Core Viewpoint - The conference "Diverse Coexistence and Collaborative Future" highlighted the transformation of the publishing industry through digital technology, emphasizing the need for a complete industry chain from e-reading to publishing and IP derivatives [1][2]. Digital Reading Market Growth - In 2024, China's digital reading user base is projected to reach 670 million, a year-on-year increase of 17.52% - The total number of digital reading works is approximately 63.07 million, growing by 6.28% - The digital reading market revenue is expected to reach 66.141 billion yuan, an increase of 16.65% [2]. Industry Challenges - The Chinese publishing industry faces dual pressures of technological and market transformation, with a critical need to connect quality content with internet channels and vast user bases [2]. - The association has facilitated connections between Tomato Novel and over 400 publishing institutions, with 380,000 e-books available [2]. User Engagement and Preferences - Over 10 million users read e-publications daily on the Tomato Novel platform, with a 70% year-on-year increase in daily active users consuming e-publications in 2024 [3]. - The top five categories of publications read include quality novels, literary classics, personal growth, inspirational content, and Chinese history, indicating a strong demand for engaging stories and cultural enrichment [3]. - Users from lower-tier cities are becoming significant contributors to digital reading consumption, with the highest growth rates observed in these areas [3]. Strategic Directions for Tomato Novel - The company aims to scale up the publication of original online literature in physical formats, focusing on popular genres like youth literature and realistic themes [4]. - It plans to enhance collaboration between authors and publishers to explore diverse promotional strategies for new releases [4]. - Tomato Novel will continue to introduce digital content and expand the audio book market, catering to various user scenarios [4]. Cultural Diversity and User Behavior - The rise of digital reading platforms has democratized access to cultural resources, with free platforms playing a crucial role in this shift [5]. - Readers are increasingly favoring books with coherent structures and logical flow, reflecting a trend towards "shallow" and "fragmented" reading habits [5]. - The popularity of IP-driven content is growing, particularly among younger audiences, indicating a shift in industry focus [5]. Addressing Digital Divide and Information Isolation - Recommendations include collaborative efforts between academia and industry to tackle the digital divide and information isolation issues [6]. - There is a need to lower the operational barriers for elderly users, who represent a rapidly growing demographic in the reading market [6]. - To prevent the formation of information silos, it is suggested that algorithms incorporate cultural and interest diversity to enhance user experience [6].

Core Insights - The rapid development of artificial intelligence (AI) is reshaping the financial industry, presenting both opportunities and challenges that require global regulatory cooperation and coordination [1][8] Group 1: AI Applications in Finance - AI has permeated various aspects of the financial industry, including marketing, customer service, risk control, and internal process automation [4][5] - Key areas of AI application include data analysis and algorithmic trading, internal process automation, and credit scoring, with significant potential for enhancing operational efficiency [4][5] - AI is already integrated into critical areas of platforms like SWIFT, improving anomaly detection, investigation processes, and data insights [4] Group 2: Current Stage of AI Development - Despite the rapid advancements, the application of AI in finance is still in its early stages, with significant infrastructure and platform development needed to create real value [5][6] - There is a disparity in AI application progress, with larger financial institutions advancing faster than smaller entities, leading to concerns about a widening digital divide [6][7] Group 3: Digital Divide and Inclusivity - The debate exists on whether AI will bridge or widen the digital divide, with some arguing it can empower smaller enterprises while others warn of increasing disparities [6][7] - AI's ultimate goal in finance is to promote inclusivity, precision, and security, emphasizing the need to address long-tail demands and enhance user profiling accuracy [7][8] Group 4: Challenges and Regulatory Cooperation - Challenges such as security and privacy issues are critical and need urgent attention, alongside the digital divide [8][9] - Global regulatory cooperation is essential for the successful application of AI in finance, ensuring a stable and predictable environment for its development [8][9] - Establishing a responsible regulatory framework is vital for maintaining trust within the financial ecosystem, which is crucial for sustainable development [9]

