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服务业经营主体贷款贴息政策
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财政部、央行等九部门印发!
证券时报· 2025-08-12 09:32
财政部等九部门印发《服务业经营主体贷款贴息政策实施方案》,具体内容如下。 二、贷款流程 (一)贷款申请。符合条件的服务业经营主体可向所在地相关经办银行提出贷款申请,并按要求提供相关证明 材料。 (二)审批发放。经办银行按照市场化、法治化原则审批贷款申请,自主决策贷款发放条件并及时放款。经办 银行应与符合贴息条件的经营主体签订贷款合同,明确贴息享受条件、贷款资金用途、贷后管理要求等内容, 对于2025年3月16日至本方案印发之日期间发放的贷款通过签订补充合同或协议予以明确。 (三)定期审核。全国性银行省级分行(以下简称省行)按月汇总本地区符合贴息条件的服务业经营主体贷款 发放情况,每月5日前将上月新增及累计贷款发放情况报省级民政、人力资源社会保障、商务、文化和旅游、 卫生健康、体育等行业管理部门审核。省级行业管理部门重点审核经办银行省行报送的本领域服务业经营主体 贷款是否符合支持范围和贴息条件,按季汇总审核结果,于下季度首月15日前反馈省级财政部门和金融管理 部门,函送经办银行省行。 服务业经营主体贷款贴息政策实施方案 为贯彻落实党中央和国务院关于大力提振消费、全方位扩大国内需求的决策部署,根据中央办公厅、国务 ...
瑞达期货螺纹钢产业链日报-20250812
Rui Da Qi Huo· 2025-08-12 09:18
Report Summary 1. Industry Investment Rating No industry investment rating was provided in the report. 2. Core View On Tuesday, the RB2510 contract fluctuated with a bullish bias. Macroeconomically, the joint statement of the China-US economic and trade talks in Stockholm announced a 90 - day suspension of the 24% tariff starting from August 12, 2025. In terms of supply and demand, the weekly output of rebar increased significantly this period, with a capacity utilization rate of 48.49%. Inventories continued to rise, and the apparent demand turned from a decline to an increase. Overall, the macro - expectation is positive, the production restrictions in Tangshan boosted market sentiment, and the strong rise in coal prices provided cost support. Technically, the 1 - hour MACD indicator of the RB2510 contract shows that DIFF is rising above DEA. The operation strategy is to be bullish in a fluctuating market, while paying attention to rhythm and risk control [2]. 3. Summary by Relevant Catalogs Futures Market - The closing price of the RB main contract was 3,258 yuan/ton, up 8 yuan; the position volume was 1,605,388 lots, down 7,237 lots. The net position of the top 20 in the RB contract was - 75,900 lots, up 4,267 lots. The RB10 - 1 contract spread was - 78 yuan/ton, down 9 yuan. The RB warehouse receipt at the SHFE was 97,654 tons, up 1,197 tons. The HC2510 - RB2510 contract spread was 226 yuan/ton, up 11 yuan [2]. 现货市场 - The price of HRB400E 20MM in Hangzhou (theoretical weight) was 3,420 yuan/ton, up 10 yuan; the price of HRB400E 20MM in Hangzhou (actual weight) was 3,508 yuan/ton, up 10 yuan. The price of HRB400E 20MM in Guangzhou (theoretical weight) was 3,400 yuan/ton, up 20 yuan; the price of HRB400E 20MM in Tianjin (theoretical weight) was 3,360 yuan/ton, up 20 yuan. The basis of the RB main contract was 162 yuan/ton, up 2 yuan. The spot price difference between hot - rolled coils and rebar in Hangzhou was 110 yuan/ton, up 10 yuan [2]. Upstream Situation - The price of 61.5% PB fines at Qingdao Port was 782 yuan/wet ton, up 6 yuan. The price of quasi - first - grade metallurgical coke in Hebei was 1,535 yuan/ton, unchanged. The price of 6 - 8mm scrap steel in Tangshan (tax - excluded) was 2,250 yuan/ton, unchanged. The price of Q235 billets in Hebei was 3,120 yuan/ton, up 20 yuan. The iron ore inventory at 45 ports was 13,712.27 million tons, up 54.37 million tons. The coke inventory of sample coking plants was 44.36 million tons, down 1.92 million tons [2]. Industry Situation - The coke inventory of sample steel mills