存款方面，7月末，上海本外币存款余额23.07万亿元，同比增长7.4%，增速比上月末低0.1个百分 点。人民币存款余额21.81万亿元，同比增长7.3%，增速比上月末高0.1个百分点；外币存款余额1765亿 美元，同比增长8.3%，增速比上月末低4.6个百分点。 根据中国人民银行上海总部发布的数据，7月末，上海本外币贷款余额12.79万亿元，同比增长 7.8%，增速比上月末低0.6个百分点。人民币贷款余额12.21万亿元，同比增长8.1%，增速比上月末低0.6 个百分点；外币贷款余额801亿美元，同比增长1.6%，增速比上月末低0.5个百分点。 7月份，人民币贷款减少448亿元，同比多减690亿元。分部门看，住户部门贷款增加145亿元，其 中，短期贷款增加31亿元，中长期贷款增加114亿元；企（事）业单位贷款减少748亿元，其中，短期贷 款减少340亿元，中长期贷款减少406亿元，票据融资增加42亿元；非银行业金融机构贷款增加90亿元。 外币贷款减少23亿美元，同比多减5亿美元。 7月份，人民币境内企（事）业单位票据融资增加42亿元，同比少增225亿元；经营贷款减少393亿 元，同比少减29亿元；贸易融资、固 ...

7月末，外币贷款余额5558亿美元，同比下降8.1%。前七个月外币贷款增加137亿美元。 7月末，本外币贷款余额272.48万亿元，同比增长6.7%。月末人民币贷款余额268.51万亿元，同比增长 6.9%。 前七个月人民币贷款增加12.87万亿元。分部门看，住户贷款增加6807亿元，其中，短期贷款减少3830 亿元，中长期贷款增加1.06万亿元；企（事）业单位贷款增加11.63万亿元，其中，短期贷款增加3.75万 亿元，中长期贷款增加6.91万亿元，票据融资增加8247亿元；非银行业金融机构贷款增加2357亿元。 央视网消息：8月13日，中国人民银行发布2025年7月金融统计数据报告。 ...

近日，海南日报全媒体记者从中国人民银行海南省分行获悉，截至6月末，全省本外币各项贷款余额达 14070.2亿元，同比增长13.7%，信贷投放力度显著加大，为经济发展提供了充足的资金支持。 据介绍，今年5月7日中国人民银行宣布一揽子货币政策措施后，人民银行海南省分行迅速行动，积极推 动总量、价格、结构性三大类政策在海南落地见效，为海南自贸港经济高质量发展注入金融动力。 在总量政策方面，人民银行海南省分行加大逆周期和跨周期调节力度，健全信贷调控工作机制，引导全 省银行机构加力信贷投放。截至6月末，全省本外币各项贷款余额达14070.2亿元，同比增长13.7%。 在价格政策方面，人民银行海南省分行强化对全省市场利率定价自律机制的指导，引导银行合理确定存 贷款利率，维护存贷款利率市场竞争秩序。通过存款利率联动调整机制，促使法人银行机构存款利率与 国有大行、股份制银行联动下调。同时，选取海口市"1+2"重点领域(即有融资需求的中小微企业和医 药、餐饮两个行业)，开展明示企业贷款综合融资成本试点，有效推动企业综合融资成本稳中有降。6 月，全省新发放企业人民币贷款加权平均利率降至2.96%，同比下降0.66个百分点，处于历 ...

Report Industry Investment Rating No relevant information provided. Core Viewpoints of the Report - In June, the total volume of the financial industry grew. The logistics and transportation in the service industry showed steady growth, with positive year - on - year growth in imports, exports, and exports in June, and the growth rates were rising. The upstream energy prices were volatile, and the prices of some agricultural products rebounded. The开工 rates of some chemical products in the mid - stream recovered, and the real - estate sales in first - and second - tier cities stopped falling but were at a near - three - year low, while the number of domestic flights increased during the summer vacation [1][2][4]. Summary by Related Catalogs 1. Production Industry - **Coal Industry**: The China National Coal Transportation and Marketing Association emphasized maintaining safety, scientific production, improving supply quality, and promoting market balance. It will act as a bridge between the government and enterprises to deal with risks [1]. - **Trade Tariffs**: The EU may impose additional counter - tariff measures on US$84 billion worth of US imported goods if the US - EU trade negotiation fails [1]. 2. Service Industry - **Monetary and Credit Data**: At the end of June, the balance of broad money (M2) was 330.29 trillion yuan, a year - on - year increase of 8.3%. The balance of local and foreign currency loans was 272.57 trillion yuan, a year - on - year increase of 6.8%. The balance of RMB loans was 268.56 trillion yuan, a year - on - year increase of 7.1%. In the first half of the year, RMB loans increased by 12.92 trillion yuan [2]. - **Foreign Trade Data**: In the first half of this year, China's total goods trade imports and exports were 21.79 trillion yuan, a year - on - year increase of 2.9%. Exports were 13 trillion yuan, an increase of 7.2%, and imports were 8.79 trillion yuan, a decrease of 2.7%. In June, imports, exports, and exports all achieved positive year - on - year growth [2]. 3. Industry Overview Upstream - **Energy**: International oil prices fluctuated [2]. - **Agriculture**: Palm oil prices rebounded [2]. Mid - stream - **Chemical Industry**: The operating rates of urea and PTA recovered, while the operating rates of PX and polyester remained stable [3]. Downstream - **Real Estate**: The sales of commercial housing in first - and second - tier cities stopped falling but were at a near - three - year low [4]. - **Service**: The number of domestic flights increased during the summer vacation [4]. 4. Industry Credit Spread Tracking - As of July 13, the credit spreads of various industries showed different trends. For example, the credit spread of the agriculture, forestry, animal husbandry, and fishery industry decreased from 54.16 last week to 49.63 this week, and the credit spread of the mining industry decreased from 33.69 last week to 30.03 this week [51]. 5. Key Industry Price Index Tracking - As of July 11, the prices of various industries showed different trends. For example, the spot price of corn was 2351.4 yuan/ton, a year - on - year decrease of 0.66%, and the spot price of palm oil was 8944.0 yuan/ton, a year - on - year increase of 2.69% [52].