Core Insights - The implementation of the 240-hour visa-free transit policy has significantly boosted foreign tourist spending in China, with a notable increase in the use of mobile payment services like Alipay [1][2] - During the first three days of the May Day holiday, foreign tourists using Alipay spent 180% more compared to the previous year, with a nearly 50% increase in spending from users of the 240-hour visa-free countries compared to April [1][2] Group 1 - The "Buy Now, Refund Later" tax refund convenience has enhanced the shopping experience for foreign tourists, leading to a surge in consumption [1] - Various Chinese manufactured products, including cultural souvenirs, clothing, and electronics, have become popular among foreign visitors, particularly in markets like Yiwu and Shenzhen [1] - Alipay's new service, "Alipay Tap," has made shopping easier for foreign customers, reflecting the rapid innovation in China's mobile payment landscape [1] Group 2 - Major cities such as Shanghai, Beijing, and Guangzhou have emerged as the top destinations for foreign tourists using the "Tap" payment method during the May Day holiday [2] - Alipay's "Travel China Service Plan" aims to enhance the overall experience for inbound tourists, facilitating shopping, dining, and tax refund processes [2] - The "Tap" payment method has been widely adopted in over 400 cities across China, indicating a strong trend towards mobile payment solutions among international visitors [2]

截至目前，全国已有300余个城市、3万余家医疗机构上线支付宝"碰一下"医保结算服务，其中，已有 1700余家医疗机构支持用支付宝"碰一下"一次性完成医保、自费支付，无需分开两次刷码。(人民财讯) ...

答案在今天已经变得明晰。 4 月 24 日的 "支付宝碰一下" 生态大会上，官方公布了项目的最新数据："碰一下" 用户超过了一个 亿，覆盖了 400 多个城市，增长速度比当时的现象级产品 "余额宝" 还快。 再建一个新入口。 在大公司里创新的最大困难是，在没有实际成果之前，很难让所有人达成一致。 这是 85 后工程师，"支付宝碰一下" 项目的负责人李佳佳在立项之初遇到的问题。做它的好处显而易 见，比如能大幅简化支付步骤，能帮助商家更好地吸引消费者，但反对的理由也很合理，扫码支付已 经非常普及，改变用户习惯太难了。甚至有同事拿银联十几年未能成功推广 NFC 支付，质问支付宝 凭什么能做到。 一切反对的声音背后都指向同一个问题：移动互联网时代发展至今，扫码、刷脸等服务交互方式如此 多元、且已经足够方便，当下还有必要、有可能创造一个新的入口吗？ "碰一下" 也不再局限于支付，点餐、门禁、景区闸机，更多的功能被开发，更多的场景和生态加入进 来。 生态大会当天，李佳佳站在舞台中央说完最后一段话时一度哽咽。他说，在过去三百多天时间里，我 们见证了 "它" 从一个实验室一路走过来，今天，"碰一下" 已经成为一个新的入口。 ...

一个月后的 7 月 8 日，这项服务在全国 6 个城市正式上线，并凭借便捷新奇的体验迅速风靡。 2025 年 4 月 24 日，杭州，支付宝公布了"碰一下"最新数据：仅用 321 天就实现了用户破亿，创下中国移动支付普及速度新纪录——远超扫码支 付的 30 个月和刷脸支付的 15 个月。并且，与传统 NFC 支付不同，"碰一下"的应用已突破了支付范畴，延伸至点餐、开门、骑行等超 300 个细 分场景。 编者按： 在扫码支付日益普及的今天，"支付宝碰一下"的诞生不是偶然，它得益于中国 86% 的移动支付覆盖率和手机 NFC 功能的普及。中国移动 支付行业的新故事正在徐徐展开，这场从芯片到场景的全产业链共振，也将给中国数字经济带来新活力。 2024 年 6 月 7 日，上海，"支付宝碰一下"诞生了第一笔交易。 "碰一下"的爆发并不是偶然。中国移动支付 86% 的高渗透率，叠加市面主流手机 NFC 功能的普及等，为其顺势而生铺平了道路。 "碰一下"的创新并非单点创新，这背后，产业链的核心成员，以支付宝、蓝思科技、复旦微电子、奥比中光、商米等为代表的"中国新一代支付军 团"正悄然崛起，成为推动"碰一下"规模化落地和新 ...

Group 1 - The core idea of the news is the rapid adoption and expansion of Alipay's "Tap to Pay" feature, which has reached over 100 million users in less than a year, with a significant portion being young people under 30 [1] - "Tap to Pay" has been integrated into over 400 cities and more than 10 million merchants, extending its application from payment to various scenarios such as dining, door access, cycling, and hotel check-ins, covering around 300 different use cases [1] - The acceptance rate of mobile payment innovations is accelerating, with "Tap to Pay" achieving 1 million users in just 321 days, compared to 30 months for QR code payments and 15 months for facial recognition payments [1] Group 2 - Ant Group's CEO announced plans to accelerate technological and product innovations for "Tap to Pay," aiming to enhance user experience and expand application scenarios, with a commitment of 10 billion yuan in resources to support the ecosystem [1] - The NFC chip, developed in collaboration with Fudan Microelectronics, is the core component of the "Tap to Pay" device, with the first batch of over 10 million orders expected to be produced in the second half of the year [2] - A new chip for applications beyond payment is also in development, with anticipated orders expected to exceed 100 million [2]

