《实施方案》提到，大力发展长期护理保险。加快建立长期护理保险制度，加强长期护理保险定点护理 服务机构规范化管理，合理规划配置定点长护服务机构，支持引导基层医疗机构提供长期护理服务。支 持商保机构经办养老健康服务，将城市定制医疗险和长期照护保障相结合，提升老年人照护服务质效。 鼓励保险机构开发更多适合老年人的居家护理、社区护理及机构护理等多样化护理保险产品，积极发展 人寿保险责任与护理支付责任转换业务，让更多失能失智老人享受照护服务。 北京商报讯（记者 李秀梅）11月17日，广东省地方金融管理局发布《广东省推动养老金融高质量发展 的实施方案》（以下简称《实施方案》）。 ...

《实施方案》提到，推动优化养老服务机构综合责任保险。服务县镇村三级养老服务网络建设，支持保 险机构针对养老服务机构的经营风险特点，提供涵盖人身保障、雇主责任、场地意外、医疗支持等保险 责任的综合型产品，提升区域内养老服务机构运营稳健性。支持有条件的地级以上市开展试点，通过政 府引导、行业协会组织、保险公司共保的模式，打造全省养老服务机构综合责任险统保示范项目。支持 鼓励承保对象从养老机构逐步扩展到村（社区）养老服务设施站点、乡镇（街道）区域养老服务中心、 长者饭堂等普惠性服务主体，全面提升三级养老服务网络的抗风险能力。 北京商报讯（记者 李秀梅）11月17日，广东省地方金融管理局发布《广东省推动养老金融高质量发展 的实施方案》（以下简称《实施方案》）。 ...

Core Viewpoint - The Guangdong Provincial Financial Regulatory Bureau has released an implementation plan aimed at promoting high-quality development of pension finance in the region, emphasizing collaboration within the Greater Bay Area [1] Group 1: Policy Initiatives - The implementation plan highlights the need to deepen the pension finance cooperation mechanism among Guangdong, Hong Kong, and Macau [1] - It supports the establishment of an insurance innovation development pilot zone in Shenzhen to accelerate the connectivity of the insurance market within the Greater Bay Area [1] Group 2: Financial Services - Financial institutions in Guangdong are encouraged to provide integrated services for elderly residents from Hong Kong and Macau, including cross-border medical insurance, pension withdrawals, trust planning, retirement financial management, and expense settlement [1] - The plan aims to promote more pension financial products to be included in the Greater Bay Area's "Cross-border Wealth Management Connect" pilot program [1] Group 3: Innovation and Collaboration - The initiative seeks to explore new collaborative models for pension finance, capital connectivity, and regulatory coordination within the Greater Bay Area [1] - It aims to accelerate the formation of a cross-border pension finance innovation demonstration [1]

Group 1 - The core viewpoint of the articles is to showcase the comprehensive research and professional influence of the company in various frontier fields, including financial strategies, mergers and acquisitions in technology firms, and consumption stimulation during economic transformation [1] - The series of articles reflects the company's commitment to serving the real economy and national strategies while promoting the construction of a financial culture with Chinese characteristics [1] Group 2 - The article titled "Based on Functional Positioning, Highlighting Professional Characteristics, Deepening and Solidifying the Financial 'Five Major Articles'" provides a clear action framework for small and medium-sized securities firms to leverage policy and technology opportunities for differentiated development [2] - The research on the special institutional needs of technology firms in mergers and acquisitions offers professional support for the deepening of technology finance [3] - The analysis of the structural characteristics and challenges of the current consumption market demonstrates the company's ongoing focus on significant issues such as inclusive finance and livelihood security [3] Group 3 - The continuous publication of these four significant articles highlights the company's culture of "research-driven, professional foundation, serving the real economy, and adhering to innovation" [4] - The company aims to deepen research and practice in various fields, including technology finance, green finance, inclusive finance, pension finance, and digital finance, while transitioning from "red ocean competition" to "blue ocean cultivation" [4] - The goal is to become an important professional force in the capital market that serves the real economy and to write a new chapter on the path of high-quality development [4]

每经AI快讯，11月17日，广东省地方金融管理局发布《广东省推动养老金融高质量发展的实施方案》 (以下简称《实施方案》)。《实施方案》提出，加大对居家养老、社区助老、适老化改造、智慧健康、 康复护理等"家门口"服务场景的金融支持力度。鼓励金融机构创新开发面向村镇养老服务点、长者饭 堂、小微服务机构的分期、租赁、贴息等普惠金融产品；引导政策性资金和社会资本投向乡村旅居式养 老、辅助器具制造等农村养老新业态，加快补齐农村养老服务短板。 ...

每经AI快讯，11月17日，广东省地方金融管理局发布《广东省推动养老金融高质量发展的实施方案》 (以下简称《实施方案》)。《实施方案》明确了养老金融发展的两阶段目标：到2028年，全省养老金融 供给体系基本完善，产品与服务可及性、适配性显著增强，在重点城市和重点场景形成一批可复制、可 推广的"广东样板"；到"十五五"规划期末，实现金融支持养老资金运用更加成熟稳健，制度体系更加完 善，养老金融与养老服务、养老产业实现良性互动。 ...

