宝鸡市工业发展促进中心主任辛金阳介绍，宝鸡市以创新型中小企业、专精特新企业、制造业单项 冠军企业和产业链链主企业为主体，积极落实"工信贷"政策，让更多中小微企业受益。"此次，宝鸡市 158家企业的集中入选，是对宝鸡中小微企业发展活力的充分肯定，也是'工信贷'政策精准赋能区域产 业发展的生动实践。"辛金阳说。 据悉，入选"工信贷"白名单的企业可以享受省内金融机构合理增加授信额度，适度提高信用贷款和 中长期贷款比重以及在内部转移定价、授信审批等方面的差异化安排，并被纳入陕西省中小微企业银行 贷款风险补偿范围。（记者：李静茹） "工信贷"是陕西支持中小微企业发展的重要金融举措，可通过风险补偿机制为企业搭建高效融资桥 梁，不仅能降低企业贷款门槛、减少融资成本，还能缩短审批周期、优化信贷服务，为企业技术研发、 产能扩张、市场拓展等关键发展环节注入"金融活水"。 11月13日，记者从宝鸡市工业发展促进中心获悉：日前，宝鸡市158家企业入选第四批全省"工信 贷"白名单。截至目前，宝鸡全市入选"工信贷"白名单企业达590家，居全省地级市首位。 ...

Group 1 - The first domestically developed turbine engine in China has received production approval, highlighting the significant financial support from local banks to address funding challenges in the aerospace sector [1] - The People's Bank of China (PBOC) in Hunan has initiated the "Bank Leaders Visit Cities and Counties" campaign to enhance financial services for the real economy, resulting in 2,705 financing issues resolved and 141 financing events held, with a total signed amount of 155.3 billion yuan [1] - Local banks have actively engaged with enterprises, providing tailored financial solutions and support for various industries, including new materials and specialized manufacturing [2][4] Group 2 - The PBOC has organized over 380 financial policy promotion activities, reaching more than 5,460 market entities, and distributed 49,000 financial product manuals to enhance understanding of financial policies [3] - Financial institutions in Hunan have developed innovative financing products, such as "Xiang Porcelain Loan" and "Ceramic Master Loan," to support the local ceramics industry, with over 9.26 billion yuan in loans issued [6] - The PBOC has emphasized the importance of addressing financial service challenges for enterprises, establishing a system to track and resolve specific financial service requests from market entities [4][6] Group 3 - The PBOC has facilitated the establishment of a data asset value assessment system to support local enterprises in securing loans, exemplified by the first data asset pledge loan for a private enterprise in Zhangjiajie [7] - Customized financial products have been developed across various banks in Hunan, such as "Fireworks Loan" for the fireworks industry and specialized loans for agricultural enterprises, demonstrating a shift towards tailored financial services [8] - The collaboration between financial institutions and enterprises has led to significant loan approvals, such as 500 million yuan for a new materials company and 3.5 billion yuan for a steel structure enterprise [2][4]

Core Points - The provincial government of Shaanxi is promoting high-quality development of the private economy through a "Seven Major Actions" initiative, encouraging private enterprises to innovate and contribute to economic growth [1][2] - The private economy in Shaanxi is projected to reach a value of 17,581 billion yuan in 2024, accounting for 49.5% of the provincial GDP, with a year-on-year increase of 0.3 percentage points in the first half of this year [1] Summary by Sections Government Initiatives - The provincial government has implemented several policies to support the private economy, including the "Several Opinions on Promoting the Accelerated Development of the Private Economy" and the "Three-Year Action Plan for High-Quality Development of the Private Economy (2021-2023)" [1] - The "Seven Major Actions" initiative includes 31 specific measures aimed at addressing key issues faced by the private economy, focusing on policy accessibility, market entry barriers, financial support, and legal protections [2] Economic Impact - The private economy's contribution to Shaanxi's GDP has increased, highlighting its growing importance as an economic pillar [1] - The provincial government aims to create a favorable environment for private enterprises, as evidenced by the positive feedback from business representatives regarding financial support and development initiatives [2]

Core Viewpoint - The "Implementation Plan for Further Promoting High-Quality Development of the Private Economy in Shaanxi Province" has been officially issued, focusing on seven major actions to optimize the development environment for the private economy, address development challenges, boost corporate confidence, and promote sustainable and high-quality growth in the province's private sector [1][4]. Group 1: Seven Major Actions - The plan includes seven major actions: making policies accessible, removing market entry barriers, providing financial support to enterprises, increasing support for private economic factors, standardizing administrative inspections related to enterprises, ensuring efficient processing of business matters, and legal protection [1][4]. - A total of 31 specific measures have been introduced to comprehensively enhance the development environment for the private economy [1]. Group 2: Financial Support and Innovation - The plan emphasizes financial support for private enterprises, including increasing credit supply and implementing a special financing action with an annual allocation of no less than 200 billion yuan [9]. - It encourages private enterprises to participate in national technology projects and supports capable organizations in leading major technological tasks [6]. Group 3: Market Entry and Administrative Efficiency - The plan aims to eliminate market entry barriers by reviewing and abolishing policies that hinder fair competition, with a completion target set for the end of 2025 [8]. - It seeks to streamline administrative inspections and improve the efficiency of administrative processes, ensuring that inspections are consolidated to avoid redundancy [12]. Group 4: Legal and Regulatory Framework - The plan includes measures to enhance the legal environment for private enterprises, ensuring the protection of their rights and interests, and improving the handling of cases related to financing and technological upgrades [12]. - It also emphasizes the importance of protecting intellectual property rights for innovative private enterprises [12].

