近日，财政部公告显示，8月10日至8月19日将发行2025年第五期、第六期凭证式储蓄国债，期限分别为 3年期和5年期，票面年利率分别为1.63%和1.7%，与上期持平。值得关注的是，此次储蓄国债发行，恰 逢国债等债券利息收入8月8日起恢复征收增值税，影响如何呢？ 每月利息收入不超过10万元免征增值税 本次两期储蓄国债票面利率与上期持平，且均为固定利率、固定期限品种。第五期国债期限3年，票面 年利率1.63%，最大发行额120亿元；第六期国债期限5年，票面年利率1.7%，最大发行额120亿元。 按照票面利率计算，投资者如果购买10万元本次发行的3年期、5年期储蓄国债，累计收益分别为4890元 和8500元。 近日，财政部、国家税务总局发布公告称，自2025年8月8日起，对在该日期之后（含当日）新发行的国 债、地方政府债券、金融债券的利息收入，恢复征收增值税。 仅在银行网点柜面销售到期一次还本付息 据悉，本批国债均为凭证式储蓄国债，仅在银行网点柜面销售，投资者可携带有效身份证件到任意营业 网点购买。如需代办，需同时提供代办人有效身份证件。 储蓄国债（凭证式）从购买之日开始计息，到期一次还本付息。且购买后可提前兑取 ...

金价高企，人民银行买金的步伐仍停不下来。8月7日，人民银行最新数据显示连续9个月增持黄金。近 期，金价窄幅震荡向上，截至8月7日，国际现货黄金价格为3377.68美元/盎司。值得关注的是，近日素 有"黄金空头"之称的花旗转向看涨黄金，引发市场高度关注。业内专家表示，金价关注3400美元关口突 破，虽短期走势向上为主，但仍需慎防回调风险。 美联储降息预期升温将推动黄金投资需求 市场对黄金走势的预期再度升温，瑞银、高盛等多家机构近期纷纷上调金价预期。瑞银表示，在基准情景 下，在全球资产配置中，继续看好黄金。在基准情景下，黄金目标价为3500美元/盎司，倘若地缘政治或 经济形势恶化，不排除金价走高至3800美元/盎司。 花旗银行也罕见"空翻多"大幅上调对金价的预测。据花旗最新发布的报告，其转向看涨黄金的核心依据是 近期美国经济增长动能减弱与通胀前景恶化。同时，该行还补充称，黄金需求强劲主要得益于强劲的投资 需求。 业内专家分析认为，上周五公布的美国就业数据弱于预期，提振了对美联储9月降息的预期。LSEG的数据 显示，美国货币市场目前预计9月份降息的可能性为91%。叠加特朗普对印度、瑞士等国的关税升级，促 使投资者的 ...

Core Viewpoint - The express delivery industry has been trapped in a "price-for-volume" competition, and it is time to pause this trend as price adjustments are being implemented to stabilize the market [1][2]. Group 1: Price Adjustment and Industry Response - Starting from August 5, the minimum price for express delivery in Guangdong Province has been raised by 0.4 yuan per ticket, bringing the average price to over 1.4 yuan, with an increase in delivery fees for grassroots outlets by 0.1 yuan per ticket [1]. - The new pricing policy requires that no express company can collect fees below the cost price of 1.4 yuan, primarily benefiting e-commerce customers with high delivery volumes [1][2]. - Industry insiders confirm that the price increase is already in effect, allowing businesses to at least break even after months of operating at a loss due to extremely low prices [1][2]. Group 2: Background of the Competition - The express delivery sector has been engaged in a "low-price for volume" competition, leading to reduced profit margins for grassroots outlets, low wages for delivery personnel, and poor service quality, creating a vicious cycle [2]. - Reports indicated that some delivery prices had dropped to as low as 0.85 yuan per ticket, with some businesses operating at a loss to maintain market share [2]. Group 3: Regulatory and Expert Insights - Since July, there has been a growing movement against "involution" in the express delivery industry, with the State Post Bureau emphasizing the need for stronger industry regulation and the establishment of market rules [3]. - Experts suggest that while the price increase will have a noticeable short-term impact on e-commerce deliveries, it is crucial to ensure that service quality improves alongside the price adjustments [4]. - Long-term benefits are expected for leading express companies that have not heavily engaged in price wars, as they possess greater operational flexibility and sustainable development strategies [4].

