当前，我国服务消费的主要问题是优质服务供给不够。据了解，9月，商务部将出台扩大服务消费的若 干政策措施，统筹利用财政、金融等手段，优化提升服务供给能力，激发服务消费新增量。 近日，商务部副部长盛秋平在新闻发布会上表示，我国消费形态已经逐步转向以商品消费和服务消费并 重的阶段，下一步，商务部将加强政策促进，形成工作合力。据了解，9月，商务部将出台扩大服务消 费的若干政策措施，统筹利用财政、金融等手段，优化提升服务供给能力，激发服务消费新增量。 政策持续优化 盛秋平表示，当前，我国服务消费的主要问题是优质服务供给不够。商务部将通过"对外开放、对内放 开"，着力增加高品质服务供给。推进服务业扩大开放综合试点示范，扩大电信、医疗、教育等领域开 放试点，将更多服务消费领域纳入《鼓励外商投资产业目录》。推动服务消费领域改革创新，激发各类 经营主体活力，扩大健康、养老、托育、家政等多元服务供给，更好满足人民群众消费需求。 最新政策组合中，财税支持成为服务出口的"强心剂"。2025年一季度数据显示，我国服务出口同比增长 12.2%，其中知识密集型服务出口占比提升至2.1%，旅行服务出口以97.5%的增速领跑。 不仅如此，监管 ...

中央层面首次实施个人消费贷款和服务业经营主体贷款贴息政策—— 消费贷款领域迎来"国补" 从今年9月1日到明年8月31日，消费者在重点领域消费，可享受个人消费贷款财政贴息政策。近日，财 政部等部门发布《个人消费贷款财政贴息政策实施方案》和《服务业经营主体贷款贴息政策实施方 案》，引发社会热议，有网友称之为消费贷款领域的"国补"。贴息怎么领？力度有多大？将对促进消费 产生哪些影响？记者进行了采访。 居民消费贷款，可领贴息"红包" "对居民个人消费贷款和消费领域的服务业经营主体贷款实施贴息政策，这是中央层面首次实施。"财政 部副部长廖岷表示，将这两项贴息政策称为消费贷款领域的"国补"是非常形象的。 廖岷介绍，此次个人消费贷款贴息政策，贴息对象为居民个人消费贷款中实际用于消费的部分，包括单 笔5万元以下日常消费，以及单笔5万元及以上的家用汽车、养老生育、教育培训、文化旅游、家居家 装、电子产品和健康医疗等重点领域消费，政策实施期为1年，"支持范围既包括商品消费，也包括服务 消费，这符合我国居民目前消费的最新的多元化发展趋势"。 大宗服务消费有了"国补"，吸引力不小。北京白领刘慧计划"十一"假期将父亲从老家接来看牙。" ...

Core Viewpoint - The implementation of personal consumption loan interest subsidy policies aims to stimulate consumer spending and support service industry operators, marking a significant move by the central government in the consumer loan sector [2][9]. Summary by Relevant Sections Personal Consumption Loan Subsidy - The subsidy policy applies to personal consumption loans used for various consumer expenditures, including daily expenses under 50,000 yuan and larger purchases like cars and home renovations [2][3]. - The subsidy rate is set at 1 percentage point, covering up to 50% of the loan interest rate, with central and provincial finances sharing the burden [3][9]. - Consumers must demonstrate actual consumption behavior to qualify for the subsidy, which can be applied to both small and large loans [3][7]. Service Industry Loan Subsidy - The subsidy also targets service industry operators in eight sectors, including dining, health, and tourism, to enhance their financing capabilities [4][6]. - The policy is designed to lower financing costs for service providers, thereby boosting employment and economic activity in these sectors [6][8]. - Operators must utilize the loan funds for business activities to qualify for the subsidy, which can be substantial depending on the loan amount [7][8]. Economic Impact and Future Outlook - The subsidy policies are expected to leverage significant financial resources, with estimates suggesting that 1 yuan of subsidy could mobilize 100 yuan in loans for consumer spending [8][9]. - The policies are designed to be inclusive, addressing diverse consumer needs and potentially extending their duration based on effectiveness evaluations [10].

