新浪财经"2025年度投教优秀案例评选"活动已于3月21日正式启动。嘉实基金投教品牌参选"投教项目优 秀实践奖"类别。>>活动详情 专题：515投资者保护！新浪财经2025年度投教案例展播中 MACD金叉信号形成，这些股涨势不错！ 据悉，嘉实基金在投教领域的实践成果显著，其中两个案例尤为突出。第一个案例是《5.15全国投资者 保护日 | 扬帆理性投资之舟，财富航程如何稳健远行？》。该文章从防范非法证券期货基金活动的角度 出发，详细总结了非法证券期货基金活动的概念、形式，以及投资者的自我防护手段和应对措施。通过 生动的案例和通俗易懂的语言，文章帮助投资者识别非法金融活动，树立理性投资、长期投资的理念。 文章发布后，浏览量达1.8万次，转发量13次，评论量13条，点赞量159次。 责任编辑：江钰涵 嘉实基金通过这两个案例，不仅提升了投资者的金融素养，还增强了公众对非法金融活动的防范意识， 为推动投资者教育事业的发展做出了积极贡献。 第二个案例是《个人养老金重大变化！和你我有关》。该音频聚焦个人养老金制度的最新调整，重点解 读了指数基金被纳入个人养老金产品目录的重要意义。内容涵盖了个人养老金制度的基本框架、参与方 ...

在长效公益机制建设层面，独创的"1+1+N"协作模式展现出强大的资源整合能力。该机制以金融机构与 律所的专业联盟为支点，辐射至社区，通过"金融法治进社区""法律知识进企业"等普惠行动，将投教服 务嵌入社会肌理。配套实施的"双通道入围"人才选拔体系，采用机构推荐与公开招募并举的路径，依 托"黄金三角评估模型"从专业力、公益力、传播力三个维度严选法律先锋。这些青年大使深度参与投教 内容创作，在社区普法讲座、企业合规咨询等多元场景中化身法治火种的传播者，形成专业价值与社会 责任的双向赋能。 专题：515投资者保护！新浪财经2025年度投教案例展播中 新浪财经"2025年度投教优秀案例评选"活动已于3月21日正式启动。东海基金"东海·青年律师公益投教 计划"投教品牌参选"最佳投资者教育创新奖"类别。>>活动详情 据悉，东海基金与东海证券投教基地共同发起的"东海·青年律师公益投教计划"，以跨界融合之势开辟 了投资者教育新范式。这项公益投教项目通过系统性整合法律专业力量与金融实务经验，构建起"知识 共享-人才培育-场景渗透"三位一体的服务生态，着力于提升投资者风险识别能力与权益保护意识，为 资本市场构筑起法治化运行的深层 ...

Summary of Key Points from the Conference Call Industry Overview - The conference call primarily discusses the banking wealth management industry, focusing on the performance and stability of bank wealth management products in the current market environment. Core Insights and Arguments - **Current Performance of Wealth Management Products**: The net value of bank wealth management products has remained stable, with a peak net loss rate of 4.2% at the end of February, compared to a market average of 2.8%. By early March, the company's net loss rate decreased to 3.6%, while the market average dropped to 2.0% [2][3][4] - **Stability Improvement**: Compared to the fourth quarter of 2020, the stability of bank wealth management products has improved due to several measures, including liquidity management outsourcing, increased allocation to stable assets, and refined management strategies [5][8] - **Valuation Method Deficiencies**: Current valuation methods for wealth management products have shortcomings, particularly in reflecting market changes promptly, which can lead to inequitable outcomes for investors [6][10] - **Trust Smoothing Strategy**: This strategy involves dynamically balancing returns and net values across different wealth management products to mitigate risks during market fluctuations [7][9] - **Wealth Management Scale Growth**: The total scale of wealth management products increased from 29 trillion to nearly 31 trillion, with current estimates around 30 trillion. The market has generated approximately 1,600 billion in excess profits, of which about 1,200 billion has been consumed [9][16] - **Pressure on Bank Liabilities**: Banks are facing significant pressure on the liability side due to slow deposit growth compared to loan growth, leading to a reliance on market-based funding [23] - **Regulatory Environment**: The regulatory stance on self-built valuation methods remains cautious, with a focus on ensuring fairness for investors [13][14] Other Important but Potentially Overlooked Content - **Impact of Interest Rate Changes**: If the ten-year government bond yield rises from 1.86% to around 2.0%, it could deplete accumulated profits from trust smoothing strategies, potentially leading to negative feedback effects similar to those seen in 2020 [16][18] - **Investor Education Initiatives**: Efforts are being made to educate investors about current market conditions and the temporary nature of negative yields to reduce unnecessary redemption behaviors [11] - **Technological Integration**: Financial technology is being utilized to manage risk and optimize investment strategies, enhancing decision-making efficiency [12] - **Market Dynamics for Closed-End Products**: Closed-end products currently account for about 20% of the wealth management market, with regulatory support aimed at mitigating severe market corrections [19][20] - **Credit Debt Investment Constraints**: Wealth management subsidiaries must use credit limits when purchasing credit bonds, impacting their available funding [21][22] This summary encapsulates the key points discussed in the conference call, providing insights into the current state and challenges of the banking wealth management industry.

中国结算 | 中国结算投资者教育基地 CSDC | edu.chinaclear.cn 警惕假冒彷冒持牌证券经营 机构从业人员的不法行为 内容来源:中国证监会 近日.我局关注到,一些不法分子冒充证券 公司工作人员，利用假冒的证券公司App和交 易软件，对投资者实施诈骗。 。免责声明 本文仅作为投资者教育用途,不构成任何 投资建议。投资者据此做出的任何投资决 定或投资行为,风险自担。中国结算力求 本文所涉信息准确、可靠,对因其引发的 损失不承担法律责任。 ○ 案例一:假冒从业人员诱导投资者下载仿冒APP实施诈骗 案情简介:张某自称为xx证券（合法证券公司）工作 人员，通过相关协会公示的从业人员信息伪造从业证书, 招揽投资者称可以通过注册该公司的"xx经办"APP，通 过购买股票的方式清退之前在其他平台缴纳的学费。投资 者转入资金并操作数次后,被以账号异常封禁,要求再次 入金购买证券以完成清退，给投资者造成大额损失。张某 假冒APP并伪造证书骗取投资者资金相关行为涉嫌诈骗犯 罪。被仿冒的证券公司以及投资者已向公安机关报案。 投资者资金 案例二:假冒从业人员以软件使用费名义进行诈骗 案情简介：李某自称为xx证券（合 ...