微信小程序上线近八年，终于在iOS系统端迎来"破冰"。11月18日，北京商报记者注意到，微信官方日 前发布关于小程序将在iOS端支持接入虚拟支付的公告，将尽快为小程序等开发者提供"小程序合作伙伴 计划"（Mini Apps Partner Program）接入服务，共同建设一个健康繁荣的生态。 就在微信官方发布公告前一日，苹果公司宣布推出全新Mini Apps Partner Program，参与计划的开发者 在销售符合条件的App内购买项目时，可享受15%的收益抽成减免。这场自小程序上线后不久便引发的 佣金纷争，终于迎来"世纪大和解"。有分析人士认为，这一变化中，微信小程序生态补齐了iOS端虚拟 支付的短板，微信大概率会优化跨支付渠道的衔接体验，进一步拓展支付场景的深度与广度。 苹果公司抽成降至15% "由于苹果公司规定，iOS端暂不支持虚拟支付。"这句提示对于小程序开发者而言并不陌生，苹果用户 在微信小程序内进行游戏充值、会员购买等操作时，也时常会看到这一提示。 而前述局面终于在近期迎来破题之法。根据微信官方发布的公告，公司持续推动为iOS平台的小程序、 小游戏开发者和用户带来更好的体验，欢迎苹果对小程序 ...

微信小程序上线近八年，终于在iOS系统端迎来"破冰"。11月18日，北京商报记者注意到，微信官方日 前发布关于小程序将在iOS端支持接入虚拟支付的公告，指出公司将尽快为小程序等开发者提供"小程序 合作伙伴计划"（Mini Apps Partner Program）接入服务，共同建设一个健康繁荣的生态。 就在微信官方发布公告的前一日，苹果公司宣布推出全新Mini Apps Partner Program，参与计划的开发 者在销售符合条件的App内购买项目时，可享受15%的收益抽成减免。这场自小程序上线后不久便引发 的佣金纷争，终于迎来了"世纪大和解"。有分析人士指出，这一变化中，微信小程序生态补齐了iOS端 虚拟支付的短板，微信大概率会优化跨支付渠道的衔接体验，进一步拓展支付场景的深度与广度。 王蓬博指出，从微信支付来看，iOS端跳转苹果支付并非并行竞争关系，而是对现有支付体系的差异化 补充，微信支付仍牢牢掌控安卓端、公众号、线下消费等核心场景的主导权，而苹果支付的接入本质是 为用户提供更合规的支付选择，同时低抽成比例能吸引更多开发者入驻，扩大微信生态整体交易规模， 间接强化微信支付的生态赋能价值。 "由于苹果 ...

2017 年，马化腾、张小龙等腾讯管理层前往美国苹果总部，拜访 CEO 库克，并送上一份中国特色剪纸作为礼物。 2017 年 9 月马化腾等腾讯高管拜访苹果 CEO 库克 ｜ 图片来源：网络 八年之后，库克已经习惯了每年数次前往中国这个重要市场，苹果也与腾讯再一次在应用生态上选择「握手」，一起推送下一次影响意义深远的变化。 11 月 14 日上午，苹果公司正式宣布推出小程序合作伙伴计划（Mini Apps Partner Program），首次为「小程序」这一在中国市场举足轻重的应用形态， 建立起制度化的合规框架。 这个计划最核心的信息是：参与计划的开发者，在符合条件的小程序应用内购买销售额中，仅需支付15% 的优惠佣金费率。 这一消息公布后，迅速在科技圈引发震动。考虑到苹果 App Store 标准的 30% 抽成（即「苹果税」），佣金直接「腰斩」，这无疑是对海量开发者，尤其 是长期依赖广告变现的小游戏和轻量服务提供商的重大利好。 更重要的是，这意味着过去七年多长期处于 iOS 生态商业化「灰色地带」的小程序，终于进一步在 iOS 生态汇总获得了属于自己的生态位。 而就在昨晚，彭博社关于腾讯与苹果已达成协议 ...

Group 1 - The core viewpoint of the article highlights the collaboration between Apple and Tencent to enhance the ecosystem of mini-programs and mini-games on the iOS platform, with a focus on improving user experience and developer support [1][3][4]. Group 2 - On November 14, Apple launched the "Mini-Program Partner Program," aimed at helping developers expand their business and improve sales on the App Store, offering a 15% revenue share reduction for qualifying in-app purchases [3]. - A significant agreement was reached between Apple and Tencent regarding a 15% commission for WeChat mini-game payments, indicating a positive ongoing relationship between the two companies [4].

