Core Viewpoint - The article highlights the significant role of green finance in promoting sustainable development in Jiangsu, with a focus on innovative financial solutions that support green projects and industries. Group 1: Green Finance Development - Jiangsu's green credit balance is expected to exceed 5.3 trillion yuan by June 2025, reflecting a 19.5% increase from the beginning of the year [1] - The Agricultural Bank of Jiangsu has implemented a "cross-province linkage + internal syndicate" model to provide tailored financial solutions for green projects, including a 7.51 billion yuan project loan [2][3] - The China Bank Jiangsu Branch has developed a diversified financial product system to support green industries, while Jiangsu Bank has introduced innovative products for various renewable energy sectors [3] Group 2: Financial Tools and Innovations - The National Development Bank Jiangsu Branch is focusing on ecological infrastructure projects, supporting water environment governance and green development initiatives [4] - The "Su Carbon Integration" product has supported 3,294 green enterprises with loans totaling 40.4 billion yuan, achieving an average interest rate of 4.1% [5] - Various green financial tools, including green bonds and funds, are being utilized, with significant projects like the issuance of technology innovation bonds for offshore wind power [6] Group 3: Transition Finance - Transition finance is emerging to support industries with significant carbon reduction potential, with a focus on high-emission sectors [7] - Jiangsu Bank has issued its first transition finance loan linked to ESG performance, providing a model for financing low-carbon transitions in high-carbon industries [7][8] - The People's Bank of China Jiangsu Branch has established a transition finance system with standards and directories for various high-carbon industries, aiming for comprehensive coverage by 2026 [8]

Group 1: Company Financing and Support - Jiangsu Bank has developed a financing solution called "Su Trade Loan" to support small and micro enterprises, resulting in a company receiving 8 million yuan in funding to expand production and increase sales by 31% in the current quarter [1] - Jiangsu Bank has injected financial resources into over 40,000 enterprises, with a cumulative credit of nearly 400 billion yuan, promoting high-quality development of the real economy [1] - The bank has implemented a "six specialized mechanisms" to enhance financing channels for small and micro enterprises, focusing on personalized services and efficient processes [2] Group 2: Technological Empowerment and Service Efficiency - Jiangsu Bank has strengthened the promotion of non-repayment renewal loans for small and micro enterprises, introducing smart tools like "proactive invitation" and "simulated approval" to enhance service efficiency [3] - The bank has created a "hot map" for small and micro enterprise connections, ensuring that enterprise needs are met quickly and effectively through a comprehensive management process [3] Group 3: Support for Private Enterprises - Jiangsu Bank has increased credit loans and medium-to-long-term loans for various types of private enterprises, focusing on sectors like technology, manufacturing, and agriculture [4] - The bank has launched the "Su Yin e-chain" system to provide fully online financing for small and medium-sized private enterprises, enhancing their operational management capabilities [4] Group 4: Support for Foreign Trade Enterprises - Jiangsu Bank has established a specialized action team to support foreign trade enterprises, ensuring that necessary credit needs are met without arbitrary loan reductions [7] - The bank has introduced the "Su Trade Loan" product to assist foreign trade companies in financing, providing timely loans to alleviate payment pressures [7] Group 5: Innovation in Financial Services - Jiangsu Bank has initiated a special action plan to expand first-time loans for technology enterprises, enhancing coverage and support for innovation [8] - The bank has launched the "Achievement Transformation Loan" to assist in the transfer and transformation of technological achievements, promoting collaboration between technology and industry [8][9]

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to sustainable development and green finance, highlighting its role as a leader in promoting green financial practices in alignment with national strategies for a harmonious relationship between humans and nature [1][10]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its core business strategy since 2013, collaborating with the International Finance Corporation (IFC) to launch energy efficiency loan projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail banking [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "contract energy management loans" to support the renewable energy sector [4]. - Jiangsu Bank has also launched transformation finance services, including "ESG performance-linked loans" and "carbon account-linked loans," to assist enterprises in their transition to low-carbon operations [5]. Group 3: Collaborative Efforts - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, establishing partnerships with various departments to enhance green finance initiatives [7]. - The bank has taken a leading role in setting industry standards for green finance, participating in the development of multiple national and local green finance standards [7][8]. - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Workgroup and adopting the United Nations' Principles for Responsible Banking (PRB) [8][9]. Group 4: Future Commitments - Jiangsu Bank aims to deepen its green finance innovations and optimize resource allocation to contribute significantly to the vision of a beautiful China, aligning with the "Two Mountains" theory [10].

Core Viewpoint - The article emphasizes the commitment of Jiangsu Bank to green finance and sustainable development, highlighting its role as a leader in promoting a harmonious relationship between humans and nature in China [1][3]. Group 1: Strategic Development - Jiangsu Bank has integrated green finance into its strategic planning since 2013, collaborating with the International Finance Corporation (IFC) on energy efficiency projects [2]. - The bank established a dedicated green finance department in 2015 and adopted the Equator Principles in 2017, becoming the first city commercial bank in China to do so [2]. - In 2023, Jiangsu Bank set up a leadership group for green finance to implement national policies and released a three-year work plan for green finance development [3]. Group 2: Product and Service Offerings - Jiangsu Bank has developed a comprehensive green finance product system covering nine sectors, including corporate credit, investment banking, and retail [4]. - The bank has introduced innovative products such as "green innovation combination loans" and "ESG performance-linked loans" to support various green projects [5]. - Jiangsu Bank's ecological finance services focus on environmental protection and urban green development, offering products like solid waste loans and soil restoration loans [5]. Group 3: Collaboration and Ecosystem Building - Jiangsu Bank actively collaborates with government agencies and other financial institutions to create a green finance ecosystem, enhancing its professional capabilities [7]. - The bank has established partnerships with various government departments and has been involved in setting industry standards for green finance [7][8]. - Jiangsu Bank promotes knowledge sharing and collaboration among banks through initiatives like the establishment of a green finance alliance for small and medium-sized banks [8]. Group 4: International Engagement - Jiangsu Bank has engaged in international cooperation, joining the UK-China Green Finance Working Group and becoming a signatory to the UN Principles for Responsible Banking (PRB) [8][9]. - The bank has taken leadership roles in international forums, contributing to the development of new standards for sustainable finance [9][10]. - Jiangsu Bank aims to align its operations with global best practices in sustainable finance while addressing local market needs [8].