Core Viewpoint - The recent upgrade of credit card foreign currency transaction services by banks such as China Merchants Bank and Ping An Bank is seen as a significant optimization in cross-border payment experiences, allowing direct settlement in RMB without the need for USD conversion [1][3]. Group 1: Credit Card Currency Upgrade - The upgrade simplifies the settlement process for overseas transactions from "local currency → USD → RMB" to "local currency → RMB," reducing the number of currency conversions and associated uncertainties [1][3]. - Starting from October 28, China Merchants Bank will implement this currency switch for specific Mastercard products, while Ping An Bank offers flexibility for cardholders to choose whether to enable the RMB settlement feature through their app [2]. Group 2: Industry Context and Challenges - The upgrade reflects the ongoing pressure on credit card businesses, with a reported decline in credit card loan balances among major banks, totaling 7.52 trillion RMB, a decrease of 197.57 billion RMB since the beginning of the year [3]. - Despite the overall downward trend, the currency upgrade aims to enhance customer experiences in cross-border spending, particularly targeting young consumers who are increasingly selective about their credit card usage [3]. Group 3: Competitive Landscape - The upgrade is also viewed as a strategic move for card organizations to enhance their competitiveness in the local market, especially against UnionPay, which already offers direct conversion from local currency to RMB without USD intermediary [4]. - Mastercard's establishment of a local operating entity, "Mastercard Network," in May 2024 is part of a two-phase strategy to improve domestic transaction capabilities and facilitate RMB settlements for overseas transactions [4]. Group 4: User Experience and Benefits - The most immediate benefit for users is the increased transparency in billing, as transactions will now display amounts directly in RMB, eliminating confusion caused by fluctuating exchange rates during conversions [5]. - Users will also benefit from the elimination of the approximately 1.5% currency conversion fee previously charged for non-USD transactions, leading to clearer and more controllable consumer cost structures [5]. Group 5: Considerations and Security - While the upgrade may not significantly impact the savings for average users, those with substantial overseas spending may notice a difference, particularly frequent travelers or small business owners engaged in cross-border procurement [6]. - The simplification of cross-border transaction processes may increase the risk of credit card fraud, prompting industry experts to recommend activating "overseas lock" features on cards to mitigate potential theft risks [6].

齐鲁晚报·齐鲁壹点 连宁燕 通讯员 王彬彬 此次山东工行系统内首笔海带养殖项目贷款的顺利投放，是工商银行积极践行国家海洋强国战略和服务 地方实体经济的生动实践。它有效满足了企业的融资需求，为荣成特色海洋产业的规模化、现代化升级 提供了有力支撑。同时，该项目的成功落地，也成功开辟了工行威海分行深耕海洋经济板块的新路径， 积累了服务海洋新业态的宝贵经验。 海带规模化养殖作为新兴业态，其融资评估与风险管理存在特殊性。为确保项目高效推进，荣成支行创 新服务模式，组建了专项服务团队。团队内部紧密协作，明确分工，确保流程无缝衔接。同时，支行积 极争取上级专业支持，邀请工商银行山东省分行相关部门专家及风险管理人员亲赴项目现场进行深度调 研，全面考察养殖技术、工艺流程、市场前景及风险管控措施。专人专岗与省行保持高效沟通，及时反 馈、快速解决项目评估与审批中的关键问题，显著提升了决策效率和精准度。 在充分把握项目特性和风险的基础上，荣成支行联合省行力量，为企业量身定制专属融资方案。从项目 启动、材料收集、尽职调查到风险评估、上报审批直至最终放款，支行全程发扬"钉钉子"精神，紧盯进 度，高效协同，克服了评估标准新、流程磨合等挑战 ...

Core Viewpoint - Jinan is enhancing product quality control and implementing a quality safety traceability system for key industrial products, achieving a 96.69% pass rate in industrial product inspections [1][3]. Group 1: Product Quality Improvement - Jinan is strengthening industrial product quality control and has established a "quick inspection + quick handling" mechanism, resulting in a 96.69% pass rate for industrial product inspections [3][4]. - The city has optimized agricultural product quality, adding 37 new national green food certifications in the first half of the year, with three products included in the "Lu Green Quality Products" list, ranking first in the province [3][4]. - Food safety supervision has been reinforced, with major agricultural products and food inspection pass rates consistently above 98% [3][4]. Group 2: Industrial Quality Enhancement - Jinan is focusing on high-quality industrial development and has cultivated over 8,500 quality enterprises, leading the province in the number of unicorns, specialized and innovative "little giant" enterprises, and gazelle companies [4]. - The city is actively integrating into 13 signature industrial chains and 34 key industrial chains, enhancing quality collaboration across the industrial chain [4]. - Jinan has received 26 provincial quality awards and 66 "Good Products Shandong" awards, both ranking first in the province [4]. Group 3: Construction Quality Improvement - The construction industry in Jinan is transitioning towards intelligence and sustainability, with the number of provincial BIM demonstration projects leading the province [5]. - In the first half of the year, Jinan's construction industry achieved a total output value of 2,224.4 billion yuan, ranking first in the province [5]. - Quality control in transportation engineering is being strengthened through a "proactive service" supervision model, ensuring comprehensive quality supervision for key projects [5].

