证券日报网讯 1月7日，财通证券（601108）在互动平台回答投资者提问时表示，公司高度重视投资者 对股价的关切，并将提升经营业绩和投资价值作为回馈股东信任的核心。公司始终坚持"金融服务实体 经济"的根本宗旨，稳健经营，立足内生式发展的同时，积极把握市场外延式发展机会，力争做强做优 做大，实现高质量发展。目前公司没有应披露未披露信息。 ...

九年前，当赵万隆从东南大学化学系毕业，手握理学学位踏入完全陌生的金融行业时，他大概不会想 到，自己的人生轨迹会与千里沃野上农民的收成紧密相连。那时，他对期货的认识几乎是一张白纸。而 九年后，作为东证润和资本管理有限公司场外衍生品业务部的一位业务专家，他已深度参与了上百 个"保险+期货"项目，足迹遍布全国，成为连接金融衍生品与农业风险管理的"翻译官"与实干家。 跨界"小白"初识"保险+期货" 2016年，赵万隆的职业生涯始于期货公司的综合部。"我不是科班出身，大学学的是化学专业，真的是 零基础踏入了期货行业。"他的路径朴实无华，甚至有些"笨拙"——从写材料（案例、发言稿、总结报 告）开始，在字斟句酌中对期货业务有了初步理解和认识。 这种学术派的严谨与刻苦，贯穿于赵万隆早期的职业成长。回忆起那段时光，他坦言："白天写材料， 晚上加班学习期货、期权知识，看了几十本专业书籍，还网上买课、看大佬答疑解惑，一切能提升专业 水平的方式，我都尝试了。"他既感激那几年公司领导和同事的帮助，也珍惜每一次与产业客户接触的 机会。渐渐地，他更加直观地感受到了期货、期权工具在应对价格波动风险中的作用，也窥见了实体产 业尤其是农业领域迫 ...

Core Viewpoint - The People's Bank of China emphasizes the continuation of a moderately loose monetary policy in 2026, focusing on promoting high-quality economic development and reasonable price recovery as key considerations for monetary policy [1][2] Group 1: Monetary Policy - The 2026 monetary policy will utilize various tools such as reserve requirement ratio cuts and interest rate reductions to maintain ample liquidity and relatively loose social financing conditions [1] - The aim is to align the growth of social financing scale and money supply with economic growth and price level expectations [1] Group 2: Financial Services - There is a focus on enhancing financial services for high-quality economic development, with an emphasis on improving the effectiveness of financial support for key areas such as domestic demand expansion, technological innovation, and small and medium-sized enterprises [1] - The meeting highlights the need to assess financial service effects and improve the precision and specialization of financial services [1] Group 3: Financial Risk Management - The meeting calls for a prudent approach to resolving financial risks in key areas, including managing the debt risks of financing platforms and facilitating their orderly exit [1] - There is a push for risk disposal in key regions and institutions, along with strengthening risk identification and early correction in small and medium-sized financial institutions [1] Group 4: Financial Reform and Opening-up - The meeting outlines the need for continued deepening of financial reforms and opening-up, with enhanced supervision of various financial markets including interbank bond, currency, foreign exchange, bill, and gold markets [2] - It emphasizes the importance of promoting global financial governance reform and enhancing cooperation with international organizations such as the International Monetary Fund [2] - There is a call to improve financial management and service capabilities, along with the development of a financial statistical system and standard framework that aligns with modern central banking [2]

