0:00 近日，金融支持消费再迎重磅文件。中国人民银行、国家发展改革委、财政部等六部门日前联合发布 《关于金融支持提振和扩大消费的指导意见》（以下简称《意见》），从支持增强消费能力、扩大消费 领域金融供给、挖掘释放居民消费潜力、促进提升消费供给效能、优化消费环境和政策支撑保障等六个 方面推出19条重点举措，进一步明确了金融促消费的"路线图"。 《意见》中提及的一个词值得关注——服务消费。此前，今年4月25日召开的中央政治局会议指出，要 大力发展服务消费，增强消费对经济增长的拉动作用。实际上，服务消费涉及的方面很多，往往与高附 加值产业、与我们的生活密切相关，如餐饮、旅游等。再具体一些，养老方面，"5000亿元服务消费与 养老再贷款"是今年5月宣布推出的一揽子金融政策的组成部分，该政策将执行至2027年末。 这次《意见》再次特别强调，"增加对批发零售、餐饮住宿、家政服务、养老托育等领域信贷投放，重 点丰富适合小微企业的信用类金融产品，支持经营主体产业升级、业态融合，助力挖掘基础型服务消费 潜力。"增加对养老托育等领域经营主体的融资支持，这是从供给端发力的关键举措。简单来说，就是 可以为养老机构提供低息长期贷款， ...

Core Insights - The article highlights significant developments in the AI industry, including company performances, product launches, and investment activities, reflecting the rapid growth and innovation in the sector. Group 1: Company Performances - Yushutech's CEO Wang Xingxing announced that the company has around 1,000 employees and annual revenue exceeding 1 billion yuan, driven by the growing interest in embodied intelligence [5]. - Alibaba reported a revenue of 996.347 billion yuan for the fiscal year 2025, with a net profit increase of 77% to 125.976 billion yuan, largely due to strong AI demand [8]. - Ant Group launched the AI health application AQ, connecting over 5,000 hospitals and nearly 1 million doctors, enhancing healthcare accessibility [9][10]. Group 2: Product Launches - Xiaomi introduced the Xiaomi AI glasses, featuring a 12-megapixel camera and support for third-party app video calls, priced from 1,999 yuan [6][8]. - Huawei announced the launch of the HarmonyOS intelligent agent framework, with over 50 applications set to go live, covering various sectors [23]. - The F-TAC Hand, a robotic bionic hand with high-resolution tactile sensing, was developed by a research team, showcasing advancements in robotics [19]. Group 3: Investment Activities - Yushutech completed a C-round financing of approximately 700 million yuan, with a post-investment valuation of about 12 billion yuan, indicating strong investor confidence [22]. - The AI financing events this week totaled 25.996 billion yuan, with an average investment amount of 13.68 million yuan, reflecting ongoing interest in AI startups [70]. - The highest financing event was by Thinking Machines Lab, which raised $2 billion in seed funding, emphasizing the demand for AI technology innovation [71].

新一届00后养老护理相关专业的应届生即将进入养老机构。对 他们来说，这注定是一份特殊的工作，这些年轻人需要变得灵 活、耐心，以适应这份很不简单的工作。 作者：田进 美编：肖利亚 从贵州遵义跨越2000公里来到北京的养老机构实习后，胡修香才意识到，养老院的实际工作与课 堂所学有着巨大差异。 2025年除夕夜，她负责护理的一位老人过世。那是她22年的人生中，第二次直接地面对死亡。因 父母常年外出务工，胡修香是爷爷奶奶相伴长大的。在她小学五年级的一天，奶奶因高血压倒在猪 圈门口，她是第一个发现的人。 奶奶的突然离世，对胡修香的心理造成了巨大冲击，她一整天说不出一句话。 可这一次，即使有了心理准备，"死亡"依旧击溃了她的心理防线。 在养老机构里，死亡是禁忌词汇。当死亡真切地发生后，她还要继续工作，需要装作无事发生，以 避免悲观情绪影响到其他老人。 但下班后，紧绷的神经一松下来，悲伤的情绪就涌上心头。在员工宿舍里，她会一整个晚上都在回 忆这位奶奶的点点滴滴，边回忆边哭泣。 即 使已经过去4个多月，胡修香说起这 件事依旧 眼圈泛红、声音哽咽。她说， 如果想成为 一名 合格 的护理员，必须跨过很多关，"死亡"是其中最难跨过 ...

