第一财经每日早间精选热点新闻，点击「听新闻」，一键收听。 【今日推荐】 北京市税务局回应：退休金无需缴纳个人所得税 北京市税务局12366纳税缴费服务热线回应纳税人咨询：大家退休后按月领取的基本养老金（也就是大 家所说的退休金），无需缴纳个人所得税。与基本养老金不同，个人养老金是政府政策支持、个人自 愿、市场化运营的补充养老保险，每年缴存上限为12000元，可按规定享受税收优惠：缴存时，可从工 资等收入中扣除，无需缴纳个人所得税；领取时，只需按照最低档3%税率缴税。 民用航空法修改拟设专章促进民航发展 民用航空法修订草案24日提请全国人大常委会会议二次审议。草案二审稿进一步充实促进民用航空事业 发展的举措内容，增加"发展促进"专章。据介绍，草案二审稿增加规定，国家完善以企业为主体、市场 为导向、产学研相结合的民用航空制造业创新体系，支持关键核心技术研发，提高大型飞机和先进发动 机等研发设计能力，推进科技创新成果产业化，促进民用航空制造业发展。 央行等六部门联合印发《关于金融支持提振和扩大消费的指导意见》 近日，中国人民银行、国家发展改革委、财政部、商务部、金融监管总局、中国证监会等六部门联合印 发《关于金融支 ...

6月24日，国家数据局举办"数据要素×"系列新闻发布会（第二场），介绍"数据要素×"行动实施情况及 2025年"数据要素×"大赛相关情况。 国家数据局政策规划司副司长栾婕介绍，今年的"数据要素×"大赛正在全国火热进行中，目前，已有29 个省区市启动了地方分赛报名工作。下一步，国家数据局将联合各部门持续深入推进"数据要素×"行 动，从典型应用场景入手，加快挖掘更多数据要素价值释放的新模式新路径，希望更多企业能够参与到 相关试点、案例遴选及大赛活动中来，共同激活数据要素价值，为各行业高质量发展提供新动能。 在回答《证券日报》记者关于大赛金融服务领域赛题设置情况的提问时，中国证监会科技监管司副司 长、一级巡视员蒋东兴介绍，本次赛题设置，中国证监会紧密围绕《"数据要素×"三年行动计划》重点 行动部署，结合当前证券期货行业的实际工作需求，精心设置了"人工智能条件下的资本市场舆论环境 治理""融合多维度数据发展绿色金融""提供金融服务领域的数据分析能力"和"强化期货市场服务实体经 济能力与风险防控能力"四个赛题，旨在通过数据要素的创新应用，充分发挥其在资本市场的乘数效 应，推进金融服务实现创新升级。 四是有效防范控制风险 ...

投资策略 策略日报（2025.06.24）：突破 策 略 研 究 太 平 2025 年 06 月 24 日 相关研究报告 洋 证 券 股 份 有 限 公 司 证 券 动>>--2025-06-23 跌>>--2025-06-20 << 策 略 日 报 （ 2025.06.19 ） 调 整>>--2025-06-19 期：金融、周期领涨>>--2025-06-16 期：资金转流出>>--2025-06-16 E-MAIL：zhangdd@tpyzq.com 分析师登记编号：S1190522040001 E-MAIL：xuzm@tpyzq.com 分析师登记编号：S1190525050001 大类资产跟踪 <<策略日报（2025.06.23）反者道之 <<策略日报（2025.06.20）缩量下 债券市场：利率债低开低走，股债跷跷板效应明显。今日上证指数 放量突破颈线压制，且呈均线排列结构，虽然基本面的疲弱仍将支撑债市， 但股市若继续走强仍将压制债市表现，预计债市后续将高位震荡运行。后 续展望：股市大盘突破，债市预计高位震荡。 研 究 报 告 <<估值与盈利周观察——6 月第 2 <<流动性与仓位周观察——6 月第 ...

Core Viewpoint - Ant Group has reduced its stake in ZhongAn Online by approximately 33.75 million shares, cashing out about 654 million HKD, marking the second round of share reduction in 12 years [1][2]. Group 1: Shareholding Changes - After the recent reduction, Ant Group's holdings in ZhongAn Online decreased to approximately 108 million shares, representing 7.37% of the total share capital, making it the fourth largest shareholder [2][10]. - Prior to this reduction, Ant Group held 10.37% of ZhongAn Online's shares, ranking as the largest shareholder [9]. - The total cash raised from both rounds of share reductions by Ant Group exceeds 2 billion HKD [3][6]. Group 2: Financial Performance and Market Impact - ZhongAn Online's stock price has seen significant increases, with a rise of over 60% in one month, largely due to the passing of the Stablecoin Bill by the Hong Kong Legislative Council [16]. - As of June 24, ZhongAn Online's H-shares closed at 20.25 HKD, reflecting the positive market sentiment [16]. - ZhongAn Bank, in which ZhongAn Online holds a 43.43% stake, is positioned to benefit from the new stablecoin regulations, enhancing its role in the digital asset space [17][20]. Group 3: Strategic Adjustments by Ant Group - Ant Group has been actively reducing its stakes in long-held investments to optimize capital allocation, focusing on emerging technologies and global opportunities [7]. - The company has maintained a high level of R&D investment, exceeding 10% of its revenue annually, and is expanding into AI, healthcare, and global markets [7].

