"这颗发动机的诞生，离不开金融的大力支持。"株洲市某航空发动机制造企业负责人说道。今年6月， 我国首台自主研制的某型涡轮发动机在株洲市正式获批生产许可。该航空发动机项目研发技术难度大、 研制周期长、投入经费多。为此，中国人民银行株洲市分行指导金融机构深入企业走访对接，及时为航 空航天企业解决融资难题。 今年以来，中国人民银行湖南省分行在全省组织开展"行长走市县·金融送解优"行动，发挥省、市、县 三级"一把手"示范带动作用，分层级、分领域、分行业开展形式多样的政银企走访对接，提升金融服务 实体经济质效，全力推动经济持续回升向好。专项行动开展以来，全省金融系统通过走访累计帮助企业 解决融资问题2705个，举办政银企融资对接活动141场次、签约金额1553亿元。 政策送在紧要时 "这么好的政策，我们一定要用好！"岳阳市某新材料研发企业负责人对当地银行机构的支持深表感谢。 该企业前期在推进一个新材料科技成果转化项目，需要添置几台专业设备，但由于企业发展时间不长、 抵押物匮乏等原因，贷款额度、利率、期限等一直没达到预期。中国人民银行岳阳市分行在开展"行长 走市县·金融送解优"行动时，了解到该企业的融资需求后，第一时间向 ...

近年来，陕西高度重视民营经济高质量发展，接续出台《关于促进民营经济加快发展的若干意见》 《民营经济高质量发展三年行动计划（2021—2023年）》《大力服务民营经济高质量发展十条措施》， 成立"省促进民营经济发展工作领导小组"，统筹推进民营经济持续健康发展。2024年，全省民营经济增 加值17581亿元，占全省GDP的49.5%。今年上半年，民营经济占全省GDP比重较上年同期上升0.3个百 分点，达到49.8%，支柱作用进一步凸显。 9月16日，全省民营经济高质量发展"七大行动"学习宣传会在西安召开，省工信厅、省发展改革 委、省司法厅、省市场监督管理局对《陕西省进一步促进民营经济高质量发展"七大行动"实施方案》进 行全面解读，鼓励引导广大民营企业和民营企业家坚定信心、主动作为、大胆创新，为全省经济社会高 质量发展作出新的更大贡献。 今年，省委、省政府深入贯彻落实习近平总书记在民营企业座谈会上的重要讲话精神，开展进一步 促进民营经济高质量发展"七大行动"。省工信厅会同省级相关部门，广泛征求吸收民营企业意见建议， 从政策可感可及、破除市场准入壁垒、金融惠企纾困、加大要素支持、规范涉企检查、"高效办成一件 事"、强 ...

Core Viewpoint - The "Implementation Plan for Further Promoting High-Quality Development of the Private Economy in Shaanxi Province" has been officially issued, focusing on seven major actions to optimize the development environment for the private economy, address development challenges, boost corporate confidence, and promote sustainable and high-quality growth in the province's private sector [1][4]. Group 1: Seven Major Actions - The plan includes seven major actions: making policies accessible, removing market entry barriers, providing financial support to enterprises, increasing support for private economic factors, standardizing administrative inspections related to enterprises, ensuring efficient processing of business matters, and legal protection [1][4]. - A total of 31 specific measures have been introduced to comprehensively enhance the development environment for the private economy [1]. Group 2: Financial Support and Innovation - The plan emphasizes financial support for private enterprises, including increasing credit supply and implementing a special financing action with an annual allocation of no less than 200 billion yuan [9]. - It encourages private enterprises to participate in national technology projects and supports capable organizations in leading major technological tasks [6]. Group 3: Market Entry and Administrative Efficiency - The plan aims to eliminate market entry barriers by reviewing and abolishing policies that hinder fair competition, with a completion target set for the end of 2025 [8]. - It seeks to streamline administrative inspections and improve the efficiency of administrative processes, ensuring that inspections are consolidated to avoid redundancy [12]. Group 4: Legal and Regulatory Framework - The plan includes measures to enhance the legal environment for private enterprises, ensuring the protection of their rights and interests, and improving the handling of cases related to financing and technological upgrades [12]. - It also emphasizes the importance of protecting intellectual property rights for innovative private enterprises [12].

