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行业透视 | 武汉降价小区占比收缩至49%,刚需+改善成“止跌双核”
克而瑞地产研究· 2025-08-14 09:15
武汉7月份二手房量缩价稳,平均议价空间收窄至4% ◎ 文/ 马千里 7月份,武汉二手房带看转化率仍维持在较高水平,并且有过半高频小区实现止跌,平均议价空间也有所缩小。在经历了连续两个月 房价的大面积回落之后, 本月过半刚需、改善类小区价格实现止跌,不少小区二手房成交价迎来短期筑底。 武汉住房和城市更新局也于月内明确,今年还将继续因城因区施策, 充分释放刚性和改善性住房需求潜力 ,持续巩固房地产市场稳 定态势和高质量发展。典型如硚口区即于7月发布了稳市场新政,持续推进住房以旧换新、全面推行城市更新购房消费券、实施惠民 购房补助、助力高层次人才购房安居等,其中符合以旧换新相关要求的居民,单套可最高获得30万元的购房消费券。对于购房需求 支持力度的加强,也将随着一二手交易链条全面传导开来,并进一步利好存量住房交易信心的回升。 二手房价结束近两月调整 过半高频交易小区迎来止跌 0 1 2025年7月,武汉有51%的高频交易小区成交价格不再环比下跌,止跌小区占比较上月增加了16个百分点。在经过5月、6月连续两 个月的降价调整之后,武汉二手房价格迎来了短期筑底,成交带看比也维持在10%左右的高位。不过联系本月高频交易小区 ...
怀柔住房“以旧换新” 国企收购二手房冲抵新房款
3 6 Ke· 2025-07-22 02:28
Core Viewpoint - The Huairou District has initiated a pilot program for a housing "trade-in" scheme, allowing residents to exchange their old homes for new ones, aiming to improve housing conditions and stimulate the real estate market [1][2]. Summary by Relevant Sections Program Overview - The pilot program for the "trade-in" scheme is officially launched and will last for one year, enabling citizens to sell their old homes to state-owned enterprises [1][2]. Eligibility Criteria for Old Homes - Eligible old homes must be ordinary commercial housing, not exceeding 30 years since completion, located in specific areas, and must not have any legal restrictions or existing rental agreements [2][3]. New Home Purchase Conditions - New homes purchased through the program must be located within Huairou District and have obtained the necessary pre-sale or sale permits [3]. Service Process - The process includes several steps: sourcing old homes, verifying their conditions, signing an intention agreement, conducting price assessments, selecting new homes, completing transactions, and ensuring payment [4][5][6][7][8][9]. Guarantees and Support - Participants can secure new home sources preferentially and are offered a price guarantee for one year on the new homes purchased through the program [10][13]. Communication and Registration - Interested parties can inquire about the program through a hotline or register their old homes via a WeChat mini-program [11].
多地优化住房“以旧换新”政策 提升置换成效
Zheng Quan Ri Bao· 2025-07-15 16:59
Core Viewpoint - The joint notice issued by the Changsha Housing and Urban-Rural Development Bureau and twelve other departments aims to stimulate market vitality and promote the stable and healthy development of the real estate market through ten measures, including the "old-for-new" housing policy [1] Group 1: Policy Implementation - The "old-for-new" housing policy has been implemented in over a hundred cities across the country, aiming to break down barriers between the existing and new housing markets, facilitating a healthy cycle between new and second-hand housing [2] - The notice provides a 1% subsidy on the total price of new housing for families or individuals selling their own homes and purchasing new homes within a year, with a maximum subsidy of 30,000 yuan per unit [3] Group 2: Market Impact - Experts believe that the "old-for-new" policy helps to connect the transaction chains of new and second-hand housing, contributing to increased market activity, as evidenced by a noticeable rise in online listings and viewings in cities like Hangzhou and Nanjing after policy implementation [2][3] - In first-tier cities, specific regions have optimized their policies, such as the pilot program in Beijing's Huairou District, which facilitates the purchase of new homes by transferring the proceeds from the sale of second-hand homes directly to developers [4] Group 3: Future Directions - Experts suggest that cities should adopt tailored strategies to enhance the sustainability of funding and standardize services, while exploring new models such as "old-for-new + REITs" and "cross-city exchanges" to further promote the effectiveness of the "old-for-new" policy [5]
楼市大消息!“以旧换新”有补贴→
新华网财经· 2025-05-31 01:57
Core Viewpoint - The article discusses a set of policies issued by the Chongqing Municipal Housing and Urban-Rural Development Committee, the Chongqing Municipal Finance Bureau, and the People's Bank of China Chongqing Branch aimed at stabilizing the real estate market and meeting housing consumption needs through various support measures. Group 1: Support for Housing Purchase - The policies include subsidies for housing exchange needs, with new housing purchases eligible for subsidies from the district government in cash or voucher form [2][3] - The time frame for new housing purchases is from the date of notification until December 31, 2025, with specific conditions for selling existing homes [3] Group 2: Commercial Housing Loan Support - The minimum down payment for commercial personal housing loans is set at no less than 15%, with no differentiation between first and second homes [5] - The notification removes the lower limit on interest rates for first and second home loans, allowing banks to set