Group 1 - The People's Bank of China emphasizes the importance of maintaining strict governance and anti-corruption measures, focusing on reducing burdens on grassroots levels and addressing formalism and corruption issues [1] - The central bank will continue to implement a moderately loose monetary policy, aiming for high-quality economic development and reasonable price recovery, utilizing various monetary policy tools to ensure ample liquidity and balanced credit allocation [1] - The bank aims to stabilize the RMB exchange rate at a reasonable level while preventing excessive fluctuations [1] Group 2 - Financial services will be enhanced to support high-quality development of the real economy, with a focus on structural monetary policy tools and increased financial support for key areas such as domestic demand, technological innovation, and small and micro enterprises [2] - The development of a "technology board" in the bond market will be prioritized to facilitate financing for innovative sectors [2] - Financial institutions will be encouraged to improve their service capabilities for small and micro enterprises through optimized management of re-loans and rediscounting [2] Group 3 - The central bank will strengthen financial market regulation and law enforcement to mitigate financial risks in key areas [3] - Continued financial reform and opening-up will be pursued, including optimizing mechanisms like "Bond Connect" and supporting the construction of Shanghai as an international financial center [3] - The bank will promote global financial governance reform and enhance cooperation with international organizations to coordinate macroeconomic policies [3] Group 4 - The implementation of a one-time personal credit repair policy will be carried out to improve financial management and service capabilities [3] - The social credit system will be further developed, and regulations on virtual currencies will be strengthened to combat illegal activities [3] - The development of digital RMB will be steadily advanced [3]

Core Viewpoint - The People's Bank of China emphasizes the implementation of a moderately loose monetary policy to support high-quality economic development and stabilize financial markets, while also focusing on risk prevention and management [1][2][3]. Group 1: Monetary Policy Implementation - The central bank will continue to implement a moderately loose monetary policy, using tools like interest rate cuts and reserve requirement ratio adjustments to maintain ample liquidity and support economic growth [2][3]. - The monetary policy will aim to align social financing scale and money supply growth with economic growth and price level expectations [2]. Group 2: Financial Services Enhancement - There will be an emphasis on improving the quality and efficiency of financial services to the real economy, with a focus on supporting key areas such as domestic demand, technological innovation, and small and micro enterprises [2][3]. - The development of a specialized bond market for technology and increased credit support for consumer services will be prioritized [2]. Group 3: Financial Risk Management - The central bank will work on mitigating financial risks in key areas, including the management of financing platform debts and the identification of risks in small financial institutions [3]. - A macro-prudential management framework will be enhanced to maintain financial stability [3]. Group 4: Financial Reform and Opening Up - The central bank will deepen financial reforms and enhance the openness of financial markets, including the supervision of various financial markets and the promotion of cross-border financial services [4][5]. - Efforts will be made to facilitate the use of the Renminbi in international trade and investment, and to support the construction of international financial centers [4]. Group 5: Global Financial Governance - The central bank will engage in global financial governance reforms and enhance cooperation with international organizations to promote macro policy coordination [4][5]. Group 6: Financial Management and Service Capacity - There will be initiatives to improve financial management and service capabilities, including the development of a modern financial statistical system and the enhancement of credit repair policies [5]. - The central bank will also focus on strengthening the regulatory framework for payment institutions and virtual currencies [5].

人民财讯1月6日电，2026年中国人民银行工作会议1月5日—6日召开。会议强调，2026年重点抓好以下 工作：提升金融服务实体经济高质量发展质效。进一步完善金融"五篇大文章"政策框架，实施好考核评 价制度，加强金融服务效果评估，提升金融服务专业化精细化水平。完善结构性货币政策工具体系，优 化工具设计和管理，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持。高质量建设和发 展债券市场"科技板"。用好服务消费与养老再贷款，推动加大服务消费领域信贷投放。优化支农支小再 贷款、再贴现管理，提升金融机构中小微企业金融服务能力。加强重点供应链融资信息服务平台监管。 ...

岁末寒冬，仪征农商银行服务的脚步温暖而坚定。在田间地头、商户门店、机关社区，处处可见该行工 作人员的身影。他们带着诚意与专业，深入实体经济一线，将金融活水精准灌溉至市场肌体，为地方发 展注入动能，也为自身高质量发展筑牢根基。 脚下沾泥土，服务有温度。仪征农商银行相关负责人表示，下一步将继续锚定服务实体经济的主线，不 断优化流程，在走访深度与精度上持续发力，以更扎实的作风、更精准的举措，延伸金融触角，丰富服 务内涵，用专业与热忱温暖这个冬天，迎接银企共赢、城乡共兴的崭新春天。万子杰 精字为要，党建引领深化服务内涵 该行充分发挥党建引领作用，将"精准"贯穿服务全程。一方面，深化党建共建，与村(社区)党组织、机 关、学校等单位联动，以防诈骗宣传、社保卡便民服务等公益行动为切入点，拓宽服务覆盖面与信任 度。 另一方面，聚焦优质客群精准施策。以"精英贷"等特色产品为抓手，精准对接机关事业单位工作人员等 群体，通过优化流程、简化材料，提升信贷资产质量，擦亮本土银行服务品牌。在服务细节上，注重换 位思考，合理规划走访时间、严格保护客户隐私，以专业与真诚赢得信赖。 联字为本，内外协同提升服务效能 为打破内部岗位壁垒，仪征农商 ...

