Core Viewpoint - The article highlights the participation of Bank of Communications at the 6th consecutive China International Fair for Trade in Services, showcasing its innovative financial services and products aimed at supporting the real economy and enhancing people's livelihoods. Group 1: Financial Services and Innovations - Bank of Communications has developed various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate its commitment to serving the real economy and promoting regional economic development [1][2]. - The bank's "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [2]. - The "Jiao Yin Venture Capital Loan" employs a loan and external direct investment model to broaden financing channels for technology enterprises through partnerships with quality investment institutions [2]. Group 2: Cross-Border Financial Solutions - The bank has established a "Cross-Border Financial Zone" to provide comprehensive financial support for enterprises looking to expand internationally or attract foreign investment, featuring solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [2]. - The focus on cross-border finance aligns with the bank's role as a key player in facilitating high-level opening-up [2]. Group 3: Retail Services and Community Engagement - At the retail business exhibition, the bank showcased its capabilities in providing over 130 Beijing government services and 200 additional services from neighboring regions, enhancing public service accessibility [3]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [3]. - In the silver economy sector, the bank offers a range of services including pension accounts, insurance, and trust products to cater to the needs of the elderly population [3]. Group 4: Interactive Activities and Community Outreach - To enhance audience engagement, the bank organized various interactive activities, including showcasing high-quality card designs that blend traditional culture with modern technology [4]. - The bank continued its tradition of offering promotional activities, allowing participants to win various merchandise [4]. - Educational sessions such as "Fund Management Lectures" and "Anti-Fraud Courses" were held to promote financial literacy and support the fair's role as a bridge for communication [4].

Group 1 - The core theme of the financial services section at the service trade fair is the integration of technology and finance, showcasing how financial institutions are enhancing their services to support the real economy and contribute to building a strong financial nation [1][2] - China Construction Bank's green carbon-neutral branch is highlighted for its real-time carbon emission monitoring and innovative energy-saving models, which have received certification from the Green Exchange [1] - Industrial and Commercial Bank of China presented a financial model that utilizes large-scale intelligent interactions and technological advancements to empower economic and social development [1] Group 2 - Agricultural Bank of China's "VR Homestay Experience Zone" allows visitors to virtually explore rural homestays supported by the bank, demonstrating its commitment to rural revitalization and inclusive finance [2] - China Development Bank showcased its efforts in supporting clean energy and infrastructure projects across Asia, Australia, Africa, and Eastern Europe, emphasizing its role in the Belt and Road Initiative [2] - The "Hui Dong Ni" app from China Construction Bank enables small business owners to assess loan eligibility and select products conveniently, with over 400 million visits recorded [2][3] Group 3 - The integration of technology in finance is evident through initiatives like credit support based on corporate integrity, carbon footprint tracking for green credit, and data analysis for rapid support of SMEs [3] - The advancements in technology-driven financial services, including green finance, inclusive finance, and digital finance, are enhancing the efficiency and precision of financial support to the real economy [3]

Core Viewpoint - The China International Fair for Trade in Services (CIFTIS) showcases the financial services of Bank of Communications, emphasizing its commitment to serving the real economy and enhancing people's livelihoods through innovative financial products and services [1][3]. Group 1: Financial Services and Innovation - Bank of Communications highlights its achievements in five key areas and cross-border finance, presenting innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Loan," and "Foreign Trade Quick Loan" [3]. - The "Jiao Yin Torch Loan" is designed for growing technology-based small and micro enterprises, utilizing a unique big data approval model to address financing challenges [3]. - The "Jiao Yin Venture Loan" employs a "loan + external direct investment" model to broaden financing channels for technology enterprises [3]. - The "Jiao Yin Park Loan" connects financing needs of park enterprises through an integrated online platform, enhancing support for technology enterprises [3]. Group 2: Cross-Border Financial Solutions - The bank has established a cross-border financial zone titled "Connecting the World, Linking Global," offering comprehensive financial support for enterprises looking to expand internationally [3]. - Solutions such as "Foreign Trade Quick Loan," "E-commerce Pass," and "Smart Class Train" are part of the offerings to facilitate international trade [3]. Group 3: Community and Consumer Services - Bank of Communications focuses on enhancing financial services in key areas such as domestic demand, digital governance, and the silver economy, aligning its services with national needs and public sentiment [4]. - The retail business segment features a "cross-province handling" service for government affairs, allowing citizens to manage over 130 Beijing government services and access 200 additional services from neighboring regions [5]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [5]. - The silver economy initiative integrates various services for the elderly, including pension accounts, retirement financial products, and insurance [5]. Group 4: Interactive Engagement and Education - To enhance audience engagement and awareness of digital currency, the bank has organized interactive activities, showcasing high-quality hardware wallets and traditional cultural designs [6]. - Popular activities from previous years, such as the digital currency themed blind box event, continue to attract visitors [6]. - The bank will host various promotional and educational events during the fair, including sessions on fund management and anti-fraud education [6].

