金价可能大跌开始了，2026年2月24日黄金跌价 黄金市场跌势开启，大跌行情或已到来！ 2月24日，国内金价高位回落，全国各类珠宝店同步下调金价，足金999价位回落明显，你最近打算买金饰或投资 金条，现在可能是观望的好时机！ 国际行情高位震荡，国内跟跌 国际现货黄金报5153.8美元/盎司，国内黄金价格1156.0元/克，香港金价57850港币/两。 中国黄金基础金价1156.0元/克，黄金回收价格1110元/克，上海黄金交易所数据显示，今日金价1109.99元，较前一交易日下跌1.13%，黄金价格1108.50元， 暴跌1.28%，足金9999报1109.00元，下跌1.20%。 沪金95更是大跌3.25%，报1080.05元，铂金价格526.03元，下跌2.77%，这波跌势来得突然，让不少追涨的买家措手不及！ 品牌金店全国同步下调，菜百最实惠 今天各大品牌金店金价普遍回落： 周生生：1550元/克，较昨日下降12元。 周大福：1545元/克，与昨日持平。 六福珠宝：1543元/克，价格稳定。 金至尊、潮宏基、谢瑞麟、周大生：1545元/克，维持不变。 周六福：1540元/克。 深圳水贝批发市场金价1336 ...

今天，我就为你揭开金银币"副业"的神秘面纱，看看这差价到底好不好赚，又有哪些坑千万不能踩。 01 官方出手："方便买到，踏实卖掉"，二级交易平台上线 一枚纪念币，从银行抢到手转身就能翻倍卖？这种"稳赚不赔"的生意真的存在吗？ 最近，贵金属纪念币市场热度持续攀升，特别是随着2026年多个新项目的发行计划公布，以及国际金价的波动，不少自媒体开始炒作"金银币副业"、"纪念 币赚差价"的话题，吸引了一波又一波渴望通过小投资获得高回报的年轻人。 然而，在这看似金光闪闪的赛道背后，却隐藏着不少陷阱。近期官方接连发布重磅消息：一边是中国金币官方二级流转交易平台正式上线，为真正的藏友提 供便利；另一边则是警方和金融监管部门频频出手，打击以"金银币投资"为幌子的非法集资和诈骗活动。 对于真正的纪念币收藏爱好者来说，2025年9月有一个重大利好。中国金币集团有限公司正式上线了官方二级流转交易平台——"金币云集" 。 这一平台的出现，直击了老百姓集藏过程中的痛点。以前，买了纪念币想变现，往往找不到靠谱的渠道，要么被币商压价，要么担心遇到假币。而官方平台 的建立，就是为了实现"方便买到、踏实卖掉、系列集藏、价格公道"的目标。 据了解 ...

2月21日，国际金价在4900美元/盎司关口震荡，国内金价同步调整至1110元/克附近，品牌金饰价格普遍回落至1500元/克左右，较前一日下跌约17元。 一、金价走势与市场报价 国际现货黄金（XAU）报4982美元/盎司附近，日内小幅上涨0.14%；国内AU9999现货黄金收于1110元/克，基础金价同步。 品牌金饰方面，周大福、六福珠宝、老庙黄金等主流品牌足金价格集中在1499元/克，周生生报1500元/克，老凤祥以1518元/克居首，菜百首饰与中国黄金为 1505元/克。 深圳水贝市场的批发价明显较低，足金999报价1284元/克，反映出品牌溢价与工艺成本对终端售价的显著影响。 在金饰消费整体承压的背景下，老铺黄金凭借独特的"一口价"策略和精湛工艺逆势走强，与传统品牌按克计价不同，老铺黄金所有产品实行一口价销售，价 格中蕴含较高的工艺与品牌溢价。2月18日，老铺黄金宣布将于2月28日进行2026年首次调价，延续其每年2至3次的定期调价节奏。 国金证券研报指出，老铺黄金门店终端供不应求，背后是消费者对品牌价值的认可度持续提升，产品采用"一体成型、无焊点"等古法工艺，并创新推出"金 胎烧蓝""足金镶嵌钻石"等 ...

