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2025年金融教育宣传周启动
Zheng Quan Shi Bao· 2025-09-15 08:41
Core Viewpoint - The Financial Regulatory Administration emphasizes the importance of consumer protection and aims to enhance financial services to meet diverse consumer needs, as part of its ongoing efforts to promote high-quality financial development in China [1][2]. Group 1: Financial Education Campaign - From September 15 to 21, the Financial Regulatory Administration, in collaboration with the People's Bank of China and the China Securities Regulatory Commission, is organizing a nationwide financial education campaign [2]. - This marks the third time since its establishment that the Financial Regulatory Administration has jointly organized such an event, indicating a growing social impact and innovative content [2]. - The campaign aims to respect, serve, and protect consumers, highlighting their role as key participants in the financial market and drivers of high-quality financial development [2]. Group 2: Policy Initiatives - The Financial Regulatory Administration has introduced over 30 policies this year to strengthen consumer rights protection, focusing on areas such as livelihood services, behavioral regulation, environmental governance, and educational outreach [3]. - The administration is committed to listening to consumer feedback to continuously improve regulatory rules and ensure effective protection of consumer rights [3]. - Specific regulatory measures include enhancing the management of marketing practices, ensuring transparency and accuracy in product information, and establishing a comprehensive dispute resolution process [3]. Group 3: Financial Environment Governance - The administration is actively combating illegal financial activities and addressing issues related to the "black and gray" financial sectors, which is a key focus of the current financial education campaign [4]. - The campaign will raise awareness about internet loan risks and the dangers posed by illegal financial intermediaries, helping consumers identify and avoid fraudulent practices [5]. Group 4: Consumer Financial Literacy - A nationwide survey on consumer financial literacy is being conducted, with preliminary results indicating a steady improvement in consumer financial knowledge [6]. - The Financial Regulatory Administration plans to enhance its educational outreach by making it more relevant to consumers' daily lives and ensuring comprehensive coverage across various consumer scenarios and communication channels [6].
2025年金融教育宣传周启动
证券时报· 2025-09-15 08:36
Core Viewpoint - The Financial Regulatory Administration emphasizes the importance of consumer protection in the financial sector, aiming to enhance consumer satisfaction and meet diverse financial needs through various initiatives [3][5]. Group 1: Financial Education Campaign - From September 15 to 21, the Financial Regulatory Administration, in collaboration with the People's Bank of China and the China Securities Regulatory Commission, is organizing a nationwide financial education campaign [3]. - This marks the third time since the establishment of the Financial Regulatory Administration that it has jointly organized such an event with the People's Bank of China and the China Securities Regulatory Commission, indicating a growing commitment to consumer education [3]. - The campaign aims to respect, serve, and protect consumers, reflecting the financial industry's focus on a people-centered approach to development [3]. Group 2: Consumer Rights Protection - The Financial Regulatory Administration has introduced over 30 policies this year to strengthen consumer rights protection, focusing on areas such as livelihood services, behavioral regulation, environmental governance, and educational outreach [4][5]. - Specific measures include enhancing the governance framework, regulatory ratings, and consumer protection systems to ensure effective consumer rights protection [5]. - The administration emphasizes the need for financial institutions to take responsibility for consumer protection, implementing mechanisms for suitability management, marketing management, and dispute resolution [5]. Group 3: Risk Awareness and Prevention - The campaign will also focus on raising awareness about internet loan risks and illegal financial activities, which are critical areas for regulatory attention [6][8]. - Public education will include warnings against misleading loan practices and the dangers of illegal financial intermediaries, helping consumers recognize and avoid potential risks [8]. - The Financial Regulatory Administration is conducting a nationwide survey on consumer financial literacy, with preliminary results indicating a steady improvement in consumer financial knowledge [9].