Core Viewpoint - Yantai City is organizing the 2025 Top 100 Enterprises declaration based on the previous year's revenue to enhance the demonstration effect of large enterprises [1] Group 1: Declaration Process - The declaration is organized by the Yantai Municipal Bureau of Industry and Information Technology and the Yantai Enterprise Federation [1] - The declaration follows a voluntary application principle, with the public notice period from September 22 to September 28, 2025 [1] Group 2: Contact Information - Any objections during the public notice period can be directed to the Yantai Enterprise Federation via phone or email [1] Group 3: List of Top 100 Enterprises - The list includes prominent companies such as Nanshan Group, Wanhua Chemical Group, and Shandong Gold Mining [2][3][4] - The list features a diverse range of industries, including manufacturing, pharmaceuticals, and food production [2][3][4]

商业保理公司"小切口"能够驶入外贸"深蓝海"的背后，是政府部门、行业协会、科技企业、商业保理公司凝聚共识、协同攻坚、齐力创新的 重要成果。 青岛市是山东省商业保理公司聚集地，业务规模占全省70%以上。同时，青岛也是外贸城市，但受限于外贸业务真实性确认困难、回款"归 国"不及内贸企业确定性高等因素，青岛市商业保理公司未曾涉足外贸领域业务。 2025年，青岛市委金融办敏锐抓住青岛市外贸企业数字化转型赋能中心(以下简称赋能中心，系青岛市发改委公布的第一批青岛市重点产业数 字化转型赋能中心之一)推广的"科技+外贸+金融"的"数智"保理创新场景，大力推进金融科技创新应用，成功促成了青岛市商业保理公司在外 贸领域的历史破冰。近日，青岛华商汇通商业保理公司通过基于国际货运代理服务产生的应收账款向13家外贸企业发放了青岛市商业保理行 业首笔外贸领域融资款23.65万元。 首单金额虽小，但意义重大。这标志着青岛市商业保理公司正式进军外贸领域，为外贸产业链上的众多中小微企业获得融资支持开辟新了渠 道。据了解，目前已有4家商业保理公司同赋能中心达成"数智"保理合作意向，融资授信合计约6亿元，预计可为外贸企业注入30亿元的金融 活水 ...

会上，青岛市工程咨询院(青岛产业研究院)率先分享重点研究成果—《关于将科技资源优势转化为经济 社会发展优势的对策建议—打造具有崂山特色的成果转化模式》。该成果聚焦崂山区科创资源丰富但转 化效率待提升的关键问题，详细介绍了外地的先进经验做法以及对崂山区科技成果转化的对策建议，为 崂山区打通科技资源向经济价值转化的"最后一公里"提供了清晰路径。 齐鲁晚报.齐鲁壹点记者尚青龙 为进一步健全全市产业研究协同体系，深化各产业研究机构间的资源共享与经验交流，凝聚产业发展智 力合力，9月19日，青岛市工程咨询院(青岛产业研究院)组织召开青岛市产业研究圆桌会议第三次会 议。会议由该院发展协调部主任李佳林主持，山东产业技术研究院(青岛)、青岛市勘察测绘研究院、青 岛市经济发展研究院、青岛市科学技术信息研究院、青岛市工业经济研究院等成员单位代表齐聚一堂， 围绕产业研究重点议题展开深入探讨。 此次会议的召开，进一步强化了青岛各产业研究机构间的协同联动，促进了研究成果、经验方法的共享 互通。下一步，青岛市工程咨询院(青岛产业研究院)将持续发挥圆桌会议平台作用，围绕青岛重点产业 发展、科技创新、城市治理等关键领域，组织开展更多精准化、 ...

齐鲁晚报.齐鲁壹点记者赵波实习生孙雨彤通讯员杨元涛张子赫 1项成果在高推广价值专利大赛斩获省级荣誉。 青岛地铁第三建设分公司带领项目团队聚焦高质量发展任务，培育发展新质生产力，深入扎实开展质量 管理小组活动和质量信得过班组建设，持续改进产品和服务质量，不断提升质量管理水平，完成了围护 结构钻孔桩桩间土清理工具研制、提高饰面混凝土一次验收合格率、盾构区间防管片上浮同步双液浆装 置研制质量控制课题研究，总结了以"两进、三环、四管、五保"为核心的饰面高性能混凝土、盾构掘进 班组建设典型经验。 | | | 天津市质量协会文件 | | | --- | --- | --- | --- | | | 康是中 (2025) 24 号 | | | | | 关于公布2025年度天津市质量管理小组活动成 | | | | | 果和魔量信得过班班建议鼻型经验 | | | | | 详细结果的通知 | | | | | 各会员单位及相关虚假; | | | | | 2025年全市企事企单位认真贯彻落实《货量强建设所置》 | | | | | 和《元津市民重强市建议纲要》精神,建筑新质量发展管要任务。 建育发展新贡生产力。推动群众性质量管理活动者更 ...

