Core Viewpoint - Intellectual property (IP) is essential in daily life, influencing various aspects such as clothing and beverages, highlighting its pervasive presence in society [2]. Group 1: Definition and Types of Intellectual Property - Intellectual property refers to the exclusive rights that individuals or organizations have over their intellectual achievements, including works, inventions, trademarks, geographical indications, trade secrets, integrated circuit layout designs, new plant varieties, and other legally defined objects [3]. - The main types of intellectual property include patent rights, trademark rights, geographical indications, data intellectual property, copyright, new plant varieties, integrated circuit layout designs, and trade secrets [4]. Group 2: Protection Duration of Intellectual Property - Patent rights have varying protection durations: invention patents for 20 years, utility model patents for 10 years, and design patents for 15 years, all calculated from the application date [5]. - Trademark rights are protected for 10 years from the date of approval [5]. - The protection duration for geographical indications depends on the registration form, typically lasting 10 years with the possibility of renewal [5]. - Data intellectual property protection duration varies based on data type and legal regulations, with copyright lasting for the author's lifetime plus 50 years, while trade secrets depend on their confidentiality and value [6]. Group 3: Infringement of Intellectual Property - Infringement actions include unauthorized use of similar trademarks, special signs, patents, and other creative works in production, advertising, and other activities [8]. - Other infringement behaviors involve counterfeiting trademarks, unauthorized registration of similar trademarks, and providing facilities for infringement activities [8]. Group 4: Intellectual Property Pledge Financing - Intellectual property pledge financing allows enterprises to use legally owned patents, trademarks, and copyrights as collateral to obtain loans from banks, addressing funding challenges for technology-based SMEs lacking real estate guarantees [9]. - Eligible for this financing are valid patents and trademarks granted by the National Intellectual Property Office and copyright registration certificates from the National Copyright Administration [9].

一是三方对接" 精准办" 。建立政银企对接机制，定期向市财政局、市发展和改革委员会、国家金融监管总局赤峰监管分局、中国人民银行赤峰分行和各 银行机构及融资担保等31家单位推送《赤峰市优质商标企业名单》《赤峰市知识产权融资需求清单》。其中， 阿鲁科尔沁旗塔山食品有限责任公司作为 赤峰市优质商标企业，经阿旗市场监管局推荐，本次以商标（"塔理山"）质押方式获得了融资。 二是证前指导" 帮您办"。 工作人员主动对接，从了解企业需求入手，靠前指导，与申请人进行"一对一"沟通，主动提供帮助、解答企业疑问，全程指导 申请人准备材料、申报商标质押融资登记，尽可能做到商标质押登记业务企业" 最多跑一次"。同时编制《商标质权登记一次性告知单》，为申请人提供 示范规范文本，确保申请人能"一看就懂、一报就准"。 三是线上预审" 高效办"。 工作人员提供商标质押融资材料预审服务，通过电话、视频、电子邮件等方式进行线上预审，全面提升商标质押登记便捷性、 实效性、高效性，让预审工作"线上跑"、疑难问题"线上解"，实现"数据多 跑路、企业少跑腿"，切实帮助企业提升融资效率、激发创新活力。 供稿：郗源 责编：宋知浩 涉密审核：张广峰 总编：王 ...

