政策覆盖信用卡、房贷、消费贷等各类信贷业务，核心条件为2020年1月1日至2025年12月31日期间产生 的单笔逾期金额不超1万元的欠款，且需在2026年3月31日前足额偿还。 对于逾期信息何时调整的问题，央行征信系统将根据个人逾期债务的结清时间，个人于2025年11月30日 （含）前足额偿还逾期债务的，央行征信系统自2026年1月1日起不予展示相关逾期信息。个人于2025年 12月1日至2026年3月31日之间足额偿还逾期债务的，征信系统于次月月底前不予展示相关逾期信息。 （文章来源：广州日报） 2月12日，人民银行广东省分行发布信息显示，一次性信用修复政策广东辖内平稳落地，成效初显。截 至目前，辖内机构客户中近400万人完成修复，实现信用重塑，其中，约14.5万人已获批新的贷款，有 效畅通信贷循环、助力消费复苏。 当前距离政策截止日期仅剩1个多月，中国人民银行广东省分行表示将持续践行"征信为民"理念，加大 征信服务保障力度，推动征信纠纷溯源化解，指导金融机构在依法合规的前提下提供容时容差、调整还 款方案等服务，将一次性个人信用修复政策落实落好，有力有效保障社会公众征信权益，为增强发展信 心、激活社会消费提 ...

Core Viewpoint - Pinduoduo has launched the "Spring Festival Never Closes" initiative to ensure the supply of essential goods during the Spring Festival, enhancing subsidies for various food categories and implementing multiple food safety measures [2][5]. Group 1: Initiative and Subsidies - The "Spring Festival Never Closes" activity follows the "New Year Goods Festival," focusing on subsidies for essential items such as fresh fruits, grains, meat, snacks, and daily necessities [2]. - The platform collaborates with merchants to ensure consumers can receive goods normally during the Spring Festival, maintaining price stability for essential items [2]. Group 2: Food Safety Measures - Pinduoduo has introduced several food safety governance measures, including compliance checks on merchant qualifications, food advertisement regulation, and real-time monitoring of food products [2][3]. - The platform will enhance the frequency of compliance checks for food merchants and utilize algorithmic models for real-time inspections of product qualifications [2]. Group 3: Specific Regulations for Food Categories - For "cold processed pastries," merchants must provide additional documentation, including a detailed list of permitted food production types, to ensure compliance [3]. - The platform will conduct real-time inspections of product information to intercept false advertising and impose penalties for violations, including delisting and store closures [3]. Group 4: Intellectual Property and Consumer Protection - Pinduoduo is expanding its channels for intellectual property infringement complaints to protect food merchants' rights, having processed hundreds of thousands of complaints in 2025 [3]. - The platform will also implement a "minor mode" to prevent merchants from selling alcohol to minors, enhancing consumer protection [4]. Group 5: Future Plans and Compliance - Starting February 1, 2026, Pinduoduo will intensify governance over live-streaming merchants, focusing on food categories and content regulation [4]. - The company aims to continuously improve its food safety governance measures in line with national laws and regulations, ensuring comprehensive consumer rights protection [5].

春节将至，年货采购进入高峰期。今年消费市场呈现一个鲜明趋势，"健康"贯穿送礼、自用、家庭储备核心主线。美团医药健康数据显示，今年春节，健 康消费已成老中青三代人的共同选择。总体来看，各年龄段人均健康消费金额同比均有所提升，其中95后已成为健康品消费主力，30-35岁用户占比接近 三成。 美团买药：健康品是春节前夕增速最快的热销品类之一 从热销品类来看，健康品仍然是春节前夕增速最快的品类之一。自"腊八"以来，美团买药平台上阿胶订单量环比增长近4倍，连续多年稳居春节健康品"顶 流"。此外，蛋白粉订单量环比增长118%，氨糖软骨素环比增长近80%，复方阿胶浆、碳酸钙维D3元素片等产品订单量增速也超过50%。 年轻消费力量加速涌入健康市场。春节前后聚会应酬增多，酒水消费迎来高峰，带动解酒护肝类产品需求显著上升。美团买药数据显示，夜间9点-11点为 解酒药下单高峰。在解酒护肝产品的整体用户中，20-25岁的00后群体交易增幅达43%，居各年龄段之首，折射出年轻一代社交、保养两不误的"朋克养 生"心态。 从地域分布来看，健康消费呈现"核心城市引领、区域中心提速"的鲜明特征。美团买药数据显示，上海、广州、成都稳居健康品订单 ...

春节临近，年夜饭预订进入高峰。2月12日，记者获悉，美团升级年夜饭预订服务保障，引入年夜饭预 订定金系统"锁餐位"，VR实景技术"选包间"，把传统的年夜饭预订从"意向登记"升级为"确定性交易"， 帮消费者解决"预订后不接待""到店无座"等困扰。 据了解，新模式下，消费者在美团预订年夜饭时，支付定金即完成餐位锁定。若商家无法履约，需向用 户双倍返还定金。 针对消费者可能因行程变动需要取消预订的情况，产品也提供了缓冲空间。比如，商家可自主设置"免 责取消时间"，在此期限前，如果消费者取消预订，定金将全额自动退还；超时后，则需与商家协商确 认。 数据显示，2026年，美团及大众点评年夜饭预订订单量同比增长超3倍，有消费者提前两个月锁定家族 大聚会的包间，也有人临到除夕前一周才给小家庭预订年夜饭。同时，年夜饭消费场景持续多元，异地 过年、旅行途中用餐成为新增长点，超24%的商户开通"春节大菜"配送到家或到店自提服务。 （文章来源：广州日报） 待，还是商家关注临时取消带来的餐位闲置，通过升级后的预订服务，双方的困扰都有望得到改善。 此外，美团还同步上线了VR实景看包间功能，帮消费者解决预订包间时"买家秀与卖家秀不符"的 ...