在这场高规格赛事中，北大医疗鲁中医院团队凭借临床实践与创新方案脱颖而出，一举斩获两项荣誉：品管圈项目 《提高全院中医护理适宜技术的实施率》获三等奖，《智慧管理住院"一站式"服务模式构建及时效优化研究》获优秀 奖。这份成绩不仅是对项目的国际认可，更彰显医院在医疗质量改进领域的专业深度与创新活力。 医疗质量是医院生命线，质量改进项目是医院质量建设的关键抓手。自项目启动，团队以临床需求为导向、患者满意 为目标，精准破解工作痛点，搭建科学改进框架，反复打磨方案，确保对策贴合临床实际、具备落地价值，将"以患者 为中心"理念融入每一处细节。 近日，第十届亚洲质量功能展开与创新研讨会暨质量改进与创新案例大赛在杭州落幕。作为亚洲医疗质量领域的标杆 赛事，活动吸引各国医疗机构顶尖专家、质量管理者及临床骨干齐聚，共探医疗质量提升前沿路径。 成绩背后，是北大医疗鲁中医院长期坚守"以质量为核心，以创新为驱动"的发展理念。成绩的取得既是对过往质量改 进工作的肯定，更是未来前行的鞭策。 未来，北大医疗鲁中医院将以此为新起点，借鉴国际先进质量管理经验，聚焦临床诊疗精准化、护理服务优质化、就 医流程高效化，为患者提供安全舒心的医疗体验。(崔 ...

Core Insights - The 2025 China Small and Medium Cities High-Quality Development Index was released, highlighting the achievements of Yishui County in various national rankings [1] - Yishui County has improved its overall strength ranking, moving up 2 places to 85th, and has received three national honors in green development, investment potential, and new urbanization quality [1] Group 1: Industrial Development - Yishui County emphasizes industrial economy as a cornerstone for high-quality development, focusing on biomanufacturing and fine chemicals as key industries [1] - The county has established a "command + chain leader + special team" mechanism to enhance industrial growth, with a total industrial output value of 59.07 billion yuan, reflecting a year-on-year growth of 5.8% [2] Group 2: Urban-Rural Integration - Towns are seen as a bridge for urban-rural integration, with successful examples like Xujiahukou Town leveraging local resources for cultural and economic development [2] - Xujiahukou Town ranked 495th among the national top 1,000 towns, while Yangzhuang Town made its debut on the list at 983rd, showcasing the effectiveness of rural revitalization efforts [2] Group 3: Infrastructure and Public Services - Infrastructure improvements are underway, including transportation and public service upgrades, enhancing the quality of life for residents [3] - Initiatives such as old community renovations and public service enhancements are contributing to a better living environment and community well-being [3] Group 4: Social Development - The county's social development is marked by strong governance and community engagement, with events like the 2025 Shandong (Yishui) Food Expo attracting nearly 400 quality enterprises [3] - Cultural initiatives and community programs are fostering a vibrant social atmosphere, promoting reading and cultural activities [3] Group 5: Future Prospects - Yishui County's comprehensive development strategy positions it favorably in the competitive landscape of county-level governance, contributing to the revitalization of the Yimeng revolutionary area [4] - The county aims to continue enhancing its industrial base, urban-rural integration, and social welfare to achieve sustainable growth [4]

截至目前，该工艺已完成11口井施工，在明化镇、馆上段地层施工中，平均生产井周期节约2.17天，口 井平均钻井液米费降低15.7%。 海上低碳发展，装备管理至关重要。近年来，海洋钻井公司连续淘汰了8座老龄钻井平台，有序淘汰所 有高耗能低效率设备，配备27台套自动化钻井设备，实现了高效节能装备的全面升级。 在黄蓝交汇的渤海湾畔，胜利石油工程公司海洋钻井公司的钻井平台上，迎着晨曦，早班的钻井工人们 开始了一天的忙碌。今年，这里新投产的3口井日产油均突破百吨。 既能创造价值也能提升颜值。一直以来，海洋钻井公司深入践行绿色低碳发展战略，通过技术创新，加 快绿色转型步伐和绿色发展质量，实现了低碳发展与效益开发的"双向奔赴"。 海上低碳发展，离不开科技的强劲赋能。8月，胜利海域首个"单筒双井"项目——埕北22H井组圆满收 官。在一个井筒内完成两口或多口井施工，提升采油效率的同时，减少了采油平台占用和隔水套管使 用，资源消耗量大幅降低。从"少井高产"到"少平台高产"，使得减少对海洋环境影响与油气田高效建产 兼得，实现了里程碑式的跨越。 钻井液被称为石油钻井的"血液"，占整个钻井工程成本的"大头"。自今年4月起，海洋钻井公司推 ...