rates based on their operational conditions and customer risk profiles [5] Group 3: Housing Provident Fund Policies - The article introduces a direct transfer service for converting commercial loans to housing provident fund loans, aimed at reducing the financial burden on contributors [6] - Specific conditions for eligibility include purchasing new housing in the central urban area and selling existing homes within a year [6] Group 4: Support for Flexible Employment - The policies are optimized to better support flexible employment individuals in contributing to and utilizing housing provident funds [8] Group 5: "Old for New" Housing Services - The initiative will facilitate "old for new" housing services through the Chongqing Real Estate Association, providing preferential services for selling second-hand homes and discounts for new home purchases [9] Group 6: Parking Space Management - The policies support the simultaneous application for parking space permits with new housing sales, ensuring that homeowners can purchase parking spaces as needed [10] - There are restrictions on the number of parking spaces that can be purchased by homeowners within the first six months of announcement, with excess spaces available for sale afterward [10]
“焕新购”助力、房票落地,花都5月新房网签面积超5万平方米
Sou Hu Cai Jing· 2025-05-30 19:17
Core Insights - The real estate market in Huadu District, Guangzhou, has shown positive performance in May, with a net signed sales area of 53,251 square meters from May 1 to May 20, achieving approximately 93.5% of the total sales area for May 2024 within two-thirds of the month [1][3]. Group 1: Market Performance - Huadu District's favorable market conditions are attributed to a series of positive signals in the real estate sector, including government policies aimed at reducing home buying costs and improved market sentiment [1]. - The introduction of the "Renewal Purchase" 2.0 program in May, which includes various incentives such as discounts for upgrading homes, waiving agency fees, and property discounts, has stimulated buyer interest [1][3]. Group 2: Infrastructure and Development - Huadu is enhancing its livability with significant infrastructure improvements, including the completion of the Guanghua Road project, which connects Huadu to Guangzhou's central urban area within a 30-minute travel time [3]. - Future developments include the extension of Metro Line 8 and Line 18, which will further improve accessibility to various districts in Guangzhou [3]. - The district is also advancing educational and healthcare facilities, contributing to a more stable real estate market outlook [3].
重庆再出楼市新政!
Zheng Quan Shi Bao· 2025-05-30 13:55
住房"以旧换新"可获购房补贴。 《通知》提出,即日起至2025年12月31日,在中心城区新购商品住房(完成网签备案并缴纳契税),且在一年内出售中心城区原有住房的,由新购住房所 在区政府(管委会)给予新购住房总房款1%的补贴。在中心城区新购商品住房(完成网签备案并缴纳契税)单套建筑面积140平方米以上的,由住房所在 区政府(管委会)给予总房款0.5%的补贴。购房补贴可以现金或消费券形式发放,具体补贴流程以中心城区各区发布为准。 《通知》还提出加大商业性个人住房贷款支持力度,支持住房公积金商转公贷款直转,优化灵活就业人员住房公积金政策,支持开展"以旧换新"购房服 务。此外,在符合相关条件的前提下,住宅项目配建车位可对业主放开销售,商办项目配建车位可对外销售。 5月30日,重庆市住房和城乡建设委员会联合重庆市财政局、中国人民银行重庆市分行发布《关于更好满足住房消费需求巩固房地产市场稳定态势的通 知》(简称《通知》),提出包括支持换购住房需求、加大商业性个人住房贷款支持力度、支持住房公积金商转公贷款直转、优化灵活就业人员住房公积 金政策、支持开展"以旧换新"购房服务和优化车位销售管理6条政策措施。 有业内人士表示,住 ...
重庆再出楼市新政!
证券时报· 2025-05-30 11:07
Core Viewpoint - The article discusses new policies introduced by various Chinese cities to stimulate the real estate market, particularly focusing on the "old-for-new" housing exchange model and financial support measures for homebuyers [3][4][5]. Group 1: Policy Measures - Chongqing's new policy includes six measures to support housing consumption, such as increasing commercial housing loan support and optimizing housing provident fund policies [1][3]. - From now until December 31, 2025, new homebuyers in central urban areas can receive a subsidy of 1% of the total housing price if they sell their old home within a year [3]. - For new homes over 140 square meters, a subsidy of 0.5% of the total price is available [3]. Group 2: Regional Initiatives - Hunan Province has introduced tax refund incentives for individuals who sell their homes and buy new ones within a year [4]. - Zhuhai offers a special subsidy of 1% of the new home's price, capped at 30,000 yuan, for those who sell their old homes within the designated period [4]. - Shenzhen is also trialing a "sell old house enjoy subsidy" initiative through real estate agencies [4]. Group 3: Market Trends and Insights - Over 110 provinces and cities have implemented more than 170 policies since 2025, focusing on adjusting housing loan policies and increasing purchase subsidies [5]. - Despite some recovery in transaction volumes in the second-hand housing market, prices have not shown significant improvement, making it challenging for sellers [5]. - The "old-for-new" model is seen as a way to boost housing consumption, reduce information asymmetry between new and second-hand markets, and mitigate financial risks in the real estate sector [5].
