1月30日夜间，深圳金融监管局公布了一批行政处罚信息公示表，均指向保险机构和相关保险从业者。 作为"保险老将"，钱仲华出生于1962年，他从中国太保退休后加入横琴人寿。2024年4月，钱仲华受横 琴人寿股东委派担任董事长，其任职资格在当年7月获监管核准。临危受命不足两年，钱仲华是否"功成 身退"引关注。根据2025年第三季度偿付能力报告，2025年前三季度，横琴人寿险实现业务收入56.73亿 元，净利润亏损3.26亿元。截至三季度末，总资产440.65亿元，净资产3.40亿元。本季度末核心偿付能 力充足率为111.66%，较上季度末的157.40%下降45.74个百分点。 中融人寿深圳分公司因"财务数据不真实"被罚款20万元，并对孙鹏飞给予警告和处罚款4万元。 中融人寿是2010年3月经中国保险监督管理委员会批准成立的全国性人寿保险公司，总部位于北京。目 前股东包括贵州金锦瑞企业咨询有限公司、中润合创投资有限公司、联合铜箔（惠州）有限公司、深圳 市力元资产管理有限公司等。其中，联合铜箔为贵州金锦瑞的全资子公司，双方共计持有中融人寿 36.36%股份，为第一大股东，目前其实际控制人是罗玉平。记者注意到，自202 ...

1月31日，深圳国资系上市公司特发信息（000070.SZ）发布2025年度业绩预告，公司全年经营业绩再度 告负。公告显示，特发信息2025年预计归属于上市公司股东的净利润亏损4亿元至5.2亿元，扣除非经常 性损益后的净利润亏损4.17亿元至5.42亿元，扣非亏损额略高于归母亏损，核心经营层面仍承压。 值得注意的是，这是特发信息继2023年亏损2.72亿元、2024年亏损4.03亿元后，连续第三个会计年度出 现亏损，且亏损规模呈明显扩大趋势，三年累计亏损额将超10.75亿元。 对于业绩亏损的原因，特发信息在公告中表示，公司主业经营保持稳健发展态势，核心的线缆板块收入 与利润均实现同比增长。而净利润为负的核心原因，是公司对存在减值迹象的资产进行审慎评估和测试 后，拟对智慧城市创展基地项目及前期并购形成的商誉等相关资产计提减值准备，具体计提金额后续将 由专业评估机构及审计机构确认。 | 项目 | 本报告期 | 上年同期 | | --- | --- | --- | | 归属于上市公司股东 的净利润 | 亏损:40,000万元 - 52,000 万元 | 亏损:40,256.61 万元 | | 扣除非经常性损益后 的 ...

Core Viewpoint - Shenzhen's Nanshan District has become the first city district in China to surpass a GDP of 1 trillion yuan, achieving this milestone by 2025, with a significant focus on improving the quality of life for its residents through various social welfare initiatives [5][10][37]. Economic Growth - Nanshan's GDP grew from 652.7 billion yuan at the end of the 13th Five-Year Plan to over 1 trillion yuan in five years, with an average annual growth rate exceeding 5.8% [8][21]. - The district has been recognized as a leading innovation hub, often referred to as "China's Silicon Valley," and has maintained its status as a top economic zone in Guangdong [10]. Social Welfare Initiatives - Education: The district added over 5,000 new compulsory education seats and 500 preschool education seats, with multiple new schools and renovations enhancing educational facilities [11][17]. - Healthcare: Nanshan has upgraded its healthcare services, with local hospitals achieving high rankings and new community health centers offering specialized services [19][41]. - Housing: The district has issued its first "housing voucher" and initiated various housing projects, including over 6,100 units of affordable housing and innovative housing exchange programs [11][21]. - Employment: A series of recruitment events provided over 150,000 job opportunities, facilitating local employment [11][33]. Community Development - The district has focused on improving community services, such as the renovation of old neighborhoods and the establishment of community centers that cater to various age groups [15][23]. - Initiatives like the "Happiness Street" community service center have garnered national attention for their innovative approach to community governance and service delivery [13][41]. Future Outlook - Looking ahead to 2026, Nanshan plans to continue enhancing its social welfare programs, including expanding educational facilities, increasing healthcare access, and improving housing conditions [35][39]. - The district aims to solidify its status as a "benchmark for social welfare" in the coming five years, with a focus on sustainable development and community well-being [33][44].