Group 1 - The China International Fair for Trade in Services (CIFTIS) financial services exhibition opened in Beijing, showcasing the Bank of Communications' innovative practices in financial services for the real economy and regional economic development [1] - The Bank of Communications presented various financial products, including "Jiao Yin Torch Loan," which utilizes a big data approval model to address financing challenges for technology-oriented small and micro enterprises [1] - The "Jiao Yin Venture Capital Loan" employs a "loan + external direct investment" model to broaden financing channels for technology companies through partnerships with quality investment institutions in Beijing [1] Group 2 - The bank's "Jiao Yin Park Loan" effectively meets the full-cycle financing needs of park enterprises by integrating various financial services, supporting the growth of technology-oriented companies [1] - The cross-border financial zone "Jiao Lian World, Hui Tong Global" offers comprehensive financial support for enterprises looking to expand internationally and attract foreign investment [1] - The bank focuses on enhancing financial services in key areas such as domestic demand, digital governance, and the silver economy, aligning its capabilities with national needs and public interests [2] Group 3 - The retail business showcased the "cross-province handling" of government services in the Beijing-Tianjin-Hebei region, allowing users to manage over 130 government matters and access various services remotely [2] - The bank has developed a housing rental deposit management and rent supervision system to protect the housing dreams of new citizens through a four-dimensional closed-loop management approach [2] - The silver economy segment integrates various services for the elderly, providing a one-stop resource connection for pension accounts, retirement financial products, and insurance [2] Group 4 - To enhance audience engagement and awareness of digital currency, the bank organized interactive activities featuring hardware wallets and cultural-themed designs [3] - The bank continued popular activities from previous years, such as blind box promotions related to digital currency, offering attendees the chance to win themed merchandise [3] - The exhibition will also host various promotional and educational events, including lectures on fund management and anti-fraud measures [3]

Core Viewpoint - The 2025 China International Service Trade Fair Financial Services Exhibition showcases the innovative practices of Bank of Communications in financial services, emphasizing its role in supporting the real economy and regional development [2]. Group 1: Financial Products and Services - Bank of Communications presented various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate the synergy between financial services and the real economy [2]. - The "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [3]. - The "Jiao Yin Venture Capital Loan" employs a "loan + external direct investment" model to enhance financing channels for technology enterprises through partnerships with quality investment institutions [3]. Group 2: Cross-Border Financial Solutions - The bank established a cross-border financial zone titled "Jiao Lian World, Hui Tong Global," offering comprehensive financial support for enterprises looking to expand internationally or attract foreign investment through solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [3]. Group 3: Retail and Community Services - The retail business segment highlighted the "cross-province handling" of government services in the Beijing-Tianjin-Hebei region, allowing citizens to manage over 130 government services and access personal social security information seamlessly [3]. - The bank showcased a housing rental deposit management and rent supervision system, aimed at safeguarding the housing dreams of new citizens through a four-dimensional closed-loop management approach [4]. Group 4: Senior Economy and Consumer Services - The bank's senior economy segment focuses on providing a one-stop resource connection for the elderly, integrating pension accounts, retirement financial products, insurance, and trust services [4]. - The retail credit and credit card segment promotes various consumer-friendly products and activities, such as "Hui Min Loan" and "Jiao Yin Car Loan," to stimulate market consumption [4]. Group 5: Digital Currency Engagement - To enhance public engagement and awareness of digital currency, the bank organized interactive activities featuring aesthetically designed hardware wallets and continued popular activities from previous years, such as blind box promotions related to digital RMB [4].