Core Viewpoint - The event in Shenzhen's Futian District focuses on enhancing high-quality intellectual property protection to accelerate the development of new productive forces, with participation from various stakeholders including experts, enterprises, and industry associations [1][3]. Group 1: Intellectual Property Protection Initiatives - The Futian District aims to establish a higher-level intellectual property protection system, aligning with the strategic vision of "CBD + urban innovation zone," leading to significant growth in strategic emerging industries [3]. - In 2024, the added value of strategic emerging industries in Futian District is projected to reach 118.7 billion yuan, with a growth rate of 12.7%, surpassing the city's average growth rate by 2.7 percentage points [3]. - The district has seen the formation of three trillion-level and five hundred-billion-level industrial clusters, with 60 specialized "little giant" enterprises, marking a 7.6-fold increase over three years [3]. Group 2: Knowledge Property Financing and Services - A new model for intellectual property pledge financing has been recognized as a national-level typical case, achieving a cumulative registration amount of 23.17 billion yuan and issuing eight intellectual property securitization products totaling 1.487 billion yuan [3]. - Futian District has established 114 intellectual property service points within its 78 square kilometers, providing quick rights protection services for enterprises and innovators facing issues related to patents, trademarks, copyrights, and unfair competition [4][5]. Group 3: Dispute Resolution Mechanisms - The district has developed a comprehensive dispute resolution framework, including the first national-level rapid rights protection pilot, enhancing the efficiency of intellectual property dispute resolution [4][5]. - The establishment of the first "Judicial and Arbitration Collaborative Protection Center" in the country and the alignment of arbitration rules with international standards highlight the district's commitment to improving dispute resolution mechanisms [5]. - The district's courts and procuratorates have centralized jurisdiction over foreign-related intellectual property cases, providing specialized guidance for local enterprises venturing abroad [5]. Group 4: Future Development Plans - Futian District plans to strengthen its service capabilities to support national strategies and high-level opening-up, aiming to create an integrated, collaborative, and efficient intellectual property dispute resolution service system [10]. - The district seeks to optimize the legal business environment, establishing itself as a trusted destination for domestic and international intellectual property dispute resolution, contributing to Shenzhen's goal of becoming a globally influential industrial and technological innovation center [10].

Core Insights - The article discusses a case where a company secured a loan of 80 million yuan by pledging its intellectual property rights, highlighting the role of the Huizhou Notary Office in facilitating this innovative financing method [1][3]. Group 1: Company Financing - A company, recognized as a benchmark for the development of small and medium-sized enterprises in Guangdong, utilized its patent rights as collateral to apply for a loan of 80 million yuan from a bank [3]. - The financing process involved complex risks and procedures, prompting the bank and the company to seek assistance from the Huizhou Notary Office to ensure the protection of both parties' rights [3][4]. Group 2: Role of Notary Office - The Huizhou Notary Office acted quickly to understand the loan's basic details and informed both the company and the bank about the required materials for notarizing the debt document with enforceable effect [3][4]. - To enhance service efficiency, the Notary Office established a green channel for the company, allowing for preliminary material review via WeChat, which streamlined the notarization process [3][4]. Group 3: Intellectual Property Financing - The notarization process for this case was distinct from traditional real estate collateral notarizations, as it involved intellectual property, which is a relatively new financing method [4]. - The article emphasizes the need for increased awareness and accessibility of intellectual property pledge financing to meet the growing financing demands of enterprises [4].

活动现场，南宁市知识产权保护中心主任金涛、建行南宁自贸区支行行长胡建华共同签署战略合作协议，并为"智融中心"揭牌。根据协议，双方将发挥各自 优势，加强资源与信息共享，建立多领域、多维度合作关系，创新政银企合作模式，力求丰富金融产品、创新金融模式、打造线上线下相结合的服务渠道， 支持中小微企业、科创型企业持续健康发展。 "建行广西区分行认真做好科技金融大文章，业内首家试点开展知识产权质押融资内部评估方法，创新推出"桂科贷""善新贷""善科贷"等服务科技型企业信 贷产品，截至3月末，为3174家广西科技型企业贷款支持超410亿元"建行广西区分行普惠部负责人邱喜康介绍。 转自：新华财经 4月25日，在第25个世界知识产权日到来之际，南宁市知识产权保护中心、建行广西区分行及南宁自贸区支行联合举办的"智融中心"揭牌暨战略合作签约仪 式在南宁市知识产权保护中心圆满举行。本次活动建行南宁自贸区支行与南宁市知识产权保护中心、广西中小企业融资担保公司三方联动创新推出知识产权 质押融资服务模式，同时发布了建行服务科技型小微企业新产品"善科贷"。 编辑：穆皓 南宁市知识产权保护中心主任金涛表示，在世界知识产权日来临之际举办"智融中 ...