was 619.30 million tons, down 7.48 million tons. The billet inventory in Tangshan was 115.36 million tons, up 4.34 million tons. The blast furnace operating rate of 247 steel mills was 83.77%, up 0.29%. The blast furnace capacity utilization rate of 247 steel mills was 90.07%, down 0.15%. The rebar output of sample steel mills was 221.18 million tons, up 10.12 million tons. The rebar capacity utilization rate of sample steel mills was 48.49%, up 2.22%. The rebar inventory in sample steel mills was 168.20 million tons, up 6.05 million tons. The social rebar inventory in 35 cities was 388.48 million tons, up 4.34 million tons. The operating rate of independent electric arc furnace steel mills was 71.88%, up 2.09%. The monthly domestic crude steel output was 8,318 million tons, down 336 million tons. The monthly output of Chinese steel bars was 1,688 million tons, up 30 million tons. The monthly net steel export volume was 938.40 million tons, up 17.40 million tons [2]. Downstream Situation - The national real estate climate index was 93.60, down 0.11. The cumulative year - on - year growth rate of fixed - asset investment was 2.80%, down 0.90%. The cumulative year - on - year growth rate of real estate development investment was - 11.20%, down 0.50%. The cumulative year - on - year growth rate of infrastructure construction investment was 4.60%, down 1.00%. The cumulative floor area under construction was 633,321 million square meters, down 8,302 million square meters. The cumulative floor area of newly started buildings was 30,364 million square meters, down 7,181 million square meters. The inventory of commercial housing for sale was 40,821.00 million square meters, up 443.00 million square meters [2]. Industry News - The Ministry of Finance, the People's Bank of China, and the National Financial Regulatory Administration issued the "Implementation Plan for the Fiscal Interest Subsidy Policy for Personal Consumption Loans." From September 1, 2025, to August 31, 2026, residents using personal consumption loans (excluding credit card business) for actual consumption, and the loan - issuing institutions can identify relevant consumption transaction information, can enjoy the interest subsidy policy as stipulated. The Ministry of Finance, the People's Bank of China, and seven other departments issued the "Implementation Plan for the Interest Subsidy Policy for Loans to Service Industry Business Entities." Eligible loans issued by the handling banks to service industry business entities in eight consumption fields, including catering and accommodation, health, elderly care, childcare, housekeeping, cultural and entertainment, tourism, and sports, can enjoy the interest subsidy policy [2].
瑞达期货塑料产业日报-20250812
Rui Da Qi Huo· 2025-08-12 09:18
塑料产业日报 2025-08-12 | 项目类别 | 数据指标 环比 数据指标 | 最新 | | 最新 | 环比 | | --- | --- | --- | --- | --- | --- | | 期货市场 | 期货主力合约收盘价:聚乙烯(日,元/吨) | 7329 | 15 期货收盘价(1月交割连续):线型低密度聚 | 7389 | 25 15 | | | 期货收盘价(5月交割连续):线型低密度聚 | | 乙烯(日,元/吨) 21 期货收盘价(9月交割连续):线型低密度聚 | | | | | | 7388 | | 7329 | | | | 乙烯(日,元/吨) 成交量(日,手) | 161499 | 乙烯(日,元/吨) -14151 持仓量(日,手) | 233122 | -19364 | | | 9-1价差 | -60 | -10 期货前20名持仓:买单量:聚乙烯(日,手) | 325765 | -3186 | | | 期货前20名持仓:卖单量:聚乙烯(日,手) | 341047 | -4808 期货前20名持仓:净买单量:聚乙烯(日,手) | -15282 | 1622 | | 现货市场 | LLDPE( ...