Core Insights - The third Chain Expo successfully concluded in Beijing, with over 6,000 cooperation agreements signed and 1,200 participating companies and institutions, attracting more than 210,000 attendees, a 5% increase from the previous year [1][2]. Group 1: International Cooperation and Participation - The proportion of overseas exhibitors at the Chain Expo has increased from 26% in the first edition to 35% in the latest edition, with over 65% of exhibitors being Fortune 500 and industry-leading companies [2]. - The number of participating countries and regions expanded from 55 to 75, showcasing a growing international presence [2]. Group 2: Innovation and Technology - Numerous cutting-edge products and solutions were launched at the expo, covering fields such as information technology, artificial intelligence, and healthcare [3]. - Notable innovations included the world's first ultra-wide CT scanner by General Technology Group, which enhances scanning speed by eight times compared to traditional devices [3]. - The "Jiaoyin Venture Loan" by Bank of Communications Beijing Branch was introduced as a comprehensive financial service to support technology enterprises [3]. Group 3: Innovation Chain and Industry Integration - The newly established Innovation Chain Zone aimed to connect the entire process from intellectual property rights to industrialization, facilitating seamless integration between innovation and industry [4]. - Major technology trading institutions showcased their efficient technology trading systems and established cooperation intentions with nearly 100 enterprises and institutions [4]. Group 4: Long-term Collaboration Focus - The Chain Expo emphasizes fostering long-term mutually beneficial cooperation rather than short-term transaction volumes, helping exhibitors and professional audiences find partners and solutions [5]. Group 5: Global Supply Chain Stability - Companies like Rio Tinto and China Baowu showcased their collaborative efforts in the smart automotive sector, emphasizing the importance of building a low-carbon and resilient supply chain [6]. - Yili Group highlighted China's role as a stabilizing force in the global supply chain, with over 2,000 partners worldwide [6].

Core Insights - The article highlights the increasing financial support for technology enterprises, emphasizing the need for comprehensive resources beyond mere funding to facilitate their growth across various stages of development [1][5]. Group 1: Financial Institutions' Role - Financial institutions are focusing on supporting the entire lifecycle of technology enterprises, from seed stage to maturity, to drive economic growth [1][5]. - Major banks, including Industrial and Commercial Bank of China (ICBC), China Life Insurance, and others, participated in the Chain Expo, showcasing their commitment to providing comprehensive financial services for supply chain development [1][2]. Group 2: Supply Chain Financing - ICBC introduced a range of integrated supply chain financial services, addressing pain points in settlement, financing, and risk control for supply chain enterprises [3]. - The Bank of Communications (BoCom) has developed specialized financing products for technology innovation enterprises, utilizing a multi-dimensional evaluation system based on various data sources [3][4]. Group 3: Collaborative Ecosystems - BoCom is fostering a collaborative ecosystem involving banks, investment institutions, and technology enterprises to enhance resource aggregation and support innovation [4]. - CITIC Group has established a diversified financial support system to nurture technology enterprises from their seed stage to maturity, leveraging its internal advantages [5][6]. Group 4: International Expansion - Financial institutions are increasingly focusing on supporting technology enterprises in their internationalization efforts, recognizing the need for financial services that cater to the entire supply chain's global expansion [7]. - Standard Chartered Bank launched the "Standard Chartered Global Chain" solution to address the cross-border financial needs of Chinese enterprises, emphasizing efficiency, security, and resilience in global supply chains [7][8]. Group 5: Digital Transformation - The article notes the growing expectations for payment systems' efficiency, transparency, and intelligence as enterprises undergo digital transformation [8]. - Visa announced a strategic partnership with Yeewallex to optimize payment processes and enhance operational efficiency for supply chain enterprises [8].

