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助力解决个体经济融资难 个体工商户信用评价指标国家标准发布
Ren Min Ri Bao· 2025-09-11 21:58
该标准的发布和实施,既是落实社会信用体系高质量发展、构建全国统一大市场的政策要求,也是解决 当前个体经济蓬勃发展面临融资贵、融资难困境的现实需求,将为开展柔性监管、包容审慎监管、助企 纾困、实施个体工商户精准帮扶提供标准助力。 (文章来源:人民日报) 本报北京9月11日电 (记者林丽鹂)市场监管总局近日组织制定发布《个体工商户信用评价指标》 (GB/T 46278—2025)国家标准,推动评价信息有序共享和高效利用,助力个体工商户信用融资。标 准规定了个体工商户信用评价指标建立的基本要求、评价指标内容及指标设置,适用于开展个体工商户 信用评价活动。 开展个体工商户信用评价,旨在发挥信用价值,助力金融机构开发和提供适合个体工商户发展特点的金 融产品和服务,扩大个体工商户贷款规模和覆盖面,提高贷款精准性和便利度;同时也将为实施分型分 类精准帮扶,加大"个转企"探索力度,鼓励、支持、引导个体工商户持续健康发展提供标准化支撑。 ...
银行间主要利率债收益率快速上行;《个体工商户信用评价指标》国家标准发布
Mei Ri Jing Ji Xin Wen· 2025-09-10 23:36
Group 1 - The People's Bank of China conducted a 30.4 billion yuan 7-day reverse repurchase operation, resulting in a net injection of 74.9 billion yuan after 22.91 billion yuan of reverse repos matured on the same day [1] - Current monetary policy is focused on flexible use of various tools to manage liquidity based on market interest rate changes, aiming to stabilize market expectations and meet reasonable liquidity demands [1] Group 2 - Major interbank interest rate bond yields rose sharply, with the 10-year government bond yield increasing by 1.75 basis points to 1.8125% and the 30-year government bond yield rising by 2.25 basis points to 2.0925% [2] - Market sentiment is heavily influenced by policy expectations, liquidity, and marginal changes in macroeconomic data, with a general upward trend in bond yields indicating a weakened appetite for bond assets [2] Group 3 - COMEX gold prices surpassed the 3,700 USD/ounce mark for the first time, reaching a historical high of 3,702.1 USD/ounce, driven by increased demand for risk hedging and safe-haven assets [3] - This price movement is likely influenced by global geopolitical tensions, rising inflation expectations, and uncertainties in monetary policy [3] Group 4 - The release of the national standard for the "Individual Business Credit Evaluation Indicators" aims to enhance credit evaluation mechanisms for individual businesses, facilitating better access to financing [4] - The standard is designed to help financial institutions develop and provide financial products tailored to the characteristics of individual businesses, thereby expanding their loan scale and improving loan precision and convenience [4] Group 5 - A federal judge temporarily blocked President Trump's decision to dismiss Federal Reserve Governor Lisa Cook, indicating ongoing legal and political challenges surrounding Federal Reserve governance [5]
中国首家!金融监管总局批复开业◆期货市场再迎大消息◆运-20起飞赴韩!◆尼泊尔首都的特里布万国际机场全部关闭
Jin Rong Shi Bao· 2025-09-10 22:57
Group 1 - On September 10, the State Council approved the establishment of the Huangyan Island National Nature Reserve [2] - The Ministry of Industry and Information Technology and five other departments announced a three-month special rectification action in the automotive industry to address online chaos [2] - The State Administration for Market Regulation released national standards for individual business credit evaluation to facilitate credit financing for individual businesses [2] Group 2 - The Financial Regulatory Administration held a meeting to reinforce the implementation of the Central Eight Regulations and promote a culture of compliance within the financial system [3] - The Financial Regulatory Administration, the People's Bank of China, and the China Securities Regulatory Commission will jointly conduct a financial education campaign from September 15 to 21, 2025 [3] - On September 10, new futures and options for various commodities were launched on the Shanghai Futures Exchange, increasing the total number of domestic commodity futures options to 136 [3] Group 3 - Prudential Insurance Asset Management Company received approval from the Financial Regulatory Administration to commence operations, marking a significant step in the opening of China's insurance asset management industry to foreign investment [4]