瑞达期货纯苯产业日报-20250812
Rui Da Qi Huo· 2025-08-12 09:12
Report Summary 1. Report Industry Investment Rating - Not provided in the content 2. Core Viewpoints - The supply of domestic pure benzene is expected to increase month - on - month, as domestic hydrobenzene plants have the expectation of commissioning and restarting, though the commercial volume of petroleum benzene lacks an increase. The small number of imported cargo arrivals may partially offset the domestic increase. Next week, the consumption of pure benzene is expected to rise month - on - month as the overhaul devices of the five major downstream industries of pure benzene will restart intensively. In the long - term, the new installed capacity of the downstream of pure benzene in August is higher than that of pure benzene, which gives an improvement trend to the supply - demand of pure benzene, and the spot supply - demand gap may gradually shrink. The international oil price is expected to fluctuate, and industrial products rose mainly during the day driven by macro - benefits. Technically, attention should be paid to the support around 6100 and the pressure around 6350 for BZ2603 [2] 3. Summary by Relevant Catalogs Futures Market - The closing price of the main pure benzene contract was 6250 yuan/ton, up 20 yuan; the settlement price was 6264 yuan/ton, up 33 yuan. The trading volume was 947 lots, and the open interest was 14400 lots, up 621 lots [2] Spot Market - In the domestic market, the mainstream prices of pure benzene in East China, South China, North China, and Northeast China were 6584 yuan/ton, 6115 yuan/ton, 6050 yuan/ton, and 6160 yuan/ton respectively. The prices of hydrobenzene in Jiangsu and Shanxi were 6250 yuan/ton and 6000 yuan/ton respectively. The offshore middle price of pure benzene in South Korea was 731 dollars/ton, down 2 dollars; the CFR middle price in China was 749.5 dollars/ton, up 3 dollars [2] Upstream Situation - The spot price of Brent DTD crude oil was 68.28 dollars/barrel, up 0.12 dollars; the CFR middle price of naphtha in Japan was 568 dollars/ton, down 2.5 dollars [2] Industry Situation - The capacity utilization rate of pure benzene was 78.14%, up 0.13 percentage points; the weekly output was 44.6 tons, up 1.03 tons. The port inventory of pure benzene was 16.3 tons, down 0.7 tons. The production cost was 5327.8 yuan/ton, down 118.2 yuan; the production profit was 737 yuan/ton, up 76 yuan [2] Downstream Situation - The开工率 of styrene was 77.73%, down 1.19 percentage points; the capacity utilization rates of caprolactam, phenol, aniline, and adipic acid were 95.72% (up 6.41 percentage points), 78.54% (down 0.46 percentage points), 69.24% (down 0.1 percentage points), and 64.3% (up 2 percentage points) respectively [2] Industry News - The Ministry of Finance, the Central Bank and other departments issued the Implementation Plan for the Loan Interest Subsidy Policy for Service Industry Business Entities to provide interest subsidies for eligible service industry business loans. China and the US agreed to suspend the implementation of a 24% tariff for 90 days starting from August 12, 2025. From August 1 to 7, the profit of petroleum benzene of CNPC was 576 yuan/ton, down 67 yuan/ton compared with the previous week. As of August 11, the commercial inventory of pure benzene in Jiangsu ports was 14.6 tons, down 10.43% [2]
刚刚!财政部、央行等九部门,最新发布!
券商中国· 2025-08-12 08:40
Core Viewpoint - The article discusses the implementation plan for the loan interest subsidy policy for service industry operators, aimed at boosting consumption and expanding domestic demand in line with national strategies [4]. Policy Content - The policy supports loans issued to service industry operators in eight consumption sectors: catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [5]. - Loans must be signed between March 16, 2025, and December 31, 2025, and funds must be used to improve consumption infrastructure and enhance service supply capabilities [5]. - The subsidy covers a maximum loan amount of 1 million yuan per entity, with a subsidy rate of 1% for up to one year, funded by central and provincial finances [6]. Loan Process - Eligible service industry operators can apply for loans at designated banks, which will approve and disburse loans based on market principles [7]. - Banks must report monthly on loan issuance to relevant provincial departments for review [7]. Subsidy Process - After the policy period, banks will apply for subsidy funds based on the loans issued, with a deadline for applications set for January 2026 [8]. - The Ministry of Finance will settle and disburse the subsidy funds to banks within a specified timeframe [8]. Supervision and Management - The policy emphasizes the responsibilities of local governments, banks, and industry management departments to ensure compliance and effective use of funds [10]. - Strict measures are in place to prevent misuse of funds, with penalties for violations [11].
明天10点,重要发布会
国新办就个人消费贷款贴息政策和服务业经营主体贷款贴息政策有关情况举行新闻发布会 据国新网消息,国务院新闻办公室将于2025年8月13日(星期三)上午10时举行新闻发布会,请财政部副部长廖岷和商务部、中国人民银行、金融监管总 局有关负责人介绍个人消费贷款贴息政策和服务业经营主体贷款贴息政策有关情况,并答记者问。 图片来源:国新网 ...
利好来了!刚刚,九部门发文!