金价破5000美元了，水贝批发1281元，周大福卖1560元，这差价不是加工费的事，是大家心里没底了。 那天刷到金价跳到5019.77美元/盎司，我顺手查了下深圳水贝报价，1281元/克，再一看朋友圈里周大福金店发的图1560元/克，我盯着屏幕看了两秒，没算 错，差279块，以前买金镯子，总听人说"品牌加点钱正常"，可这次加得 水贝金店周末不收回购，不是他们怕亏，是把"单日振幅8.2%"的风险，明明白白甩给买家，这不是风控收紧，是把模糊风险变清楚账，涨跌你自己认，别怪 店家不兜底。 邢台金至尊黄金首饰价格1540.00元/克，铂金饰品价格836.00元/克，首饰1540.00元/克。 益阳齐鲁金店黄金首饰价格1396.00元/克，铂金饰品价格779.00元/克。 汕头中国黄金基础金价1122.20元/克，零售价1138.20元/克，回收价1119.20元/克。 湛江周大生黄金首饰价格1560.00元/克，铂金饰品价格836.00元/克。 沧州老凤祥黄金首饰价格1556.00元/克，铂金饰品价格960.00元/克，足金价格1556.00元/克。 沪金期货报1125.68元/克，按这个价倒推，市场默认人民币得贬值 ...

Core Viewpoint - The international gold price has surpassed the $5000 mark, reaching $5038.5 per ounce, indicating a strong demand for precious metals despite mixed market sentiments among investors [1][2]. Group 1: International Market Dynamics - The international gold market has achieved a significant milestone with spot gold prices stabilizing above $5000, reporting a daily increase of 2.48% [1]. - Precious metals, including silver, platinum, and palladium, have shown a general upward trend, reflecting strong demand for these assets [1]. - Market expectations remain divided, with 33% of Wall Street analysts bullish on gold prices, while 25% are bearish, and 42% expect prices to remain stable [1]. Group 2: Retail and Wholesale Pricing - Major retail brands in China, such as Chow Tai Fook and Luk Fook, maintain high prices for gold jewelry, ranging from 1529 to 1534 CNY per gram, with craftsmanship and brand premiums contributing to the elevated costs [3]. - In the Shenzhen market, wholesale prices for gold are significantly lower, around 1300 CNY per gram, indicating a substantial price gap between retail and wholesale [4]. - Consumers face a premium cost exceeding 200 CNY per gram when purchasing jewelry from brand stores, leading to significant asset depreciation upon resale [5]. Group 3: Recovery Market and Investment Insights - The 2026 edition of the Panda gold coin has a clear official price guide, with various weights priced accordingly, appealing to collectors [6]. - The current gold market presents four distinct pricing tiers, with the international raw material price around $5038 per ounce and domestic retail prices exceeding 1500 CNY per gram [6]. - The recovery market values gold based on its metal content, with recovery prices around 1115 CNY per gram for gold, indicating that brand stories do not influence recovery values [7]. Group 4: Exchange Trends and Recovery Prices - The Shanghai Gold Exchange has seen varying declines in gold and silver products, influenced by market sentiment and expectations [8]. - Recovery prices for gold and silver are closely aligned with their metal values, with gold recovery at approximately 1115 CNY per gram and silver at about 18.25 CNY per gram [8]. Group 5: Market Expectations and Investment Strategies - The volatility in precious metals is heightened by market sensitivity to Federal Reserve policies and dollar liquidity changes, with geopolitical risks and debt pressures potentially supporting gold's value as an asset [9][11]. - Institutional voices are raising target prices, driven by ongoing diversification needs from central banks and investors [11]. - Silver's dual attributes as a financial and industrial metal make it particularly sensitive to both interest rates and industrial demand, especially in sectors like photovoltaics and electric vehicles [11].