2025年金融教育宣传周启动 完善监管规则筑牢消保屏障
据了解,9月15日至21日,金融监管总局牵头,联合中国人民银行、中国证监会共同举办金融教育宣传 周活动,组织各级派出机构、相关行业协会、各类型各层级金融机构具体实施。 付万军介绍,这是金融监管总局成立以来,第三次联合中国人民银行、中国证监会在全国范围内组织金 融行业开展集中教育宣传活动,活动内容不断丰富、形式不断创新、社会影响力不断扩大。 "金融消费者是金融市场的重要参与者,也是金融高质量发展的重要推动者。尊重消费者、服务消费 者、保护消费者,是金融行业坚持以人民为中心的价值取向,是走好中国特色金融发展之路的具体体 现。"付万军强调。 针对金融消费者权益保护,今年以来,金融监管总局在民生服务、行为监管、环境治理、宣传教育等方 面持续加力。 其中,在民生服务中,金融监管总局不断加强制度供给,截至目前,已相继修订出台公司治理、监管评 级、消费者保护各类制度30余项。付万军表示,金融监管总局还将认真听取广大金融消费者意见建议, 不断完善监管规则,为有效保护金融消费者权益筑牢制度保障。 9月15日,金融监管总局副局长付万军在"2025年金融教育宣传周"启动仪式上表示,下一步,金融监管 总局将指导金融行业多出让消费者看 ...
贵州证监局与贵州金融监管局召开监管合作备忘录推进工作座谈会
Core Viewpoint - The meeting between Guizhou Securities Regulatory Bureau and Guizhou Financial Regulatory Bureau aims to enhance regulatory cooperation, aligning with the central government's financial work directives, to support high-quality economic development in Guizhou [1][2] Group 1: Regulatory Cooperation - The meeting focused on the implementation of the "Regulatory Cooperation Memorandum," discussing existing challenges and facilitating communication among various departments and industry associations [1][2] - Both parties emphasized the necessity of strengthening regulatory cooperation as a response to evolving financial trends and regulatory needs, aiming to eliminate regulatory gaps and promote risk prevention and high-quality development [1] Group 2: Key Areas of Focus - Prior to the meeting, 16 relevant departments engaged in discussions on eight key areas, including financial consumer protection, investor protection, and the promotion of standardized dispute resolution [2] - The meeting resulted in consensus on 12 specific collaborative regulatory actions, such as enhancing cooperation in supervising listed banks and financial companies, promoting long-term capital formation, and jointly combating financial fraud [2]
两部门:经营主体登记代理人应当根据尽职调查所获得的信息,开展委托人洗钱风险分类管理
Jing Ji Guan Cha Wang· 2025-09-15 03:59
经济观察网市场监管总局、中国人民银行印发《经营主体登记申请及代理行为管理办法》。其中提到, 登记代理人应当根据尽职调查所获得的信息,开展委托人洗钱风险分类管理。对于存在长期业务关系或 者发生多笔交易等情形的委托人,登记代理人应当持续关注并评估委托人的风险状况、交易情况和身份 信息变化,及时更新、补充客户有效身份证件或者其他身份证明文件、身份信息或者其他资料,开展持 续的尽职调查,以确认相关业务和交易符合对客户身份背景、业务需求、风险状况的认识。 ...
"退市不免责"去年以来46家收"罚单"
Zheng Quan Ri Bao· 2025-09-13 09:39
Core Viewpoint - The article emphasizes that companies that have been delisted are still held accountable for their past illegal activities, as demonstrated by the recent penalties imposed on Yili Clean Energy Co., Ltd. for financial fraud and other violations [1][2][3]. Group 1: Regulatory Actions - Yili Clean Energy received a notice of administrative penalty from the Inner Mongolia Securities Regulatory Bureau, proposing a fine of 375 million yuan for financial fraud, related guarantees, and fund occupation from 2016 to 2023 [1][2]. - The penalties also extend to Yili Group, the controlling shareholder, with a proposed fine of 30 million yuan, and include market bans for seven individuals ranging from five years to lifetime [2][3]. - Since the beginning of 2024, the China Securities Regulatory Commission (CSRC) has investigated 67 delisted companies for illegal activities, with 46 receiving final administrative penalties totaling 1.246 billion yuan [3]. Group 2: Impact on Market and Governance - The enforcement of penalties against delisted companies aims to deter future violations and promote better governance among listed companies, ensuring that investor rights are prioritized [3][4]. - The normalization of penalties for delisted companies is seen as a critical step towards transforming the capital market, encouraging companies to operate within legal frameworks and enhancing market ecology [3].
新华社消息丨金融监管总局修订发布金融机构消费者权益保护监管评价办法
Xin Hua Wang· 2025-09-13 03:39
记者:李延霞、张千千 新华社音视频部制作 编导:沈倩 【纠错】 【责任编辑:赵文涵】 ...
