经验沉淀：夯实科技金融高质量发展根基 实践表明，构建多维评价体系是精准授信的前提，政银协同联动是形成政策合力的关键，提升服务效率 则是金融机构的核心竞争力。通过整合金融与财政资源形成的"1+1>2"赋能效果，不仅有效降低企业融 资成本，更提升了金融服务实体经济的质效。未来，该行将持续深耕科技金融赛道，不断迭代服务模 式、丰富产品体系，通过"知识产权证券化""投贷联动"等创新举措，持续激活科创企业"无形资 产"与"沉睡资产"价值，扩大科技金融服务覆盖面，以更高质量的金融服务扎实做好科技金融"五篇大文 章"，为地方科创产业高质量发展、实体经济转型升级贡献更强农商力量。李旭 创新实践：构建全链条科技金融服务体系 该行创新构建多维价值评价体系，突破传统信贷过度依赖财务指标和抵押物的局限，形成涵盖技术实 力、知识产权价值、研发能力、市场前景、团队素质等八大维度的综合评估模型。在评估过程中，既认 可固定资产的抵押担保价值，更通过专利价值评估、技术成熟度分析等手段挖掘核心技术、专利储备 等"软实力"蕴含的发展潜力，实现从"单一资产评价"到"多维价值考量"的转型。 针对科创企业不同发展阶段的资金需求特征，该行优化信贷产品体系 ...

Core Viewpoint - The article highlights the development and significance of inclusive childcare services in Nantong, emphasizing the establishment of a supportive environment for families with children under three years old, which is crucial for enhancing the quality of life and population growth in the region [1][2][3] Group 1: Inclusive Childcare Services - The Gu Jia Nursery in Nantong offers a "full-day service + personalized care" model, operating year-round without breaks, catering to over 50 children [1] - The nursery collaborates with local health institutions to provide regular health check-ups and community activities, enhancing children's learning experiences [1][2] - The monthly fee for care is 800 yuan, with a daily meal cost of 9 yuan, making it a cost-effective option for families [2] Group 2: Policy and Development - Inclusive childcare is a key component of Nantong's social development strategy, included in the city's priority list for three consecutive years starting in 2023 [2] - The city has established a "1+1+N" childcare service system, aiming to create a comprehensive network of childcare facilities, with 618 institutions and a capacity of 37,000 spots by the end of the 14th Five-Year Plan [3] - The proportion of inclusive childcare spots has reached 70%, with a usage rate of 50%, and the enrollment rate for children aged 0-3 has increased to 18% [3] Group 3: Safety and Regulation - Nantong has implemented a digital monitoring platform for childcare services, with 98% of institutions currently under real-time supervision, ensuring safety and transparency for parents [3] - The platform allows parents to easily access information about childcare institutions, make reservations, and learn about child-rearing practices [3]

Core Viewpoint - The high-speed train service from Hong Kong West Kowloon Station to Nanjing South Station is set to officially start ticket sales on January 12, with the first train departing on January 26, offering various ticket pricing options [1] Ticket Pricing and Schedule - The second-class ticket price is set at 923 yuan after a 9.6% discount, while the first-class ticket is priced at 1476 yuan and the business class at 2844 yuan after a 10% discount [1] - The train will depart at 14:05 and arrive at Nanjing South Station at 21:10, with a total travel time of 7 hours and 5 minutes [1] - The return trip from Nanjing to Hong Kong is expected to start ticket sales on January 13 [1] Additional Stops and Pricing - The train will also stop at Wuxi East Station, with a travel time of 7 hours and 56 minutes, where the second-class ticket will cost 1016 yuan, the first-class ticket will be 1625 yuan, and the business class will be priced at 3168 yuan after discounts [1] Customs and Travel Requirements - The service will utilize a "one place, two inspections" customs model, requiring passengers to carry their ID cards and Hong Kong-Macau travel permits (with valid endorsements) for self-service verification during entry and exit [1]

Core Viewpoint - The event held in Danzhou aims to promote the digital transformation of small and medium-sized enterprises (SMEs) in line with national strategies, enhancing the integration of digital technology with the real economy and supporting high-quality development in the region [1][4] Group 1: Company Overview - Hainan Feisheng Technology Co., Ltd. is a key subsidiary of Xiangsheng Information, listed on the New Third Board, focusing on software development [2] - The company has developed the "Dianqian" electronic contract platform, which provides secure and efficient electronic signing services for government and enterprises [2][3] - Feisheng Technology was selected as one of the first batch of digital transformation service providers for SMEs in Danzhou, reflecting its capabilities in the digital service sector [2] Group 2: Digital Transformation Initiatives - The Danzhou government has established a special fund to support SMEs in their digital transformation efforts, highlighting the importance of this initiative [4] - The event served as a platform for discussing transformation paths and industry upgrades, with participation from experts and over 100 key enterprise representatives [1][4] - The electronic contract platform addresses pain points associated with traditional paper contracts, enhancing efficiency and reducing operational costs and risks for SMEs [3]

