5月7日，三大金融管理部门在国新办发布会上宣布了一揽子金融政策，支持稳市场稳预期。对资本市场 而言，此次一揽子金融政策通过"稳预期""引活水""强根基"三个维度层层递进，增强资本市场韧性。 稳预期：重塑市场信心之锚 经济是资本市场信心之锚。稳住经济预期，就稳住了投资者对资本市场的价值认知。 此次发布会上，央行宣布了三大类政策：一是数量型政策，如降准0.5个百分点，释放长期流动性约1万 亿元；二是价格型政策，如调降政策利率0.1个百分点、调降结构性货币政策工具利率0.25个百分点；三 是结构型政策，如设立5000亿元的服务消费与养老再贷款，加强商业银行对服务消费和养老的信贷支 持。 同时，金融监管总局围绕当前经济的薄弱点——房地产、小微民企和受关税影响较大的市场主体，推出 了相应的融资、扶持增量政策。例如，制定实施银行业保险业护航外贸发展系列政策措施，对受关税影 响较大的市场主体提供精准服务，全力帮扶稳定经营、拓展市场。 值得注意的是，此次一揽子金融政策不仅求"稳"，也求"进"。"进"体现在对新质生产力的培育上。央行 不仅增加了3000亿元科技创新和技术改造再贷款额度，还提出创设科技创新债券风险分担工具，和金融 ...

2025.05. 08 本文字数：2394，阅读时长大约4分钟 导读 ：美国市场动荡以及经济放缓预期上升之际，特朗普政府又将对数家美国最高金融监管机构裁员，裁员人数总 计预计将达2300多，为数十年之最。 作者 | 第一财经 后歆桐 4月初以来，由于美国总统特朗普关税政策反复带来的不确定性，全球对美国经济增速放缓预期上 升，美元资产遭遇反噬，美国市场动荡不断。隔夜美联储也依旧表示不急于降息，并无救市之意。 值此之际，特朗普政府又计划对数家美国最高金融监管机构裁员，裁员人数总计预计将达2300多， 包括银行审查员、刑事调查人员和经济学家，为近几十年来美国政府针对金融监管机构的最大裁员规 模。 美国民众抗议特朗普政府的裁员（来源：新华社） 金融监管机构遭遇几十年来最大规模裁员 此次裁员涉及的美国最高金融监管机构包括联邦存款保险公司（FDIC）、美国货币监理署（OCC） 和美国证券交易委员会（SEC）。这些机构负责监管银行、交易所和公开市场。对于该裁员计划， 上述三家机构的代表均拒绝置评。 与此同时，各机构也正在迅速调整其员工组成政策。OCC表示，将合并以前根据银行规模量身定制 的监管团队，SEC已重组其地区办事处 ...

Core Viewpoint - The Financial Regulatory Administration is enhancing support for private enterprises, particularly in high-tech and emerging industries, through targeted financial services and innovative financing mechanisms [1][2][3]. Group 1: Investment and Financing Support - The administration is promoting the integration of investment and financing by establishing 74 private equity investment funds and facilitating technology enterprise mergers and acquisitions loans in 18 pilot cities [1]. - As of the first quarter of this year, the loan balance for high-tech enterprises reached 17.7 trillion yuan, reflecting a year-on-year growth of 20% [1]. Group 2: Support for Small and Micro Enterprises - Specific measures have been introduced to support small and micro private enterprises in foreign trade and consumption, including a dedicated financing coordination mechanism for foreign trade [2]. - The administration has provided over 240 billion USD in export credit insurance in the first quarter, with significant increases in sectors like electronic information and modern chemicals [2]. Group 3: Credit and Insurance Innovations - The administration is optimizing credit supply policies for small and micro enterprises, offering preferential risk capital weights and increasing the tolerance for non-performing loans [3]. - New insurance products are being developed to address the needs of private enterprises, including those in high-tech fields and for flexible employment groups [4]. Group 4: Information Sharing and Risk Mitigation - A mechanism for coordinating financing for small enterprises has been established, resulting in the issuance of 12.6 trillion yuan in loans at an average interest rate of 3.66% [5]. - Government-backed financing guarantees for small enterprises have reached 1.88 trillion yuan, with a year-on-year growth of 11.5% [5].

Group 1 - The Trump administration plans to lay off over 2,300 employees from major U.S. financial regulatory agencies, marking the largest scale of layoffs in decades [1][3] - The affected agencies include the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Securities and Exchange Commission (SEC), which are responsible for overseeing banks, exchanges, and public markets [3][4] - Supporters of the layoffs argue that this is part of a broader initiative to reduce the size of federal agencies and loosen regulations to promote economic growth [3][4] Group 2 - Critics warn that the reduction of examiners and investigators may lead to inadequate regulation and increased financial risk, especially amid market volatility caused by Trump's trade policies [4][5] - The FDIC has reported a surplus of $74 billion since 2015, indicating that these agencies are self-sustaining through fees and fines rather than taxpayer funding [5][6] - Historical trends show that staffing levels at regulatory agencies fluctuate based on political priorities and market demands, with a noted lack of examiners following recent bank failures [5][6] Group 3 - The Trump administration is also attempting to cut the Consumer Financial Protection Bureau (CFPB) by approximately 1,000 employees, with rumors of a potential closure of the agency [6][7] - The CFPB has been a contentious political issue, with Democrats supporting it as a necessary check on corporate power, while Republicans criticize it for lacking accountability [7][8] - A temporary injunction has been issued to halt the CFPB's layoff plan, although around 200 employees have already been let go [8]