Group 1: Gold Price Trends - Domestic gold prices fell by 32 yuan per gram, with brand gold jewelry prices ranging from 1272 to 1538 yuan per gram, and bank gold bars priced at 1124 yuan per gram [1] - The price of gold in RMB reported at 1096.99 yuan per gram, down by 25.93 yuan (a decrease of 2.31%), with fluctuations between 1084.50 and 1126.51 yuan per gram [1][3] - International gold prices are under pressure, with spot gold at 4975.42 USD per ounce (up by 54.61 USD), while COMEX futures fell by 3.08% to 4941.4 USD per ounce, indicating increased short-term volatility [2] Group 2: Market Dynamics and Consumer Behavior - Brand gold prices generally declined, with Water Bay Jewelry at 1273 yuan per gram, reflecting wholesale market advantages, while high-end brands like Chow Tai Fook and Lao Feng Xiang maintained higher prices due to craftsmanship and emotional value [1] - The recovery market for gold shows a price of 1115 yuan per gram for gold recovery (99.9% purity), indicating regional liquidity differences [4] - The market for "lucky money" gold notes is experiencing chaos, with prices significantly exceeding real-time gold prices, highlighting the emotional rather than investment value of such products [7][8] Group 3: Investment Insights and Recommendations - Short-term gold prices are highly influenced by liquidity expectations, with significant volatility observed on February 13, where international gold prices dropped nearly 200 USD in half an hour [10] - Analysts suggest that geopolitical conflicts and monetary policy shifts will support long-term gold trends, with predictions of gold prices reaching 6000-6300 USD per ounce by the end of 2026 [10] - Investment strategies should focus on bank gold bars or trading AU9999 when prices are close to 1100 yuan per gram, and consumers should prioritize products with a gold content of at least 1 gram for gift-giving [10]

Core Viewpoint - The international gold price has fallen below the critical level of $5050, closing at $5038.5 per ounce, influenced by easing geopolitical risks and a rebound in the US dollar index, which has reduced gold's attractiveness [1][5]. Group 1: Domestic and International Gold Price Trends - The international spot gold price is reported at $5038.52 per ounce, with a daily increase of $117.71; converted to RMB, it is approximately 1118.96 yuan per gram, reflecting a rise of 26.14 yuan [2]. - In the domestic market, the Shanghai AU9999 gold price is 1108.5 yuan per gram, down 15.1 yuan from the previous day, while the Shanghai gold futures price is quoted at 1110 yuan per gram [3]. Group 2: Market Dynamics and Influences - The market is supported by expectations of a Federal Reserve rate cut and a weakening dollar, with gold prices maintaining a range between $5000 and $5100 [5]. - The demand structure is showing divergence, with global gold jewelry consumption dropping 19% year-on-year to 371 tons in Q3 2026, while investment demand surged by 47% to 537.2 tons, alongside central bank net purchases of 220 tons [9]. Group 3: Investment Products and Pricing - The pricing for investment gold products is closely linked to international gold prices, with lower premiums compared to jewelry gold (approximately 3%) [8]. - The wholesale price for 999 gold in the Shenzhen market is 1300 yuan per gram, with various gold bars and coins priced competitively, providing cost advantages for bulk purchases [7]. Group 4: Market Sentiment and Strategies - A survey indicates that 48.76% of investors are bullish in the short term, while 33.91% expect mid-term upward movement, suggesting a prevailing bullish consensus [10]. - For essential buyers, it is advised to focus on quality and after-sales service rather than timing the market, while investment strategies should involve a systematic purchasing approach to mitigate emotional influences [11].

