《中国民航报》、中国民航网 记者郑雪 报道：在2025年巴黎航展期间，利雅得航空与全球高端专车服 务商Blacklane宣布达成战略合作协议。 根据此次协议，乘坐利雅得航空尊尚商务舱或公务舱的国际旅客，以及符合条件的常旅客会员，可在利 雅得哈立德国王国际机场50公里范围内，享受Blacklane提供的免费豪华专车接送服务。车辆均为高端车 型，确保宾客在出行过程中的尊贵与舒适。此项服务已直接整合进利雅得航空的官方预订平台，符合条 件的旅客可在预订航班时便捷地安排接送服务。此次合作发布会在一架利雅得航空涂装的空客A321客 机和一辆来自Blacklane车队的豪华车辆背景下举行，标志着利雅得航空在提供全程卓越客户体验方面迈 出了重要一步。 （利雅得航空供图） 此外，利雅得航空的宾客还可在全球任何航点享受Blacklane提供的全方位出行服务，包括机场接送、城 市间通勤、市内接送以及按小时预约的专车服务，确保宾客享受无缝、高效的尊贵出行体验。 Blacklane的头等舱专车将为利雅得航空的旅客提供一流的服务保障，凭借其深厚的本地运营经验，为旅 客带来最佳的出行体验。Blacklane在全球50多个国家、500多个城 ...

Summary of Upstart Conference Call Company Overview - **Company**: Upstart - **Industry**: Fintech, specifically focused on personal loans and credit products Key Points Macro Economic Commentary - Upstart's business is closely linked to consumer financial health, focusing on savings and credit performance rather than just spending [5][6] - The Upstart Macro Index indicates that while consumer health has improved since the end of COVID stimulus, it remains elevated with significant risks priced into loans [6][8] - The long-term personal savings rate is currently low, around 4%, compared to the historical average of 8-9%, indicating financial strain on average American families [7] AI and Technology Integration - Upstart has been leveraging AI since its inception to create better risk models, differentiating itself from competitors who may only recently be adopting AI [10][11] - The company emphasizes the importance of continuous improvement in AI models, which are updated weekly, leading to better credit products [12] - Upstart's focus on improving customer experience through technology has resulted in 92% of loans being instantly approved, significantly enhancing conversion rates [18][21] Shift in Customer Demographics - Super prime customers now account for approximately one-third of personal loan originations, indicating a shift towards serving a broader customer base [22][25] - Upstart aims to provide the best rates and processes for all borrowers, not just a specific segment, enhancing its market position [24][26] Distribution Channels - The largest source of loans is now returning customers, accounting for 30-40% of loans, reducing customer acquisition costs [28] - Upstart plans to increase direct-to-consumer marketing to better communicate its unique value proposition [29][30] Resilience to Macro Stress - Upstart is working towards reducing macro volatility by diversifying its borrower base and product offerings, including secured loans [32][33] - Two-thirds of Upstart's funding now comes from long-term partnerships, providing a more stable growth path [34] Capital Partnerships - Upstart's capital partners are attracted to its reliable yield and structured co-investment opportunities, which align interests for long-term growth [35][37] - The company is expanding its partnerships to include auto and home equity loans, which are more appealing to lenders than unsecured loans [45][46] Product Development - Upstart is actively developing new products, including auto refinancing and home equity lines of credit (HELOC), with positive performance indicators emerging [49][52] - The company aims to create a seamless experience for secured products, similar to its unsecured loans, with a focus on automation [60][61] Future Product Offerings - Upstart plans to expand its product lineup to include revolving credit products and potentially a subscription service for enhanced customer experience [64][68] - The company envisions becoming a comprehensive credit destination, offering the best rates and processes across various credit products [70][71] Additional Insights - Upstart's approach to credit is distinct from traditional banks, focusing solely on credit products rather than being a multi-service platform [71] - The company believes in the potential of AI to revolutionize the credit industry, aiming for a future where loans can be obtained effortlessly and at the best rates [62][70]

"LSEG 数据与分析业务在服务财富管理行业方面经验深厚且表现卓越，始终致力于通过其解决方案赋能理 财顾问、帮助客户打造卓越投资体验。LSEG数字财富解决方案融合了行业领先的数据、小部件功能和 API，不仅显著改善了投资者的使用体验，还通过先进的分析技术和无与伦比的数据能力，帮助投资者排除 干扰，快速获取相关且有价值的洞察。" Digital CX奖项是全球唯一的金融业数字化客户服务专业评选活动，旨在表彰全球领先的金融机构和解决方 案提供商在推动数字客户体验创新与卓越发展方面做出的杰出贡献。参与评奖机构来自全球各地，充分体现 了全球协作与共同承诺在推动金融生态系统进步中的重要作用。 LSEG财富管理解决方案 为顾问和投资者创造个性化体验 近期， LSEG 数 据 与 分 析 业 务 财 富 管 理 解 决 方 案 荣 获 数 字 银 行 家 （ The Digital Banker ） 颁 发 的 2025 Digital CX Awards 奖 项 ： 客 户 分 析 与 洞 察 解 决 方 案 杰 出 奖 （ Outstanding Customer Analytics and Insights Solu ...

