美国财政部表示，生产成本不断上升，加之消费者习惯与技术的快速变化，使得1美分硬币的生产"在经 济上难以为继且没有必要"。美国财政部指出，如今制造一枚1美分硬币的成本为3.69美分，而10年前为 1.42美分。停产1美分硬币预计每年可为美国铸币局节省约5600万美元。1美分硬币仍将作为法定货币流 通，目前市面上流通的估计有3000亿枚，"远远超过商业交易所需的数量"。 美国首枚政府发行的1美分硬币诞生于1793年。自1909年起，这枚由锌和铜制成的硬币正面一直印有前 总统林肯的侧面肖像。 当地时间11月12日，美国财政部司库布兰登·比奇视察费城铸币厂，监督最后一枚1美分硬币的生产。这 标志着美国延续了232年的1美分硬币正式停产。 今年2月，美国总统特朗普表示，他已下令财政部停止铸造"实属浪费"的1美分硬币。此举促使美国加油 站、快餐连锁店和大型零售商调整价格，并对现金交易进行四舍五入处理。 （文章来源：央视新闻） ...

停止铸造1美分硬币是美国的一项重大货币政策调整，由唐纳德.特朗普推动。这是美国自1857年停止铸造半美分硬币以来，首次永久取消一种流通硬币。 1美分硬币自1793年首次发行，1864年以后铸有林肯头像，已经铸造超过1万亿枚。由于1美分硬币的铸造成本早已高出其实际面值，所以长期以来就有争 议。每枚1美分硬币的生产成本约2.5美分，2024年总支出超过8亿美元，远高于其1美分面值。 另外，由于数字支付普及，现金交易减少，很多商家已"四舍五入"到最近的5美分。国会和经济学家早在10多年前就推动此议题，但因历史学家、收藏家 和传统派等反对而难以实施。 11月12日，美国完成最后一批1美分硬币的铸造，1美分硬币长达232的历史正式走向终点。停止铸造这种硬币的原因是其成本大大高于实际面值，特朗普 重新上台之后就宣布，指示财政部停止生产新的1美分硬币。最后一批1美分硬币预计将成为热门收藏品。 特朗普在2月刚重新入主白宫就宣布，他已指示财政部长斯科特.贝森特停止生产新的1美分硬币，声称此举将"节省纳税人资金，并简化日常交易"。 最后一批1美分硬币由美国财政部在费城铸造，总量约1.5亿枚，这些硬币将被用于现有库存补充，但不会大 ...

【#美国停止铸造1美分硬币# #美国首次永久停用流通硬币#】11月12日，美国财政部在费城完成最后一 批1.5亿枚1美分硬币铸造，这一拥有232年历史的硬币正式退出铸造舞台。该硬币自1793年首次发行， 1864年后铸有林肯头像，累计铸造超1万亿枚，此次停铸是美国自1857年取消半美分硬币后，首次永久 停用一种流通硬币。停铸核心原因是成本与面值严重倒挂，每枚1美分硬币铸造价约2.5美分，2024年相 关支出超8亿美元。同时，数字支付普及使现金交易减少，不少商家已采用 "五舍五入" 结算方式。这一 政策由特朗普重新上台后推动，2月他便指示财政部长停止生产，称此举可节省纳税人资金、简化日常 交易。值得注意的是，最后一批硬币仅用于补充现有库存，不会大规模流通，市面上的1美分硬币将被 逐步回收但不强制兑换。因是 "收官之作"，这批硬币预计将成为热门收藏品，短期内单枚价值或达5-10 美分。（记者 宋世锋 剪辑 庆苗苗） 来源：扬子晚报 ...

在美国财政部决定逐步淘汰1美分硬币后，周三费城铸币厂印制完成了最后一枚硬币。其生产成本已攀 升至面值的近四倍。 美国零售商已开始在现金交易中自动将零钱从1美分四舍五入至5美分。但零售业警告称，1美分硬币的 快速消失可能引发操作问题，例如收银台兑现银行支票时的找零困境。 尽管新币生产停止，流通中的1美分硬币仍可在商店中继续使用。比奇强调："虽然今天我们告别了铜质 1美分硬币的持续生产，但必须明确：1美分仍是法定货币。我们有超过3000亿枚硬币在流通，并鼓励大 家继续使用。" 特朗普此前称生产1美分硬币"极其浪费"，并于今年早些时候指示财政部长斯科特·贝森特（Scott Bessent）逐步减产。财政部5月停止订购该硬币，铸币局6月结束大规模生产。 美国已正式停止生产1美分硬币，数字化浪潮与成本飙升终结了这一流通230年的"便士"。 美国财政部司库布兰登·比奇（Brandon Beach）在铸币厂表示："随着美国支付方式的快速现代化，财政 部和特朗普总统认为，继续生产1美分硬币既不符合财政责任，也无法满足公众需求。" 自1793年流通至今的1美分硬币逐步退出市场，正值数字支付系统普及使其在消费者和零售商中的使用 ...