消费市场如何在经济调整期保持韧性？8月29日，毕马威中国发布的《消费品零售业上半年度报告》(以 下简称"报告")给出答案：2025年上半年，中国社零总额同比增长5.0%，消费对经济增长贡献率超 50%，展现强劲抗压能力。报告显示，这种韧性一方面源于"以旧换新"等促消费政策与居民收入增长 的"双轮驱动"，另一方面也来自消费市场的结构性变化，"健康"成为企业触点布局的核心，"悦己消 费"与"国货创新"则成为升级关键，户外运动热潮带动相关消费，Z世代推动美妆赛道向情绪价值与可持 续发展转型，政策与资本的双重助力更让市场活力持续释放。 毕马威中国零售及消费品行业咨询主管合伙人孙国宸表示，消费者需求发生变化，企业需通过技术创新 与转型，在分化市场中明确核心战场，构建差异化竞争优势，以应对未来市场挑战。 孙国宸进一步指出，在渠道方面，电商平台加速向"品质+品牌"双轮驱动转型，逐步告别原有的以低价 补贴争夺流量的市场竞争格局，推动电商企业将重心转向品质信任、品牌价值、服务体验、长效经营能 力等深层次竞争。 报告还发现，税收优惠也在为市场注入活力。当前，政策持续加码，围绕提振消费、扩大内需、发展新 质生产力等，相关部门在增值 ...

Group 1 - The 2025 China International Service Trade Fair will be held in Beijing from September 10 to 14, focusing on "Digital Intelligence Leading, Service Trade Renewed" as its annual theme [1] - The fair aims to enhance its role as a platform for expanding openness, deepening cooperation, and leading innovation in service trade [1][2] - Nearly 2,000 enterprises are expected to participate, including around 500 Fortune 500 companies, covering 27 of the top 30 service trade countries and regions [2] Group 2 - The fair will feature six types of activities, including a global service trade summit, exhibitions, forums, and promotional events, emphasizing international participation and the value of an open platform [2][3] - The event will showcase over 190 new products and achievements, including groundbreaking technologies such as a 3D-printed vascular stent and a professional quantum computer [3] Group 3 - China's service trade is projected to continue growing, with the total import and export value reaching a historical high in the first half of the year [4] - The World Trade Organization forecasts a 4.0% increase in global service exports by 2025, with China's travel service import and export scale exceeding 1 trillion yuan, growing at 12.3% [4] Group 4 - The fair will play a significant role in expanding service consumption, with policies aimed at enhancing service supply capabilities and stimulating new service consumption growth [6] - The event will also focus on technology empowerment and investment promotion, showcasing new digital and intelligent consumption scenarios [6]

Core Viewpoint - The Chinese government is focusing on enhancing service consumption as part of its economic strategy, with specific policies and actions being implemented to stimulate growth in this sector [1][3]. Group 1: Policy Initiatives - The Ministry of Commerce has introduced the "Consumption Action Plan" in March and the "Service Consumption Quality Improvement Action Plan" in April to boost service consumption [3]. - From January to July, service retail sales increased by 5.2% year-on-year, indicating a rising share of service consumption in the overall economy [3]. - The Ministry of Commerce is set to release additional policies next month aimed at expanding service consumption, utilizing fiscal and financial tools to enhance service supply capacity [4][5]. Group 2: Focus Areas for Service Consumption - The government aims to address the shortage of high-quality service supply by promoting openness in sectors such as telecommunications, healthcare, and education [4]. - There is an emphasis on diversifying service offerings in areas like health, elderly care, childcare, and domestic services to better meet consumer demands [4]. - Innovative consumption scenarios are being encouraged to stimulate service consumption, including the development of new business models and activities that integrate various sectors [4].

