陆女士表示："（利率）跟之前比，肯定没得比。我去年9月份存了一笔是（年利率）2.4%，三年 期的是2.4%。今年三年期的只有1.75%了。" 央广网北京12月8日消息（总台中国之声记者王逸群）据中央广播电视总台中国之声报道，五年期 大额存单集体"下架"，三年期大额存单门槛上调，长期限存款产品为何"一单难求"？存款利率下行压力 下，普通储户如何配置资产？ 近日，"六大国有银行集体下架五年期大额存单"的消息引发关注。不少居民反映，大额存单额度难 抢，利率下调。记者查询多家银行手机银行发现，五年期大额存单产品已经基本退市，部分三年期大额 存单也提高了办理门槛。那么，长期限存款产品越来越难买的背后，都有哪些原因？存款短期化是否会 成为未来趋势？面对存款利率下调，普通居民和银行业应当如何调整？ 安徽马鞍山市民陆女士是一名财务人员，一直关注着理财方面的信息。她告诉记者，自己此前曾持 有三年期大额存单，今年到期后本想续存同类产品，却发现市场早已不是当初的模样。 董希淼介绍："近年来，商业银行净息差明显下滑，通过提高门槛、压缩额度，一定程度上能降低 高成本负债规模，努力维持息差基本稳定。部分银行将稀缺的中长期存款额度，作为服 ...

交警提醒，雾天行车务必"慢"字为先，能见度越低，车速应越慢，与前车的距离也要相应加大，要 注意控制车速和车距，不要急刹车。 冬季气温低，在高原地区经常会遇到突然的雨雪、冰雹等恶劣天气，山区弯道和坡道路段，也容易 结冰。特别是背阴弯道，由于阳光照射不到，冰雪融化缓慢，往往成为事故高发区。 青海省西宁市公安局交通管理局城西大队一级警长德吉措提醒："桥梁和隧道路段也是事故多发 地。桥梁散热快，更容易结冰；隧道出入口温度变化大，容易形成 '黑白路'现象，即隧道内干燥，隧道 外结冰，这种突然的路况变化容易让驾驶员措手不及。从时间段来看，早晨和傍晚是事故高发期。冬季 夜间温度极低，路面结冰严重，加上照明条件较差，驾驶员疲劳驾驶的情况也比较常见。" 同时，随着气温降低，暗冰也往往与团雾同时出现，并且薄冰难以被肉眼发现，极易引发交通事 故。那么，如果遇到大雾天气，驾驶人员如何操作才能避免危险？如果看不清道路，智能驾驶能帮大忙 吗？ 冬季大雾天气会显著降低驾驶人获取外界信息的能力，最直接的影响就是容易误判车速和车距，驾 驶人的车道保持能力也会受到影响，更容易压线或偏离车道。交警提醒，雾天行车首先要解决车窗起雾 的难题，这是保障 ...

Group 1 - High-quality development is emphasized as the primary task for building a modern socialist country, with a focus on advancing Chinese-style modernization [1] - China's economy has shown remarkable achievements in total volume, incremental growth, and quality improvement despite complex international situations and domestic challenges [1] - The integration of AI and smart logistics in manufacturing, as demonstrated by a turbine blade production company, enhances operational efficiency and product quality [1] Group 2 - China's technological innovation has accelerated, with significant advancements in various sectors, including the launch of the world's first four-channel ultra-low noise semiconductor single-photon detector [2] - The high-tech manufacturing sector has seen a year-on-year increase of 9.6% in added value, with specific growth in smart drone and vehicle equipment manufacturing at 59.9% and 25.1% respectively [2] - The transition from "point breakthroughs" to "systematic explosions" in innovation is expected to inject strong momentum into the development of new productive forces by 2025 [2] Group 3 - The green aspect of China's economy is also improving, with significant growth in wind and solar power generation, and a 14.4% increase in the value added of waste resource utilization [3] - A technology company has successfully replaced imported materials with domestically developed kaolin, achieving a 55% market share in specific applications [3] - Consumer spending has become a major driver of economic growth, contributing over 50% to economic growth in the first three quarters of the year [3] Group 4 - The "old-for-new" consumption policy has driven sales exceeding 2.5 trillion yuan, benefiting over 360 million people [4] Group 5 - The Ministry of Commerce aims to enhance consumer satisfaction by expanding the supply of quality goods and services, especially during the traditional peak consumption season [5] - By 2025, China's economic output is projected to reach 140 trillion yuan, further solidifying its position as the world's second-largest economy [5] - A call for strategic determination and collective effort is made to advance national rejuvenation and construction [5]