港交所披露易最新信息显示，6月24日，蚂蚁集团在场外减持约3375.48万股众安在线H股股份，套现约6.54 亿港元。 这是蚂蚁集团投资众安在线12年来的第二轮减持。减持完成后，蚂蚁集团所持众安在线股份数量降至约1.08亿 股，占后者总股本比例降至7.37%，退居第四大股东。 对此，蚂蚁集团回应称，本次减持是正常的投资决策，为了优化资金配置效率，不会影响蚂蚁集团与众安在线 的业务合作，蚂蚁集团一如既往看好众安在线的长期发展。众安在线表示，股东结构调整不会影响公司运营， 双方合作稳健发展，将继续共同探索保险科技等领域的创新。 两轮减持套现超20亿港元 众安在线由蚂蚁集团、中国平安和腾讯于2013年联合发起设立，是中国首家互联网保险公司。其中，蚂蚁集团 彼时出资1.99亿元，持有众安在线19.9%股权，位列第一大股东。 2022年1月20日，蚂蚁集团在场外减持约4653.7万股众安在线股份，套现11.88亿港元，持股数量降至约1.52亿 股，并保持到今年3月底不变。而在今年6月24日减持后，蚂蚁集团持有的众安在线H股数量降至约1.08亿股。 这意味着，4月1日至6月23日期间，蚂蚁集团还实际减持1033.96万股 ...

Group 1 - The People's Bank of China (PBOC) conducted a 406.5 billion yuan reverse repurchase operation with a rate of 1.40%, maintaining the previous level, resulting in a net injection of 209.2 billion yuan after 197.3 billion yuan of reverse repos matured on the same day [1] - The PBOC will also conduct a 300 billion yuan Medium-term Lending Facility (MLF) operation with a one-year term using a fixed quantity, interest rate bidding, and multiple price bidding methods [1] - The Shanghai Interbank Offered Rate (Shibor) for the 14-day tenor continued to decline, while the 7-day tenor saw a significant increase, with the overnight Shibor rising by 0.30 basis points to 1.3700% and the 7-day Shibor increasing by 13.20 basis points to 1.6290% [1] Group 2 - In the interbank pledged repo market, the 7-day products saw both volume and price increase, with R007 and R014 showing an inversion. The weighted average rates for DR001 and R001 were 1.3708% and 1.438%, respectively, with transaction volumes decreasing by 218.2 billion yuan and 524.2 billion yuan [4] - The weighted average rates for DR007 and R007 increased by 16.1 basis points and 25.9 basis points, respectively, reaching 1.6684% and 1.8221%, with transaction volumes increasing by 124.7 billion yuan and 877.2 billion yuan [4] - The overall funding environment on June 24 was balanced and slightly loose, with various rates for overnight and 7-day deposits showing slight declines, indicating a relaxed market condition [8] Group 3 - The issuance of interbank certificates of deposit was active, with 113 certificates issued on June 24, totaling 221.72 billion yuan [8] - In the primary market for certificates of deposit, trading sentiment has cooled slightly due to the upcoming quarter-end and rising interest rates on bonds, while the secondary market showed active trading with overall yields trending upward compared to the previous day's close [9] - The 1-year and 9-month certificates of deposit showed a yield difference of -0.25 basis points, indicating a narrowing spread compared to the previous day [9] Group 4 - Recent guidance from six Chinese government departments, including the PBOC, emphasizes financial support to boost and expand consumption, proposing 19 key measures across six areas [11] - The PBOC plans to develop a new stage financial technology development plan and policies to promote the digital and intelligent transformation of finance, enhancing data capabilities and support [11] - Ant Group has reduced its stake in ZhongAn Insurance by over 33 million shares, bringing its holding to 7.63%, with the company stating that this is a normal investment decision aimed at optimizing capital allocation efficiency [11]

据大河财立方消息，2025"数据要素×"大赛河南分赛的报名截止时间已从6月30日延长至7月10日。参赛 者可在此期间登录大赛官方平台进行注册报名。组委会表示，此次延期旨在满足更多参赛单位的需求， 确保参赛单位有充足时间准备和完善作品。社会各界对赛事给予了广泛支持，组委会鼓励符合条件的单 位积极报名参赛。 ...