Core Viewpoint - The implementation of the "Service Industry Operating Entity Loan Interest Subsidy Policy" aims to stimulate consumption and expand domestic demand by providing interest subsidies for loans to eligible service industry entities in eight consumption sectors [1][2]. Policy Content - The policy supports loans issued to service industry entities in eight sectors: catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2]. - Loans must be signed between March 16, 2025, and December 31, 2025, and funds must be used to improve consumption infrastructure and enhance service supply capabilities [2]. - The policy may be extended or expanded based on its implementation effectiveness after the initial term [2]. Interest Subsidy Standards - The subsidy covers loans with a maximum scale of 1 million yuan per entity, with a subsidy rate of 1% per annum for a maximum of one year [3]. - The central and provincial finances will bear 90% and 10% of the subsidy, respectively [3]. Loan Processing - Eligible entities can apply for loans at designated banks, which will approve and disburse loans based on market principles [5]. - Banks must report monthly on the loan issuance status to relevant provincial departments for review [5]. Subsidy Fund Management - After the policy period, banks will apply for subsidy funds based on the loans issued, with a deadline for applications set for January 2026 [6]. - The Ministry of Finance will settle and allocate the subsidy funds to banks within a specified timeframe [6]. Responsibilities and Oversight - Local governments and provincial departments are responsible for organizing and supervising the implementation of the policy [8]. - Banks must ensure that loan funds are used for compliant business activities and not for real estate or speculative investments [8][9]. - Violations of the policy will lead to penalties and recovery of funds [9]. Supported Sectors - The policy outlines specific support for various sectors, including: - Catering and accommodation services to enhance service quality and safety [10]. - Health services to improve public health offerings [11]. - Elderly care services to enhance the quality of life for seniors [11]. - Childcare and housekeeping services to improve service capabilities [12]. - Cultural, entertainment, and tourism services to stimulate consumer activities [12]. - Sports services to promote sports consumption and events [13].
九部门:服务业经营主体单户享受贴息的贷款规模最高可达100万元
Yang Shi Xin Wen· 2025-08-12 07:39
财政部 民政部 人力资源社会保障部 商务部 文化和旅游部 国家卫生健康委 中国人民银行 金融监管总局 体育总局关于印发 《服务业经营主体贷款贴息政策实施方案》的通知 财金〔2025〕81号 各省、自治区、直辖市、计划单列市财政厅(局)、民政厅(局)、人力资源社会保障厅(局)、商务 主管部门、文化和旅游厅(局)、卫生健康委、体育行政部门,新疆生产建设兵团财政局、民政局、人 力资源社会保障局、商务局、文化体育广电和旅游局、卫生健康委,财政部各地监管局,中国人民银行 上海总部及各省、自治区、直辖市、计划单列市分行,金融监管总局各监管局,有关金融机构: 为贯彻落实党中央和国务院关于大力提振消费、全方位扩大国内需求的决策部署,我们研究制定了《服 务业经营主体贷款贴息政策实施方案》,现印发给你们,请认真贯彻落实。 财政部 民政部 人力资源社会保障部 商务部 文化和旅游部 国家卫生健康委 中国人民银行 金融监管总局 体育总局 2025年8月6日 服务业经营主体贷款贴息政策实施方案 为贯彻落实党中央和国务院关于大力提振消费、全方位扩大国内需求的决策部署,根据中央办公厅、国 务院办公厅印发的《提振消费专项行动方案》关于2025 ...
财政部等九部门印发《服务业经营主体贷款贴息政策实施方案》
第一财经· 2025-08-12 07:26
其中提出,对于经办银行向服务业经营主体发放的贷款,财政部门按照贷款本金对经营主体进行贴 息,贴息期限不超过1年,年贴息比例为1个百分点,中央财政、省级财政分别承担贴息资金的 90%、10%。单户享受贴息的贷款规模最高可达100万元。 据财政部消息,财政部等九部门印发《服务业经营主体贷款贴息政策实施方案》的通知。 ...
利好!明日10点详解
来源:中国网 (文章来源:上海证券报) 国新办就个人消费贷款贴息政策和服务业经营主体贷款贴息政策有关情况举行新闻发布会 国务院新闻办公室将于2025年8月13日(星期三)上午10时举行新闻发布会,请财政部副部长廖岷和商 务部、中国人民银行、金融监管总局有关负责人介绍个人消费贷款贴息政策和服务业经营主体贷款贴息 政策有关情况,并答记者问。 ...