Core Viewpoint - The article highlights the innovative use of the frozen lake surface in Yakeshi, Inner Mongolia, as a winter automotive testing base, transforming local cold resources into a thriving industry while promoting ecological protection and tourism development [1][4]. Group 1: Automotive Testing and Innovation - Yakeshi has established the largest winter automotive testing base in China by utilizing the frozen lake surface and wetland resources, which enhances the local automotive industry and boosts ice and snow tourism [1][4]. - The automotive testing includes various performance evaluations such as braking, handling, and range capabilities under extreme cold conditions, with temperatures nearing -30°C [2][3]. - The testing center aims to focus on five key performance dimensions for mainstream new energy vehicles, conducting ten testing subjects in the unique winter environment of Yakeshi [3]. Group 2: Economic Impact and Growth - The winter automotive testing season is expected to generate an operating income of 1.79 billion yuan in 2024, creating over 2,000 jobs and stimulating related industries such as fuel supply, maintenance, and snow tire production [5][8]. - Yakeshi's automotive testing industry has seen a growth rate of 20% annually, with the city serving as a strategic partner for 85% of China's new energy vehicle companies and holding over 40% market share [5][8]. - The region has recorded a significant increase in tourism, with visitor numbers growing over 65% in the past decade and total tourism revenue increasing by over 46% [14]. Group 3: Ecological Protection and Management - The management of the wetland park incorporates advanced monitoring systems to ensure ecological protection while allowing for the sustainable use of natural resources for automotive testing [10][11]. - The area designated for automotive testing occupies only 5.28% of the wetland park, minimizing the impact on wildlife and maintaining biodiversity [10][11]. - The local government has implemented a comprehensive management strategy to monitor and protect the wetland ecosystem, ensuring that economic activities do not compromise environmental integrity [11][12]. Group 4: Seasonal Resource Utilization - Yakeshi has developed a seasonal resource utilization model, combining land use rights for summer ecological tourism and winter automotive testing, thereby maximizing the value of natural resources [5][13]. - The region is exploring further diversification of its offerings, including agricultural machinery and heavy truck testing, to expand its automotive testing capabilities [5][13]. - The integration of tourism and automotive testing has created new consumer experiences, such as ice karting and snowmobile rides, enhancing the local economy [12][13].

Core Insights - The rising prices of down jackets are attributed to various factors including supply-demand issues, environmental regulations, and climate change impacts [2][3] - The new national standard for down jackets has shifted focus from "down content" to "down fiber content," which has led to market changes and brand dynamics [3][4] - The down jacket industry is evolving to meet diverse consumer needs, transitioning from a mere warming tool to a lifestyle product that combines fashion and functionality [6][7] Price Trends - The price of down jackets has been increasing, with factory prices typically ranging from 150 to 300 yuan, while retail prices often exceed 1,000 yuan [2] - Factors contributing to price increases include a decline in duck and goose farming, stricter environmental policies, and rising international demand [2] - Predictions suggest that down prices may stabilize or decrease in the next three to five years due to increased investment in breeding and the introduction of alternative materials [3] Industry Standards - The new national standard implemented in 2022 has led to a clearer distinction between "down content" and "down fiber content," impacting market dynamics [3] - The market penetration of down jackets with over 85% down fiber content remains low at 30%, indicating significant opportunities for larger brands [3] Consumer Guidance - Consumers are advised to look for the "Anxin Down" standard, check for clear labeling of down fiber content, and assess the tactile quality of the fabric when purchasing down jackets [4] - The presence of unpleasant odors can also be a red flag for product quality [4] Market Segmentation - The down jacket market is segmented into three main categories: functional, fashion, and experiential, catering to different consumer demographics [6] - Companies are focusing on balancing warmth and style, with a significant portion of their products designed to be both functional and trendy [6] Brand Development - Chinese down jacket brands are gaining recognition domestically but still face challenges in international markets [7] - The quality of Chinese products is competitive with international brands, with stricter domestic standards in some areas [7] - Strategies for enhancing brand power include improving brand recognition through marketing, cultural integration, and leveraging e-commerce platforms [7]

12月6日，沈阳沈北新区低空经济核心企业天晴空天科技自主研发的2吨级大型准干线通用运投无人 机SUNNY-T2000正式下线，为区域构建的"制造+运营+监管与服务保障"低空经济产业体系注入重磅动 能。更值得关注的是，依托天晴等龙头企业的技术积淀与产业协同，沈北已形成"10吨级攻坚推进+7 吨/6吨级成熟布局+2吨级全新落地"的全场景货运无人机产品矩阵，标志着东北货运无人机产业迈入多 吨位协同、规模化发展的新阶段。 SUNNY-T2000下线后将进入全面试验阶段，后续通过适航取证后，将与7吨、6吨级产品及10吨级 攻坚产品共同构建"干线重载+区域中转+末端覆盖"的立体物流网络，与已试飞的大学城无人机快递航 线形成高效协同。这一全吨位体系不仅彰显了沈北货运无人机产业的技术硬实力，更将加速区域物流运 输格局重构，为沈北打造"省市低空经济集聚区、先行区、示范区"筑牢装备根基，推动新质生产力在低 空经济领域持续提速。 这一全吨位产品矩阵的成型，是沈北低空经济产业集群化发展的生动注脚。依托"一核三基地"空间 布局与沈阳航空航天城产业优势，沈北已集聚30余家低空经济相关企业，形成以天晴、优选空天科工等 为代表的整机生产梯队 ...