Core Insights - Alipay launched the "Explore China Service Plan" to enhance the experience of inbound tourists through new services like "Tap to Pay" [1] - The "Tap to Pay" feature has become the most popular payment method among inbound tourists, allowing them to use Alipay in over 400 cities across various scenarios [1] - In the first half of April 2023, the spending of inbound tourists using Alipay increased by 160% compared to the previous year, showcasing the convenience of mobile payments [1] Group 1 - The "Tap to Pay" feature allows foreign tourists to enjoy convenient and secure mobile payment services after downloading the Alipay app and linking their international bank cards [2] - Key markets such as Yiwu Small Commodity Market and Shenzhen Huaqiangbei are integrating "Tap to Pay" to facilitate global business for local merchants [2] - The 137th Canton Fair, attended by foreign merchants from 215 countries and regions, also supports "Tap to Pay" for various services, enhancing the international exhibition experience [2] Group 2 - Alipay plans to collaborate with more cities to introduce more convenient tax refund services for global tourists, aiming to boost consumption benefits for more merchants [2]

最近，海内外社交媒体被一条新闻刷屏了——美国人纷纷飞中国代购中国制造，理由简单粗暴："算上 机票，比在美国买还便宜！" 4 月 15 日，第 137 届广交会开幕，吸引超20万名境外采购商预注册。 支付宝数据显示，2025 年 4 月前半月，来华游客用支付宝消费金额同比增长 1.5倍，美国用户使用支付 宝消费金额同比增长 2 倍。 今年广交会升级低碳数字服务，首次引入了支付宝"碰一下"线下服务，让中外客商手机"碰一下"就可以 直达广交会客商商旅服务指引，一方面为全球客商打造绿色低碳的国际会展新体验，让参会变得更加轻 松；另一方面，也通过便捷的数字服务助力他们在广州用手机畅游畅买，促进入境游消费。 China Travel便利持续提升，240 小时过境免签政策、"即买即退"离境退税服务和以支付宝为代表的中国 移动支付等，共同推动"外国人来华买买买"成为跨境旅游新趋势。外国人来华旅行既可以用支付宝"扫 一下"支付，也可以"碰一下"支付，充分体验中国移动支付的便捷和多元。 来源：湖南日报 中国制造吸引着美国消费者，从衣服、鞋子、手机到扫地机器人等，都成为美国人抢购的热门品类。义 乌小商品市场、深圳华强北、杭州四季青 ...

这几只票暗盘资金正在偷偷流入，立即查看>> 移动支付概念局部活跃，创识科技（300941）涨超15%，翠微股份（603123）涨停，新国都 （300130）、恒宝股份（002104）、雄帝科技（300546）等跟涨。消息面上，全球支付服务与金融基础 设施提供商Stripe今天宣布，与腾讯进步深化全球合作，在20个国家的Stripe Terminal正式接入微信支 付。 ...

移动支付概念股异动 翠微股份涨停 智通财经4月16日电，翠微股份直线拉升涨停，创识科技涨超10%，新国都、石基信息、恒宝股份、海 联金汇、华峰超纤、雄帝科技等跟涨。消息面上，全球支付服务与金融基础设施提供商Stripe今天宣 布，与腾讯进步深化全球合作，在20个国家的Stripe Terminal正式接入微信支付。 ...

Group 1 - The report analyzes the development status, competitive landscape, typical cases, and future trends of China's mobile payment overseas market [1] - The global payment industry is experiencing continuous revenue growth, with mobile payment transaction volume expected to maintain rapid growth over the next three years [1][2] - Chinese mobile payment companies are expanding into markets like Southeast Asia and Africa through various strategies such as scenario penetration, investment empowerment, solution export, and merchant value-added services [1][11] Group 2 - Alipay and WeChat Pay have over one billion global active users, with Alipay showing strong brand influence and user engagement [2] - Paytm and other overseas investment and cooperation mobile payment institutions are performing well, but user dependency and usage duration vary across regions [2][17] - The mobile payment landscape is characterized by intense competition from internet giants, smartphone manufacturers, and local payment brands [2][17] Group 3 - Alipay+ integrates digital services to expand global acquiring and merchant partnerships, primarily targeting users around 40 years old, with significant downloads in neighboring countries and the UK [2] - Opay, launched by Kunlun Wanwei, is expanding in Africa through various financial services and is experiencing significant growth in downloads and active users [2] - Palmpay has achieved notable growth through partnerships and pre-installation on Transsion phones, focusing on Nigeria and surrounding regions [2] Group 4 - Technological innovation, including the widespread application of biometric technology, is driving the development of mobile payments [2] - The potential for mobile payments to enhance financial service accessibility and promote digital transformation in financial institutions is significant, especially in regions with low financial accessibility like Africa [2][13] - Continuous innovation and optimization are necessary for Chinese mobile payment companies to enhance market expansion and competitiveness in the global arena [2][13] Group 5 - The global mobile payment market is projected to reach $31.83 trillion by 2026, with a sustained growth rate of over 20% expected in the next three years [22] - The number of global mobile payment users is steadily increasing, with an average monthly active user count approaching 3 billion in the first eight months of 2024 [25][26] - The competitive strategy in the global mobile payment market is centered around user experience, focusing on convenience and security [29][30]