Core Insights - Yuxi City is enhancing its intellectual property (IP) public service supply and innovating financial service models to promote IP pledge financing, facilitating the transformation of "knowledge capital" into "financial capital" for high-quality regional economic development [1][4] Group 1: Financing Projects - In the first quarter, Yuxi City completed 11 IP financing projects with a total financing amount of 63.63 million yuan, marking a strong start to the year [1] - The financing projects are distributed across various regions, with Yimen County completing 3 projects, while Tonghai County, Hongta District, and High-tech Zone each completed 2 projects, and Huaning County and Yuanjiang County each completed 1 project [3] Group 2: Pledge Objects and Financial Institutions - The pledge objects include both patents and trademarks, with 10 patent pledge financing projects involving 72 patents and a financing amount of 56.92 million yuan, and 1 trademark pledge financing project with a financing amount of 6.71 million yuan [3] - Local banks have shown increased participation in IP pledge financing, completing 10 projects with a total financing amount of 46 million yuan, including 9 projects from county-level banks [3] Group 3: Support and Development Initiatives - Yuxi City is leveraging its IP assistance center to help enterprises broaden financing channels and reduce costs, while also conducting IP training to guide companies in converting their IP into financial assets [4] - The government is fostering collaboration among various stakeholders to create a pathway for innovative IP financial services, enhancing the awareness of IP financialization among enterprises [4] - The local government aims to deepen the public service system for IP, strengthen inter-departmental cooperation, and further integrate IP with financial resources to stimulate innovation and contribute to regional economic development [4]

Group 1: Core Insights - The private economy is a crucial "engine" for high-quality development and is a significant asset for Zhejiang [1] - Hangzhou Bank focuses on policy guidance and regional characteristics to innovate financial products and optimize service models for small and micro enterprises [1] Group 2: Financing Solutions - Hangzhou Bank's "Yun E Xin" service provides low-cost financing solutions for suppliers of core enterprises, utilizing reverse non-recourse factoring, allowing suppliers to obtain financing without additional collateral [2] - The service has been successfully implemented in multiple branches and aims to expand its coverage to support the efficient financing of upstream and downstream enterprises [2] Group 3: Intellectual Property Financing - Hangzhou Bank has developed financing solutions based on intellectual property pledges to address the common issue of lack of effective collateral for small and micro enterprises [3] - A specific case involved a company receiving a loan of 3 million yuan backed by its patents, enabling it to increase R&D investment and expand into international markets [3] Group 4: Loan Renewal Services - Hangzhou Bank has optimized its non-repayment loan renewal service to assist small and micro enterprises facing difficulties due to declining collateral values [4] - The bank has implemented flexible policies to ensure the stability of the funding chain for enterprises, leading to a steady increase in the number of loan renewals [4]

// 债市综述 // 1. 公开市场操作 央行3月21日以固定利率、数量招标方式开展了930亿元7天期逆回购操作，操作利率1.50%。Wind数据显示，当日1807亿元逆回购到期，据此计 算，单日净回笼877亿元。当周，央行公开市场全口径净投放3785亿元。 本周央行公开市场将有14117亿元逆回购到期，其中周一至周五分别到期4810亿元、2733亿元、2959亿元、2685亿元、930亿元；此外，周三还 将有35亿元央票互换到期。 （*数据来源：Wind-央行动态PBOC） 2. 资金面 资金面方面，银行间市场资金面继续改善向好，存款类机构主要回购加权利率均小幅下行，七天期及14天期回购利率则下行较多。 海外方面，最新美国隔夜融资担保利率为4.29%。 （IMM） （*数据来源：Wind-国际货币资金情绪指数、资金综合屏） 3. 同业存单 5. 近期城投债（AAA）各期限利差走势及数据 （*数据来源：Wind-利差分析） 6. 国债期货收盘 30年期主力合约跌0.15% 10年期主力合约跌0.12% 全国和主要股份制银行一年期同业存单二级市场上最新成交在1.94%附近，较上日略有下行。 （*数据来源：Win ...