Group 1 - The Federal Reserve unexpectedly cut interest rates by 25 basis points in September, leading to a 0.5% drop in the US dollar index, while foreign investors reduced their holdings of US Treasuries from 35% to 23%, with China selling off $25.7 billion [1] - 95% of global central banks are increasing their gold reserves, with spot gold prices rising to $3,840 per ounce, a 41% increase over the year, indicating a shift towards de-dollarization [1] - The share of the US dollar in global foreign exchange reserves has fallen to 38%, while the share of BRICS countries' local currency settlements has increased to 4.6%, highlighting a significant trend in currency diversification [1] Group 2 - Silver is being recognized as an undervalued asset, with Russia investing $535 million in silver and Saudi Arabia entering the silver trust market, while the US Mint has faced a six-year shortage of silver coins, with a gap of 117.6 million ounces this year [3] - Silver's dual attributes as a safe-haven asset and its industrial demand, particularly in solar panels and electric vehicles, are driving its price up to $44.98, surpassing gold's price increase by 8% [3] - Investors are advised to focus on physical silver bars rather than commemorative coins due to lower premiums, making it more accessible for ordinary investors [3] Group 3 - The internationalization of the Renminbi (RMB) is gaining momentum, with Shanghai piloting digital RMB for cross-border payments and supporting 400 export-oriented enterprises in sectors like renewable energy and high-end manufacturing [5] - Two types of companies are expected to benefit: cross-border financial service providers involved in digital currency projects and high-end manufacturing firms that can save on exchange rate costs by using RMB for transactions [5] - An investor reported a 22% gain from a cross-border payment-themed ETF, reflecting the positive outlook on RMB internationalization [5] Group 4 - Commodity funds are expected to rise as the US dollar depreciates, with ordinary investors advised to buy corresponding funds instead of directly trading futures [7] - For example, copper funds are anticipated to perform well due to high demand from the electric vehicle and power grid sectors, while oil funds can hedge against dollar depreciation [7] - A diversified investment strategy is recommended, allocating portions to gold, silver, and RMB internationalization funds to mitigate risks [7] Group 5 - Long-term holding of silver and commodities is advised, as the process of de-dollarization is gradual, and short-term volatility should not deter investors from the long-term trend [8] - The trend of de-dollarization is difficult to reverse once established, and assets like gold, silver, and RMB-related stocks can provide dual protection against dollar depreciation and benefit from industry growth [8] - The current market presents an opportunity for investors to diversify beyond gold, as many are still focused solely on it, potentially missing out on other valuable assets [8]

01、美元 "退烧" 早有信号？ 王爷说财经讯：9月28 日紧急提醒：美元撑不住了！今天1美元只能换 7.1349 人民币，比起9月4 日的 7.1426 已经连跌8天。 更关键的是，美元兑欧元、英镑甚至离岸人民币全在跌，仅今天对卢旺达法郎就跌了 5.57 个点。 美元这波走弱是暂时波动还是大趋势反转？对我们投资者又会有何影响呢？今天就一起来看看！ 其实从9 月17 日就该警觉了——美联储突然出手，把联邦基金利率从 4.25%-4.5% 降到了 4%-4.25%。 这是美联储今年第一次降息，背后藏着美国经济的大问题：8 月非农就业只增 2.2 万人，比 7 月少了近 6 万人，连去年的就业数据都下修了 91.1 万。 更要命的是全球央行都在 "用脚投票"。 据国际货币基金组织（IMF）最新的数据显示，现在美元在全球外汇储备里只占 57.74%，是 15 年来最低，而黄金储备占比却从 6.41% 涨到 14.8%。 而最近瑞士央行更是直接，坦言正在把美元换成欧元，毕竟它 1 万亿美元储备里，美元占比已从高位降了 2 个点。 02、为啥美元突然不香了？ 那么问题来了：为什么美元突然就变成这样了呢？ 王爷说财经认为 ...

Group 1 - The Federal Reserve is expected to announce a significant interest rate cut, with a probability exceeding 90% for a 25 basis point reduction and a potential total of three cuts within the year [1][2] - Current economic indicators show a "soft landing" with an unemployment rate of 4.3% and a low non-farm payroll increase of only 22,000 jobs, alongside a manageable inflation rate of 2.9% year-on-year [2][4] - The combination of cooling employment and controllable inflation allows the Fed to adjust its policy without triggering a recession, marking a shift towards "preventive rate cuts" aimed at preemptively addressing potential economic slowdowns [4] Group 2 - Emerging markets, particularly A-shares and Hong Kong stocks, are becoming attractive due to their lower valuations compared to U.S. stocks, with the Shanghai Composite Index's price-to-earnings ratio at 15 times versus the S&P 500's 30 times [5][6] - Gold has seen a nearly 40% increase in price this year, surpassing $3,600 per ounce, driven by lower holding costs due to rate cuts and increased demand from global central banks amid rising geopolitical risks [7][9] - The U.S. dollar may weaken in the short term due to rate cuts, but strong economic resilience in the U.S. could benefit tech giants like Apple and Microsoft from lower financing costs [9] Group 3 - Investors are advised to adopt a "dynamic observation and flexible allocation" mindset, focusing on policy signals while avoiding emotional reactions to short-term market fluctuations [9][10] - Suggested investment strategies include diversifying into low-correlation assets such as technology stocks in Hong Kong and A-shares, short-duration U.S. Treasuries, high-rated corporate bonds, and alternative assets like gold ETFs and commodity funds [10][11] - Historical data indicates that investors holding assets for over six months during a rate cut cycle tend to smooth out short-term volatility, as seen in the 18% increase of the Shanghai Composite Index within six months following the 2019 rate cuts [11]

Group 1 - Global equity funds experienced the largest weekly inflow in three weeks, totaling $10.65 billion, driven by expectations of a Federal Reserve rate cut and favorable antitrust rulings for Google [1][4] - The market anticipates a 99.7% probability of a 25 basis point rate cut by the Federal Reserve this month, influenced by signs of a cooling U.S. labor market and dovish comments from Fed officials [4] - By region, European equity funds attracted $3.85 billion, Asian equity funds saw inflows of $3 billion, and U.S. equity funds received $2.42 billion [4] Group 2 - Fixed income remains favored, with global bond funds attracting inflows for the 20th consecutive week, totaling $18.74 billion [7] - Euro-denominated bond funds attracted $2.61 billion, marking the highest level since August 13, while corporate bond funds saw inflows of $2.13 billion [7] - Money market funds also saw a rise in inflows, reaching a four-week high of $57.59 billion, and commodity funds linked to gold and precious metals attracted $5.2 billion, the highest weekly inflow since November 2021 [7] Group 3 - Emerging market equity funds recorded a weekly net inflow of $1.05 billion, the highest since July 30, while emerging market bond funds saw net purchases of $2 billion [10]