重庆楼市新政:住房“以旧换新”最高可获1%购房补贴
news flash· 2025-05-30 08:29
Core Viewpoint - The Chongqing Municipal Housing and Urban-Rural Development Committee, in collaboration with the Chongqing Municipal Finance Bureau and the People's Bank of China Chongqing Branch, has issued a notification aimed at better meeting housing consumption needs and stabilizing the real estate market until December 31, 2025 [1] Group 1 - From now until December 31, 2025, a subsidy of 1% of the total purchase price will be provided by the local government for new residential properties purchased in the central urban area, provided that the buyer sells their existing property in the central urban area within one year [1] - For new residential properties in the central urban area with a building area of over 140 square meters, a subsidy of 0.5% of the total purchase price will be granted by the local government [1] - The subsidies can be issued in cash or in the form of consumption vouchers, with specific processes to be determined by each district in the central urban area [1]
福建:推广“房票安置”“共有产权”购房、住房“以旧换新”等政策
news flash· 2025-05-28 11:56
Core Viewpoint - The Fujian Provincial Government has issued an implementation plan to boost consumption, particularly in the housing sector, through various supportive policies aimed at enhancing housing consumption and improving living conditions [1] Group 1: Housing Consumption Promotion - The plan promotes policies such as "housing vouchers," "shared ownership" purchasing, and "trade-in" for housing to stimulate housing consumption [1] - Local governments are encouraged to explore multi-entity acquisition models to support the purchase of existing properties for various community needs, including student dormitories and elderly care facilities [1] Group 2: Housing Renovation and Development - The initiative includes a commitment to renovate urban villages and dilapidated housing, with a target to start 5,000 urban village renovation projects and upgrade 45,000 old urban residential units by 2025 [1] - The plan aims to expand the usage of housing provident funds, allowing withdrawals for the renovation of old elevators and facilitating down payments for second-hand housing purchases [1] Group 3: Flexible Employment Support - Measures will be introduced to support flexible employment individuals in contributing to and utilizing housing provident funds, with a pilot program set to be launched in Zhangzhou [1]
楼市早餐荟 | 福建前4月商品房待售面积同比增长9.1%;珠海发布住房“以旧换新”专项补贴申报指引
Bei Jing Shang Bao· 2025-05-26 01:45
Group 1: Real Estate Market in Fujian - In the first four months of 2025, the sales area of new commercial housing in Fujian decreased by 16.9%, with residential sales area down by 16.6% [1] - The sales revenue of new commercial housing fell by 12.1%, while residential sales revenue declined by 13.3% [1] - As of the end of April, the unsold commercial housing area increased by 9.1%, with residential unsold area rising by 15.7% [1] Group 2: Housing Subsidy in Zhuhai - Zhuhai has introduced a "housing exchange" subsidy program, effective from May 6, 2025, to May 5, 2026 [2] - Individuals purchasing new commercial housing in Zhuhai can receive a subsidy of 1% of the new home's contract price, capped at 30,000 yuan, when selling their old home [2] - The subsidy application can be made regardless of the order of selling the old home and buying the new one, following a "sell one, buy one" principle [2] Group 3: Corporate Governance Changes at China Jinmao - China Jinmao announced the resignation of independent non-executive director Su Xijia, who will step down after the upcoming annual general meeting on June 17, 2025 [3] - Liu Feng has been nominated by the remuneration and nomination committee to be appointed as an independent non-executive director [3] Group 4: Debt Restructuring at Country Garden - Country Garden disclosed that over 70% of the holders of its public notes have joined the restructuring support agreement [4] - The company is extending the deadline for early bird restructuring support agreement fees from May 23, 2025, to June 6, 2025, and for general restructuring support agreement fees from June 6, 2025, to June 20, 2025 [4] Group 5: CIFI Holdings Debt Restructuring Plan - CIFI Holdings announced a debt restructuring plan involving seven domestic bonds with a total principal balance of 10.06 billion yuan [5] - The restructuring offers bondholders four options: bond buyback, equity economic rights, debt-for-equity swaps, and general debt claims [5] - If bondholders do not select any of the options, their bonds will enter a full repayment extension plan [5]