记者丨叶麦穗 编辑丨肖嘉 贵金属年末出现"发烧"行情，实现普遍轮涨。继黄金、白银价格大幅拉涨后，有色商品的大涨"接力 棒"传递到了铂金。 | < W | 贵金属 | | | --- | --- | --- | | 名称 | 5日涨跌幅 | 年初至今▼ | | 伦敦银现 | 8.73% | 128.31% | | SPTAGUSDOZ.IDC | | | | COMEX M-自 | 7.81% | 125.14% | | QI.CMX | | | | COMEX自银 | 7.87% | 125.25% | | SI.CMX | | | | NYMEX铂 | 13.88% | 113.66% | | PL.NYM | | | | 现货铂金(美元/ | 13.75% | 112.51% | | SPTPTUSDOZ.IDC | | | | SGE白银T+D | 13.67% | 107.14% | | AG(T+D).SGE | | | | 上海银 | 13.80% | 106.84% | | SHAG.SGE | | | | SHFE自银 | 7.92% | 104.49% | | AG.SHF | | | | ...

尽管美联储已经连续多次加息，但在证词中，美联储主席暗示未来可能放缓加息步伐。他表示，随着通 胀压力的逐渐缓解和经济的复苏，美联储将根据实际情况调整货币政策，以确保经济稳定和可持续发 展。此外，他还指出，未来的决策将考虑通胀数据、就业市场状况以及全球经济环境等多个因素。 三、对未来经济的展望 在证词中，美联储主席还对未来的经济展望进行了阐述。他表示，尽管当前面临一些挑战，但美国经济 具有韧性，并有望实现全面复苏。然而，为了实现这一目标，需要继续采取措施确保通胀回到目标水 平，并维持经济的稳定增长。此外，他还强调了全球经济环境对美国经济的影响，并表示将密切关注国 际形势的变化。 一、重申对抗通胀的决心 在证词中，美联储主席明确表示，对抗通胀仍是当前的首要任务。他强调，通胀对经济和民众生活造成 的影响深远，美联储将继续采取措施确保通胀回到目标水平。此外，他还指出，通胀的根源在于供应链 问题、能源价格以及部分商品需求的暂时性上升等因素。为了应对这些挑战，美联储已经采取了一系列 措施，包括调整货币政策和财政政策等。 二、可能放缓加息步伐 四、总结 资讯文章标题：美联储主席在国会证词中重申对抗通胀的决心，暗示可能放缓加息 ...

Core Insights - Gold investment is increasingly viewed as a "ballast" in asset allocation, serving as a hedge against inflation and a safe haven during market volatility [1][3] - The article provides a guide to selecting reliable gold trading platforms, emphasizing the importance of safety and efficiency in transactions [1][3] Group 1: Advantages of Gold Investment - Gold is recognized as a global hard currency due to its unique trading mechanisms [3] - Key advantages include: 1. 24/7 trading availability, allowing responsiveness to market changes [5] 2. Opportunities in both rising and falling markets through dual-direction trading [5] 3. Flexible capital usage with low entry barriers [5] 4. High liquidity, enabling quick buy and sell transactions [5] 5. Gold acts as a natural safe haven during economic uncertainties [5] Group 2: Overview of Top Gold Trading Platforms - A comprehensive review of ten gold trading platforms based on regulatory background, trading costs, withdrawal efficiency, and service features [3][6] - Notable platforms include: 1. **Leading Gold Metal**: Recognized for its strong regulatory credentials and low trading costs, offering up to $10,000 in trading bonuses [7] 2. **Emperor Gold Metal**: Valued for its market analysis and quick fund withdrawal processes [7] 3. **Baogao Gold**: Known for compliance and personalized trading solutions [6][7] Group 3: Steps for New Investors - New investors are advised to follow a structured approach to start trading: 1. Use a demo account to familiarize with market dynamics [8] 2. Build foundational knowledge of trading terminology [9] 3. Develop a trading plan with clear stop-loss and take-profit levels [9] 4. Start with small investments to gain experience before increasing capital [9]

Core Insights - A financial professional, Kyle Mitchell, made a bold investment by converting $250,000 into 5 million five-cent coins, weighing 30 tons, and storing them in his garage [1][3] - Mitchell aims to replicate Warren Buffett's strategy from the 1960s, focusing on the metal value of the coins, which currently exceeds their face value [3] - The investment has already appreciated to $290,000 based on metal value, presenting a potential profit of $40,000 [3] Group 1: Investment Strategy - Mitchell's strategy is based on the premise that the metal content of the five-cent coins is worth more than their face value, with current calculations showing a value of 6 cents per coin [3] - The U.S. Mint acknowledges that producing these coins incurs a loss, with production costs projected to reach 14 cents per coin in 2024 [3] Group 2: Risks and Challenges - There are significant legal restrictions on the handling of five-cent coins, including a prohibition on melting them down, which could result in fines and imprisonment [5] - Hidden costs associated with the investment include $32,000 in labor fees and $15,000 annually for storage and security, along with potential bank fees of up to 20% when cashing in the coins [5] - The volatility of nickel prices poses a risk, as a repeat of 2022's market conditions could drastically reduce the investment's value [7] Group 3: Market Sentiment - The accumulation of physical assets like coins reflects a broader societal anxiety regarding inflation and economic uncertainty [7][9] - The shift towards tangible assets is driven by the devaluation of paper currency, indicating a collective move towards securing value in physical forms [9] - Unlike Buffett's investment in freely tradable silver, Mitchell's coins may be seen as a "metallic penalty" awaiting policy changes for redemption [9]