Core Insights - The Huishan Economic and Technological Development Zone is experiencing significant growth in various industries, particularly in robotics, healthcare, and advanced manufacturing, showcasing its strong investment attraction capabilities [1][2][3]. Investment and Economic Development - In the past year, Huishan Economic Zone has attracted 22 projects with investments exceeding 100 million yuan, totaling an expected investment of 183 billion yuan [2]. - Since 2022, the zone has successfully landed 103 projects with total investments surpassing 824 billion yuan [2]. - The establishment of a market-oriented state-owned investment company has facilitated the signing of 10 projects worth nearly 3 billion yuan upon its inception [2]. Industry Growth and Innovation - The zone has developed a robust industrial framework with four main sectors: new energy, biomedicine, automotive components, and high-end equipment, generating an annual output value of 146 billion yuan [3][6]. - Star Drive Technology, a notable project, achieved a remarkable timeline from signing to production within a year, highlighting the zone's efficient investment environment [4]. Emerging Technologies and Future Industries - The Huishan Economic Zone is focusing on future industries such as artificial intelligence, humanoid robots, quantum technology, and hydrogen energy, with 78 projects expected to attract over 245 billion yuan in investments [7][8]. - The Huishan Cloud International Intelligent Computing Center has been recognized as a leading project in Jiangsu Province, with a computing power scale of 1000 PFlops [8][9]. Notable Companies and Projects - Companies like Times Angel, a leader in orthodontics, and the Hongguang Optoelectronics Industrial Base, are contributing to the zone's industrial strength [5][6]. - The domestic first eldercare robot, "Big Head A Liang," has undergone five generations of upgrades, showcasing the zone's commitment to innovation in robotics [7].

Core Viewpoint - The Chongqing Urban Management Vocational College has launched the first national pilot project for public-funded training of elderly care service professionals, addressing the growing demand for skilled personnel in the aging population sector [1][2]. Group 1: Industry Context - The aging population in China is leading to a significant shortage of elderly care talent, with both a quantitative and qualitative gap in the workforce [1]. - The current labor market faces systemic contradictions, with difficulties in recruitment and a lack of skilled labor hindering industry development [1]. Group 2: Talent Development Initiative - The public-funded training program aims to align educational offerings with market needs, ensuring graduates are not only employable but also highly competent [2]. - This initiative provides financial relief for young individuals interested in the elderly care sector, ensuring job placement and facilitating long-term career planning [2]. - The program includes a structured career advancement pathway, allowing high-performing individuals to progress into management roles, thus expanding their career opportunities [2]. Group 3: Strategic Approach - The approach of expanding talent supply through public-funded programs is practical and addresses the immediate imbalance in the elderly care workforce [2]. - The initiative reflects a commitment to addressing the root causes of talent shortages by strategically planning training from the outset, ensuring alignment with market demands [2]. - The public-funded model emphasizes the importance of social welfare, attracting more talent to the sector and enhancing service quality to better meet the needs of the elderly population [2].

6月24日，审计署公布《国务院关于2024年度中央预算执行和其他财政收支的审计工作报告》，披露了 对养老保险基金等重点民生资金的审计情况。该报告介绍，审计署重点审计了25省企业职工、机关事业 单位工作人员和城乡居民基本养老保险基金4.14万亿元，发现各类问题金额601.61亿元。 困难群体、灵活就业人员等47.7万名应保未保；249.73万名失地农民养老保险缴费补贴应补未补；多个 省份未清理不符合全国统筹要求的"小政策"……报告披露的问题触目惊心。 舆论更注意到，报告还揭示了一些典型案例。哈尔滨市阿城区一中介2019年以来，长期向4名公职人员 行贿，通过在材料审核、劳动仲裁等环节造假，至少为不符合条件的271人违规办理参保，预计形成基 金支出损失1.15亿元；山西蒲县疾控中心一职工的人事档案有14处涂改，"1岁工作、22岁退休"仍层层 过审后"退休"，一边领取养老金累计69万元，一边又在新单位工作取酬…… 从审计结果来看，问题的严峻性不言而喻。 47.7万名困难群体、灵活就业人员等应保未保，249.73万名失地农民养老保险缴费补贴应补未补，这反 映出在养老保险政策落实环节存在严重漏洞，部分基层部门未能精准识别 ...