在2025年5月8日，美联储公布其最新的议息决定之际，香港金融管理局（金管局）迅速作出回应，就当 前港元及金融市场的状况进行了详细阐述。 据金管局表示，近期中国香港的货币及金融市场整体保持有序运作。尤其值得注意的是，港元汇率在近 期出现了走强的趋势。这一变化主要得益于与股票投资相关的港元需求的增加，以及区内其他货币兑美 元升值的带动作用。这一系列因素共同触发了联系汇率制度下7.75港元兑1美元的"强方兑换保证"。 在联系汇率制度下，当港元汇率触及强方兑换保证水平时，香港金管局会按照机制从市场中买入美元， 并相应地沽出港元。这一操作导致银行体系的总结余上升，进而增加了港元的流动性。受此影响，港元 拆息有所回落，显示出市场资金状况有所改善。 对于美联储的议息决定，香港金管局指出，美联储维持联邦基金利率目标区间于4.25-4.5%不变，这一决 定符合市场预期。然而，美联储在货币政策上的观望态度也不容忽视。近期，美国当局公布的一系列关 税措施为当地通胀和经济前景增添了不确定性。这些关税措施的变化不仅影响着美国的国内经济，也对 全球金融市场产生了深远的影响。 当前金融市场面临诸多不确定性因素，但香港金管局已做好充分准备 ...

Core Viewpoint - The National Financial Supervision Administration is implementing targeted measures to support private enterprises at various stages of development, focusing on optimizing credit supply policies and enhancing the implementation of the Private Economy Promotion Law [1] Group 1: Credit Supply Policies - The administration has developed a series of differentiated regulatory policies specifically for small and micro enterprises, which constitute the majority of private enterprises [1] - In terms of capital regulation, the risk capital weight for loans to small and micro enterprises has been discounted to 85% to 75% [1] - The tolerance for non-performing loans for inclusive small and micro enterprise loans has been relaxed to not exceed 3 percentage points above the overall loan non-performing rate, aimed at increasing banks' willingness to lend [1]

香港金管局：货币及金融市场保持有序运作 继续密切监察市场变化 维持货币及金融稳定 智通财经5月8日电，香港金管局回应美联储利率决议表示，香港方面，货币及金融市场保持有序运作， 港元汇率近日走强，主要受股票投资相关的港元需求以及区内货币兑美元升值的带动，触发了联繋汇率 制度下7.75港元兑1美元的强方兑换保证。香港金管局按照联汇制度从市场买入美元、沽出港元，银行 体系总结余亦相应上升，令港元流动性增加，拆息有所回落。预期港元资金供求及整体流动性等因素会 继续影响港元拆息，特别是较短期限的息率。香港金管局会继续密切监察市场变化，维持货币及金融稳 定。 ...

Group 1 - The Financial Regulatory Administration is enhancing financial services for high-tech and emerging industries, focusing on improving the integration of investment and financing [1] - A total of 74 private equity investment funds have been established to support investments in technology innovation enterprises, and technology enterprise merger loans have been implemented in 18 pilot cities [1] - As of the end of Q1 this year, the loan balance for high-tech enterprises reached 17.7 trillion yuan, representing a year-on-year growth of 20% [1] Group 2 - The Financial Regulatory Administration is collaborating with the National Development and Reform Commission to establish a dedicated mechanism for financing connections, creating a list of key private investment projects [2] - Some regions have successfully built online platforms for project information, allowing banks to utilize big data technology to match projects with credit policies, thus improving the efficiency of financing connections [2]

金融监管总局副局长丛林：已通过支持小微企业融资协调工作机制向小微主体新发放贷款12.6万亿元 智通财经5月8日电，金融监管总局副局长丛林在国新办新闻发布会上表示，金融监管总局协同创建信息 对接共享机制。在线下，金融监管总局与国家发展改革委一起建立了支持小微企业融资协调工作机制， 推动信贷资金直达基层，快速便捷，利率适宜，已经通过该机制向小微主体新发放贷款12.6万亿元，利 率平均在3.66%；在线上，推动多地搭建信用信息共享和金融综合服务平台，让数据多跑路，让企业和 银行少跑路，以数据信息来支持银行发放信用贷款。一季度末，民营企业信用贷款余额在18.1万亿元， 同比增长了15.4%。 ...

Group 1 - The Financial Regulatory Administration has established 74 private equity investment funds to support investments in technology innovation enterprises [1] - The focus is on providing targeted financial services based on the characteristics of different industries, emphasizing a "one industry, one policy" approach [1] - The administration is enhancing the technology financial service model, particularly in high-tech and emerging industries, to promote the integration of investment and financing [1] Group 2 - The implementation of pilot projects for equity investment by financial asset investment companies is part of the strategy to support technology innovation [1] - In addition, technology enterprise merger loans have been launched in 18 pilot cities to facilitate capital circulation for technology companies [1]