Group 1 - The article emphasizes the importance of financial literacy and smart consumption among young people, highlighting the trend of "smart consumption + prudent investment" [5][12][22] - A survey indicates that savings remain the primary investment method for young respondents, accounting for 64.1%, while stocks, bank wealth management, and insurance also exceed 50% [12] - The preference for gold is notably strong among the 18-25 age group, with 46.4% showing a strong inclination towards it [12] Group 2 - The concept of "精算主义" (calculative lifestyle) is presented as a means of gaining control over finances, focusing on ensuring that every expenditure is worthwhile [22] - Financial tools such as budgeting apps are highlighted for their effectiveness in managing expenses and tracking spending, which helps in avoiding unnecessary expenditures [17][20] - The article discusses the importance of a diversified investment portfolio, suggesting a combination of money market funds, bond funds, and gold ETFs as standard options for young investors to build a resilient financial foundation [22]

Group 1 - The international gold price surged to $3651.9 per ounce in September 2025, a significant increase from around $3400 in June to August [1] - The rise in gold prices is attributed to expectations of an imminent interest rate cut by the Federal Reserve, driven by poor economic data, including a negative employment figure and a rising unemployment rate of 4.3% [1] - Domestic gold retailers have adjusted their prices accordingly, with major brands like Chow Tai Fook and Chow Hong Chi selling gold at approximately 1078-1079 yuan per gram, while others like Cai Bai and Bao Qing are offering lower prices around 1032-1038 yuan per gram [1] Group 2 - The domestic gold trading market is active, with standard gold prices around 827.43 yuan per gram and higher purity gold (9999) priced at approximately 830.50 yuan per gram [3] - Other precious metals are also experiencing price increases, with silver priced at 9.406 yuan per gram and palladium at 270.8 yuan per gram [4] - Platinum prices remain stable, with 18K gold recovery prices at 586 yuan per gram and platinum at 285 yuan per gram [3][4] Group 3 - The rapid increase in gold prices has led to concerns about potential market volatility, especially for gold-related ETFs, which have seen significant gains but also carry higher risks [7][8] - While the market anticipates a Federal Reserve interest rate cut, the outcome is not guaranteed, and any deviation from expectations could lead to substantial fluctuations in gold prices [8] - A long-term perspective on gold investment is suggested, with recommendations to wait for market corrections before making purchases, emphasizing a patient investment strategy [10][12][13]

Core Viewpoint - The Governor of the Reserve Bank of India (RBI) asserts that the battle against inflation has been won, but acknowledges that the war is ongoing [1] Group 1 - The RBI has successfully managed to control inflation rates, indicating a positive trend in economic stability [1] - The central bank emphasizes the importance of continued vigilance and proactive measures to sustain this achievement [1] - Future strategies will focus on maintaining inflation targets while supporting economic growth [1]

Group 1 - Gold has always been a symbol of wealth, known for its value retention, inflation resistance, and safe-haven characteristics, making it increasingly attractive to investors amid global economic volatility [1][2] - Gold investment is not limited to physical gold; choosing a reliable trading platform is crucial for effective risk management and profit enhancement [1][4] Group 2 - Advantages of gold investment include its natural scarcity, which protects it from single-country monetary policies, and its ability to remain stable or even appreciate during economic turmoil [2] - Electronic gold trading (such as futures, ETFs, and spot gold) offers greater liquidity and flexibility compared to physical gold, allowing for T+0 trading suitable for both short-term and long-term investors [4] Group 3 - Recommended trading platforms include: - **Wanzhou Gold**: A reputable platform with real-time data updates and a user-friendly mobile app for trading and fund management [6][8] - **Jinrong China**: Known for low trading costs and a strong focus on investor education, offering free account opening and market analysis [9] - **Rongsheng Gold**: Features a multi-asset intelligent terminal and robust security measures, including ISO27001 certification [11] - **Lingfeng Precious Metals**: Offers a simple account opening process and various services to enhance investor skills [12] - **Aide Gold**: Provides commission-free account opening and emphasizes trading system stability and investor education [13]

Group 1 - The core viewpoint is that stablecoins are becoming an integral part of everyday financial transactions, influencing how people spend and save money [1] - Stablecoins facilitate cross-border transactions with lower fees and faster transfer times compared to traditional banking methods, as illustrated by a case where a transfer using USDT cost only $5 and took half an hour, compared to over $200 and three days via bank wire [3] - There are hidden risks in using stablecoins, such as "slippage" during transfers and potential freezing of bank accounts by financial institutions when users frequently transact with stablecoins [3][4] Group 2 - In countries with high inflation like Argentina, stablecoins are used as a means to preserve value, with individuals converting local currency to stablecoins to avoid devaluation [3] - Caution is advised when using stablecoins for savings, as past incidents like the collapse of TerraUSD highlight the risks associated with less established stablecoins [4] - Stablecoins are increasingly being accepted in e-commerce, providing cost advantages, but there are risks of fraud and counterfeit products, as evidenced by a case where a consumer received a fake luxury watch after paying with stablecoins [5] Group 3 - The use of stablecoins for salary payments is emerging, with some companies opting to pay bonuses in stablecoins to avoid taxes, which poses significant risks if the platform fails [5] - Recommendations for safe usage of stablecoins include trading only on compliant platforms, treating stablecoins as tools rather than investment assets, and questioning the necessity of using stablecoins for transactions [6]

Core Viewpoint - The European Central Bank (ECB) has claimed victory in its battle against inflation [1] Group 1 - ECB's statement indicates a successful strategy in combating inflationary pressures [1]