陕西:“执行﹢金融”联动机制防化金融风险
Ren Min Wang· 2025-09-12 00:57
"执行﹢金融"联动机制的建立,既为经营暂时困难企业争取重生空间,助力企业纾困解难,又通过 信息共享与联合惩戒,筑牢金融风险的"防火墙",以法院工作的高质量发展服务保障陕西经济社会高质 量发展。 本报讯(记者 刘辉 通讯员 江红霞)为进一步优化法治化营商环境,统筹推进涉金融债务企业纾困 与金融风险防控,近日,陕西省高级人民法院执行局与国家金融监督管理总局陕西监管局联合印发《关 于强化执行工作与金融监管协作配合助力企业纾困解难、防范化解金融风险的八条措施》,通过执行工 作与金融监管协同发力,激发市场主体活力,促进企业健康发展。 来源:人民法院报 《措施》聚焦企业金融债务困境化解与金融风险源头治理,建立"执行工作﹢金融监管"联动协作机 制,发挥"执行﹢监管"合力,完善金融风险监测预警、督导处置机制,及时共享全省大额不良资产信 息;加强研判会商,在执行案件中成立金融机构债权人委员会,将符合条件的债务企业纳入纾困台账; 发挥金融机构债权人委员会制度效能,制定纾困化险方案,执行法院依法暂缓执行,金融机构依规展期 续贷、增加融资等,助推企业恢复生产经营;强化善意文明执行,严禁超标的、超范围、超时限查封, 最大限度降低对企业 ...
香港金管局就修订后的加密资产监管政策手册向业界进行咨询
Ge Long Hui· 2025-09-11 05:01
Core Viewpoint - The Hong Kong Monetary Authority (HKMA) has released a new regulatory policy manual outlining the classification of crypto assets under Basel capital rules, effective from January 1, 2026 [1] Group 1: Regulatory Changes - Hong Kong will revise its capital, disclosure, and major risk exposure rules to implement the Basel framework [1] - The manual categorizes crypto assets into two groups: tokens linked to traditional assets and stablecoins with effective stabilization mechanisms, which will be treated similarly to traditional assets [1] Group 2: Asset Classification - The first group includes tokens tied to traditional assets and stablecoins, which will face similar regulatory treatment as traditional assets [1] - The second group consists of unsecured tokens like Bitcoin and Ethereum, as well as ineligible tokenized assets and stablecoins, which will be subject to full capitalization and stricter regulations [1] Group 3: Licensing and Risk Assessment - Stablecoins licensed under Hong Kong's new Stablecoin Ordinance will be considered lower-risk assets [1] - Industry participants can provide feedback on the revised rules until October 10 [1]
金融监管总局召开深入贯彻中央八项规定精神学习教育总结会议
Jin Rong Shi Bao· 2025-09-11 01:00
会议指出,学习教育结束不是作风建设的终点,而是新的起点。要深入学习贯彻习近平总书记关于 党的建设的重要思想、关于党的自我革命的重要思想以及关于加强党的作风建设的重要论述,深学细 悟、以学促行,以更高政治站位深化抓作风建设的思想认识。要保持定力、一刻不停、一严到底,以打 攻坚战、持久战的决心和恒心,锲而不舍贯彻落实中央八项规定精神,持续巩固拓展学习教育成效。要 突出抓好领导干部"关键少数"以及新提拔干部、年轻干部、关键岗位干部等重点对象的教育培训,进一 步坚定理想信念,提高党性修养,强化纪律规矩意识。要持续纠治作风顽疾,建立健全经常性发现问 题、解决问题机制,强化监督执纪,落实作风建设政治责任,推动贯彻中央八项规定精神久久为功、化 风成俗。要用好学习教育成果,健全授权用权制权相统一、清晰透明可追溯的制度机制,确保权力始终 在正确轨道上运行。要持续健全作风建设责任体系,坚持以上率下,强化严管严治,层层传导压力,以 优良作风凝心聚力、真抓实干,不断开创金融监管事业发展新局面。 本报讯 记者徐贝贝报道 9月10日,金融监管总局召开党委(扩大)会议,传达学习习近平总书记关 于深入贯彻中央八项规定精神学习教育的重要指示精 ...