（来源：青岛金融） 青岛作为北方重要港口城市，港口经济充满活力，行业龙头山东省港口集团在全球航运与贸易网络中占 据关键地位，其自身及产业链上下游企业的跨境发展需求，为金融服务创新提供了广阔舞台。浙商银行 青岛分行聚焦企业"痛点"，通过特色金融产品，为企业跨境经营注入强劲动能，打造了银企共赢的优质 范例。 山东港口海外发展集团有限公司（以下简称山港海外集团）作为山东省港口集团下属一级子公司，致力 于深耕海外港口投资与运维及跨境供应链布局。其中，将国内设备装备出口至海外市场，助力中国制造 进行全球产业布局是山港海外集团重点业务发展方向之一，随着业务量的日益增长，应收账款日益累 积，对企业资金形成占压。为此，浙商银行青岛分行联合中国信保山东分公司精准推出了买断型短期出 口信保融资产品，有效帮助山港海外集团实现应收账款出表，优化财务结构，为企业轻装上阵拓展海外 市场提供了坚实的财务保障。据悉，该笔业务也是山东省首笔短期出口信保项下的应收账款无追索买断 融资，浙商银行青岛分行出色的产品方案和高效的服务获得了山港海外集团的认可，双方计划进一步探 索进口开证、出口福费廷、海外仓货押融资等多元化合作，金融服务价值持续深化。 ...

Group 1 - The banking and insurance sectors in Henan have shown significant growth during the "14th Five-Year Plan" period, with total assets reaching nearly 15 trillion yuan and total liabilities at 14.85 trillion yuan, marking a 50% increase compared to the end of the "13th Five-Year Plan" [1] - The balance of deposits in the banking sector increased from 7.76 trillion yuan to 11.79 trillion yuan, a growth of 52.07%, while the loan balance rose from 6.41 trillion yuan to 9.27 trillion yuan, reflecting a 44.58% increase [1] - The insurance industry also experienced robust growth, with the insurance depth and density at 4.25% and 2761.43 yuan per person respectively by the end of 2024, with the insurance density increasing by 9.49% compared to the end of the "13th Five-Year Plan" [1] Group 2 - The financial sectors are focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, which are crucial for high-quality development in serving the real economy [2] - The loan balance in these five areas reached nearly 3.13 trillion yuan, showing a growth of 13.8% compared to the same period in 2024 [2] - The number of inclusive small and micro credit clients reached 2.311 million, with a loan balance of 1.311046 trillion yuan, representing an increase of over 70% since the beginning of the "14th Five-Year Plan" [2]

Core Viewpoint - The articles emphasize the importance of financial services in supporting the real economy, particularly through innovative financial products that address the challenges of financing for enterprises, highlighting the dual approach of "timely assistance" and "enhanced support" for businesses [1][2]. Group 1: Timely Assistance ("雪中送炭") - The concept of "timely assistance" focuses on providing immediate support to enterprises facing financial difficulties during critical phases such as capacity expansion and transformation [1]. - It involves a collaborative mechanism between government, banks, and enterprises to respond quickly to financial needs, facilitating access to financing and reducing costs for businesses [1]. - The goal is to enhance the confidence and resilience of enterprises in overcoming challenges by ensuring that funds are made available promptly [1]. Group 2: Enhanced Support ("锦上添花") - "Enhanced support" aims to empower businesses as they grow, transitioning from emergency assistance to long-term financial empowerment [2]. - Financial services should adapt to the evolving needs of enterprises, focusing on quality development and creating tailored financial products based on specific business characteristics [2]. - The integration of continuous support and timely assistance is essential for fostering a robust business environment, reducing future reliance on emergency aid [2].