近日，中国人寿财险德州市中心支公司为山东德州扒鸡股份有限公司的知名商标"德州扒鸡""德州五香 脱骨扒鸡"承保了注册商标专用权保险。根据保险合同约定，在保险期间内，若上述商标遭遇第三方侵 犯注册商标专用权的行为（以下简称"侵权行为"），保险公司将对被保险人因此产生的直接经济损失及 相关的维权费用承担赔偿责任。 "中国人寿财险为我们量身打造的'注册商标专用权保险'真正解除了我们被侵权的后顾之忧，政府还给 予保费60%的补贴。"山东德州扒鸡股份有限公司副董事长、总经理崔宸欣喜地说道。 据了解，山东德州扒鸡股份有限公司于2010年正式改制成立，先后荣获全国主食加工业示范企业、农业 产业化国家重点龙头企业等称号，公司品牌还被商务部认定为"中华老字号"。近年来，该公司以"打造 高端禽类食品行业领军品牌"为战略目标，在传承与发扬的基础上对制作技艺进行现代化改造，实现了 从饲料、养殖、生产到销售的全产业链发展模式，但其在发展过程中时常面临被侵权的经济损失和经营 风险。 "名优特新企业承载着推动产业升级、引领科技创新的重要使命。《山东省知识产权保护综合保险扶持 项目管理实施办法》明确，投保人向保险公司投保知识产权保险，按实际投 ...

齐鲁晚报˙齐鲁壹点记者 闫明 通讯员 汪诗超 李敏 崔广勋 "中国人寿（601628）财险为我们量身打造的'注册商标专用权保险'真正解除了我们被侵权的后顾之 忧，政府还给予保费60%的补贴，这种'政府搭台，中国人寿财险唱戏'的模式，共同为我们撑起了知识 产权的'保护伞'。"山东德州扒鸡股份有限公司副董事长、总经理崔宸欣喜地向记者介绍说。 传统名优商标需要保护，创新技术同样需要护航。记者在中国人寿财险山东省德州市中心支公司了解 到，德州胜港纸业有限公司和山东世纪星文体器材有限公司都是国家高新技术企业和省级专精特新企 业，分别拥有16项和48项国家专利，前者还拥有16个商标和2项软件著作权。近年来，他们高技术投 入、高人力成本投入研发的专利同样面临被侵权的风险。在了解到中国人寿财险山东省德州市中心支公 司研发出专利被侵权损失保险、专利执行保险后，主动为自己的专利进行了投保。与注册商标专用权保 险相似的是，当投保的专利发生侵权问题后，同样按照保险合同约定，对造成的直接经济损失和产生的 调查费、律师费等相关费用进行赔偿，真正化解了企业的后顾之忧。 "名优特新企业被视为新时代经济高质量发展的生力军，承载着推动产业升级、 ...

Core Viewpoint - The introduction of patent execution insurance for Hunan Biyuan Biotechnology Co., Ltd. represents a significant step in protecting core technologies and encouraging innovation in the biotechnology sector [1][2]. Group 1: Company Insights - Hunan Biyuan has successfully insured two core biological technology patents with a total coverage amount of 1.6 million yuan, supported by the Changsha Economic Development Zone [1]. - The insurance allows the company to focus on research and innovation without the burden of potential legal costs associated with patent infringement [2]. Group 2: Industry Trends - The insurance industry is increasingly becoming an accelerator for technological innovation by offering specialized products like research failure insurance and intellectual property insurance [2]. - The launch of the first intellectual property insurance in Hunan reflects China Pacific Insurance's commitment to supporting the high-quality development of the real economy and emerging industries such as integrated circuits, biomedicine, artificial intelligence, and low-altitude economy [2].

Core Viewpoint - The recent policy initiatives in Hebei Province aim to promote technology insurance through premium subsidies and innovative models, addressing the risks associated with technological innovation for enterprises [1][4][5]. Group 1: Policy Initiatives - Hebei Province has introduced a subsidy scheme for technology insurance, offering up to 50% subsidies for certain products classified as A-type, with lower subsidies for B-type and C-type products [4][5]. - Other regions, including Beijing, Shanghai, and Zhejiang, are also implementing premium subsidy programs to encourage technology insurance, with specific examples like Hangzhou providing a 50% subsidy for data intellectual property [5][6]. Group 2: Industry Challenges - Despite the positive developments, the technology insurance sector faces challenges such as insufficient effective supply, lack of specialized talent, and the unique risks associated with insuring technological activities [3][7]. - The complexity of pricing and the high costs associated with research and development activities hinder the development of tailored insurance products, making it difficult for companies to find suitable coverage [7][8]. Group 3: Future Directions - To enhance the technology insurance landscape, there is a need for a multi-departmental policy coordination mechanism and improved collaboration between insurance companies and educational institutions to cultivate specialized talent [3][8]. - The establishment of a technology risk data management system is essential for better risk assessment and pricing, alongside the development of innovative insurance products that align with technological advancements [8].