Core Viewpoint - Jiangsu Financial Regulatory Bureau is implementing a comprehensive set of measures to enhance financial services, focusing on consumer protection and financial support for businesses and individuals [1][2][3][4][5][6][7] Group 1: Financial Support Initiatives - The bureau is promoting personal consumption loans and service industry loans with interest subsidy policies, effectively lowering financing costs and stimulating consumer potential [2] - By mid-2025, the health insurance premium income in Jiangsu reached 32.659 billion yuan, with claims amounting to 8.724 billion yuan, indicating a growing insurance market [2] - Various local initiatives, such as "Su Xin Action" in Suqian and "Red Salt Loan" in Yancheng, have successfully provided significant credit support to businesses and individual entrepreneurs [2] Group 2: Consumer Protection Measures - A coordinated mechanism for financial consumer rights protection has been established, focusing on combating illegal intermediaries and enhancing information sharing among departments [3] - The bureau has initiated collective actions against illegal activities, leading to numerous cases being filed by law enforcement [3] - The establishment of a city-level mechanism in Xuzhou for illegal intermediary governance demonstrates a collaborative approach to maintaining financial order [3] Group 3: Enhanced Financial Services - Jiangsu is improving accessibility in pension finance by promoting barrier-free facilities and developing personal and commercial pension products [4] - By mid-2025, personal pension insurance premium income reached 1.366 billion yuan, covering 110,100 individuals, while commercial pension accounts totaled 580 million yuan [4] - Financial services for foreign nationals are being optimized, including the integration of foreign banks into domestic payment systems and the provision of multilingual support [4] Group 4: Financial Education and Awareness - A multi-channel financial education network has been established, focusing on community engagement and innovative outreach methods [5] - Initiatives like the "Financial Protection in 100 Communities" campaign and the creation of financial safety maps aim to enhance public financial literacy [5] - Localized financial education efforts, such as the use of regional dialects and creative materials, are being employed to make financial knowledge more accessible [5] Group 5: Dispute Resolution and Accessibility - The bureau is expanding financial dispute mediation services, with plans to add 100 new mediation points across the province by 2025 [6] - Innovative solutions for financing challenges, such as a quick loan application process and targeted agricultural loans, are being implemented to improve access to finance for small businesses [6] - The rapid response to insurance needs for new energy vehicles in Nanjing highlights the bureau's commitment to addressing consumer concerns promptly [6] Group 6: Overall Impact - Jiangsu Financial Regulatory Bureau aims to create a reliable financial environment that supports both businesses and consumers, acting as a "safety shield" and "warm bridge" for the community [7]

9月19日至21日，由国际光生物学会（IUPB）主办的首届国际可见光防护共识峰会（Visible Light Photoprotection Consensus Conference，VLPCC）在荷兰阿姆斯特丹举行。此次峰会汇聚全球光生物学、 皮肤病学顶尖专家及产业代表，聚焦可见光对皮肤的损伤机制与防护策略，旨在建立国际统一的可见光 防护评估标准与行业规范。 作为全球首次针对可见光防护的共识会议，VLPCC极具前沿性与权威性。据悉，本次会议上分享与讨 论的学术成果也将发表于国际学术期刊，为后续科研、法规与产品开发提供重要依据，标志着光防护领 域正式进入"全光谱时代"。 一、中国专家揭示蓝光损伤机制，推动前沿探索敏感肌全光谱防护 首届国际可见光防护共识峰会不仅是学术与产业界的重要交汇点，更是中国品牌与国际对话的关键契 机。薇诺娜以科学实力与社会担当，向世界展示了中国皮肤学级品牌的前沿视野与人文温度，引领国人 进入全光谱防修一体时代，为全球光防护学科发展与皮肤健康事业注入中国力量。 二、薇诺娜以科技赋能，展现中国防晒品牌的全球实力 作为峰会唯一受邀的中国护肤品牌，薇诺娜分享了其在敏感肌全光谱防护领域的前沿探索。 ...