Financial Data and Key Metrics Changes - Revenue for Q1 2025 was $39.4 million, a decline of 17.3% from Q1 2024, with adjusted EBITDA at $3.8 million and a margin of 9.5%, down from $7.3 million and 15.4% in the prior year [6][23][24] - Same store revenue decreased approximately 24% year-over-year, consistent with previous trends [7][20] - Average revenue per case was $12,799, slightly higher than the first quarter of 2024 [20][23] Business Line Data and Key Metrics Changes - Cases declined by 17.9% to 3,070, primarily due to lower consumer spending and reduced marketing efforts [20][21] - The percentage of patients using financing for procedures was 44%, down from 50% in the previous quarter [21] Market Data and Key Metrics Changes - The company operates in a challenging macroeconomic environment, impacting consumer spending and case volumes [5][18] - Despite the decline, there was an improvement in lead generation and case performance from February to April 2025 [7][20] Company Strategy and Development Direction - The company is focused on stabilizing performance and laying the foundation for long-term growth through cost discipline, marketing efficiency, and operational rigor [5][6] - Strategic priorities include reallocating marketing spend to effective channels, optimizing sales processes, and introducing new services to meet consumer demand [14][15][16] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's transformation efforts and the potential for future growth, despite current economic pressures [5][19] - The guidance for fiscal 2025 anticipates revenue between $160 million and $170 million, with adjusted EBITDA between $16 million and $18 million, reflecting a cautious outlook due to uncertain consumer behavior [17][25] Other Important Information - The company is monitoring inflationary pressures and consumer sentiment, which could impact discretionary spending on procedures [18] - Cost of service decreased by $2.1 million compared to the prior year, but as a percentage of revenue increased to 40.5% due to fixed costs [21][22] Q&A Session Summary Question: Specific cost savings and sustainability - Management noted significant cost savings from workforce changes, targeting $3 million in savings for the year [28] Question: Potential EBITDA margins and case growth - Management expects EBITDA margins to approach historical levels of around 30% as same store revenue improves [30] Question: Momentum in cases and seasonal patterns - Management confirmed improvements in cases were both seasonal and due to strategic initiatives, with a target for same store sales growth by year-end [31] Question: Underlying assumptions in guidance - Guidance incorporates a range of scenarios, with the low end accounting for further moderation in consumer spending [47][48] Question: Financing options and their impact - Financing options are expected to roll out by the end of Q2, which management believes will help increase case volumes [52][54]

全文阅读时间约为14分钟。 设想有一家历史悠久的工业集团，因固守传统而陷入增长瓶颈，股价持续低迷，数十年不见起色。 此时，一位锐意变革的CEO走马上任，不仅怀揣增长愿景，更以行动点燃增长引擎。这位新CEO带来 的，不只是新颖的想法，更是全新的思维模式。他不满足于现状，不容忍低效的工作方式和组织壁垒。 他充分运用技术与数据分析手段，挖掘被忽视的潜在机遇，大胆开拓全新的业务领域，并果断行动，在 推动增长的同时，有效降低成本。最终，短短两年时间，这家公司便重焕生机，股价几乎翻倍。 实现盈利增长是全球CEO和高管们的终极追求，就如同运动员在漫长赛程中冲向的终点线。数据显示， 高增长公司的总股东回报（TSR）平均比同行高出50%【1】。而实现盈利增长的企业，回报往往更为 可观。 但实现持续增长绝非易事。麦肯锡早前的研究发现，仅十分之一的企业能在30年里，保持高于GDP的增 长率，并持续留在标普500指数之列【2】。要维持增长，勇气、专注与纪律缺一不可。 我们的最新调研表明，虽然许多领导者自认为接纳并践行了增长思维模式，但实际上，只有一部分人能 将这些心态和抱负转化为推动企业增长的具体行为与有效行动（见图1）。 增长领先 ...

江晖的状态很好。 他说这是做星石投资 18 年来比较舒服的时候，这么多年打造的多基金经理团队制终于成熟运行起来 了。 公司成立近 18 年的最早产品，截至 2025 年3 月20 日，年化收益超过** % （费后）。尤其是 2015 年"多核心"基金经理制探索成功以来，超额夏普比率超过 1 ，意味着扣除风险后的超额回报相 当好 。 （点此认证合格投资者后查看完整业绩） 作为中国资本市场第一代基金经理之一，江晖 1998 年参与华夏基金筹备，先后担任兴和基金、兴华基 金、华夏回报基金基金经理，在 2007 年 6 月投身私募创办星石投资之前，担任工银瑞信基金投资总 监。 在很多人仍围绕 "个人英雄主义"叙事私募时，他选择了另一条路径：用系统替代单打独斗，用组织机 制赋能长期，从一开始便探索多基金经理共管模式。 2015 年后逐步完成真正意义上的"多核心"转型：决策权不再集中于少数人，而是依照长期业绩与科学 规则动态分配。 如今参与共管的 6 位基金经理平均司龄超过 16 年，过去十年这几位基金经理没有发生任何变动，这 在中国资管行业非常罕见。 业内都说星石的多基金经理制是最彻底的，真正做到了 Capital G ...

CarParts.com, Inc. (NASDAQ:PRTS) Q4 2024 Earnings Conference Call March 25, 2025 5:00 PM ET Company Participants Tina Mirfarsi - Senior Vice President of Global Communications and Brand David Meniane - Chief Executive Officer Ryan Lockwood - Chief Financial Officer Operator Good afternoon. At this time, all participants will be in a listen-only mode. Please note this call is being recorded. I would now like to pass the conference over to our host, Tina Mirfarsi, Senior Vice President of Global Communication ...