会议强调，2026年作为"十五五"开局之年，全省市场监管工作需坚持稳中求进、提质增效，围绕"四个 高质量"（发展、生活、治理、党建），着力"1124"任务与"三个监管"抓手，践行全链条治理与集成式 服务，重点推进七项工作：一是切实提升各类经营主体发展质量。从活力、结构、韧性、转型等多个维 度出发，不断丰富市场监管工具箱，促进经营主体提质扩容。二是统筹开展放心消费环境建设。扩大优 质商品和服务供给，加强消费领域热点问题整治，健全消费维权体系，更大力度激发消费潜力、促进市 场繁荣。三是加快构建良性竞争市场生态。坚决破除地方保护和市场分割，综合整治"内卷式"竞争，促 进平台经济创新和健康发展，加快形成优质优价、良性竞争的市场秩序。四是纵深推进质量强省建设。 以"品质江苏"建设为抓手，深化质量强企、强链、强县，构建高水平质量基础设施，稳步扩大标准制度 型开放，加快打造质量强国建设省域范例。五是坚决守牢市场安全底线。食品安全突出全链条，药品安 全突出强协同，工业产品质量安全突出抓源头，特种设备安全突出防风险，不断提升"三品一特"本质安 全水平。六是加力提升市场监管能力和水平。提升监管执法规范化水平，依托人工智能推动市场 ...

Core Viewpoint - The establishment of the Customer Representative Council by the company marks a significant step towards enhancing customer relationship governance, ecosystem co-creation, and long-term development in the context of a rapidly evolving digital economy and globalization [1] Group 1: Upgrade from "Users" to "Co-builders" - The company believes that sustainable platform development is driven not just by technology but by a community of individuals who resonate with the platform's philosophy and are willing to grow alongside it [2] - The Customer Representative Council transforms "important customers" and "core participants" from traditional service recipients into active participants, communicators, and co-builders of the platform ecosystem [2] - The council aims to create a more efficient, transparent, and empathetic communication mechanism to ensure real needs are heard, rational suggestions are absorbed, and trust is built through long-term interactions [2] Group 2: Authorization Mechanism - The Customer Representative Council is an official collaborative mechanism established within clear legal boundaries and compliance frameworks, rather than a mere honorary title [3] - Each representative is formally authorized to engage in customer communication, feedback, service experience optimization, community engagement, and market information transmission [3] - This mechanism ensures the authority and professionalism of representatives while maintaining the platform's overall operational stability and compliance [3] Group 3: Building a Trust-based Ecosystem - The company adheres to a core principle of countering short-term fluctuations with long-term value in a market filled with short-term emotions and rapid changes [4] - The establishment of the Customer Representative Council embodies a practice of long-termism, involving individuals who truly understand and are committed to the platform's ecosystem [5] - This trust-based collaboration mechanism is expected to enhance information transmission efficiency, reduce misunderstandings, and promote rational and stable development in complex environments [5] Group 4: Future Growth Driven by Consensus - The company plans to continuously improve the Customer Representative Council mechanism, gradually forming a multi-tiered, multi-regional, and sustainable customer collaboration system [6] - The council serves not only as a communication bridge but also as an amplifier of consensus and a connector of value within the company's ecosystem [7] - The company believes that a truly vibrant platform is one that collaboratively forms clear value consensus with users over a longer time horizon, moving towards a certain future together [7] Group 5: Trust and Consensus - Trust is viewed as a structural element rather than just a slogan [8] - Consensus is seen as a long-term choice rather than a short-term trend [9] - The establishment of the Customer Representative Council is a serious response to the concept of "long-term companionship" and a prudent bet on the future [9]

这种转变具体体现在三个层面：首先是服务范围的扩展，从单一运输环节向供应链全过程延伸；其次是 服务深度的加强，从标准化服务向个性化定制演进；最后是服务价值的提升，从基础物流服务向供应链 优化方案升级。洪斌斌用形象的比喻说明了过去的竞争聚焦在某条路线的价格比拼，而现在则是对跨运 输方式、跨环节的全流程效率的全面考验。 AI驱动物流数字化转型，从数据智能到决策革命 物流网络的高效运转，离不开底层资源的数字化整合。洪斌斌结合宝奇的技术探索与客户案例，给出 了"全要素数字化+AI决策"的转型公式，并详解了"AI+数据"如何重塑物流效率。他表示，数智化是将 物流全要素转化为可计算、可分析的数字资产，通过"大数据采集、处理、挖掘、监管"全链路服务体 系，实现了运输、仓储、结算等场景的业务流、数据流、资金流"三流合一"，并通过数据处理将信息转 化为可分析的指标体系，这相当于为AI装上了"眼睛"和"耳朵"，让决策有了数据支撑。 2026年1月8日至9日，第八届物流与供应链平台年会暨东疆新型物流产业高质量发展大会在天津于家堡 洲际酒店成功举办。本次会议以"平台共生、智联生态"为主题，由中国物流与采购联合会主办，天津东 疆综合保税 ...

