Qi Lu Wan Bao

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财经观察丨不拥有更自由,“租”事有新势
Qi Lu Wan Bao· 2025-07-25 05:01
Core Insights - The rental industry is expanding beyond traditional categories, with new services emerging that cater to diverse consumer needs and preferences [6][7][12] - The new rental market is projected to reach nearly 1 trillion yuan by 2030, driven by a significant increase in younger consumers engaging in rental services [6][12] Industry Trends - The rental market is experiencing a shift towards "new rental" models, which focus on user experience and convenience, contrasting with traditional rental practices that often involve high deposits and lengthy approval processes [12][16] - Younger generations, particularly those born after 1995, are increasingly opting for rental solutions over ownership, valuing access and experience over possession [7][12][16] Market Data - The transaction volume on the Zhima Rental platform has seen a year-on-year growth of over 71.6%, with users under 30 accounting for more than 60% of the platform's customer base [6][13] - The new rental market is expected to grow from 71.6 billion yuan this year to approximately 1 trillion yuan by 2030 [12][16] Consumer Behavior - Consumers are utilizing rental services for a variety of products, including books, baby care equipment, and event-related items, indicating a broadening of rental applications [13][16] - The trend of "experience renting" is gaining traction, where consumers can rent high-value items at a low cost, with a significant percentage opting to purchase after the rental period [16] Business Strategies - Zhima Rental is investing 10 billion yuan in resources to support merchants, including marketing and operational enhancements, to drive business growth [18] - The platform has introduced a set of transaction management regulations aimed at protecting consumer interests, which will take effect on September 1 [18]
鑫闻界|仍有美元理财业绩比较基准超4%,现在是“上车”好时机吗?
Qi Lu Wan Bao· 2025-07-25 04:47
Core Viewpoint - The recent trend of "early profit-taking" in USD wealth management products has drawn attention to their high yields, with average annualized returns exceeding 4.12% as of June, influenced by the Federal Reserve's monetary policy, U.S. Treasury yields, and the USD exchange rate [2][4]. Group 1: Performance and Trends - As of June, the average annualized yield for USD wealth management products over the past six months was 4.12%, with one-month and three-month yields at approximately 3.96% [5]. - The issuance of USD wealth management products is on the rise, with over 20 products currently in fundraising, and some offering performance benchmarks exceeding 4% [2][6]. - The number of newly issued USD wealth management products reached 161 in June, marking a new high for the first half of the year, with a year-on-year increase of 31.97% [6]. Group 2: Product Details and Adjustments - Several USD wealth management products, including those from 招银理财, have reached their profit-taking conditions and will terminate early, with some ending approximately 18 months ahead of schedule [3][4]. - 招银理财 has optimized the contract terms for seven USD target profit products, reducing the early termination observation period from five working days to three [4]. Group 3: Market Considerations - Despite high performance benchmarks, industry experts advise caution regarding the potential impact of the Federal Reserve's interest rate cuts and exchange rate fluctuations on USD wealth management products [8]. - The USD index has declined over 10% this year, and the exchange rate against the RMB has dropped from 7.35 to around 7.16, posing risks for investors who purchased USD at higher rates [8].
自2013年以来最大的界面改版!苹果发布iOS 26公测版
Qi Lu Wan Bao· 2025-07-25 04:21
7 月 25 日消息,苹果公司今天面向 iPhone 用户,推出了首个 iOS 26 公测版更新,带来了全新的"液态玻璃"(Liquid Glass)设计,新增大量新功能、新特 性。 新设计采用了半透明和带有动画效果的控件,取代了许多用户熟悉的按钮与菜单,并且这一设计理念不仅应用于iPhone,还将扩展到iPad、Mac电脑和Apple Watch的操作系统中。 名称方面,苹果调整了 iOS 系统的命名规则,统一按照年份方式命名,并将所有软件平台统一为"26"版本号。 苹果将这一新外观称为"Liquid Glass(液态玻璃)"。这种半透明质感可反射和折射周围环境,并随内容动态变化,帮助用户更聚焦于核心内容,为控件、 导航栏、应用图标、小组件等元素赋予全新活力。 (齐鲁晚报·齐鲁壹点客户端编辑 张宝帆 综合证券时报、IT之家、智通财经、公开信息等) 此外,iOS 26还包含新的AI功能,如iMessage和FaceTime的实时翻译,以及基于截图的视觉搜索能力。基础应用方面,电话应用整合了最近通话和语音信 箱,并加强了对垃圾信息和来电的过滤。备受期待的Siri重大升级未包含在本次更新中,预计2026年推出。公 ...