Group 1 - The core viewpoint of the articles highlights the price fluctuations in the liquor market as the Spring Festival approaches, with a particular focus on the rising prices of Moutai and promotional activities from major brands [2][3][5] - Moutai's wholesale price has increased, with some distributors expecting it to reach 2000 yuan per bottle before the festival, driven by strong demand and limited supply [3][5] - The average retail price of Moutai (500ml/53 degrees) on January 30 was reported at 1843.38 yuan, up from 1600 yuan in December, indicating a significant price increase of 250 yuan [3][19] Group 2 - Major liquor brands, including Wuliangye and Guojiao 1573, are actively engaging in promotional campaigns, offering substantial rewards such as cash and gold to stimulate sales during the festive season [6][8] - Wuliangye has implemented support policies to stabilize market prices, resulting in a slight decrease in the price of its eighth-generation product, with an average retail price of 874.75 yuan [6][19] - Various brands are utilizing incentive programs to enhance consumer engagement, aiming to increase actual sales and reduce inventory pressure [11][12] Group 3 - There is a divergence in market expectations regarding sales performance during the Spring Festival, with some distributors optimistic about sales while others report a decline compared to previous years [12][17] - The overall sentiment indicates a "旺季不旺" (busy season not busy) characteristic, with high-end brands performing better than mid-range and regional brands, which are facing inventory challenges [17] - Price trends are mixed, with some high-end products like Guojiao 1573 seeing price increases, while others like Junpin Xijiu are experiencing declines [15][19]

Core Viewpoint - Tianjian Group is facing a significant decline in its financial performance, with projected net profit for 2025 expected to drop by 58.91% to 70.67% compared to the previous year, marking a new low in recent years [1][2][3] Financial Performance - The company anticipates a net profit attributable to shareholders of between 182 million to 255 million yuan for 2025, down from 621 million yuan in the previous year [1][2] - The net profit excluding non-recurring gains and losses is projected to be between 146 million to 219 million yuan, reflecting a year-on-year decline of 63.40% to 75.60% [1][2] - Earnings per share are expected to range from 0.0473 yuan to 0.0864 yuan, compared to 0.2617 yuan in the previous year [2] Business Segments - The real estate sector is identified as the primary contributor to the company's profit, accounting for 71% to 79% of gross profit over the past three years [3] - The company operates in three main segments: construction, real estate development, and property leasing, with construction accounting for approximately 60% of revenue and real estate contributing about 30% to 35% [3] Operational Challenges - The decline in profitability is attributed to reduced high-margin project turnover and increased impairment losses in real estate projects due to overall market conditions [3][4] - The company reported a significant negative cash flow from operating activities of -999.5 million yuan, a decline of 2236.61% year-on-year, indicating severe cash flow pressure [4] Debt and Financial Health - As of the end of Q3 2025, the company had total assets of 63.347 billion yuan and total liabilities of 48.463 billion yuan, resulting in a debt-to-asset ratio of 76.50% [4] - Despite efforts to slow down real estate development and optimize debt management, the company still faces high debt levels and weak cash flow coverage [4] Industry Outlook - The construction business, while a significant revenue contributor, is also facing industry-wide challenges, including tightened funding in downstream infrastructure and real estate sectors, leading to slower project settlement and increased financial pressure [4][5] - Analysts suggest that if the company can leverage its resource advantages and optimize project development, it may gradually alleviate performance pressures [4]

建设国家层面海外综合服务大平台。统筹外事、法律、财税、金融、经贸、物流、海关、贸促等领域服 务资源，围绕企业出海有关政策咨询、业务办理、国别信息、动态资讯、资源对接、风险防控等共性需 求，形成"一个窗口""一站式"出海服务平台。该平台将于近期在商务部网站上线。 2025年10月，经国务院同意，商务部等五部门印发《关于进一步完善海外综合服务体系的指导意见》。 1月26日，在国新办举行的新闻发布会上，商务部外国投资管理司负责人王亚在回应如何推动《意见》 的落实，为对外投资贸易提供更好的服务时介绍，商务部将会同有关部门以"国家平台+地方港+海外站 +专业机构"为工作重点，加快打造央地联动、区域协同、资源集聚、内外贯通的立体化、全链条海外 综合服务生态。 支持有条件的地方打造出海综合服务港，加强线上线下服务。目前部分地方正开展积极探索并已取得成 效。比如，浙江积极打造海外综合服务平台，加快实现对外投资"一个平台、一窗受理、综合服务"，有 效提升了服务效能。上海整合既有平台资源，推出全市统一的企业"走出去"综合服务平台。深圳开 发"出海e站通"，围绕产品、投资、服务三大场景，助力企业有序、有效、安全出海。 建立海外综合 ...