Core Viewpoint - The integration of technological innovation and cultural tourism in Harbin is driving high-quality development in the industry, particularly through the use of advanced technologies in ice construction and visitor experiences [1][2][3] Group 1: Technological Innovations - Harbin is utilizing intelligent automated equipment, such as the "type ice machine," to enhance the efficiency and quality of ice block production for the Ice Snow World, producing approximately 100 cubic meters of ice blocks daily [1][2] - The construction speed of ice landscapes has increased by over 100% due to the application of smart manufacturing technologies [2] - The integration of various technological elements, including colored ice, sound and light control, and smart navigation, is enhancing the visitor experience at the Ice Snow World [2] Group 2: Economic Impact - In the first ten months of the year, Harbin received 150 million visitors, generating a total expenditure of 227.98 billion yuan [3] - The city aims to cultivate high-tech enterprises with strong innovation capabilities to further boost the cultural tourism sector [3] Group 3: Future Development - Harbin plans to support research in artificial intelligence, robotics, big data, and new materials within the cultural tourism sector, optimizing the connection between academic achievements and industry needs [3] - The goal is to upgrade production methods, business models, and management practices in the cultural tourism industry through technological advancements [3]

郑玄波：本次调整后，目录内药品总数增至3253种，其中西药1857种，中成药1396种，肿瘤、慢性 病、精神疾病、罕见病、儿童用药等重点领域的保障水平得到明显提升。 首版商业健康保险创新药目录同时发布，纳入19种创新程度高、临床价值大、患者获益显著且超出 基本医保保障范围的创新药。国家医保局局长章轲表示，通过医保战略购买和价值购买，有效促进创新 药研发。 在此次新纳入到目录的114种药品中，111个为5年内新上市品种，占97.3%。50种为1类创新药。人 力资源和社会保障部工伤保险司司长郑玄波介绍，这些新纳入目录的新药持续填补目前临床治疗中的用 药空白。 章轲："十四五"期间我们累计支出约13万亿人民币，并保持了年均10%以上的较高增速，连续8年 调整了医保药品目录，包括今年在内累计调入了949种新的药品。医保基金为协议期内的谈判药支出超 过了4600亿元，拉动了销售超过6000亿元。 我国已建立每年一调的医保目录动态调整机制，申报范围主要聚焦5年内新上市的药品。由飞所在 的企业今年有7款药品进入国家基本医保目录，得益于国家持续支持创新药发展的相关举措落地，他们 可以全力以赴研发更多创新药品。 央广网北京12 ...

Group 1 - The core viewpoint of the articles highlights public protests in Yokosuka, Kanagawa Prefecture, against Prime Minister Kishi's controversial remarks and Japan's military expansion, emphasizing the need to uphold Article 9 of the Japanese Constitution [1] - International figures criticize Prime Minister Kishi's statements as historically inaccurate and harmful to peace, urging the international community to oppose such provocations [2] - A significant academic conference in Tokyo, attended by over 100 representatives from politics, academia, and business, expressed concern over Kishi's remarks regarding Taiwan, which have led to a rapid deterioration in Japan-China relations [2] Group 2 - The representative of the International Asian Community Society expressed deep concern over Kishi's statement that "Taiwan's situation could pose an existential crisis for Japan," indicating a potential escalation in regional tensions [2] - A professor from Keio University emphasized the importance of maintaining peace in East Asia and deepening economic exchanges, warning that Kishi's rhetoric could lead Japan into a more dangerous situation [2]

央广网北京12月8日消息 据中央广播电视总台中国之声《新闻和报纸摘要》报道， 2025年丝绸之路 电视共同体高峰论坛7日在广东阳江举行。本届论坛以"智媒赋能 海丝启新"为主题。来自20个国家和地 区以及部分国际组织的近300位国内外媒体机构代表、相关领域专家学者、文化及科创企业代表等参加 论坛。 论坛现场发布了共同体年度工作报告及《"丝路联海·智创未来"国际媒体合作阳江倡议》（以下简 称《倡议》）。《倡议》呼吁，丝绸之路电视共同体成员应讲好海丝故事，以媒体为舟、科技为帆，共 赴"丝路联海"新航程，书写"智创未来"新篇章。 "丝绸之路电视共同体"成立于2016年，由中央广播电视总台指导，中国国际电视总公司倡议发起， 目前成员已覆盖64个国家和地区的149家主流媒体等机构。 ...