM manufacturers, with companies like Yuyin Co. experiencing significant revenue drops and shifts in business focus [19][21]. - Yuyin Co. reported a revenue of 66.87 million yuan in 2024, a decrease of 4.55% year-on-year, with only 10% of its revenue coming from specialized equipment manufacturing [22][21].
移动支付概念上涨2.41%,7股主力资金净流入超5000万元
Zheng Quan Shi Bao Wang· 2025-05-26 09:14
Group 1 - The mobile payment sector saw an increase of 2.41%, ranking 9th among concept sectors, with 74 stocks rising, including Xingchen Technology which hit a 20% limit up [1] - Notable gainers in the mobile payment sector included Yunnei Power, which rose by 10.03%, and Runxin Technology, which increased by 13.16% [3][4] - The sector experienced a net inflow of 428 million yuan from main funds, with 27 stocks receiving net inflows, and Yunnei Power leading with a net inflow of 214 million yuan [2][3] Group 2 - The top three stocks in terms of net inflow ratio were Yuanwanggu (66.30%), Yunnei Power (66.24%), and Xiangyou Technology (43.89%) [3] - The overall market saw various concept sectors with significant fluctuations, including Controlled Nuclear Fusion up by 5.14% and E-sports up by 3.30%, while some sectors like Generic Drug Consistency Evaluation and Innovative Drugs faced declines [2] - The mobile payment sector's performance was supported by strong trading volumes, with stocks like Xingchen Technology and Runxin Technology showing high turnover rates of 11.86% and 15.54% respectively [3][4]
A股开盘速递 | A股走势分化!沪指盘中翻红 可控核聚变概念延续强势
智通财经网· 2025-05-26 01:56
5月26日,A股早盘走势分化,沪指盘中翻红,截至9:39,沪指涨0.21%,深证成指跌0.06%,创业板指跌0.26%。 2、可控核聚变概念强势 可控核聚变概念延续强势,融发核电2连板,哈焊华通、久盛电气、保变电气、永鼎股份、雪人股份、天力复合等跟涨。 点评:消息面上,据央视新闻报道,当地时间23日,美国总统特朗普签署了一系列有关核能的行政命令,计划在2030年前启动10 座大型核电站建设,并在2050年前将美国核电产能翻四倍。中信证券认为,近年来海外可控核聚变发展提速,以美国企业为代表 的商业化聚变项目有望在2030前投入商用,倒逼国内产业加速推进。 盘面上,中科院系概念冲高,中国科传涨停;可控核聚变概念延续强势,融发核电2连板;移动支付概念活跃,远望谷涨停;下 跌方面,大消费继续弱势,医药、汽车、大金融等板块跌幅居前。 展望后市,申万宏源指出,维持A股二季度是中枢偏高的震荡市判断不变,短期市场小波段调整。 热门板块 1、中科院系概念活跃 中科院系概念活跃,中国科传涨停,森远股份、中科信息、中科星图、奥普光电、汉王科技等涨幅靠前。 点评:消息面上,海光信息公告称,公司与中科曙光正在筹划由海光信息通过向中科曙 ...
移动支付概念盘初活跃 远望谷涨停
news flash· 2025-05-26 01:30
暗盘资金一眼洞悉庄家意图>> 移动支付概念盘初活跃,远望谷(002161)涨停,雄帝科技(300546)、数字认证(300579)、新大陆 (000997)、恒宝股份(002104)、华峰超纤(300180)等跟涨。 ...