Group 1 - Domestic gold prices continued to decline, with brand gold jewelry prices falling between 1272 to 1538 RMB per gram, a decrease of 11 to 32 RMB compared to the previous day [1][2] - On February 14, the Shanghai Gold Exchange reported AU9999 gold closing at 1108 RMB per gram, down 15.6 RMB, with a daily drop of 2.31% [2] - The international gold price experienced slight recovery, with London gold spot at 4975.42 USD per ounce, an increase of 54.61 USD [4] Group 2 - Several gold enterprises and banks adjusted their repurchase business due to recent price volatility and the Spring Festival, with companies like Caibai and China Gold announcing temporary suspensions [5][6] - The adjustment in repurchase business is aimed at risk control and operational optimization, helping companies reduce exposure risk during price fluctuations [6] - The market for "lucky money gold notes" and "New Year gold" is seeing increased sales, but there are concerns about discrepancies in material and promotional claims [8][10] Group 3 - Gold stocks showed mixed performance, with the CSI Hong Kong-Shenzhen Gold Industry Stock Index constituents reflecting varied movements, such as Caibai shares rising by 2.36% [4] - International institutions maintain an optimistic outlook for gold prices, with ANZ raising its Q2 2026 gold price forecast from 5400 to 5800 USD per ounce [4] - The paper gold market mirrored fluctuations, with banks reporting a drop of approximately 1.7% to 1.9% in USD-denominated paper gold prices [4]

2026.02.12 本文字数：3809，阅读时长大约6分钟 作者 | 第一财经 陈杨园、陈姗姗、乐琰、宋婕 一边打折、一边涨价 2025年春节，以一杯咖啡钱就能买到0.01克黄金的"手机黄金贴"等黄金制品走红，主打情绪消费、降低 黄金消费门槛。2026年，记者发现，"黄金制品"热度不降，且在持续升级。只需百元就能买到的带 有"收款马""生日快乐""马上有钱""马道成功"等文字的金炒以及手机贴等销量持续走俏，得物数据显 示，2026年至今平台，情绪价值类黄金产品GMV销量同比增长300%。 卖着贵价黄金的品牌们也下场做起了这门小生意。天中金官方旗舰店店长告诉记者，在卖投资金币的同 时，他的店铺也在持续增加一些礼赠用途的小克重金、微小克重金，如1克、0.5克的文创金条、2毫 克、10毫克的手机贴等，迎合年轻消费者的需求。 手机黄金贴还做起了可定制化批发生意。拼多多页面信息显示，一个拼单原价为25元的手机黄金贴，包 含0.002克足金，若仅以黄金含量计算，金价已飙至1.25万元/克，而商品目前已售2.2万件。商家透露， 除了二次元等IP，"手机黄金贴"还可支持自家宠物等图片定制，下单很快就会出效果图，定稿后五天内 ...

人头攒动的豫园商圈内，大量游客在观灯游览，而客单价最高且人气超旺的当数老庙黄金银楼，临近春 节，不少消费者作为新年礼物或悦己而购买黄金，当然也有"保值论"者购入黄金。 当黄金价格上下波动不断之际，究竟是存款还是买黄金保值？哪些人热衷炒黄金？第一财经记者近期进 行了多方调研采访。 一边打折、一边涨价 2025年春节，以一杯咖啡钱就能买到0.01克黄金的"手机黄金贴"等黄金制品走红，主打情绪消费、降低 黄金消费门槛。2026年，记者发现，"黄金制品"热度不降，且在持续升级。只需百元就能买到的带 有"收款马""生日快乐""马上有钱""马道成功"等文字的金炒以及手机贴等销量持续走俏，得物数据显 示，2026年至今平台，情绪价值类黄金产品GMV销量同比增长300%。 卖着贵价黄金的品牌们也下场做起了这门小生意。天中金官方旗舰店店长告诉记者，在卖投资金币的同 时，他的店铺也在持续增加一些礼赠用途的小克重金、微小克重金，如1克、0.5克的文创金条、2毫 克、10毫克的手机贴等，迎合年轻消费者的需求。 手机黄金贴还做起了可定制化批发生意。拼多多页面信息显示，一个拼单原价为25元的手机黄金贴，包 含0.002克足金，若仅以黄金 ...