Core Viewpoint - The 2025 China International Service Trade Fair (CIFT) will be held in Beijing from September 10 to 14, with all preparatory work nearly complete, highlighting the growth and significance of China's service trade sector [1][3]. Group 1: Service Trade Development - In the first half of the year, China's service trade import and export totaled 3.9 trillion yuan, marking an 8% year-on-year increase and setting a historical record for the same period [2]. - The fair will focus on the theme "Digital Intelligence Leading, Service Trade Renewed," featuring six types of activities including global service trade summits and exhibitions, emphasizing international participation and cooperation [3][8]. Group 2: Technological Empowerment - The event will showcase technological applications and solutions, including demonstrations of AI in biomedicine and digital human explanations, to highlight the innovative aspects of service trade [4]. Group 3: Authority and Industry Leadership - The fair will host 13 thematic forums and over 80 specialized forums, inviting more than 200 high-profile domestic and international guests to discuss cutting-edge topics and release authoritative reports on digital trade and tourism city development [5]. Group 4: Service Brand Promotion - Over 100 companies will launch more than 190 new products and achievements, including groundbreaking technologies like the world's first 3D-printed polymer vascular stent and a domestic quantum computer [6]. Group 5: Interactive Experience and Cultural Integration - The event will feature over 40 diverse supporting activities that integrate service consumption, trade, and investment, utilizing unique industrial settings to create new service consumption experiences [7]. Group 6: Participation and Scale - More than 70 countries and international organizations will participate, with nearly 2,000 enterprises expected to exhibit, including around 500 Fortune 500 companies, enhancing the fair's role as a connector for domestic and international service trade [8]. Group 7: Venue and Infrastructure - The fair will be held at Shougang Park, which has undergone significant renovations to facilitate various activities within a 3 square kilometer area, setting a new standard for urban exhibition spaces [10]. Group 8: Policy Support for Service Consumption - The Ministry of Commerce plans to introduce new policies next month to stimulate service consumption, focusing on areas such as home services, health consumption, and green consumption, to enhance service supply capabilities [11].

Core Insights - The Ministry of Commerce emphasizes the significance of the Service Trade Fair as a crucial platform for the openness, innovation, and cooperation in service trade, as well as its importance in expanding service consumption [1] Policy Initiatives - The Ministry of Commerce plans to strengthen policy promotion to create a collaborative effort in expanding service consumption [1] - Various policy documents have been issued this year focusing on areas such as senior tourism, home services, health consumption, and green consumption [1] - High-value policy measures include service consumption and elderly loan re-lending, as well as interest subsidies for service industry operating entities [1] Future Plans - The Ministry of Commerce will introduce several policy measures next month aimed at expanding service consumption [1] - There will be a coordinated use of fiscal and financial tools to optimize and enhance service supply capabilities, thereby stimulating new service consumption growth [1]

Group 1 - The 2025 Service Trade Fair will be held in Beijing from September 10 to 14, with preparations nearly complete [1] - The Ministry of Commerce plans to implement a consumption stimulus action plan, focusing on policy promotion and coordination to enhance service consumption [1] - New policies will be introduced next month to optimize service supply capabilities and stimulate new service consumption growth [1] Group 2 - The main issue in China's service consumption is the insufficient supply of high-quality services, which will be addressed through increased openness and innovation [2] - The government aims to expand service supply in key areas such as health, elderly care, and domestic services to better meet consumer demand [2] - Innovative consumption scenarios will be supported to enhance service consumption quality and variety, including new business models and seasonal promotional activities [2]

除了上述两个方面盛秋平还提到，商务部将与相关部门共同开展"服务消费季""中华美食荟""养老服务消费季""全国文化和旅游消费促进活动"等，围绕"购在 中国"系列活动安排，大力发展入境消费、人工智能+消费、IP+消费等消费的新业态、新模式、新场景，鼓励各地举办特色鲜明、丰富多样的促消费活动， 积极培育服务消费新热点，营造良好的服务消费氛围。 记者 辛圆 国务院新闻办公室周三举行新闻发布会，介绍中国服务贸易发展和2025年服贸会筹备工作进展情况。针对接下来如何推动服务消费，商务部副部长盛秋平表 示，商务部将从三个方面落实好提振消费行动计划，做好服务消费相关工作。 盛秋平首先提到，加强政策促进，形成工作合力。商务部将在下个月出台扩大服务消费的若干政策措施，统筹利用财政、金融等手段，优化提升服务供给能 力，激发服务消费新增量。 二是聚焦重点领域，丰富服务供给。盛秋平提到，当前，我国服务消费的主要问题是优质服务供给不够。将通过"对外开放、对内放开"，着力增加高品质服 务供给。 盛秋平同时提到，将推进服务业扩大开放综合试点示范，扩大电信、医疗、教育等领域开放试点，将更多服务消费领域纳入《鼓励外商投资产业目录》。推 动服务消 ...