Par Pacific (NYSE:PARR) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker5Please note this event is being recorded. I would now like to turn the conference over to Ashimi Patel, Vice President of Investor Relations. Please go ahead.Speaker1Thank you, Drew. Welcome to Par Pacific's fourth quarter earnings conference call. Joining me today are Will Monteleone, President and Chief Executive Officer, Richard Creamer, EVP of Refining and Logistics, and Sean Flores, SVP and Chief Financial Officer. Befo ...

Financial Data and Key Metrics Changes - Adjusted diluted earnings per common share increased to $2.17 from $0.25 in the prior year quarter, primarily due to a lower net loss ratio and higher net premiums earned and net investment income [4][5] - Core revenue reached $403.6 million, up 4.4% year-over-year, driven by higher net premiums earned and net investment income [4] - Direct premiums written were $483.7 million, reflecting a 2.7% increase from the prior year quarter, with an 18.2% growth in other states, partially offset by a 3.1% decrease in Florida [4][5] Business Line Data and Key Metrics Changes - Direct premiums earned totaled $538 million, up 3.6% year-over-year, indicating growth in direct premiums written over the past 12 months [5] - Net premiums earned were $363.4 million, up 4.3% from the prior year quarter, attributed to higher direct premiums earned and a lower ceded premium ratio [5] - The net combined ratio improved to 87.5%, down 20.4 points compared to the prior year quarter, due to a lower net loss ratio [5] Market Data and Key Metrics Changes - The net loss ratio decreased to 61.3%, down 21 points from the prior year quarter, reflecting better current accident year results [5] - The net expense ratio increased to 26.2%, up 0.6 points from 25.6% in the prior year quarter, driven by higher other operating costs [6] Company Strategy and Development Direction - The company is negotiating its 2026 reinsurance program, with a substantial portion of its first event catastrophe tower already placed [3] - The company is optimistic about the competitive environment, citing favorable relationships with agency forces and positive market trends [10] - The company plans to continue analyzing markets for profitability, with a focus on Florida, where positive developments have been observed [10][12] Management's Comments on Operating Environment and Future Outlook - Management highlighted the benefits of Florida's legislative reforms, which have stabilized the market and benefited all stakeholders [3] - The company anticipates that favorable legislation and reduced severity and frequency of claims will continue to support its financial performance [11][12] - Management expressed confidence in the company's retention rates, indicating a strong position in the market [12] Other Important Information - The company repurchased approximately 210,000 shares at a cost of $6.9 million during the fourth quarter [6] - A new share repurchase program was announced, allowing for the repurchase of up to $20 million of outstanding shares through January 2028 [6] - A quarterly cash dividend of $0.16 per common share was declared, payable on March 13, 2026 [6] Q&A Session Summary Question: Competitive environment and price declines - Management views the competitive environment as favorable, with positive market trends and strong agency relationships [10] Question: Regulatory environment and affordability issues - Management credited Florida's legislative actions for the current favorable position of the industry and indicated that a decrease in rates does not necessarily lead to decreased earnings [11][12]

BlueLinx (NYSE:BXC) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker4Ladies and gentlemen, thank you for standing by, and welcome to the BlueLinx Holdings' fourth quarter and full year 2025 earnings conference call. At this time, all participants are in a listen-only mode, and today's call is being recorded. We will begin with opening remarks and introductions. At this time, I would like to turn the conference over to your host, Investor Relations Officer, Tom Morabito. Please go ahead.Speaker6Th ...

Federal Signal (NYSE:FSS) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker6Greetings. Welcome to the Federal Signal Corporation fourth quarter earnings call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. If anyone should require operator assistance, please press star zero on your telephone keypad. As a reminder, this conference is being recorded. It is now my pleasure to introduce Felix Boeschen, Vice President, Corpor ...

The Mosaic Company February 24, 2026 Fourth Quarter 2025 Results 1 Forward Looking Statements & Non-GAAP Financial Measures This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may include, but are not limited to, statements about future transactions or strategic plans and other statements about future financial and operating results. Such statements are based upon the current beliefs and expectations of The Mosaic ...

EOG Resources (NYSE:EOG) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker9Good day, everyone, and welcome to EOG Resources' fourth quarter and full year 2025 earnings results conference call. As a reminder, this call is being recorded. For opening remarks and introductions, I will turn the call over to EOG Resources Vice President of Investor Relations, Mr. Pearce Hammond. Please go ahead, sir.Speaker10Good morning, thank you for joining us for the EOG Resources fourth quarter 2025 earnings confe ...

Grupo Aeroportuario del Pacífico (NYSE:PAC) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker4Good morning, everyone. Welcome to GAP's fourth quarter of 2025 conference call. All lines have been placed on mute to prevent any background noise. After the presentation, we will open the floor for questions. At that time, instructions will be given if you'd like to ask a question. Now, it's my pleasure to turn the call over to GAP's Investor Relations team. Please go ahead.Speaker0Thank you, welcome to ...

Disclosures Q4 | 2025 Forward Looking Statements Certain statements contained herein, other than historical fact, may be considered "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provided by the same. These statements are based on management's current expectations and beliefs and are subject to a number of trends and uncertainties. N ...

MicroVision (NasdaqGM:MVIS) Fireside chat February 25, 2026 10:00 AM ET Company ParticipantsGlen De Vos - CEOHans-Werner Kaas - Senior Partner EmeritusJeff Herbst - Independent Director on the Board of DirectorsNone - Video NarratorJeff HerbstGood morning, and thank you for joining today's webinar featuring Hans-Werner Kaas and Glen De Vos. We're especially honored to have Hans-Werner Kaas serve as our fireside host today. Hans-Werner is a McKinsey & Company Senior Partner Emeritus, where he was the co-foun ...

Centuri (NYSE:CTRI) Q4 2025 Earnings call February 25, 2026 10:00 AM ET Speaker7Welcome to Centuri's fourth quarter 2025 earnings call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Nate Tetlow, Vice President, Investor Relations. Please, you may begin.Speaker6Thank you, Angeline. Hello, everyone. This morning, we issued and post ...