保定乾璟酒业因虚假标注生产日期及环境脏乱被罚没6万元
Qi Lu Wan Bao· 2025-07-25 03:28
近日,保定市徐水区市场监督管理局对保定乾璟酒业有限公司(以下简称"乾璟酒业")作出行政处罚(保徐市监处罚﹝2025﹞16-2号),该公司因严重违反 食品安全法规被处以警告、没收违法产品并罚款6万元整,处罚决定日2025年7月17日。 52%VOL、500mL/瓶装产品标注为 2024年5月25日; 42%VOL、100mL/瓶装产品同样标注为 2024年5月25日。 外包车间与灌装车间未按规定进行有效物理隔离;生产车间整体环境卫生状况堪忧;酿造车间环境脏乱,违规堆放着包装箱及其他杂物。 乾璟酒业的上述行为,直接违反了《中华人民共和国食品安全法》第三十三条第一款关于食品生产经营环境卫生要求以及第三十四条关于禁止生产经营标注 虚假生产日期食品的规定。依据《食品安全法》第一百二十四条第一款(对标注虚假生产日期等行为的处罚)及第一百二十六条第一款(对未按规定实施生 产经营过程控制要求的处罚)的规定,徐水区市场监管局作出处罚,没收全部涉案产品:包括标注虚假生产日期的56%VOL、4L/桶装酒25箱(1×4桶/ 箱),52%VOL、500mL/瓶装酒90箱(1×12瓶/箱),42%VOL、100mL/瓶装酒20箱(1×4 ...
爱和责任 保险让生活更美好 泰康人寿青岛分公司全面开展 7•8全国保险公众宣传日活动
Qi Lu Wan Bao· 2025-07-25 03:17
2025年7月8日,是第十三届全国保险公众宣传日,今年的主题为"爱和责任 合,弘扬保险大爱。志愿者团队分工合作,高效完成了午餐制作。用餐前,公司暖心消保志愿者陈雪老师面向老人开展防诈宣讲,通过案例讲解、有奖问 答、情景演绎等形式全面拆解诈骗套路,针对性提升老年人风险防范意识和反诈能力。 保险让生活更美好"。为充分彰显企业责任担当,传递保险正能量,泰康人寿青岛分公司以7·8为契机,组织开展了丰富多彩的系列宣传活动,向社会充分展 现了行业价值和保险人风采,成为"保险让生活更美好"的生动注脚。 党建领航向 光影炼初心 7月3日,为培育激发全体党员为民情怀,公司党委组织全体党员赴青岛东方影都国防主题文旅研学基地开展实地研学活动。活动以沉浸式的光影展示与国防 科技实景体验,让党员同志们重温了党的奋斗史诗,极大激发了大家立足岗位、以保险之力助力金融高质量发展的势能和热情,让红色基因在新时代焕发更 强大的精神力量。 健步山海间 同心践责任 7月8日全国保险公众宣传日当天,公司总经理助理、纪委书记王周平率24位内外勤伙伴齐聚青岛奥帆中心,积极参加由青岛市保险行业协会主办的"7·8全国 保险公众宣传日"健步行活动。公司在现场特 ...
绍兴乾升酒业因假冒厂名被罚1万元,虚标生产日期因“失误”免罚
Qi Lu Wan Bao· 2025-07-25 03:17
Core Viewpoint - Shaoxing Qiansheng Wine Co., Ltd. was fined 10,000 RMB for producing counterfeit yellow wine products under the name and address of Shaoxing Longta Wine Co., Ltd. [1][2] Group 1: Incident Details - On April 3, 2025, the market supervision department discovered multiple batches of counterfeit yellow wine products during an inspection at Shaoxing Qiansheng Wine Co., Ltd. [1] - The counterfeit products included 582 bottles of "Handmade Winter Brew Six-Year Aged Yellow Wine" (5L), 320 bottles of "Red Date Goji Wine" (5L), and 20 bottles of "Eight-Year Aged Shaoxing Superior Yellow Wine" (5L), with a total value of 14,832 RMB [1][2]. - The counterfeit yellow wine was not sold in the market at the time of the inspection, resulting in no illegal profits [1]. Group 2: Regulatory Findings - A large quantity of unlabeled yellow wine with a future production date (April 5, 2025) was found, which was determined to be a result of operational error rather than intentional misconduct [2]. - All involved batches of yellow wine were deemed compliant with quality standards, and due to an alcohol content greater than 10%, they were exempt from labeling a shelf life [2]. - The regulatory authority decided not to impose administrative penalties for the labeling error, as it was corrected promptly and did not cause any harmful consequences [2]. Group 3: Company Background - Shaoxing Qiansheng Wine Co., Ltd. was established on November 29, 1999, with a registered capital of 3.55 million RMB [4]. - The company specializes in the production and sales of yellow wine and white wine, and is located in Shaoxing City, Zhejiang Province [4].
中国平煤神马集团旗下3企同登处罚信息栏,此前均被多次处罚
Qi Lu Wan Bao· 2025-07-25 03:10
齐鲁晚报·齐鲁壹点记者于国家矿山安全监察局河南局行政执法公示栏获悉,7月24日,其公示了煤矿安全监察执法行政处罚信息(监察执法五处2025年第20 批),中国平煤神马集团旗下的河南平煤神马夏店煤业股份有限公司(下称"夏店煤业")及平煤股份(601666.SH)旗下平顶山天安煤业股份有限公司八矿 (下称"平煤股份八矿")、平顶山天安煤业股份有限公司二矿(下称"平煤股份二矿")上榜。 | 国家矿山安全监察局河南局 | | | | | | --- | --- | --- | --- | --- | | 合首页 曲机构 | 目新闻 | 給公开 と服务 粤业务系统 | 请输入关键字 | O | | 9 当前位置:首页>公开>政府信息公开目录>行政执法公示 | | | | | | 行政执法公示 政府信息公开目录 | | | | | | 』 | | | | 2025-07-24 | | 组织机构 | | · 煤矿安全监察执法行政处罚信息(监察执法一处2025年第18批) | | 2025-07-24 | | 领导信息 | | 』 | | 2025-07-18 | | 政策法规 | | 『 煤矿安全监察执法行政处罚信息(监察 ...