微信官方还表示，我们欢迎苹果对小程序和小游戏开发者的支持，乐见苹果推出"小程序合作伙 伴计划"（Mini Apps Partner Program）。我们将尽快为开发者提供接入服务，共同建设一个健 康繁荣的生态。 新浪科技讯 11月14日上午消息，今日，"微信公开课"官方公众号发布《关于小程序将在iOS端支 持接入虚拟支付的公告》，官方表示我们持续推动为iOS平台的小程序、小游戏开发者和用户带 来更好的体验。 就在11月13日，有消息称，腾讯已与苹果达成一项协议，该协议规定苹果将处理支付，并从微信 小游戏和小程序付费中抽取15%的分成。 在11月13日晚的三季度财报电话会议上，腾讯高管对于该消息做了针对性回应，他表示，腾讯与 苹果公司有着非常好的关系，并且在不同领域展开合作，也一直在持续的沟通来推动小游戏生态 更进一步的健康发展，让其更加活跃。到目前为止，腾讯对于这一块取得的进展都感到非常的乐 观，可以说是有着有建设性的进展。不过最新消息还请大家等一等官方公告。 11月14日凌晨，苹果正式宣布'Mini Apps 合作伙伴计划'，标志着小程序首次进入 iOS 体系，成 为制度化的合规应用形态。该计划为开发者提 ...

Group 1 - Apple launched the "Mini Apps Partner Program" on November 14, reducing the in-app purchase commission rate from 30% to 15% for participating developers [1][2] - Developers must integrate several specified Apple technologies, including advanced business APIs and age rating declaration APIs, to optimize the purchasing process and support content age classification [1] - The program is applicable to apps hosting mini apps or games on iOS and iPadOS platforms, with all content needing to comply with Apple's review agreements [1] Group 2 - Since 2017, Apple has supported the development of mini apps and games using HTML5 and JavaScript, with further technical support for in-app purchases introduced in January [2] - The new partnership program is seen as a continued investment in the mini app ecosystem, aimed at attracting more developers to deepen their content and commercial presence on Apple's platform [2] - Analysts believe that lowering the commission may enhance developers' revenue potential and further drive the commercialization of the mini app ecosystem, reflecting Apple's strategic adjustments in maintaining platform ecology and developer relations [2]

Core Insights - The article discusses the necessity of multi-terminal adaptation in the digital transformation of enterprises, highlighting the limitations of traditional single-platform development models and the need for effective cross-platform app development solutions [1][4]. Cross-Platform App Development Solutions - Current mainstream cross-platform app development solutions include Flutter, React Native, and Taro, each with distinct characteristics and suitable scenarios [1]. - **Flutter**: Developed by Google, it offers near-native performance through a self-drawing engine but requires developers to learn Dart, which may pose a transition challenge for teams familiar with JavaScript [1]. - **React Native**: Created by Facebook, it allows developers to use JavaScript to create apps with a near-native experience but faces compatibility issues due to its reliance on native component bridging, particularly across different mobile operating systems [2]. - **Taro**: A framework designed for multi-terminal development, primarily focused on mini-program scenarios, but may not meet complex requirements for native app functionality or compatibility with certain operating systems [3]. Limitations of Traditional Solutions and FinClip's Value - Traditional cross-platform frameworks struggle with two main issues: the collaboration between mini-programs and apps, and the adaptation to domestic operating systems like HarmonyOS and Xinchuang [4]. - **FinClip**: A mini-program digital management platform that integrates with existing apps to enable mini-program functionality without extensive code modification, thus addressing the limitations of traditional frameworks [5]. Advantages of FinClip - **Full Terminal Coverage**: FinClip SDK has achieved native adaptation for HarmonyOS and has received multiple certifications for compatibility with domestic operating systems, allowing enterprises to meet dual demands for app functionality and mini-program operation [6]. - **Compatibility with WeChat Ecosystem**: FinClip allows for seamless migration of WeChat mini-programs into existing apps, significantly reducing development costs and enhancing app functionality [6]. - **Lightweight and Non-Intrusive**: FinClip's SDK is designed to integrate without conflicts with existing app functionalities, maintaining performance and providing developer tools for efficient workflow [6]. Practical Applications of FinClip - In the financial sector, a bank utilized a combination of Flutter for app development and FinClip for mini-program integration, resulting in a 20% increase in user engagement [8]. - In the government sector, a police app adapted to Xinchuang systems using FinClip, enabling easy management of localized mini-programs without the need for app re-releases, thus reducing operational costs [9]. - For enterprises aiming to build "super apps," FinClip supports the separation of functionalities into mini-programs, allowing for agile operations and rapid deployment of business features [9]. Conclusion - The choice of cross-platform app development tools should be based on specific enterprise needs, with a combination of traditional frameworks and FinClip providing a comprehensive solution for reducing development costs and meeting domestic adaptation requirements [9].