Group 1 - The core viewpoint of the news is that Yantai City has been selected as a national pilot area for the enhancement of home and community basic elderly care services, which is a key focus for the city's government this year [1] - The project targets economically disadvantaged and low-income elderly individuals with disabilities or partial disabilities who reside in Yantai City, providing them with home care services and building family care beds [1][2] - The local government emphasizes a personalized approach to care, implementing tailored service plans based on the elderly's living conditions and care needs [1] Group 2 - As of June 23, a total of 4,749 family care beds have been established, achieving 187% of the Ministry of Civil Affairs' performance target, while home care services have reached 263,000 visits, completing 191% of the target [2] - The project has attracted participation from well-known companies in the elderly care sector, such as Zhongkangyang and Shandong Health, and has also led to the upgrading of service standards among seven local small and medium-sized elderly care enterprises [2] - The municipal civil affairs bureau plans to leverage the implementation of this project to enhance the quality and efficiency of home and community elderly care services across the city [2]

Group 1 - The core issue highlighted in the audit report is the misuse and misappropriation of pension funds, with a total of 601.61 billion yuan identified in various problematic behaviors, including misappropriation, fraud, and improper expenditures [1][2][3] - A significant portion of the misappropriated funds, amounting to 406.26 billion yuan, was found to be diverted by 13 provinces for "three guarantees" expenditures and debt repayment, indicating ongoing financial pressure at local levels [2][3] - The audit revealed that 297.43 million individuals were either uninsured or improperly insured, including 47.7 million vulnerable groups and 249.73 million landless farmers who did not receive their entitled pension subsidies [1][2] Group 2 - The report indicates that 110 counties misappropriated 40.89 billion yuan from basic education funding, using it for local government debt repayment and other non-educational expenditures [3][4] - An additional 167.23 billion yuan was spent improperly due to 22 provinces retaining non-compliant "small policies" that led to excessive pension fund liabilities [4][5] - The audit uncovered that 90 intermediaries in 16 provinces engaged in fraudulent activities, resulting in 5.19 billion yuan in improper pension claims, with some individuals receiving pensions while simultaneously working in new jobs [5]

董事长陈维表示，国脉科技深耕养老领域的初心，绝非仅仅是技术赋能，更是用科技创新传递关爱，让 每一位长者的晚年生活更有质量、更有尊严、更有温度。为此，国脉科技建设了国脉大学养老项目，将 养老社区与大学资源深度融合，打造"老有所为"的新型智慧养老社区范本。"想象一下，长者在充满青 春气息的校园里散步，与学子们交流智慧，甚至重返课堂或讲台…这不仅延缓衰老，更让心灵充盈喜 悦。"谈及大学养老社区，陈维引用其他研究，指出与年轻人共处的"逆龄化"环境能神奇地提升长者身 心状态，而国脉大学社区正是要营造这种氛围，通过深度代际融合和丰富的价值实现途径，让长者实 现"老有所为"的幸福感，甚至是开启第二人生。让长者的晚年焕发第二春。 AI智能体技术架构：多智能体协作，精准服务 在AI智能体技术架构方面，国脉科技展现出了独特的技术路线和创新思维。陈维介绍，国脉科技在AI 技术路线上，选择专注做智能体。"我们设计了一套全新的多智能体协作体系，每个智能体都有自己的 专长，他们之间不是通过竞争给出最佳答案，而是像团队一样互通、协作，为每一位长者提供真正懂他 的、贴心的服务。"陈维说，"我们本次发布的三款自研的AI智能体，分别负责对用户的 ...

人口老龄化是人类社会发展的必然趋势，随着经济增长、民生改善、医疗卫生服务提升，人们的健康状 况持续改善，生命周期不断延长，但与之而来的是我国人口老龄化程度的快速加深。 当前我国已经进入老龄化快速发展的阶段，老龄群体规模持续扩大，消费需求加速升级，老龄产业正成 为推动我们国家经济增长的新蓝海。 "长寿时代带来了长寿经济，长寿经济又带来长寿生活，对养老产业而言将迎来巨大的发展机遇。" 泰 康保险集团创始人、董事长兼首席执行官陈东升在"2025长寿时代老龄产业高质量发展研讨会"上表示。 南方财经全媒体记者 林汉垚 北京报道 此外，中国社会福利与养老服务协会会长、复旦大学老龄研究院副院长吴玉韶指出，老龄化带来整个经 济社会文化的重塑性转变，是一个全新的社会形态。今后几乎所有产业都要为老龄社会作转型和细分， 出现经济银发化。 老龄化催生经济银发化 银发经济是应人口老龄化消费需求而生的。作为世界上人口最多的国家之一，我国老年人口数量同样位 居全球之首。 数据显示，截至2023年底，全国60岁及以上老年人口已达到2.97亿、占总人口的21.1%，其中65岁及以 上老年人口2.17亿、占总人口的15.4%。按国际有关标准，我 ...