Core Viewpoint - The 2025 China Cultural Tourism Industry Expo showcased Jiangsu's rich cultural heritage and tourism resources through various themed exhibits and performances, emphasizing the province's unique "water charm" [1][2][3] Group 1: Exhibition Highlights - Jiangsu's exhibition area covered approximately 300 square meters, featuring diverse cultural segments from different cities, including Suzhou's Jiangnan culture and Xuzhou's Han culture [1] - The exhibition included unique cultural products such as Suzhou embroidery, blue printed cloth, and Yixing purple clay teapots, attracting significant visitor interest [1] - The "Su Super" theme attracted attention with popular cultural products like canvas bags and plush ornaments representing various cities [2] Group 2: Cultural Performances - The central stage featured performances that highlighted Jiangsu's tourism and cultural new trends, including traditional music and dance [3] - Performances such as the folk music piece "Morning Emperor" and the portrayal of historical scenes from Yancheng showcased the province's rich cultural narratives [3] - The event aimed to immerse visitors in Jiangsu's historical and cultural depth, enhancing the overall experience of the expo [3] Group 3: Promotion of Traditional Crafts - The exhibition emphasized the promotion of traditional crafts, including the national intangible cultural heritage of "chaotic needle embroidery" from Changzhou, which showcases intricate craftsmanship [3] - Jiangsu's wearable art products, integrating traditional elements with modern design, received positive feedback, particularly among female visitors [2] - The incorporation of traditional cultural elements into contemporary fashion aims to expand the market for cultural products [2]

Core Viewpoint - The strategic cooperation agreement between Industrial Bank's credit card center and Meituan aims to create a "finance + life" open ecosystem, enhancing user experience through diverse service offerings [1] Group 1: Strategic Cooperation - The partnership is based on principles of open sharing and mutual benefit, focusing on ecological scene construction, user service, and intelligent operations [1] - Users will enjoy a comprehensive consumption experience through the Industrial Bank Life App, accessing Meituan's services such as food delivery, in-store group purchases, travel, and entertainment [1] Group 2: Company Profiles - Meituan is a leading domestic life service e-commerce platform with a mission to improve food and living standards, operating platforms like Meituan App and Dianping App, covering various service forms [1] - The Industrial Bank Life App serves as a retail financial service platform, and this collaboration represents a significant step in the bank's strategy to create a scene-based and ecological credit card service [1] Group 3: Future Directions - The collaboration aims to connect a vast number of quality merchants with consumption scenarios, building a new ecosystem of preferential merchants and creating innovative card issuance models [1]

Core Insights - Haier's brand sales on Tmall Youpin are expected to exceed 10 billion, with the official flagship store contributing nearly 1 billion [1] - Tmall Youpin's online self-operated flagship store achieved a GMV of over 100 billion within a year, setting a new benchmark for the home appliance and home goods market [1][4] - Tmall Youpin's strategy leverages national subsidies to provide solutions for merchants and offline stores, benefiting both leading and small brands [1][4] Sales Performance - Tmall Youpin has significantly boosted sales for brands like Midea, contributing over 10 billion in sales growth since its establishment [5] - The platform has expanded its reach from traditional markets to cover both first and second-tier cities, enhancing its service capabilities [6] Ecosystem and Collaboration - Tmall Youpin has created a collaborative ecosystem that integrates online and offline resources, enhancing retail efficiency and operational convenience for over 12,000 offline stores [5][6] - The "Youpin Late 8" live streaming initiative has successfully attracted significant consumer engagement, with individual sessions generating over 10 million in GMV [8][9] Consumer Engagement and Marketing - The platform's focus on high-end products has resulted in over half of its offerings being premium items, supported by national subsidies [10] - Tmall Youpin has implemented a multi-faceted subsidy matrix to enhance price competitiveness and incentivize sales [11][12] Strategic Development - Tmall Youpin is evolving into a comprehensive retail platform, expanding its product range and enhancing consumer experience through innovative service offerings [11][13] - The company is actively pursuing growth through strategic partnerships with brands and enhancing its retail network to meet diverse consumer needs [14][15]

江苏省作为全国重要蛋鸡养殖基地，年产量超200万吨，但自然灾害、疾病疫病风险长期制约产业稳定 发展，且近年来鸡蛋市场价格周期性波动频繁，叠加饲料成本上涨，养殖户收益稳定性面临挑战。传统 蛋鸡类保险主要覆盖自然灾害、疫病等导致的直接损失，而鸡蛋养殖收入保险首次将市场价格风险纳入 鸡蛋保险保障范围，以收入差额补偿赔付机制为抓手，通过"价格指数+产量监测"双维度建模，对冲鸡 蛋市场价格波动和养殖成本上升风险。该产品既解决"蛋贱伤农"问题，又防范养殖过程中的自然灾害风 险。当实际收入低于目标收入时，保险及时理赔，可减少收入下跌对农户的冲击，为养殖户提供部分收 入兜底保障。 鸡蛋养殖收入保险探索了都市型农业风险管理的"南京方案"，也为"菜篮子"民生工程提供兜底保障。长 期来看，该产品通过稳定产业链收益预期，助力南京禽蛋产业向集约化、数字化方向转型，为全省农业 金融创新提供示范案例。 江南时报讯 近日，人保财险江宁支公司成功签发江苏省首单商业性鸡蛋养殖收入保险，为南京市江宁 区钦武家禽养殖场117000公斤鸡蛋提供覆盖"产量波动+市场价格下跌"双重风险的收入保障，总保障金 额超78万元。这一创新险种的落地，标志着江苏省鸡 ...