Core Insights - The successful inaugural flight of the "KuaYue" B737-800 cargo aircraft from Xi'an to Wuhu marks the official launch of the "Xi'an-Wuhu" cargo route, enhancing KuaYue's logistics capabilities and service quality in the aviation logistics sector [1] - This new route strategically extends KuaYue's air network into the northwest region, reinforcing its national backbone route coverage and operational resilience [1][2] Group 1: Route and Operational Details - The "Xi'an-Wuhu" route is set to operate six flights per week, utilizing a dedicated cargo aircraft to support the logistics needs of high-value industries and local agricultural products [2] - The route aims to significantly improve the transportation quality of fresh products and enhance the supply chain's efficiency, fulfilling the promise of "night departure, morning arrival" [2] Group 2: Network Expansion and Strategic Importance - The opening of the "Xi'an-Wuhu" route is a critical step in KuaYue's development of a national air hub network, transitioning from four major hubs to a five-dimensional closed-loop system by 2025 [3] - The Wuhu air hub is expected to enhance KuaYue's logistics capabilities, connecting key economic regions and facilitating faster delivery of goods across the country [3][4] Group 3: Technological and Operational Efficiency - KuaYue's logistics efficiency is driven by its "direct flight + hub transfer" model and advanced technology, including the self-developed "ZhuJian System" for optimal route planning and real-time capacity scheduling [5] - The automated sorting center at the Wuhu hub streamlines the entire cargo handling process, ensuring efficient flow and high service quality [6] Group 4: Future Outlook - KuaYue aims to continuously optimize its air network and enhance operational efficiency, aligning with the growing demand for high-quality logistics services in China's economic development and manufacturing transformation [6]

Core Points - The revised Funeral Management Regulations will be officially implemented on March 30, 2026, emphasizing the public welfare nature of funeral services and establishing a transparent and sustainable service system [1][2] Group 1: Regulatory Framework - The regulations specify that funeral service institutions must be government-run, including public institutions or local state-owned enterprises, ensuring basic services are publicly controlled [1] - Basic services such as body transportation, storage, embalming, cosmetic treatment, and cremation must be provided exclusively by funeral homes, while non-basic services can be offered by other entities under regulatory oversight [1] - A service list system will be implemented to manage fees, prohibiting charges for items not included in the list, with local government departments responsible for price monitoring to prevent excessive charges [1] Group 2: Market Management - Organizations or individuals engaged in funeral service agency, product purchasing, planning, and consulting must register with local government departments to be included in a unified regulatory system, preventing disorderly competition and fraud [1] - The regulations promote ecological burial methods, encouraging practices such as sea burials, tree burials, and lawn burials, and provide detailed guidelines for the planning of funeral facilities and public cemetery construction [2] - The implementation of the new regulations marks a transition to a legal and standardized phase in funeral management, fundamentally safeguarding the dignity of the deceased and the rights of the public [2]

精细运营，激发惠民内生动力 该行实施差异化运营策略：为商务型服务点充实产品宣传与培训，引导其提供咨询转介服务；为政务 型、全能型服务点强化公益宣讲与惠民活动。创新推出"助农惠民社群优惠团购"项目，联合供销社搭建 产销桥梁，组织本地优质农特产品进社区并配套优惠，在促进消费的同时推广金融产品，实现了社会效 益与经济效益的双赢。 作为扎根地方的本土金融机构，泰州农商银行始终坚守"立足三农、服务地方"初心，以普惠金融服务点 建设为抓手，持续延伸金融服务触角，完善城乡金融服务体系，让优质、便捷的金融服务直达基层末 梢，切实提升群众金融获得感。截至2025年底，该行已建成普惠金融服务点92家，其中示范点20家，广 泛覆盖省级特色田园乡村、宜居宜业和美乡村等重点区域，构建起"零距离、全方位、多元化"的普惠金 融服务网络。 服务融合，打造便民综合阵地 2025年，服务点累计办理基础金融业务35.56万笔，交易金额超1.35亿元，涵盖小额取现、代缴费等高频 需求，有效破解偏远地区"取款难、缴费远"痛点。同时，积极推动与政务、村务、商务场景融合：提供 政务查询打印服务，开展金融知识宣讲26场；引入物流寄递、优惠团购等服务，惠及数 ...