Group 1 - The core viewpoint is that private enterprises in Shaanxi province are becoming the main force in the development of emerging industries and new productivity, with 14,200 high-tech enterprises accounting for over 80% of the province's total high-tech enterprises as of June this year [1] - Shaanxi has implemented a series of policies to support the growth of high-tech enterprises, including reforms in technology transfer and evaluation of talent, which have accelerated the transformation of scientific and educational advantages into development advantages [1] - The province is continuing to implement four projects: "Climbing", "Upgrading", "Advancing", and "Listing", along with financing initiatives to support innovative small and medium-sized enterprises, leading to the emergence of a number of industry-leading private high-tech enterprises [1] Group 2 - The application process for high-tech enterprise recognition for the year 2025 has begun in Shaanxi, targeting resident enterprises registered for over one year within the province [2] - Enterprises that have undergone name changes since their recognition in 2022 must complete the name change procedures before applying for re-recognition [2]

Core Viewpoint - The People's Bank of China (PBOC) Shaanxi Branch has implemented a comprehensive financial support plan to enhance credit allocation to key industrial chains in Shaanxi province, aiming for a total scale of no less than 30 billion yuan in special re-loan and re-discount quotas for agriculture and small enterprises from 2025 to 2027 [1][2][3] Group 1: Financial Support Measures - The PBOC Shaanxi Branch has issued a work plan that includes the establishment of the "Shanlianrong" special re-loan and re-discount quotas to support financial institutions in lending to key industrial chains in Shaanxi [3][4] - In 2024, the PBOC has issued over 100 billion yuan in re-loans and re-discount funds, marking an 11.53% year-on-year increase, benefiting over 180,000 small and micro enterprises [2][4] - The work plan aims to create a financial service system covering key industrial chains at provincial, municipal, and county levels by 2027, significantly improving the quality and efficiency of financial support for these chains [1][3] Group 2: Key Industrial Chains and Areas of Focus - The special quotas will support 34 provincial-level industrial chains, 8 modern agricultural chains, and 8 cultural tourism chains, as well as other key chains identified by local governments [3][4] - The plan encourages financial institutions to innovate inclusive finance, technology finance, and green finance products to enhance support for agricultural, small, and private enterprises [3][4] - The initiative is part of a broader strategy to strengthen the financial backing for key projects and promote high-quality economic development in Shaanxi [1][2]

Core Insights - The "Gongxin Loan" risk compensation policy has effectively alleviated the loan difficulties and high costs faced by small and medium-sized enterprises (SMEs) in the province, enhancing banks' willingness to lend [1][2] - As of now, a total of 3,668 enterprises have received loans under the "Gongxin Loan" program, with a cumulative loan issuance of 58.481 billion yuan and an average interest rate of 3.35% [1] Group 1 - The provincial government has established an 800 million yuan risk compensation fund for SME bank loans, which is part of a broader initiative to support SMEs [1] - The "Gongxin Loan" white list system has been implemented to ensure comprehensive coverage of eligible enterprises, with plans to increase the number of white list enterprises to over 5,000 by the end of the year [2] - The risk compensation mechanism provides banks with compensation ranging from 20% to 50% based on the loan amount for enterprises that experience non-performing loans [2] Group 2 - The policy has not only provided targeted support but has also played a crucial role in helping banks secure policies from their headquarters and develop online product approval models [2] - The provincial government aims to optimize the selection and collection of white list enterprises and enhance the efficiency of enterprise financing through the "Xianqi Tong" platform [2]

Group 1 - The provincial government is implementing a multi-layered financing support policy system to assist enterprises in financing and promote high-quality industrial economic development [1] - In the first quarter of this year, the province's industrial added value above designated size increased by 9.9% year-on-year, surpassing the national average by 3.4 percentage points [1] - A special financing action called "Ten Industries, One Trillion Benefits for Ten Thousand Enterprises" has been launched, aiming to provide no less than 200 billion yuan in new special credit funds annually [1] Group 2 - A provincial-level bank credit risk compensation policy for small and micro enterprises has been established, with 15 partner banks issuing loans of 28.58 billion yuan to 3,668 whitelist enterprises at an average interest rate of 3.37% in 2024 [2] - A stock financing demand database has been created, focusing on key industrial chains such as artificial intelligence and automotive, with 94 enterprises publishing financing needs totaling 8.567 billion yuan [2] - The provincial government has secured 810 million yuan in central financing guarantee funds for small micro enterprises, with an annual guarantee amount of 76 billion yuan planned for 2024 [2] Group 3 - The provincial government has facilitated the inclusion of Xi'an City in the third batch of national pilot cities for industrial-financial cooperation, publishing a financing demand list for advanced manufacturing enterprises totaling 594 billion yuan [3] - The national industrial-financial cooperation platform has registered 6,989 enterprises from the province, assisting 286 enterprises in securing financing of 8.653 billion yuan [3]