Core Viewpoint - The event held in Guangzhou marks a significant step in integrating artificial intelligence (AI) with the real economy, showcasing 60 AI application scenarios from state-owned enterprises across various sectors such as manufacturing, transportation, and urban governance [1][2]. Group 1: AI Application Scenarios - The first batch of AI application scenarios was derived from the operational needs of 15 state-owned enterprises, providing practical and representative use cases for AI technology implementation [2]. - Key sectors for AI applications include manufacturing, transportation, urban governance, energy and environmental protection, and tourism, with specific examples such as GAC Group's focus on intelligent cockpit and driving, and Guangzhou Bus Group's needs for intelligent warehousing robots [2][3]. - Some scenarios highlight industry-leading initiatives, such as Lingnan Group's "Easy Travel AI Tourism Intelligent Platform" and Guangzhou Water Investment Group's smart drainage and water supply management systems [2]. Group 2: AI Industry Ecosystem - Guangzhou's AI industry ecosystem is expanding, with a total of 33 registered large models, 19 of which were added this year, covering key areas like smart cities and intelligent manufacturing [4]. - The city has established over 30 AI professional parks and has a fund scale exceeding 70 billion, attracting over 30 strategic scientists and training approximately 12,000 AI-related talents annually [4]. - The Panyu Algorithm Competition has drawn participation from over 40 countries, fostering the growth of more than 60 enterprises and establishing a benchmark for talent and industry integration [4]. Group 3: Infrastructure and Project Development - State-owned enterprises in Guangzhou are actively enhancing AI infrastructure, with Guangzhou Data Science Group leading the construction of a public computing power center that manages over 11,000 P of computing resources [6]. - Notable projects include GAC Group's upcoming L3 autonomous driving vehicle and the launch of the first vertical smart trading model by the Trading Group, which streamlines the entire bidding process [7]. - The construction of the China AI (Guangzhou) Industrial Park, with an investment of 8 billion, aims to create a comprehensive AI hub for research, transformation, and office space [7]. Group 4: Future Plans - Guangzhou plans to release 100 key AI application scenarios within the year, covering critical industries such as manufacturing, healthcare, transportation, finance, and education [8]. - The city aims to create a one-stop platform for AI technology, facilitating the transition from laboratory innovations to practical industry applications [8]. - Future initiatives will focus on identifying and promoting more replicable and scalable AI application scenarios, positioning Guangzhou as a leading hub for AI innovation and application [8].

Core Insights - The event in Guangzhou marked the launch of 60 AI application scenarios from state-owned enterprises, indicating a significant step in integrating AI with the real economy [1][2] - The scenarios address operational pain points in various sectors, including manufacturing, transportation, and urban governance, showcasing the practical application of AI technology [2][3] Group 1: AI Application Scenarios - The released scenarios are derived from the operational needs of 15 state-owned enterprises, providing a practical approach for AI technology implementation [2] - Key application areas include smart cockpit, intelligent driving, quality control, and urban governance, with specific demands such as advanced visual recognition and autonomous navigation capabilities [2][3] - Notable projects include the "Easy Travel AI Tourism Intelligent Platform" by Lingnan Group and smart water management solutions by Guangzhou Water Investment Group [2] Group 2: AI Model Development - Guangzhou has registered a total of 33 AI models, with 19 new models added this year, covering critical areas like smart cities and intelligent manufacturing [6] - The city has established the first credible data space for urban applications, encompassing 37 high-value scenarios to support AI integration [6] Group 3: Infrastructure and Ecosystem - State-owned enterprises are focusing on building AI infrastructure, with Guangzhou Data Science Group leading the construction of a public computing power center [8] - The city is also investing in AI industrial parks, with a joint investment of 8 billion yuan to create a hub for AI research and development [9] Group 4: Future Plans - Guangzhou plans to release 100 key AI application scenarios within the year, targeting sectors such as manufacturing, healthcare, and finance [10] - The city aims to create a one-stop platform for AI technology, facilitating the transition from laboratory innovations to industry applications [11]

探索开展"门特"按病组和病种分值付费 《通知》指出，探索开展门诊特定病种支付方式改革，有条件的地区可在省医保局制定的门诊特定病种 范围内，选取部分病种开展按病组和病种分值付费。 定点医疗机构要按相关规定进一步加强病案管理和医保结算清单质控管理，建立参保患者门诊特定病种 病历档案，为参保患者提供更优质的医药服务。各市医疗保障部门要建立门诊特定病种用药管理机制， 规范门诊特定病种诊疗行为，严格执行"双通道"管理政策，加强门诊特定病种外配处方管理，认真落实 药品全程追溯扫码、资料留存备查、价格管理等要求，严厉打击串换药品、倒卖药品等违法违规行为。 《通知》要求完善村卫生站门诊服务。支持已纳入医保定点管理的村卫生站作为普通门诊选点，合理分 配村卫生站和乡镇卫生院的按人头付费标准，支持村卫生站的健康发展。鼓励村卫生站开展高血压、糖 尿病等基层参保群众需求较多的门诊特定病种服务，鼓励村卫生站工作人员积极加入家庭医生团队，促 进分级诊疗。 6日，《广东省医疗保障局关于建立健全门诊医保支付方式改革的通知》（下称《通知》）挂网公布。 《通知》自2026年1月1日起实施，全省实施完善普通门诊按人头付费支付方式改革、探索开展门诊特 ...