Core Viewpoint - The article highlights the efforts of Huishang Bank Nanjing Branch in promoting electronic payment solutions to assist businesses in their digital transformation and enhance payment efficiency [1] Group 1: Electronic Payment Promotion - Huishang Bank Nanjing Branch conducted a promotional event titled "Smart Payment Empowering Enterprises" to educate local businesses about electronic payment [1] - The bank staff detailed the advantages of electronic payments, including convenience, quick fund transfer, and clear transaction records [1] - Demonstrations of various electronic payment tools such as mobile banking, QR code payments, and corporate online banking were provided during the event [1] Group 2: Customized Solutions for Businesses - The bank focused on explaining how electronic payments can reduce operational costs and improve fund management efficiency for financial personnel in businesses [1] - Customized payment solutions were offered to meet the specific needs of enterprises [1] Group 3: Security Awareness - The promotional activities included distributing brochures and interactive Q&A sessions to raise awareness about electronic payment security [1] - Employees were reminded to be vigilant against payment risks to protect both corporate and personal accounts [1] Group 4: Future Initiatives - The event received a positive response from employees, and Huishang Bank Nanjing Branch plans to continue promoting electronic payment applications among small and micro enterprises [1] - The initiative aims to help businesses reduce costs and increase efficiency, thereby injecting financial vitality into the real economy [1]

2.在虚假平台填写个人信息，可能导致身份证号、银行卡号、联系方式等重要信息泄露，被不法分子用 于其他违法犯罪活动。 风险小贴士：陌生链接不点击，不明APP不下载！ 某银行理财经理接到刘先生来电，称自己在线上网络贷款时，因贷款卡号填写有误，导致资金未到账， 向银行询问情况。经沟通得知，刘先生此前收到某贷款营销短信，点击链接下载了软件，并在该平台上 申请了15000元贷款。在填写个人信息、上传资料后，该平台客服通知其贷款卡号填写错误，资金被冻 结。随后，平台客服引导刘先生下载了另一款软件，以刘先生存在骗贷可能为由，要求刘先生向贷款银 行卡存入贷款金额的50%用于认证，认证成功后将全额返还并放款。银行工作人员发现该网贷平台网址 未正规备案、客服引导下载其他APP、资金冻结理由牵强等诸多疑点，判断刘先生可能遭遇电信网络诈 骗，对其进行劝阻，并联系反诈民警。最终，经过民警和银行工作人员耐心劝说，刘先生识破骗局，避 免了资金损失。 广发银行南京分行提醒您： 1.以卡号错误、资金冻结等理由，要求缴纳保证金、认证金、解冻金等，一旦转账，资金将有去无回。 ...

1.消费者需确认转账人是否与交易对象一致，核实转账资金来源。 2.坚决拒绝"原路退回"以外的退款方式，大额交易建议前往银行柜台办理。 珠宝店老板张先生近日收到一通客户来电，对方声称在店内购买了价值5000元的商品，但误将50000元 转入张先生账户，要求退还"多转出"的45000元到指定账户。张先生核对账户后发现确有入账，遂按对 方要求的退款路径进行操作退款。几天后，张先生被银行告知该笔费用为诈骗赃款，其名下银行账户已 被冻结，退还的40000元也已无法追回。 广发银行南京分行提醒您： 3.切忌不经与银行核实直接操作退款。 风险小贴士： 警惕误转退款陷阱，守护自身资金安全！ ...

广发银行南京分行提醒您： 1.遇到不明来源要求提供个人信息的，不要轻易回复，应通过官方渠道核实情况，切实保护好个人信息 安全 王女士前些日子办理了退休手续，刚刚赋闲在家开启了安逸生活。某天在小区内看到一则广告，某平台 推出了新的活动，只要扫码注册就可以免费领取高档礼品。王女士非常心动，便立即扫码注册，没想到 竟然抽中了888元现金大礼包！便立即按页面要求填写了自己的银行卡号、姓名、手机号、验证码、家 庭住址等多项个人信息，静待奖金到账。回到家后，王女士还沉浸在意外中奖的喜悦中，却不料收到了 多条消费短信。打开短信一看，发现银行短信提示自己有多条异地消费的记录，合计金额高达3000多 元。王女士慌了神，赶紧来到银行柜面查询，才发现自己的个人信息被泄露，卡内资金已经被盗刷了。 2.不贪图各类小便宜，不参与来路不明的扫码注册领奖品活动 风险小贴士：不轻易透露手机号、证件号、银行卡号等个人信息！ ...