Core Viewpoint - ICBC Wealth Management has appointed Wu Qian as the new chairman, effective April 3, 2025, following approval from the National Financial Regulatory Administration. Wu has extensive experience in the financial sector, particularly within ICBC, and her leadership is expected to address the company's profitability challenges [2][4]. Group 1: Leadership Changes - Wu Qian will be the third chairman of ICBC Wealth Management, succeeding a position that has been vacant for nearly a year [4]. - The company has seen significant turnover in its leadership, with three chairmen and two presidents in its six-year history, indicating instability in its executive team [2][9]. - Wu's background includes 20 years in ICBC's financial accounting system and leadership roles in ICBC Ansheng Life Insurance, showcasing her deep ties to the "ICBC system" [2][3][8]. Group 2: Financial Performance - As of the end of 2024, ICBC Wealth Management's product management scale reached 1.96 trillion yuan, a 22% increase year-on-year, ranking second among the six major state-owned bank wealth management subsidiaries [9]. - The net profit for 2024 was 1.42 billion yuan, reflecting a 7.3% year-on-year growth, but this growth rate was the lowest among its peers, causing a drop in its ranking from third to fourth [9][10]. - The company has struggled to leverage its parent bank's strengths, leading to a decline in profitability despite an increase in management scale [9][10]. Group 3: Market Trends and Challenges - The wealth management industry is experiencing a shift towards equity and multi-asset investments, with ICBC Wealth Management's allocation to equity assets increasing significantly, although it still remains low at 3.1% of total assets [10][11]. - The company has faced challenges in adapting to a competitive environment characterized by price wars and a focus on customer-centric strategies, which Wu Qian aims to address [9][12]. - Wu's previous experiences in the insurance sector highlight her understanding of the need to balance growth and profitability, a challenge that ICBC Wealth Management currently faces [12].

数据说明： 现金管理类理财产品统计范围为理财公司发行的公募现金类产品；纯固收类理财产品统计范围为理财公司发行的投资周期在6- 12个月（含）的公募纯固收产品，且近1年每个完整的自然月月末均为正收益；"固收+期权"理财产品统计范围为理财公司发行 的公募"固收+期权"产品。现金管理类理财产品和"固收+期权"理财产品统计区间为近6个月，纯固收类产品统计区间为近1年。 榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 | 00 केव | 产品名称 | 管理人 | 漫同時长 ਣ ਦ | 最大回撤 | 卡玛比率 | | --- | --- | --- | --- | --- | --- | | | 珠联盟合鑫逸稳一年1 60期的同公募人民 DEFEND | 南银理财 | 3.62% | 0.00% | | | | | | 销售机构: 兴业银行/南京银行/九江银行/中原银行等 | | | | | 鼎瑞行稳一年定开20 22第1期公募人民币 理财产品 | 南張理财 | 3.59% | 0.27% | 13.30 | | | | | 销售机构:南京银行/金华银行 | | | | | | ...

2024年，青银理财在复杂多变的市场环境中交出了一份兼具韧性与潜力的成绩单。 截至2024年末，青银理财存续理财产品680只，余额达1993.26亿元，理财投资资产规模突破2165.91亿 元，营业收入同比增长4.23%至5.5亿元。在过去的一年，青银理财通过深化渠道布局、优化产品结构、 强化投研能力，在低波动产品与含权理财产品线上不断发力，展现出了强劲的战略转型动力和长期发展 潜力。权益投资亮点频现，差异化优势逐步凸显 面对低利率环境下固收投资收益持续收窄的行业挑战，青银理财前瞻性布局权益类资产，以"绝对收 益"思路挖掘结构性机会，通过权益类产品、"固收+"以及低波理财产品的三维布局，为投资者创造持续 稳健的回报。 权益类产品表现亮眼，凸显权益资产配置能力。2024年青银理财两只权益类产品在震荡市中表现抢眼： 1月4日到期产品年化收益2.96%，7月10日到期产品年化收益2.73%，产品期限均近600天，同期上证指 数涨跌幅为-4.72%、-7.21%，产品收益显著跑赢大盘。这一优异表现充分展现了公司在权益资产配置上 的专业实力，通过精选优质标的和灵活交易策略，成功实现逆市稳健收益。 固收+理财产品一直以来 ...

Group 1 - The company is optimistic about the development prospects of the Chinese capital market and believes the current market is at a reasonable valuation [1] - The company has increased its investment in equity index funds (ETFs) and plans to continue to enhance its investment in the capital market with medium to long-term funds [1] - The company will utilize its own funds to participate in equity investments by purchasing its own financial products [1]

律信理财 告别投资焦虑 - 理财我选"低波稳健" 最近这波市场震荡， 搞得我 都快晕船了，想要稳稳的幸福 怎么这么维? 哈哈, 那你是时候了解一下 低波稳健理財了！ <现金、存款类资产> 这类资产估值相对稳定，受市场波动影响较小，可 通过内部信评体系严选交易对手，稳健性相对较高。 采用摊余成本法估值 部分低波稳健理财产品采用摊余成本法估值,不 发生信用风险的前提下票息收益确定性强，净值表 现相对稳定，受市场波动影响也相对较小，可以为 产品积累较为稳定的收益，提升持有体验。 相较于市值法,由于摊余成本法在估值层面不直观反 映击场波动 因此在净值僧长上休现得较为亚稳 哦！ 什么是低波稳健 "低波稳健"理财小课堂 低玻璃健药理财产品是指低玻动资产 占比較高的理财产品 通常具有以下三点特征:> �主投低波动型资产，受市场波动影响通常 较小; 2 以低波稳健策略为主,追求回撤控制,净 值曲线相对更平滑; 2 认购门槛低,产品风险评级较低,通常为 R1（风险极低）或R2（较低风险）。 (那la是怎么做到这么稳的リ 了解这三点， 你就 短道了~ 优选低波类资产 选择低波资产 投资路上更有底气! 净值的"情绪稳定"常常通过配 ...

