【环球网财经综合报道】日前，商务部部长王文涛表示，2026年商务部将坚持惠民生和促消费紧密结合，坚持"政策 +活动"双轮驱动，释放服务消费、商品消费和下沉市场消费潜力活力，将在"三个聚焦"上下功夫。 报道还提到，清华大学的经济学家建议引入按揭利率补贴，以促进房地产业的稳定，认为阻止房价下跌对提振家庭支 出至关重要。部分研究人员认为，中国的房地产市场多年来一直疲软，房价下跌和投资疲软波及经济，拖累增长，侵 蚀消费信心；考虑到近80%的中国家庭财富与房产捆绑，如果按揭补贴能稳定房价，可能在提振消费中发挥重要作 用。 同日，2026年全国外资工作会议暨重点外资项目工作专班会议也强调，要把稳外资工作与扩大内需、提振消费、科技 创新等各项经济工作贯通起来综合施策，并提出积极支持外资企业参与提振消费行动。 具体来看，"三个聚焦"包括：聚焦重点和潜力领域，培育服务消费新增长点；聚焦新赛道和线下实体，优化实施消费 品以旧换新政策；聚焦"三个区域"，激发下沉市场消费潜力。 《南华早报》近日发文称，近期，中国刺激国内消费的努力，主要集中于大规模的商品以旧换新计划，去年投入了3 万亿元人民币，今年针对消费者的补贴预计将延续，但具体 ...

Group 1 - The company, Jingrui Holdings (01862), announced that its shares will be suspended from trading starting January 16, 2026, at 9:00 AM [1]

Core Viewpoint - JINGRUI HOLDINGS (01862.HK) announced that its shares will be suspended from trading starting at 9:00 AM on January 16, 2026 [1] Company Summary - The trading suspension of JINGRUI HOLDINGS is effective immediately as of the specified date [1]

Core Viewpoint - The article emphasizes that holding cash deposits in 2026 is a wise financial strategy, especially in a deflationary environment where purchasing power is increasing despite low interest rates [1][9]. Group 1: Economic Environment - The average CPI growth in 2025 was 0%, indicating a shift into a deflationary cycle, which enhances the purchasing power of cash deposits [1]. - Prices of essential goods and services have decreased significantly, with the average price of second-hand homes in 100 cities dropping by 8.36% year-on-year, and first-tier cities seeing over a 30% decline from peak prices [3]. Group 2: Investment Risks - The investment market in 2026 is fraught with risks, as 81% of retail investors reported losses in 2025, averaging a loss of 21,000 yuan per person [3][4]. - Many investors have been trapped in high-risk stocks and funds, with public funds averaging a 20% loss in 2024, and some bank wealth management products even yielding negative returns [3][4]. Group 3: Advantages of Holding Cash - Cash deposits provide safety and security, as they are protected by deposit insurance, ensuring 100% compensation for amounts up to 500,000 yuan [4]. - Having sufficient cash reserves allows individuals to navigate crises more effectively, providing options during unemployment or unexpected medical expenses [6]. Group 4: Investment Opportunities - The current market conditions present a unique opportunity for cash holders to buy quality assets at lower prices, as property and stock prices are declining [7]. - Investors with cash can strategically wait for the right moment to invest, capitalizing on lower asset prices when the market stabilizes [7]. Group 5: Cash Management Strategies - Effective cash management involves reasonable allocation, such as using money market funds for emergency funds and higher-yielding fixed deposits for long-term savings [9]. - The article suggests that in 2026, saving money is not merely a conservative choice but a smart strategy to cope with economic fluctuations and enhance purchasing power [9].

华发股份（600325）(600325.SH)公告，公司预计2025年度归属于上市公司股东的净利润为负值，公司 2025年度经营业绩将出现亏损。 ...

从拉斯维加斯到波士顿，多地房地产中介一致表示，美国住房市场的买家正在回归，而接下来能否跟上 需求的将是住房供应。 智通财经APP获悉，根据房地美周四公布的数据，美国30年期固定房贷利率本周降至6.06%，为2022年9 月以来最低水平，较前一周的6.16%进一步回落。此次利率下行，发生在美国总统特朗普在社交媒体上 表示，已指示房利美和房地美购买2000亿美元抵押贷款债券之后。 Yun指出，房价快速上涨不仅会加重购房者负担，也可能对整体经济构成压力，尤其是通过住房服务成 本推升通胀。"我开始有点担心库存增长乏力，"他说，去年12月房源挂牌量虽有轻微同比增长，但"非 常、非常有限"。如果需求上升而供给无法同步，"房价可能再次大幅上涨，从而带来新的可负担性挑 战"。 业内人士建议，潜在买家和卖家需密切关注本地市场指标。如果在售天数缩短、库存增长缓慢，意味着 卖方议价能力增强；而在供应相对充裕、房屋滞销时间较长的地区，买方仍可能占据优势。 不过，即便是在供应较为充足的市场，成交也可能明显升温。以达拉斯为例，Realtor.com数据显示，去 年12月当地活跃挂牌量仍比2019年同期高出近30%，但Luong表示，近期 ...

