兰州市委金融办相关负责人表示，将联合中国银行开展"普惠金融进园区"系列活动，设立专属服务站，通过政策宣讲+现场尽调+批量授信模式，推动普 惠金融服务下沉，通过"信易贷·陇信通"平台实现企业需求与金融产品的常态化匹配。数据显示，2025年上半年兰州市通过该平台已为144户工业企业撮合 融资71.33亿元，政策红利正加速转化为企业发展动能。 会后，企业代表就"信用贷款申请条件""还款方式优化"等问题与银行负责人深入交流。金融监管部门现场回应将推动银行机构建立敢贷、愿贷、能贷、会 贷机制，对中小微企业不良贷款率实行差异化考核容忍度。 中小企业作为经济发展的"毛细血管"，其融资难题需通过政策+服务+创新组合拳破解。会议现场，市工信局详细解读了2025年兰州市支持企业融资的相 关政策，中国银行基于中小企业"短频急"融资需求特征，就企业不同发展阶段的金融需求，量身定制差异化金融产品，重点针对专精特新企业，通过科技 数据+政府白名单，为企业精准画像推出"专精特新贷"，打通研发投入与融资额度的量化通道；同时，联合兰州市知识产权局打造专利价值评估+政策补 贴贴息的"知惠贷"等优势产品，为参会企业提供全生命周期、全链条的金融服务 ...

Core Viewpoint - The event held in Guangzhou aimed to showcase and promote the innovative achievements in technology finance in Guangdong, with nearly 200 participants from various sectors [1] Group 1: Event Overview - The Guangdong Provincial Science and Technology Finance Work Exchange Promotion Conference successfully took place, focusing on the integration of technology and finance [1] - China Bank Guangdong Branch played a significant role in supporting the event and signed cooperation agreements with local productivity promotion centers and enterprises [1] Group 2: Technology Finance Innovation - Technology finance has become a core engine driving innovation and development, aligning with the strategic goal of enhancing technological self-reliance and building a modern industrial system [1] - A total of 369 cases were collected from financial institutions and enterprises across the province, with 50 selected as exemplary cases, showcasing Guangdong's innovative practices in technology finance [2] Group 3: Selected Cases - The "Zhongyin Sci-tech Innovation Ecosystem Partner" case demonstrated the bank's efforts in creating a comprehensive financial service model for sci-tech enterprises [2] - The "Trial Loan Service" case highlighted the bank's innovative financing model through the launch of the first trial platform loan in the province [2] - The "Zhongyin Torch Innovation Points Loan" case illustrated the integration of the Ministry of Science and Technology's innovation points system with banking services [2] - The "Investment, Loan, and Guarantee" service model case from Dongguan showcased a new integrated credit service for early-stage and growth-stage enterprises [2] Group 4: Cooperation and Future Plans - A cooperation memorandum was signed between China Bank Guangdong Branch and the Guangdong Provincial Productivity Promotion Center, focusing on six key areas of collaboration in technology finance [3] - The cooperation aims to enhance risk compensation for technology credit, build a sci-tech ecosystem, and support regional innovation [3] Group 5: Financial Services and Achievements - China Bank Guangdong Branch has positioned technology finance as a key focus for high-quality development, aiming to be a leader in the sector [4] - The bank has developed a distinctive technology finance service system, offering various financial products tailored to the needs of tech enterprises at different stages [5] - As of May 2025, the bank's technology finance credit balance exceeded 283 billion, serving nearly 19,000 tech enterprises, leading in both credit scale and client numbers in the region [5]

聚焦政策引领 打造金融服务新格局 党的二十大报告明确指出，"坚持把发展经济的着力点放在实体经济上"。扬州中行紧跟国家战略导向， 制定专项金融服务方案，重点支持制造业、绿色产业、乡村振兴等关键领域。截至2025年一季度末，该 行制造业贷款余额达177亿元，本年度新增22亿元；绿色信贷规模突破180亿元，惠及环保科技、清洁能 源等众多企业。 在政策落实上，扬州中行成立"实体经济服务专班"，建立"一企一策"对接机制，针对地方主导产业中的 龙头企业、专精特新"小巨人"企业，提供定制化融资方案。例如，为某国家级高新技术企业量身打 造"科技贷+知识产权质押"组合产品，成功解决其研发资金缺口，助力企业实现技术突破，产品远销海 外市场。 近年来，中国银行扬州分行（下称"扬州中行"）作为扎根地方的国有金融机构，始终坚守服务实体经济 的初心使命，积极响应国家稳经济、促发展的政策号召，以金融活水精准浇灌实体经济沃土。通过创新 金融产品、优化服务模式、深化普惠金融，助力地方产业升级、企业成长和民生改善，为区域经济高质 量发展注入强劲动能。 小微企业是实体经济的"毛细血管"，更是稳就业、保民生的主力军。面对经济下行压力，扬州中行主动 ...

转自：新华财经 民营经济是推进中国式现代化的生力军，是高质量发展的重要基础。中国银行宁波市分行秉承服务实体 经济"国之大者"，厚植宁波民营经济沃土，聚焦解决民营企业实际发展难题，以金融服务专业性、创新 性、普惠性激活民营经济的"一池春水"。 助企出海拓市场 作为宁波外贸的主力军，民营企业"出海"离不开金融有力支持。中国银行宁波市分行依托集团全球化、 综合化优势，推出覆盖全球结算、跨境融资、风险管理的综合解决方案，积极打造民营企业"出海"首选 银行。 紧跟国车"出海"步伐，近日，该行为某全球知名新能源汽车制造企业提供8亿元的授信支持，用于整车 出口销售、研发费用投入，帮助该车企进一步拓宽欧洲、东南亚、澳大利亚等海外市场。 聚焦企业从"出口"向"出海"转型的核心需求，分行用好"一点接入 全球响应"机制，联动中行海外机构， 全力破解民企国际化经营痛点。宁波某民营企业是国内纺织服装行业龙头，正加速布局全球化赛道。 2025年企业在并购法国某高端童装品牌时，面临资金风险、多国法律、政策咨询等现实难题。中国银行 宁波市分行迅速联动海外巴黎分行，成立专项工作组，围绕特殊目的公司（SPV）设立、境外投资备案 （ODI）、并购 ...