Group 1 - The article discusses the challenges faced by elderly individuals in adapting to digital technology, highlighting the existence of a digital divide that creates burdens for both seniors and their children [1][2] - Many elderly people experience a fear of technology, believing they have a poor capacity to learn, but research indicates that if designs are aligned with their daily habits, they are willing to embrace new technologies [2] - Current digital services are primarily designed for younger users, which leads to confusion for older adults due to small fonts, abstract icons, and complex authentication processes [2] Group 2 - There is a growing need for inclusive design that encourages elderly participation and interaction, emphasizing the importance of clear language, user-friendly interfaces, appropriate font sizes, and contrasting colors [2] - Organizations are working to help seniors navigate online risks and acquire digital skills through various outreach efforts [2] - The article stresses the importance of providing digital support for elderly individuals, especially those living alone, to ensure that technological advancements benefit everyone and uphold their dignity in an aging society [3]

Core Viewpoint - The construction of an inclusive digital society in China is progressing, but significant challenges remain in bridging the "digital divide" for elderly and disabled individuals, necessitating collaborative efforts across various sectors to enhance accessibility and inclusivity in digital services [1][2][3]. Group 1: Action Initiatives - A joint initiative titled "Promoting High-Quality Development of Internet Accessibility for the Elderly and Disabled" was launched to address the urgent needs of 310 million elderly individuals and 85 million disabled persons in China [1][2]. - The initiative aims to integrate resources from internet companies and relevant organizations to implement the "Barrier-Free Environment Construction Law" effectively [1][2]. - The action plan includes specific goals, such as achieving a 100% upgrade rate for internet websites and service platforms funded by local governments by the end of 2026, with a minimum compliance rate of 90% [6]. Group 2: Challenges and Solutions - Despite notable achievements in information accessibility, challenges persist, including inadequate implementation of regulations, slow upgrades of government service platforms, and insufficient motivation among enterprises to enhance accessibility [3][4]. - The need for improved digital protection for the elderly is highlighted due to the rise in online scams and disputes, emphasizing the urgency of bridging the digital divide [3][4]. - The Chinese Blind Association stresses the importance of involving disabled individuals in the construction process and enhancing the evaluation and supervision systems for accessibility [4]. Group 3: Technological Innovations - The conference emphasized the role of technology in improving services for the elderly and disabled, with calls for increased investment in research and development for assistive technologies [6][10]. - Initiatives like the "Digital Partner Program" in Shanghai aim to create a multi-faceted approach to digital transformation, focusing on accessibility and inclusivity [9]. - Companies like Alibaba are leveraging technology to enhance accessibility, such as the "Wheelchair-Friendly Hall" feature on their ticketing platform and navigation tools for wheelchair users [10]. Group 4: Collaborative Efforts - The initiative encourages collaboration among government, industry, and social organizations to create a supportive environment for the elderly and disabled [2][11]. - Various organizations, including the China Aging Industry Association and the China Disabled Persons' Federation, are actively participating in this collaborative effort to ensure that digital advancements benefit all societal members [7][11]. - The conference highlighted the importance of international cooperation and shared experiences in building an inclusive digital society [2].

Core Viewpoint - The International Organization for Standardization (ISO) has released a new standard (ISO 25556:2025) focusing on the digital economy from the perspective of an aging population, with China leading its development [1][3] Group 1: Standard Overview - The standard outlines basic principles and core elements for an age-inclusive digital economy, providing specific recommendations and application cases for high-frequency scenarios such as online shopping, digital banking, and smart transportation [1][2] - It aims to bridge the digital divide for the elderly by offering scientific solutions to enhance their participation in the digital economy [1][3] Group 2: Specific Recommendations - For online shopping, the standard suggests simplifying operational processes and implementing large fonts and high-contrast interfaces to assist elderly users [1] - In digital banking, it encourages features like voice guidance and quick access to customer service to facilitate transactions for older adults [1][2] Group 3: Broader Implications - The standard also addresses smart transportation by promoting features like one-click ride-hailing and trip-sharing with family to enhance safety and convenience for elderly users [2] - In smart community initiatives, it advocates for the integration of essential service information in an easily understandable format for older adults [2] Group 4: National Efforts and International Collaboration - The National Market Supervision Administration of China has established a joint working group to enhance standardization in the aging sector, resulting in over 240 national standards related to aging and accessibility [2][4] - China is actively promoting international recognition of its aging-related standards, aligning closely with those of developed countries like Japan and Germany, emphasizing accessibility and safety [4]