Group 1 - The United States is currently facing a "coin shortage crisis," particularly affecting the availability of one-cent coins, impacting both small convenience stores and large retail chains [1][3][5] - The crisis originated from a decision made by former President Trump on February 9 to stop the minting of one-cent coins due to high production costs, which was officially implemented by the U.S. Mint in May [3][5][10] - The initial expectation was that a shortage would not occur until early 2026, but banks began experiencing shortages by late August and early September, leading to disruptions in the retail sector [5][10][11] Group 2 - Many businesses have resorted to rounding cash transaction prices to the nearest five cents to cope with the shortage, but this practice is not universally applicable due to local regulations [7][8][10] - In cities like New York, strict regulations require precise change, and businesses are hesitant to adjust prices for fear of complaints or legal issues, leading to potential losses [8][10][11] - Major convenience store chains, such as "QuickTrip," are expected to incur significant losses, with estimates around $3 million due to the rounding practices [10][11] Group 3 - The cost of producing a one-cent coin is nearly four cents, which has led to ongoing debates about the financial wisdom of ceasing its production [11][13][16] - Experts warn that stopping the minting of one-cent coins may lead to increased production of five-cent coins, which have a manufacturing cost of nearly 14 cents, potentially negating any savings [16][18] - The situation highlights the need for clear federal guidelines on rounding rules and consumer protection measures to address the cash transaction disparities [18][20][24] Group 4 - Despite the cessation of minting, there are still many one-cent coins in circulation, but they are not actively being used, leading to a perception of a shortage [20][24] - The "no cent era" is not simply about stopping the minting of coins; it requires balancing production costs, business interests, and consumer needs [24]

Group 1: Coin Crisis Impact - The decision to stop producing the 1-cent coin has led to significant disruptions in retail, with companies like Kwik Trip facing potential losses of up to $3 million annually due to rounding transactions to the nearest 5 cents [3] - The cost of producing a 5-cent coin is 13.8 cents, nearly four times that of the 1-cent coin, raising questions about the cost-saving rationale behind the policy [3] - The shortage of 1-cent coins has emerged sooner than expected, with banks ceasing supply in May 2025, leading to a rapid depletion of privately held coins [3] Group 2: Federal Reserve Division - A rare power struggle within the Federal Reserve has emerged, highlighted by a split vote on interest rate cuts, with some officials advocating for a 50 basis point cut while others oppose any reduction [5] - The internal conflict reflects broader concerns about inflation and the deteriorating job market, with officials divided on the best course of action [5][7] - The independence of the Federal Reserve is under pressure from the Trump administration, which has publicly criticized the Fed's pace of rate cuts [7] Group 3: National Debt Concerns - The U.S. national debt has surpassed $38 trillion, equating to approximately $280,000 per household, with a rapid increase from $37 trillion to $38 trillion occurring in just two months [9] - Interest payments on the national debt are projected to consume about $1.4 trillion in 2025, representing 26.5% of federal revenue, exceeding military spending [9] - Concerns about a potential "debt reckoning" are growing, with market actions reflecting fears of rising deficits and oversupply of government bonds [9] Group 4: Interconnected Crises - The issues surrounding the 1-cent coin, the Federal Reserve's internal divisions, and the national debt are interconnected, reflecting the government's urgent need to cut short-term fiscal costs [11] - The Trump administration's reliance on tariff revenues to offset deficits has proven insufficient, as increased medical spending has outpaced tariff income [11] - Rising credit card default rates and financial strain on consumers indicate broader economic challenges, exacerbated by the ongoing crises [11]

近日，一位35岁的金融从业者凯尔·米切尔就干了一件让全网都为之炸锅的超级大胆的财富转换：他以仅仅25万美元的天价，将自己手中的一大笔资产全部 换成了500万枚5美分的硬币，足足30吨重的巨大一堆，就全部都堆到了他自家的农场的车库里了。经过了四个多月的不懈努力,最后才通过无数的银行的打 点,硬币的山才算是凑齐了。 米切尔说自己是在"复刻巴菲特"。上世纪60年代，巴菲特发现美国银币的含银量逼近面值，果断囤积白银。 更讽刺的是，米切尔车库裡还堆着2万磅1982年前的铜质1美分硬币。这类投机早有失败先例：2008年金融危机后，美国将1美分硬币材质改为锌芯，囤积旧 版铜币的人血本无归。 但当30吨的硬币纷纷入市时，其实所体现的就是普通人对当前的通胀的深层的集体焦虑和对未来经济的不确定感。 不过，这场以"大杀四方"之势的豪赌却暗藏着三个致命的漏洞：既要应对的金融危机的复杂性，又要面对的全球政治的不确定性，再加上我国自身的经济转 型的深度和广度的双重挑战，真可谓"三面楚歌"啊！ 据美媒披露，美国法律对5美分硬币的处理早就有明文的规定，即不得将其熔毁，违者最高可处以1万美元的罚款加5年的监禁。基于米切尔的"金属财富"越 积越 ...

Core Viewpoint - The article discusses Kyle Mitchell's investment strategy of hoarding nickel coins as a hedge against inflation, drawing parallels to Warren Buffett's historical investment in silver coins [2][6]. Group 1: Investment Strategy - Kyle Mitchell has accumulated $250,000 worth of nickel coins, totaling 5 million coins, weighing nearly 30 tons, as a means to hedge against inflation [2][3]. - The current metal value of these coins is approximately $290,000, exceeding their face value due to the rising costs of copper and nickel [5][6]. - Mitchell's approach involves exchanging cash for coins at various banks, a process that took over four months and required significant effort due to bank limitations on coin exchanges [6][7]. Group 2: Market Context - The article highlights the recent surge in gold and silver prices, prompting Mitchell to focus on more industrially relevant metals like nickel and copper [2]. - Copper prices have increased by about 23% this year, while nickel prices have remained stable [5]. Group 3: Legal and Regulatory Considerations - Mitchell's strategy raises legal concerns, as U.S. law prohibits the melting or export of nickel coins, which could result in significant penalties [7]. - Despite the legal risks, Mitchell believes that the intrinsic value of the coins will remain stable, and he anticipates potential future appreciation as metal resources become scarcer [7][8].