Core Viewpoint - The third China International Supply Chain Promotion Expo highlights the critical role of finance in empowering industrial chain upgrades and ensuring supply chain security, serving as a platform for global industrial collaboration and innovation [1] Group 1: Economic Indicators and Financial Support - In the first half of 2025, China's GDP grew by 5.3%, with the tertiary sector contributing 5.5% [2] - Social financing increased to 12.74 trillion yuan, indicating a steady rise in financial support for the real economy [2] - The People's Bank of China reported a reasonable growth in total financial volume and a decline in comprehensive financing costs, emphasizing the importance of financial supply-side structural reform [2] Group 2: Policy Innovations and Risk Management - The central bank's "Technology Innovation Re-loan" policy aims to support technology-oriented SMEs and key technological transformations, with nearly 400 billion yuan signed with 1,737 enterprises by November 2024 [3] - The release of the "2025 Industry Chain Risk Research White Paper" focuses on nine key industrial chains, providing systematic risk solutions and marking a shift towards comprehensive risk management [3][6] Group 3: Financial Products and Services - The "Science and Technology Enterprise Financing Chain" product system by China Construction Bank enhances credit accessibility for medium-sized enterprises, exemplified by a 98 million yuan loan to a technology company [5] - The launch of the first green ABCP product in the Guangdong-Hong Kong-Macao Greater Bay Area by China Merchants Bank demonstrates the integration of green finance with capital markets [6] Group 4: International Financial Cooperation - The "Cross-border Wealth Management Connect 2.0" initiative has significantly increased cross-border transactions, with a 386 billion yuan turnover and a sixfold growth compared to the previous version [8] - The trade volume between China and ASEAN reached 6.99 trillion yuan, with cross-border RMB settlements growing by 35%, indicating a strengthening of the RMB's role in international trade [8] Group 5: Ethical Technology and Inclusive Finance - The AIREngine developed by Ant Group exemplifies the application of responsible AI in financial risk management, promoting fairness and reducing bias [9] - The "Dazhanque" system by MyBank ensures data privacy for farmers, showcasing the integration of technology and ethical governance in financial services [9][10] Group 6: Future Directions for Financial Development - The interplay of institutional innovation and technological transformation is crucial for achieving high-quality financial development, with five key areas driving this momentum [11]

Group 1: Financial Statistics and Credit Support - In the first half of 2025, RMB loans increased by 12.92 trillion yuan, indicating significant support from monetary policy for the real economy [1] - The credit structure has been continuously optimized, with inclusive small and micro loans growing by 11.6%, medium and long-term loans for manufacturing increasing by 8.8%, and technology loans rising by 12%, all surpassing the overall loan growth rate [1] - Financial institutions have maintained a high level of credit support for the real economy, focusing on key areas such as manufacturing and infrastructure [1] Group 2: Consumer Growth and Financial Support - Consumption contributed 52% to economic growth in the first half of the year, with financial institutions focusing on boosting consumer spending [2] - The government has implemented various measures to stimulate domestic demand and enhance consumer financing options, leading to increased credit demand in related industries [2] - Initiatives like trade-in policies and online promotions have accelerated market sales and improved consumer confidence [2] Group 3: Support for SMEs and Private Enterprises - The central bank emphasizes the importance of supporting financing for private and small enterprises as part of inclusive finance and achieving common prosperity [4] - Financial institutions are addressing challenges faced by SMEs, such as high costs and slow financing processes, by optimizing services and leveraging policy benefits [4] Group 4: Innovation and Technology Financing - The banking sector is crucial for implementing innovation-driven development strategies and enhancing services for the real economy [6] - By the end of May, loans for technological innovation and transformation reached 1.7 trillion yuan, supporting 15,000 technology-oriented SMEs [6] - The introduction of a technology bond market has provided new financing channels for tech companies, with 288 entities issuing approximately 600 billion yuan in innovation bonds [7]

Core Insights - The third China International Supply Chain Promotion Expo will be held from July 16 to 20, 2025, in Beijing, showcasing innovative collaboration in global industrial and supply chains [1] - The "Jiaoyin Venture Loan" product by Bank of Communications Beijing Branch aims to support technology innovation enterprises by providing a dual-driven financial service model combining loans and external direct investment [1][2] Group 1: Product Overview - "Jiaoyin Venture Loan" is designed for high-growth, high-investment, and light-asset technology enterprises, utilizing a multi-source data integration and deep interaction with investment institutions to create an efficient intelligent credit model [2] - The product builds a multi-dimensional evaluation system based on various factors such as R&D investment, patent quantity, and team composition, allowing for proactive credit approval processes [2] Group 2: Collaborative Development - The loan product fosters deep collaboration with high-quality investment institutions in Beijing, sharing valuable enterprise information and loan progress to create a robust resource aggregation chain [3] - This collaboration aims to expand the integration of financial, innovation, and industrial chains, facilitating precise matching of financial resources with technology innovation elements [3] Group 3: Risk Management - A dual-line risk control management system is established to ensure seamless communication and real-time sharing of key financial and operational data between banks and investment institutions [4] - This system allows for precise risk identification and joint management, supporting the stable development of technology innovation enterprises [4]