Core Viewpoint - The aging population in China, with over 22% aged 60 and above, necessitates the development of pension finance as a core strategy for addressing aging issues and transforming financial services from traditional credit to ecological and scenario-based models [1][2] Group 1: Pension Finance Development - CITIC Securities emphasizes that pension finance is crucial for the national strategy to cope with aging and serves as a key testing ground for financial institutions transitioning to ecological and scenario-based services [1] - Guangfa Bank, leveraging the "333 strategy" of China Life Group, has prioritized pension finance as a key project, aiming to extend financial services from asset allocation to spiritual companionship [1] Group 2: Cross-Border Pension Services - Guangfa Bank has launched a social security card service in the Guangdong-Hong Kong-Macao Greater Bay Area, facilitating cross-border living for residents, which aligns with the trend of "soft and hard connectivity" in the region [1][2] - The bank is in discussions with the Guangdong Provincial Human Resources Department to extend social security services to Hong Kong and Macao residents, allowing them to manage insurance without leaving their homes [2] - The bank's cross-border pension initiatives have already resulted in a total insurance coverage of 272 million HKD, showcasing a successful model for integrated pension finance development in the Greater Bay Area [2]

Core Viewpoint - The news highlights the innovative development of pension finance services in Shaanxi, showcasing how financial institutions are actively addressing the needs of the elderly population through tailored products and services [1][2][7]. Group 1: Financial Institutions' Initiatives - Postal Savings Bank staff successfully prevented a potential loss of nearly 320,000 yuan for an elderly customer by identifying a phone scam and providing timely assistance [1]. - Minsheng Bank has created a customized "Pension Hive" plan, enhancing financial support for elderly clients and filling the financial service gap for private nursing homes, with a total of 19.6389 million yuan in loans issued for the pension industry this year [2]. - Financial institutions are increasingly supporting the pension industry, with government and market collaboration driving the development of the travel and health care industry clusters [3]. Group 2: Product and Service Innovations - The "2025 Xi'an Elderly Expo" featured a live session where Bank of China representatives educated elderly clients on financial safety and personal pension account policies, receiving positive feedback [4]. - Various financial institutions in Shaanxi are innovating services for the elderly, including China Life's launch of ten commercial pension products and the introduction of "Xianyang Medical and Nursing Loan" by ICBC to address funding challenges in community hospitals [5]. Group 3: Integration of Healthcare and Elderly Care - The Taikang Qinyuan Elderly Community, a 1.5 billion yuan investment project, is a benchmark for high-end elderly care in Northwest China, integrating living, medical, and entertainment services [6]. - Financial institutions are leveraging technology to enhance service efficiency, such as the development of evaluation tools for elderly care institutions and user-friendly banking applications for seniors [6]. - Shaanxi is exploring innovative financial tools like pension trusts and reverse mortgage insurance to deepen the integration of smart elderly care and financial services [6].

Group 1 - The "Zizai Card Cup" square dance competition has become a nationally influential cultural event since its inception in 2016, with nearly 1,000 teams and 15,000 dancers participating this year [2] - The final event showcased 18 teams and over 300 participants, highlighting the integration of regional characteristics and dance creativity, reflecting the dancers' love for life and pursuit of health [2] - The event serves as a platform for promoting a healthy and positive lifestyle among the elderly, strengthening the connection between the bank and its senior clients [2] Group 2 - Outside the competition, the bank provided financial knowledge services, integrating financial education with traditional crafts, and helping seniors understand financial traps [3] - The bank has implemented various measures to support elderly care, including the development of a comprehensive financial ecosystem for pensions and elderly services [4] - The bank's initiatives include launching social security services in the Greater Bay Area, providing personal pension benefits to millions, and offering 3.1 billion yuan in loans for elderly care industries [4]

Core Insights - China Pacific Insurance (CPIC) has been a steadfast partner of the China International Import Expo (CIIE) since its inception, providing comprehensive insurance solutions and risk management services with a total coverage amount exceeding 1.28 trillion yuan for this year's event [1][3]. Group 1: Insurance Solutions - CPIC offers a one-stop insurance product called "CIIE Insurance," which includes 15 basic coverage products and 4 special coverage products tailored for global exhibitors, logistics providers, and service providers [5]. - The insurance coverage spans the entire event cycle from October 1 to December 31, 2025, addressing the comprehensive risk protection needs of participants [5]. - CPIC has enhanced its service offerings with pre-compensation mechanisms, escort services, and green channels to ensure rapid policy fulfillment [5]. Group 2: Event Support and Engagement - CPIC has mobilized 222 young volunteers, averaging 30 years old, to provide various services at the CIIE, including risk assessment, emergency rescue, and bilingual support [3]. - The company hosted several high-end forums during the expo, focusing on national strategies and social issues, such as the development of pension finance and the integration of the pension industry with health care [6][8]. - CPIC collaborated with Fudan University to release research findings on long-term care insurance, sharing global experiences and insights relevant to China [10]. Group 3: Strategic Initiatives - In 2025, CPIC will implement three major strategies: "Great Health and Elderly Care, Internationalization, and Artificial Intelligence+" to build a leading insurance service group with market influence and international competitiveness [13]. - The company has introduced a carbon neutrality mechanism at the CIIE, inviting participants to engage in carbon offset actions, thereby promoting green and low-carbon values [13]. - CPIC continues to innovate and enhance its comprehensive insurance and financial services, contributing to high-level openness and the construction of a new development pattern in China [13].