每经编辑｜胡玲 王晓波 U中国汽车供应链出海高峰论坛暨羽 于1月16日举办 2 2026核聚变能科技与产业大会1月 举行 3 大连商品交易所: 焦煤期权自1月 号 4 星河动力"谷神星一号"海遥七运载 16日至18日择机发射 3 助力经济结构转型优化，央行出台8项政策举措 1月15日，国务院新闻办公室举行新闻发布会，中国人民银行有关负责人介绍，根据当前经济金融形势需要，人民银行将推出8项政策措施，进一步助力经济 结构转型优化。其中包括：下调各类结构性货币政策工具利率0.25个百分点；增加支农支小再贷款额度5000亿元，单设1万亿元民营企业再贷款；增加科技 创新和技术改造再贷款额度4000亿元并扩大支持范围；合并设立科技创新与民营企业债券风险分担工具；将商业用房购房贷款最低首付比例下调至30%等。 中国人民银行副行长邹澜表示，从今年看，降准降息还有一定空间。中国人民银行决定：自1月19日起，下调再贷款、再贴现利率0.25个百分点。 4 国家外汇局：继续有序发放QDII投资额度 1 隔夜市场 美股三大指数集体收涨，道指涨0.6%，标普500指数涨0.26%，纳指涨0.25%；芯片股在台积电亮眼财报推动下上涨，应用 ...

Group 1 - The article emphasizes the need to accurately unleash consumer potential through various initiatives [1] - It outlines plans to implement detailed guidelines for a consumption upgrade program in Hunan Province by 2026, alongside increasing the distribution of consumption vouchers [2] - The goal is to conduct over 500 promotional events in the first quarter and distribute nearly one million yuan in hot spring consumption vouchers to national tourists [2] - A systematic approach to spring cultural and tourism consumption is highlighted, including the implementation of a special action plan to boost cultural tourism consumption and the "Bring Customers to Hunan" plan [2] Group 2 - The article discusses the identification and preparation of 4,345 major projects in Hunan, with plans to advance them in the first quarter [3] - Key infrastructure projects include the Shaoyong, Tongji, Changgan, and Yichang railways, as well as the expansion of the G4 Beijing-Hong Kong-Macau Expressway and the renovation of Changsha Airport [3] Group 3 - The article mentions initiatives to support industrial enterprises in increasing production efficiency, including post-holiday resumption assistance and guidance for equipment upgrades [4] - It emphasizes the need for enhanced coordination and support for industries such as new-generation information technology, new energy, low-altitude economy, and electrical equipment [4] Group 4 - The article highlights efforts to promote high-quality development in the service sector, including stabilizing the real estate market and increasing financial support for the real economy [5] - It also mentions the steady development of the transportation industry and support for cultivating large-scale service enterprises [5] Group 5 - The article outlines strategies to stabilize and improve foreign trade and investment, including guiding production-oriented enterprises suitable for export to engage in foreign trade [6] - It emphasizes targeted investment attraction efforts and the implementation of the "Attracting Large, Strong, and Leading Enterprises" initiative [6] Group 6 - The article discusses the orderly advancement of winter and spring agricultural production, focusing on stabilizing grain and oil production and promoting livestock development [7] - It also mentions efforts to expand vegetable production and actively promote fishery development [7] Group 7 - The article stresses the importance of ensuring the safety of people's livelihoods, with a focus on stabilizing employment through over 2,000 online and offline recruitment events [8] - It highlights the need to ensure energy supply and safety during peak winter demand [8]

文章指出，落实这一总体要求，关键在于坚持城市内涵式发展，切实把握好几个重要原则。一是转变城市发展理 念，更加注重以人为本。二是转变城市发展方式，更加注重集约高效。三是转变城市发展动力，更加注重特色发 展。四是转变城市工作重心，更加注重治理投入。五是转变城市工作方法，更加注重统筹协调。 文章部署了城市工作7个方面的重点任务。第一，着力优化现代化城市体系。着眼于提高城市对人口和经济社会发 展的综合承载能力，发展组团式、网络化的现代化城市群和都市圈。促进大中小城市和小城镇协调发展。第二， 着力建设富有活力的创新城市。立足城市资源禀赋和基础条件，精心培育创新生态，在发展新质生产力上不断取 得突破。过去城市增量扩张时期形成的政策制度，要以改革的思路调整优化，高质量开展城市更新。充分发挥城 市在国内国际双循环中的枢纽作用，不断提升开放合作水平。第三，着力建设舒适便利的宜居城市。坚持人口、 产业、城镇、交通一体规划，优化城市空间结构，完善交通设施系统。加快构建房地产发展新模式，更好满足群 众刚性和多样化改善性住房需求，稳步推进城中村和危旧房改造。大力发展健康、家政等生活性服务业，健全养 老服务体系，加强教育资源前瞻性布局， ...

"当前房地产市场信心正在改善，同时还有包括购房首付比例降至15%、银行房贷利率处于低位、中介 费处于较低水平等一系列利好政策。"上海易居房地产研究院副院长严跃进表示，房地产减税政策将和 市场新形势及其他政策形成组合拳效应，实现从好政策到好市场、再到好预期的良性互动与传导，最终 将助力2026年去库存工作，对促进市场良性互动和交易活跃等都带来积极作用。 进入2026年后，房地产交易成本进一步降低。自2026年1月1日起施行的《关于个人销售住房增值税政策 的公告》明确，个人(不含个体工商户中的一般纳税人，下同)将购买不足2年的住房对外销售的，按照 3%的征收率全额缴纳增值税；个人将购买2年以上(含2年)的住房对外销售的，免征增值税。 广东省住房政策研究中心首席研究员李宇嘉表示，降低购买不足2年住房的交易税费，将降低交易成 本、减少交易摩擦，促进二手房和新房、刚需和改善的循环。同时，个人所得税退税优惠的延续，也有 利于通过降低交易成本来稳定市场情绪，促进需求释放。 中指研究院相关负责人向《证券日报》记者表示，退税政策延期执行，一方面彰显政策连续性，有利于 稳定市场预期；另一方面，也将继续降低换房家庭的购房成本，支持 ...