Group 1 - Taobao has entered the "Big Member" era, with the 88VIP membership program announcing an upgrade in member benefits, including additional perks for its seventh anniversary and integration with Hema's membership system [1] - The number of 88VIP members has surpassed 50 million, maintaining double-digit growth over the past year [1] - The upgraded 88VIP membership now includes over 20 exclusive benefits, covering various aspects of consumer needs such as dining, entertainment, and travel [1] Group 2 - Alibaba has initiated a strategic transformation from an e-commerce platform to a large consumption platform, establishing a new e-commerce business group and integrating various platforms like Taotian, 1688, and Xianyu [2] - The company plans to invest 50 billion yuan within a year to create a new service-oriented e-commerce platform, aiming to replicate the success of Taobao in the service industry [2] - Key consumer scenarios, including Ele.me, Fliggy, and Hema, have been deeply integrated to enhance business collaboration and improve consumer experience [2]

Group 1 - The core viewpoint of the articles highlights that Hema has entered the top three in the "2024 China Supermarket Top 100 List" and is entering a new growth cycle after becoming a benchmark in the retail sector [1] - Hema plans to open nearly 100 new stores within the fiscal year, expanding to over 50 new cities, which will bring the total number of Hema Fresh stores to over 500 [1] - Hema's CEO emphasizes the importance of good products and services as the foundation for the company's sustainable development, while expressing confidence in the vast potential of China's domestic consumption market [1] Group 2 - Hema has shifted its strategic focus towards Hema Fresh and community discount stores, gradually exiting exploratory projects like X membership stores [1] - The company has successfully opened its first stores in multiple cities, creating a "first store effect" that boosts local popularity [1] - As of March 2023, Hema Fresh has established 420 stores across more than 50 cities in regions including North China, East China, South China, and Southwest China [1] Group 3 - Alibaba Group's 2025 fiscal year report indicates that Hema's GMV for the fiscal year 2024-2025 exceeded 75 billion yuan, marking the first time Hema has achieved annual profitability [2]

8月6日早上，广州市白云区在转移大源村危险区域群众过程中，发生因强降雨引发的山体垮塌，致部分 房屋受损、有人员被困，其中1人为组织转移的街道工作人员。灾害发生后，国务院副总理张国清、省 委书记黄坤明作出批示，省长王伟中赶赴现场指挥调度抢险救援工作。市委、市政府迅速启动应急响 应，全力开展抢险救援工作。市委书记郭永航，市委副书记、市长孙志洋赴白云区大源村，实地组织人 员搜救、伤员救治、风险排查，指挥调度抢险救援工作，强调要深入学习贯彻习近平总书记关于防汛救 灾工作的重要指示精神，落实张国清副总理批示要求及省委、省政府工作要求，抢抓时间全力以赴搜救 被困人员，集中力量加强伤员救治，严密防范次生灾害发生，最大限度减少人员伤亡和损失。 广州市在国家、省有关部门的大力支持指导下，第一时间成立市委、市政府主要领导为总指挥的现场指 挥部及抢险救援、医疗救治、善后处置等7个工作组，组织省、市、区三级应急、消防、卫健、自然资 源、住建、公安等部门救援队伍900余人、各类救援车辆130余台、地质灾害专家11名开展人员搜救。截 至21时，被困14人中已救出8人，附近全部居民1047人安全撤离，搜救工作仍在进行中。 指挥部强调，要坚 ...

Group 1 - The first batch of 60 AI application scenarios was officially released in Guangzhou, focusing on collaboration between state-owned enterprises and various industries [1][2] - The scenarios involve 15 state-owned enterprises and cover five major categories: manufacturing, energy and environmental protection, transportation, urban governance, and tourism [2][3] - The event aimed to deepen cooperation in AI industry development, technology breakthroughs, and application scenarios among state-owned enterprises and other companies [2][3] Group 2 - Guangzhou's state-owned enterprises are leveraging AI development opportunities to optimize industrial structure and promote high-quality growth [3][4] - Significant investments are being made in AI infrastructure, including the establishment of AI public computing power centers and data trading platforms [3] - The city is developing two major AI industrial parks and has plans for a national-leading AI industry headquarters with an investment of 8 billion [3][4] Group 3 - Benchmark projects are being created to accelerate the digital transformation of state-owned enterprises, with initiatives like the "AI+" smart driving and smart cockpit by Guangzhou Automobile Group [4] - The Guangzhou Trading Group has launched the first domain-specific large model in the public resource trading sector, named "eZhaoZhiSheng" [4]