Core Viewpoint - The article emphasizes the transformative power of information and communication technology (ICT) in promoting gender equality and enhancing digital accessibility, particularly in rural areas of Fujian Province, China [2][3]. Group 1: Digital Accessibility and Infrastructure Development - Fujian Province has made significant strides in improving communication capabilities, achieving "village-to-village" telephone access by 2005 and broadband access by 2012, with high-speed broadband completed by 2018 [3]. - The province has built a robust digital infrastructure, including 481,000 mobile phone base stations and 150,000 5G base stations, with internet broadband access ports reaching 41.3 million [3]. - The increase in digital infrastructure has allowed women in remote areas to connect with their families and communities, breaking the historical barriers of communication [3][4]. Group 2: Inclusive Ecosystem and Service Fairness - The telecommunications market has seen improvements in service fairness through measures such as price reductions, number portability, and enhanced customer service [5]. - Public communication services have evolved to include safety measures, such as flood alerts and anti-fraud campaigns, benefiting households and communities [5]. Group 3: Empowerment of Women through Technology - Companies like Huawei and ZTE are focusing on the diverse needs of female users in the mobile communication market, offering tailored solutions that combine practicality and style [6]. - Fujian-based internet companies are emerging to support women's health and well-being, exemplified by platforms like Meitu and Meiyou, which provide comprehensive health management services [6]. - The digital economy is creating job opportunities for women in sectors like e-commerce and live streaming, showcasing their potential and contributions to the economy [7]. Group 4: Innovation and Development Opportunities - The growth of the digital economy has lowered barriers for women, fostering a more inclusive online environment that creates new opportunities for development [7]. - Initiatives like the establishment of a maritime service center by China Mobile in Ningde demonstrate the commitment to enhancing digital services for specific communities, such as fishermen [7][8]. - Women in the telecommunications sector are making significant contributions, with examples of female workers excelling in traditionally male-dominated roles, ensuring network reliability and service continuity [8].

Core Viewpoint - Commercial banks are actively embracing digital transformation to enhance their service capabilities for the real economy, but there exists a "digital divide" between banks and enterprises, particularly affecting small and medium-sized enterprises (SMEs) and small banks [1][7]. Group 1: Information Asymmetry in Banking - Traditional banking methods cannot fully resolve the information asymmetry between banks and enterprises, leading to issues like credit rationing and discrimination [2]. - Research indicates that collateral can mitigate adverse selection, but reliance on collateral often disadvantages smaller enterprises that lack sufficient assets [2][3]. - The structure of the banking industry, dominated by large banks, further exacerbates the challenges faced by SMEs in accessing credit [3][4]. Group 2: Positive Impact of Digital Transformation - Digital transformation enhances banks' information collection and data processing capabilities, allowing for better credit risk assessment and reducing the need for collateral [4][5]. - The shift to digital banking has improved the credit accessibility for SMEs, particularly in remote areas, and has significantly shortened loan approval times [5][6]. - Digitalization has also improved banks' monitoring capabilities, enabling real-time oversight of enterprises and enhancing investment efficiency [6]. Group 3: Existing Challenges - There remains a "digital divide" where many SMEs lack the necessary digital infrastructure and skills to fully utilize online financing options [7]. - Data security and privacy concerns are increasingly prominent as banks handle sensitive enterprise information, raising risks of data breaches [8]. - Some enterprises, particularly medium-sized ones, face difficulties in securing funding for growth, missing opportunities to scale up [8]. Group 4: Policy Recommendations - It is recommended to strengthen digital inclusivity by enhancing digital infrastructure and supporting SMEs in improving their technological capabilities [9]. - Legislative measures should be taken to improve data security laws, ensuring comprehensive protection throughout the data lifecycle [9].