热点事件 6月24日，受伊以"停火"消息提振，A港股强势反弹，上证指数上涨1.15%创近三月新高，创业板指涨 2.30%，大金融领涨，金融科技、无人驾驶、算力、AI应用、消费电子涨幅居前，全A成交额1.45万 亿，近4700股飘红。截止15:05，恒生指数和恒生科技涨幅均超2%。那么今日市场为何情绪高涨？当下 应该如何布局？我们简评如下，供投资者参考。股民福利！点此免费领取新浪财经vip会员>> 市场动态 • 伊以宣布"停火"，全球风险偏好回升。今日伊朗与以色列宣布正式"停火"，结束持续12天的军事冲 突，此举极大缓解了市场对地缘风险升级的担忧，避险情绪退潮，亚太股市普涨，黄金、原油下跌。 • 美联储释放鸽派信号，降息预期或提前。近期特朗普再次喊话鲍威尔降息，同时多位美联储官员表态 偏"鸽"；美联储副主席鲍曼表示"若通胀压力可控，支持7月降息"，理事沃勒也表示赞成7月份考虑降息 的说法，市场降息预期小幅升温（7月概率升至23%，9月达62%）。 • 数据要素政策利好，提振市场情绪。今日"数据要素×"系列发布会上，证监会表示将稳步开展"数据要 素×资本市场"专项试点，覆盖证券、期货及区域股权市场，央行同步表态将 ...

Core Viewpoint - The article discusses the achievements and future plans of the "Data Element ×" three-year action plan, emphasizing the integration of data elements into financial technology and capital markets to enhance financial services and promote green finance initiatives [1][4]. Group 1: Financial Technology Development - The People's Bank of China (PBOC) will formulate a new financial technology development plan to deepen the application of financial technology in digital transformation [2][7]. - The PBOC aims to enhance financial service levels and risk resistance through best practices in data governance, sharing, application, and protection [4][7]. - A focus on financial data management and application will be implemented as part of the 2022-2025 financial technology development plan [4][5]. Group 2: Data Elements in Capital Markets - The China Securities Regulatory Commission (CSRC) views data elements as a new productive force and is advancing their integration and innovative application in capital markets [3][8]. - A joint pilot program between the CSRC and the National Data Bureau will explore 13 pilot business directions in eight provinces and cities, with 11 pilot projects already selected [8][9]. - The CSRC emphasizes the importance of data in optimizing resource allocation and supporting economic transformation [8][10]. Group 3: Innovation and Environmental Focus - The "Data Element ×" competition aims to leverage multi-dimensional data to assess environmental and social risks associated with financial activities, promoting resource allocation towards green and low-carbon sectors [3][12]. - The competition includes topics such as AI in capital market governance and enhancing financial services through data analysis [10][11]. - The CSRC encourages participants to address financing challenges faced by the real economy through innovative data applications [11]. Group 4: Risk Management and Data Security - The PBOC has released guidelines for data security management in financial institutions to ensure compliance and protect data rights [6][7]. - Emphasis is placed on using big data and AI for precise risk monitoring and management in the securities and futures sectors [13]. - The goal is to break down "data silos" and enhance the effectiveness of market regulation [13].

Core Viewpoint - The "Data Element ×" initiative aims to enhance the integration of data elements into financial services and capital markets, promoting digital transformation and innovation in the financial sector [1][2]. Group 1: Financial Technology Development - The People's Bank of China (PBOC) will formulate a new financial technology development plan and issue policy documents to promote the digital and intelligent transformation of finance through financial technology [2][4]. - The PBOC emphasizes improving financial service levels and risk resistance capabilities, guiding financial institutions to explore best practices in data governance, sharing, application, and protection [3][4]. - A comprehensive implementation of the 2022-2025 financial technology development plan will be promoted, focusing on enhancing financial data management and application [3][4]. Group 2: Data Elements in Capital Markets - The China Securities Regulatory Commission (CSRC) views data elements as a new productive force and is advancing their deep integration and innovative application in capital markets [5][6]. - A joint pilot work plan for "Data Element × Capital Market" was issued, outlining 13 pilot business directions and selecting 11 pilot projects across eight provinces and cities [5][6]. - The CSRC aims to leverage data elements to optimize service processes and improve service quality in the securities and futures industries, addressing financing challenges faced by the real economy [7]. Group 3: Security and Data Management - The PBOC has released data security management measures to ensure the lawful protection of business data and promote its development and utilization [4]. - Guidelines for data capability construction in the financial industry have been implemented, focusing on data sharing, application integration, privacy protection, and quality management [4]. - The PBOC will continue to enhance data management and security measures to ensure the safe application of financial data [4].