Core Viewpoint - The "Cross-Border Wealth Management Connect" 2.0 program is a financial innovation in the Guangdong-Hong Kong-Macao Greater Bay Area, allowing investors from mainland China and Hong Kong/Macao to invest in qualified financial products through a closed-loop funding channel, which has gained significant popularity among residents in the region [1][4][5]. Group 1 - The "Cross-Border Wealth Management Connect" allows for broad investment opportunities, enabling investors to diversify their portfolios and access high-quality assets in the Hong Kong and Macao markets, thus mitigating risks associated with single-market investments [7]. - The program lowers the entry barriers for cross-border investments by increasing the investment limit to 3 million RMB per individual, which does not consume personal foreign exchange quotas, facilitating easier access to investment services through mainland brokers [7][8]. - The initiative is part of a national strategy and is directly supervised by regulatory bodies such as the central bank and foreign exchange administration, ensuring that all products are rigorously vetted, thus maintaining a relatively controlled risk environment [8].

Core Viewpoint - The event "Wind Talk Financial Experts Talk" organized by Wind Fund and Western Li De Fund focused on investment strategies for 2025, highlighting the importance of adapting to market changes and exploring new investment opportunities [2][9]. Group 1: Event Overview - The "Respectful Gathering" was held in Shanghai, bringing together leaders and experts from the asset management industry to discuss investment strategies for 2025 [1][2]. - Keynote speeches were delivered by senior executives from Wind Group and Western Li De Fund, emphasizing the need for strategic thinking in the current market environment [2][3]. Group 2: Investment Strategies - Dong Weiwei from Western Li De Fund discussed an absolute return strategy aimed at achieving long-term positive returns while managing drawdown risks [4]. - He proposed a "three-in-one" investment system that includes decision-making, risk control, and mindset management to navigate market complexities [5]. - The current monetary and fiscal easing environment suggests a reduced probability of significant market downturns, with a focus on sectors like AI, domestic consumption, and renewable energy [5]. Group 3: Fixed Income Market Insights - Yi Shengqian highlighted the challenges in the fixed income market due to low interest rates and external economic pressures, predicting a year of volatility with trading opportunities [6][7]. - She recommended focusing on short-term interest rates for better value and emphasized the attractiveness of local government bonds and convertible bonds in the current market [7]. Group 4: Global Market Perspectives - Zhang Xin from Morgan Fund discussed the impact of U.S. policy changes on global markets, suggesting that while U.S. inflation may rebound in the short term, long-term stability is expected [8][9]. - He advised a diversified and balanced global asset allocation strategy to mitigate market uncertainties, highlighting the relative attractiveness of U.S. investment-grade bonds and the need for caution in emerging markets like India [8][9]. Group 5: Recognition and Future Outlook - The event concluded with an award ceremony recognizing outstanding contributions in the wealth management sector, aiming to set industry benchmarks for high-quality development [9]. - Wind Fund plans to continue leveraging data-driven investment research and technology to enhance service offerings and foster collaboration within the wealth management industry [9].

收益增厚新路径！这类资产成为"新宠" 【导读】国内固收市场收益率下行，海外债基成理财公司"新宠" 中国基金报记者李树超张玲 在国内债市收益率下行、固收类理财产品收益承压的背景下，部分纯固收理财产品将海外债券基金 作为重要投资方向，通过配置海外债基及多元化资产，以增厚组合收益和分散风险。 配置海外债基 为组合提供收益增厚空间 随着今年债市调整，固收类理财产品收益率整体呈现下行趋势。普益标准数据显示，截至3月16 日，全市场存续开放式固收类理财产品（不含现管）近1个月年化收益率的平均水平为1.04%，环比下 跌0.57个百分点。 在此背景下，部分纯固收理财产品开始转向配置海外债券基金。例如，信银理财安盈象固收稳健六 个月持有期20号G类以债券和公募基金为主要投向，2024年第四季度转向配置一些投资全球或亚洲债券 的基金。 基煜基金也认为，当前国内固收市场面临收益率下行压力，理财公司通过多元化配置寻求收益补充 是重要考量；另一方面，分散化配置也是重要动因，通过布局与国内债市相关性较低的海外资产，可降 低单一市场波动对净值的冲击。当然，这一策略也需权衡汇率波动、政策差异等潜在风险。 "海外债券的到期收益率相对更具吸引 ...

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证券代码：605499 证券简称：东鹏饮料 公告编号：2025-006 东鹏饮料（集团）股份有限公司 关于使用部分闲置自有资金进行现金管理的进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2.本次委托理财金额：合计 102,000.00 万元； 3.委托理财产品类型：理财、结构性存款、收益凭证、私募证券投资基金； 4.委托理财期限：14 天、16 天、18 天、19 天、20 天、91 天、无固定期限； 5.履行的审议程序：东鹏饮料（集团）股份有限公司（以下简称"公司"） 于 2024 年 4 月 12 日召开第三届董事会第四次会议、第三届监事会第四次会议及 2024 年 5 月 17 日召开 2023 年年度股东大会，分别审议通过了《关于 2024 年度 使用闲置自有资金进行现金管理的议案》，公司股东大会授权公司及其子公司在 保证日常经营资金需求和资金安全的前提下，使用不超过人民币 85 亿元的范围 内择机购买理财产品，购买原则为安全性高、流动性好，使用期限自股东大会审 议通过之日起至 2024 年年度股东大会召开 ...