消除数字鸿沟，营造智慧养老友好环境。围绕提升老年人数字素养，针对不同年龄段、不同认知水平的 老年群体，开展分层分类的数字技能培训，提高老年人对智能设备的接受度和使用能力。强化智慧养老 产品适老化改造，在开发设计过程中充分考虑老年人生理特点和使用习惯，降低使用门槛。坚持传统服 务方式与智能化服务并行，避免老年人在智能化浪潮中掉队。建立完善的信息安全保障机制，加强老年 人个人信息和数据安全保护，增强其对智慧养老服务的信任度。 （文章来源：经济日报） 当前，智慧养老产业凭借物联网、大数据、云计算和人工智能等新一代信息技术，成为养老服务供给扩 大化、普惠化的重要依托，能够更好地满足"银发族"多样化养老需求，为实现老有所养、老有所依、老 有所乐的民生目标提供了支撑。 强化政策支撑，构建智慧养老产业生态体系。建立跨部门协同机制，制定智慧养老产业发展规划，明确 发展路径、重点任务和支持措施。完善行业标准体系，统一养老服务数据标准、接口标准、技术标准和 服务规范，破除信息壁垒。优化财税支持政策，对智慧养老产品研发、应用推广给予税收优惠，设立专 项资金支持智慧养老示范项目建设。加大金融支持力度，引导金融机构开发智慧养老专项信贷 ...

电脑屏幕前，一个个头发花白的老人，眼神如孩童般充满好奇，他们专注地看着电脑，认真听老师讲 解。下课了，还将老师团团围住问个不停……近日，记者走进济南老年人大学采访，在AI智能应用基 础课堂上看到的这一幕令人心生感动。 随着新技术革命发展，AI智能浪潮澎湃而至，赋能千行百业，也越来越多地进入人们的日常生活。在 人类科技史中，最先引领时代浪潮的往往是青年群体，他们蓬勃的创造力、对未知领域的探索和技术创 新塑造着世界发展坐标。然而，我们同样不能忽视那些沉默而庞大、对先进技术工具使用缺乏相关技能 的老年群体。 可喜的是，"银发族"正在主动拥抱智能时代，学习掌握各种AI工具。于"银发族"而言，这是他们提升生 活质量、丰富晚年生活的重要途径。采访中，几位老年学员向记者兴奋地描述AI工具为他们的生活带 来的种种便利、乐趣及新奇体验，有的学员甚至能熟练地与年轻人PK相关技能应用，令人赞叹。 跟上AI时代浪潮，为"银发族"的晚年生活打开一扇通向更广阔世界的"窗"，透过这扇"窗"，"老有所 为、老有所乐"成为生动的现实图景，由此帮助他们重塑主动融入社会的能力与信心。 智能时代同样需要"银发族"的主动参与。最新统计数据显示，截至2 ...

专家表示，供应链作为现代经济的重要形态，其稳定性关乎一国的国家竞争力与战略安全。当前和今后 一个时期，需准确把握全球供应链风险挑战，从我国实际出发，强化互联互通，维护全球供应链稳定。 专家指出，全球供应链涉及多主体、多产业、多地域、多环节，是由相互联系又独立运营的实体组成的 复杂网络，易受多方面因素影响。特别是在当前复杂的国际形势下，全球供应链面临极大不确定性，具 体表现在以下方面：极端气候、地缘冲突、公共卫生事件等导致全球重要的贸易通道中断风险加大，同 时造成需求波动和市场预期变化，进一步放大冲击效应，增加了供应链的管理复杂性和运营成本。单边 主义和贸易保护主义抬头，全球贸易摩擦加剧，部分国家企图打造封闭排他的供应链"小圈子"，强化对 全球供应链的干预，扰乱全球供应链秩序。数字技术的应用在促进供应链上下游企业紧密合作的同时， 随之产生的数字安全风险、数字壁垒、数字鸿沟、数字技术标准不统一、数据格式不兼容等问题，造成 供应链不同环节之间的信息不对称，影响了上下游的高效协同。(经济日报) ...