Group 1 - The core viewpoint is that private enterprises in Shaanxi province are becoming the main force in the development of emerging industries and new productivity, with 14,200 high-tech enterprises accounting for over 80% of the province's total high-tech enterprises as of June this year [1] - Shaanxi has implemented a series of policies to support the growth of high-tech enterprises, including reforms in technology transfer and evaluation of talent, which have accelerated the transformation of scientific and educational advantages into development advantages [1] - The province is continuing to implement four projects: "Climbing", "Upgrading", "Advancing", and "Listing", along with financing initiatives to support innovative small and medium-sized enterprises, leading to the emergence of a number of industry-leading private high-tech enterprises [1] Group 2 - The application process for high-tech enterprise recognition for the year 2025 has begun in Shaanxi, targeting resident enterprises registered for over one year within the province [2] - Enterprises that have undergone name changes since their recognition in 2022 must complete the name change procedures before applying for re-recognition [2]

Core Viewpoint - The People's Bank of China (PBOC) Shaanxi Branch has implemented a comprehensive financial support plan to enhance credit allocation to key industrial chains in Shaanxi province, aiming for a total scale of no less than 30 billion yuan in special re-loan and re-discount quotas for agriculture and small enterprises from 2025 to 2027 [1][2][3] Group 1: Financial Support Measures - The PBOC Shaanxi Branch has issued a work plan that includes the establishment of the "Shanlianrong" special re-loan and re-discount quotas to support financial institutions in lending to key industrial chains in Shaanxi [3][4] - In 2024, the PBOC has issued over 100 billion yuan in re-loans and re-discount funds, marking an 11.53% year-on-year increase, benefiting over 180,000 small and micro enterprises [2][4] - The work plan aims to create a financial service system covering key industrial chains at provincial, municipal, and county levels by 2027, significantly improving the quality and efficiency of financial support for these chains [1][3] Group 2: Key Industrial Chains and Areas of Focus - The special quotas will support 34 provincial-level industrial chains, 8 modern agricultural chains, and 8 cultural tourism chains, as well as other key chains identified by local governments [3][4] - The plan encourages financial institutions to innovate inclusive finance, technology finance, and green finance products to enhance support for agricultural, small, and private enterprises [3][4] - The initiative is part of a broader strategy to strengthen the financial backing for key projects and promote high-quality economic development in Shaanxi [1][2]

Core Insights - The "Gongxin Loan" risk compensation policy has effectively alleviated the loan difficulties and high costs faced by small and medium-sized enterprises (SMEs) in the province, enhancing banks' willingness to lend [1][2] - As of now, a total of 3,668 enterprises have received loans under the "Gongxin Loan" program, with a cumulative loan issuance of 58.481 billion yuan and an average interest rate of 3.35% [1] Group 1 - The provincial government has established an 800 million yuan risk compensation fund for SME bank loans, which is part of a broader initiative to support SMEs [1] - The "Gongxin Loan" white list system has been implemented to ensure comprehensive coverage of eligible enterprises, with plans to increase the number of white list enterprises to over 5,000 by the end of the year [2] - The risk compensation mechanism provides banks with compensation ranging from 20% to 50% based on the loan amount for enterprises that experience non-performing loans [2] Group 2 - The policy has not only provided targeted support but has also played a crucial role in helping banks secure policies from their headquarters and develop online product approval models [2] - The provincial government aims to optimize the selection and collection of white list enterprises and enhance the efficiency of enterprise financing through the "Xianqi Tong" platform [2]

Group 1 - The provincial government is implementing a multi-layered financing support policy system to assist enterprises in financing and promote high-quality industrial economic development [1] - In the first quarter of this year, the province's industrial added value above designated size increased by 9.9% year-on-year, surpassing the national average by 3.4 percentage points [1] - A special financing action called "Ten Industries, One Trillion Benefits for Ten Thousand Enterprises" has been launched, aiming to provide no less than 200 billion yuan in new special credit funds annually [1] Group 2 - A provincial-level bank credit risk compensation policy for small and micro enterprises has been established, with 15 partner banks issuing loans of 28.58 billion yuan to 3,668 whitelist enterprises at an average interest rate of 3.37% in 2024 [2] - A stock financing demand database has been created, focusing on key industrial chains such as artificial intelligence and automotive, with 94 enterprises publishing financing needs totaling 8.567 billion yuan [2] - The provincial government has secured 810 million yuan in central financing guarantee funds for small micro enterprises, with an annual guarantee amount of 76 billion yuan planned for 2024 [2] Group 3 - The provincial government has facilitated the inclusion of Xi'an City in the third batch of national pilot cities for industrial-financial cooperation, publishing a financing demand list for advanced manufacturing enterprises totaling 594 billion yuan [3] - The national industrial-financial cooperation platform has registered 6,989 enterprises from the province, assisting 286 enterprises in securing financing of 8.653 billion yuan [3]