吉林香格特酒业因标签“双生产日期”问题被处罚
Qi Lu Wan Bao· 2025-07-25 02:31
Group 1 - The core issue involves Jilin Xianggete Wine Co., Ltd. being fined for labeling discrepancies on their product "Old Flavor Hawthorn Fruit Wine," which displayed two different production dates [1] - The company was fined 2,000 yuan and had illegal gains of 16 yuan confiscated, totaling 2,016 yuan in penalties [2] - The product batch in question consisted of 26 boxes, with a total value of only 16 yuan, and the company proactively recalled and destroyed the problematic products [1][2] Group 2 - Jilin Xianggete Wine Co., Ltd. was established on August 24, 2015, with a registered capital of 2 million yuan and is located in Liuhe County [5] - The company operates in the beverage manufacturing industry, specifically in the production of alcoholic beverages [5]
预防基孔肯雅热——别让蚊虫叮上
Qi Lu Wan Bao· 2025-07-25 02:12
Core Points - Chikungunya fever is a mosquito-borne disease caused by the Chikungunya virus, primarily transmitted through bites from infected Aedes mosquitoes, with no direct human-to-human transmission reported [1] Transmission - The transmission route of Chikungunya fever is similar to that of dengue fever, primarily through bites from infected Aedes mosquitoes, particularly the Aedes albopictus, which is widely distributed in urban and rural areas [4] - Aedes mosquitoes typically bite during the day, with peak activity occurring 1-2 hours before sunrise and 2-3 hours before sunset [4] - The virus can survive in mosquitoes for an extended period after they bite an infected person or animal, with a replication period of 2 to 10 days before it reaches the salivary glands [4] Geographic Distribution - Chikungunya fever is prevalent in tropical and subtropical regions, with local transmission cases reported in 119 countries and regions globally, particularly active in Southeast Asia, South Asia, Africa, and parts of the Americas [5] - Recent local transmission cases have been reported in Guangdong Province, China, following imported cases [5] Clinical Symptoms - The incubation period for Chikungunya fever ranges from 1 to 12 days, with most cases occurring between 3 to 7 days [6] - Symptoms include sudden high fever (≥39°C), severe joint pain (especially in the wrists), and a rash that typically appears 2-3 days after fever onset [6] - The overall duration of the illness is usually 5 to 7 days, with most patients recovering within a week, although joint pain may persist in some cases [6] Prevention Measures - Effective prevention includes mosquito control measures, such as avoiding areas with high mosquito activity, using mosquito nets, and installing screens on windows and doors [8] - Eliminating breeding sites for Aedes mosquitoes by removing standing water and using insecticides in areas where water cannot be removed is crucial [9] - Personal protective measures include wearing light-colored long-sleeved clothing, avoiding mosquito breeding areas, and using repellents [10] - Travelers are advised to monitor health for 14 days after returning from areas with Chikungunya outbreaks and to seek medical attention if symptoms arise [12]
中石油山东济南分公司:高温里的“暖心服务”
Qi Lu Wan Bao· 2025-07-25 02:03
聊起来才知道,这位客户是家公司的老总,经常得跑长途出差。刘肖肖瞅着机会,跟他说:"我们这儿 刚上了人工洗车,用的是进口无划痕蜡水,对车漆保护特别好,您要不要试试?"客户低头看了看自己 车上沾的灰,又瞥了眼洗车区,说:"行啊,那就洗洗看。" 十五分钟后,客户再看自己的车,眼睛都亮了——车身干干净净,还透着层光,连轮毂都擦得锃亮,比 不少专门的洗车店弄得都强。 "这也太专业了!"客户赞不绝口,当场就说要办加油卡和洗车卡,"我们公司好几辆车呢,以后就定点 在你这儿加油洗车了!" 7月的午后,太阳跟下火似的,室外气温飙到40℃。济南炼油厂加油站的地面烤得发烫,热浪一股股往 上冒,连空气都被晒得发晃。当班的刘肖肖后背的工装早就湿透了,贴在身上黏糊糊的,但她还是站得 笔直,眼睛留意着加油站入口的动静。 这时候,一辆黑色迈巴赫慢慢开了进来。这车看着就值钱,在太阳底下亮得跟块黑宝石似的,一看就知 道车主不一般。刘肖肖赶紧打起精神,快步迎上去,脸上带着笑:"先生您好,欢迎来加油!加几号 的?给您加满不?" 没想到司机摆了摆手:"不好意思啊,我就是想借个洗手间用用。"刘肖肖眼尖,瞅见这位中年大哥脸色 发白,脑门上全是汗,右手还一 ...