新京报贝壳财经记者 段文平 编辑 杨娟娟 校对 卢茜 8月8日晚北京楼市新政出台后，这个周末（8月9日-8月10日）房地产市场迅速热闹了起来。 8月10日，丰台角门一家房产中介门店的工作人员章音（化名）向新京报贝壳财经记者介绍，刚过去的 两天，门店所在片区成交不少，周边在看的好几套房子都成交了。"我周日原本约了客户去看一套房 源，结果已经卖掉了，那套房可是小区里性价比最高的。"他语气里带着点惋惜。 不只是二手房市场热度攀升，一些位置优越、配套齐全的新房项目，周末的售楼处同样人流不断。多位 楼盘销售人员告诉记者，来看房的人比之前增加了不少。 有人犹豫间错失房源，有人为买房改行程 章音说："我手头的另一个客户，之前看中了两套还不错的房子，还想着再讲讲价、让价格再便宜点。 没想到，转头就被另一家中介的客户买走了。" 在他看来，新政出台后，不少客户的心态明显有了变化。"有些客户担心，要是成交量上来了，房价就 不好往下谈了。现在这会还好议价，所以也不等了，干脆直接出手买房。" 另一家位于西四五环间的房产中介的门店经理在接受采访时表示，楼市新政出台后，门店的咨询量和成 交量均出现回升。他解释道，此前市场经历了一段调整期， ...

Investment Rating - The report maintains an "Overweight" rating for the real estate industry [1] Core Views - The report highlights that despite the relaxation of purchase restrictions in Beijing, both new and second-hand housing transactions have declined [1][8] - The overall market performance is stronger than the broader market, with the Shenwan Real Estate Index rising by 2.16% compared to a 1.23% increase in the CSI 300 Index, resulting in a relative return of 0.93% [5][13] Summary by Sections 1. Weekly Market Review - The Shenwan Real Estate Index increased by 2.16%, outperforming the CSI 300 Index which rose by 1.23% [5][13] 2. Industry Fundamentals - For the week of August 1-7, the total number of new homes sold in 38 key cities was 19,984 units, a year-on-year decrease of 12% and a month-on-month decrease of 21.3% [6][21] - The total transaction area for new homes was 182.9 million square meters, with a year-on-year decrease of 15.5% and a month-on-month decrease of 27% [6][21] - In the same week, the total number of second-hand homes sold in 16 key cities was 15,748 units, with a year-on-year decrease of 1.7% and a month-on-month decrease of 8.2% [32][38] - The total transaction area for second-hand homes was 150.7 million square meters, with a year-on-year decrease of 2.4% and a month-on-month decrease of 8.7% [32][38] - The inventory of commercial housing in 17 key cities was 188.41 million square meters, with a month-on-month increase of 0.2% and a depletion cycle of 148 weeks [49] 3. Land Market Supply and Transaction Analysis - During the week, 2,497.7 million square meters of land were supplied, a year-on-year increase of 10.5% [7] - The average transaction price of land was 1,399 yuan per square meter, a year-on-year increase of 34.3% [7] 4. Real Estate Financing Analysis - Real estate companies issued a total of 17.76 billion yuan in credit bonds, with a year-on-year increase of 83.38% and a month-on-month increase of 108.18% [7]

当然有大夏天淡季的因素在内，不过也确实有之前政策效应在逐步减弱的影响。市场热度在传统交易淡季的影响下，购房者的出手意愿明显减弱。没想到没 等9月份，在8月初就给开药了。 该来的终于来了，北京房地产限购政策终于调整了，比大预期晚了些，因为早就该调整了，但又比短预期早了些，大多数人以为会在9月份调整，没想到8月 份给来了个惊喜。 8月8日，北京发布《关于进一步优化调整本市房地产相关政策的通知》，提出符合本市商品住房购买条件的居民家庭购买五环外商品住房不限套数，扩大首 套房公积金贷款支持范围等政策，有效发挥市场机制作用，更好地促进职住平衡。新政从8月9日开始实施！ 由此可见，这次政策来得还是很及时的，就像一场及时雨，目标很明确，为更好满足居民改善性住房需求，北京再一次对房地产政策作出优化。 今年一季度数据表现良好，得益于去年楼市组合拳政策的加码，但是到了五六月份数据就没那么好看了，而到了2025年7月，北京楼市网签量出现了急转直 下的局面，二手房网签量仅为12784套，环比下降15.6%，同比下降17.9%。这一数据不仅低于6月的15139套，更是创下近年来的新低。 我们先简单的把这次政策的关键要点梳理下。 首先声 ...

Core Viewpoint - Beijing's housing policy has been adjusted to allow eligible families to purchase an unlimited number of properties outside the Fifth Ring Road, aiming to stimulate the real estate market and support homebuyers [1][2] Group 1: Policy Changes - Eligible families can now buy an unlimited number of properties outside the Fifth Ring Road, including both new and second-hand homes [1] - The purchase policy for properties within the Fifth Ring Road remains unchanged, with restrictions of two properties for Beijing residents and one for non-residents who have paid social insurance or income tax for over three years [1] Group 2: Housing Fund Support - The policy expands the scope of housing fund support for first-time homebuyers, allowing those with a cleared loan record nationwide to be recognized as first-time buyers, potentially reducing down payment by up to 600,000 yuan and monthly payments by 253 yuan [1][2] - The maximum loan amount for second homes has been increased from 600,000 yuan to 1 million yuan, and the minimum down payment ratio has been standardized to 30% for both Fifth Ring inner and outer properties [2] - The loan amount per year of housing fund contribution has been raised from 100,000 yuan to 150,000 yuan, reducing the required contribution period for a 1.2 million yuan loan from over 11 years to about 7 years [2] - The policy allows contributors to withdraw housing funds for down payments while simultaneously applying for housing loans, facilitating the purchase of newly built homes [2]

Core Viewpoint - The article discusses the new policies implemented by Beijing's housing authorities to optimize and adjust real estate regulations, effective from August 9, 2025, aimed at enhancing housing accessibility and supporting residents' housing needs [2][3][4]. Group 1: Policy Changes on Housing Purchases - Families meeting certain criteria will no longer face restrictions on the number of homes they can purchase outside the Fifth Ring Road in Beijing, promoting better living conditions and work-life balance [2]. - The existing purchase limits for families within the Fifth Ring Road remain unchanged, with Beijing residents allowed to buy up to 2 homes and non-Beijing residents with over 3 years of social insurance or income tax payments allowed to buy 1 home [2]. Group 2: Housing Fund Support Enhancements - The policy expands the scope of housing fund loans for first-time homebuyers, allowing those with a cleared loan record nationwide to be classified as first-time buyers, significantly reducing down payment requirements and monthly payments [3]. - The maximum loan amount for second homes has been increased from 600,000 to 1,000,000 yuan, with potential additional increases for borrowers meeting specific criteria, allowing for a maximum loan of 1,400,000 yuan [3]. - The minimum down payment ratio for second home loans has been standardized to 30%, regardless of location, simplifying the borrowing process [3]. Group 3: Loan Amount Adjustments - The amount that can be borrowed per year of housing fund contribution has increased from 100,000 to 150,000 yuan, reducing the time required to accumulate sufficient contributions for larger loans [4]. - Borrowers can now apply for housing fund loans while simultaneously withdrawing funds for down payments, streamlining the purchasing process for new homes [4].