据招股书披露，胡兆坤1976年10月出生，1997年8月参加工作。参加工作之初，胡兆坤从南海联社九江 信用社出纳起步，一步步升至南海联社九江信用社任副主任。2011年12月，南海农商行完成改制并挂牌 开业，胡兆坤出任南海农商行九江支行副行长，此后历任该行三水支行筹建办公室主任（支行行长 级）、三水支行行长、郁南联社帮扶工作组组长等职，期间还曾在广东省联社信贷管理与发展部挂职高 级经理。 2020年12月起，胡兆坤开始出任南海农商行行长助理。据招股书信息，2024年，胡兆坤税前薪酬总额为 216.7万元（含以前年度延期薪酬71.59万元），高于该行行长杨福明（180.05万元）；截至上述招股说 明书签署之日，胡兆坤还持有南海农商行99739股股份，同时其父亲、母亲、配偶、岳父、姐姐自南海 农商行设立时即持有该行股份。 1月30日，据佛山金融监管分局披露，广东南海农商行因"银承保证金来源审核不严、贷后管理不到位、 供应链贷款业务管理不到位"等多项违规行为，被处以罚款380万元，并没收违法所得3303.91元。同 时，该行行长助理胡兆坤等五名责任人被同步追责。据同花顺iFinD数据统计，此次380万元罚单创下南 海 ...

当一流美术馆拥抱AI创造力，会产生什么奇妙效果？1月28日，深圳美术馆迎来一场跨越科技与人文、 连接传统与未来的艺术盛事——国内AI珠宝创作引领者TTF AI将与其正式签署战略合作协议，并同步 揭幕 "2026马年迎春AI珠宝设计大展"。深圳美术馆与知名珠宝设计机构TTF AI联合宣布，正式推出双 方合作的首件文化创意珠宝作品——《征万里》丙午马年胸针，并预展双方战略合作的首个大型项 目"蝶舞深圳"的核心内容。这不仅是TTF AI与国内顶尖美术馆的首次战略级合作，更深层意义在于，它 代表了权威艺术机构对AI作为一种新兴创造力的正式认可与深度拥抱。 《征万里》马年胸针不仅是一件精美的生肖珠宝，更是深圳文化机构与科技创意企业跨界合作、协同创 新的标志性成果。它承载着从传统中汲取智慧、在创新中面向未来的文化自信，也体现了深圳这座先锋 城市在人工智能时代，勇于突破边界、定义未来的开拓精神。此次合作，不仅标志着深圳这座"设计之 都"在"艺术+科技"融合之路上迈出标志性一步，更将以一款名为 《征万里》 的马年生肖联名胸针为载 体，向城市、向时代发出一份关于"前行"的精神宣言。 一枚胸针，万里征途：从"昭陵六骏"到时代心志 ...

Core Insights - The Shenzhen Urban Index (UIS) was officially launched, representing a systematic summary of Shenzhen's development experience over 45 years, aimed at providing a replicable "Chinese solution" for global urban governance [1][3][10] Group 1: UIS Overview - UIS is designed to transform Shenzhen's urbanization experience into a public knowledge product for global sharing, contributing to urban governance with actionable insights [3][7] - Unlike traditional city rankings, UIS focuses on the future trajectory of cities and how to achieve better outcomes, emphasizing a human-centered approach [4][5] Group 2: UIS Framework - The UIS framework includes a comprehensive evaluation system with six primary dimensions: innovation, livability, beauty, resilience, civilization, and wisdom, comprising 6 primary indicators, 19 secondary indicators, and 50 tertiary indicators [5][6] - UIS connects macro global governance concepts with specific urban governance actions, providing clear goals and initiatives for cities [5][6] Group 3: Global Relevance - UIS addresses global urban challenges, offering a new development paradigm that balances efficiency with social equity, economic growth with ecological protection, and modern construction with cultural heritage [8][10] - The index has already gained international attention and is set to be presented at major global forums, including the United Nations World Urban Forum and the World Cities Summit [9][10]

1月30日，珠海科技产业集团与中国农业银行广东省分行在广州签署全面战略合作协议暨独立授信合 作。农行广东省分行党委书记、行长刘明尧，珠海科技产业集团党委书记、董事长由杨共同见证签约。 农行广东省分行副行长胡艳、李美佳，珠海科技产业集团党委副书记、总经理郭瑾出席仪式。 此次签约前，农行已为珠海科技产业集团众多成员企业提供融资支持，并积极参与集团科创中期票据承 销等业务合作。此次与集团开展全面战略合作及独立授信合作，是双方深化合作的重要里程碑，也标志 着金融"国家队"与珠海科技产业"主力军"携手服务国家战略、赋能粤港澳大湾区新质生产力发展的全面 启航。 胡艳指出，党的二十届四中全会就发展新质生产力、加快科技自立自强作出系统部署，为金融精准服务 科技创新提供根本遵循。珠海科技产业集团整合了珠海国资优质产业资源，致力于打造立足湾区、面向 全国的科技产业核心平台。双方将围绕信贷合作、并购重组、基金设立、债券承销、投贷联动等重点领 域协同发力，全力打造可复制、可推广的科技金融合作范式。 郭瑾表示，农业银行作为服务实体经济的主力军，在科技金融领域有着深厚积淀与专业优势，与集团当 前发展阶段和战略需求高度契合。期待以此次战略 ...