Core Insights - Qianwen launched the "Spring Festival 3 Billion Free Order" campaign, achieving significant user engagement with 4.1 billion instances of "Qianwen help me" and over 120 million orders completed by AI in just six days [1][2] Group 1: User Engagement and Demographics - Nearly half of the AI orders originated from county and town areas, indicating a rise in AI consumption in these regions [1] - 1.56 million users aged 60 and above successfully placed their first food delivery orders using AI technology [1] Group 2: Product and Service Offerings - Users ordered over 1,000 tons of eggs, more than 2,300 fitness equipment items, and 1,500 books through the AI platform [1] - Beyond shopping, users engaged with Qianwen for various tasks such as writing Spring Festival couplets, creating New Year greetings, making PPTs, translating documents, and telling bedtime stories [2] Group 3: Technological Infrastructure - Qianwen is developed by Alibaba, leveraging self-developed chips from Pingtouge, Alibaba Cloud infrastructure, and open-source models [2] - Alibaba's ecosystem integrates various services including e-commerce, flash sales, travel, and entertainment into the AI framework, creating a comprehensive service network [2] Group 4: Market Position and Trends - Since its launch on February 6, Qianwen has consistently ranked first in the Apple App Store's free chart for six consecutive days [2] - The shift from active search in the PC era to algorithmic recommendations in mobile internet, and now to one-sentence command-based ordering, reflects a significant evolution in user interaction with technology [2]

2026年2月12日，联想集团今日公布截至2025年12月31日的2025/26财年第三财季业绩：集团营收达到 1575亿元人民币，同比增长超过18%；经调整后的净利润同比增长36%，利润增速达到营收增速的两 倍。 具体来看，本财季，联想集团三大业务全部实现双位数增长：IDG智能设备业务集团营收超过1100亿元 人民币，同比增长14.3%，个人电脑销量增速连续十个季度高于市场，推动2025年度市场份额创历史新 高；ISG基础设施方案业务集团营收达到367亿元人民币，同比增长超31%；SSG解决方案与服务业务集 团营收同比增长18%，连续第十九个季度实现双位数增长，同时运营利润率进一步提升至22.5%。 与此同时，AI相关业务已成为联想集团重要增长引擎。第三财季，联想AI相关营收同比增长72%，占集 团总营收比重提升至32%。其中，AI PC营收实现高双位数增长，AI智能手机营收实现三位数增长，AI 服务器营收实现高双位数增长，AI服务营收实现了三位数增长，推动集团业务结构持续向高价值方向 演进。 从更长周期来看，全球AI产业正从以集中训练为主的第一阶段，迈入以推理为核心、更加贴近个人和 企业真实场景的第二阶段 ...

Core Viewpoint - The company has launched the "New Citizen Care Station" in Guangzhou to support urban workers during the Spring Festival, providing essential services and care for delivery riders, sanitation workers, and other city guardians [1] Group 1: Service Initiative - The care station is designed as a warm resting place and energy supply station for urban workers during the Spring Festival [1] - The initiative includes the "Insurance Energy Station" service, offering free hot drinks and food, along with a dedicated rest area and convenience items like public charging banks [1] Group 2: Consumer Education - The service integrates consumer education, featuring a financial education corner to promote awareness of financial consumer rights through posters and brochures [1] - This initiative aims to enhance financial risk awareness among the public while providing warm services [1] Group 3: Operational Details - The care station will operate from February 11 to 16 and February 20 to 26, daily from 8:30 AM to 6:00 PM, providing uninterrupted services to new citizens [1]

不过，调改的成效也是肉眼可见的。近期，记者在正佳广场负一层全新调改的永辉超市看到，叠加新春 消费，店内人潮涌动，尤其是永辉自有品牌产品、生鲜区、烘焙食品等成为顾客重点消费的焦点。潮汕 鲜切牛肉、有机系列肉禽、帝王蟹等高端海鲜，以及针对年轻一代的消费习惯推出的牛排代煎、海鲜即 烹等服务，不断强化"超市+餐饮"体验。 据了解，随着正佳广场店正式营业，"胖永辉"在广州已落地八家门店。在这家永辉在广州最新的调改店 中，也可以清晰地看到永辉"精细化管理"和"商品力建设"的决心。不过，走品质零售之路意味着要以牺 牲部分消费者追求的优惠为代价，对于永辉多年沉淀的老客户来说，这样大刀阔斧的调改，也让曾经 以"天天平价"为标签的永辉更显陌生。超市毕竟是日常消费的场所，在尝鲜打卡的潮水退去之后，超市 要吸引人的核心，不仅是好不好逛，还是"抵不抵"。 2月11日，永辉超市CEO王守诚发表新年全员信，坦诚反思公司过去"过度追求规模"的战略失误。王守 诚代表公司进行了反思与致歉："回顾过去，我们坦诚，在追求规模的道路上，曾一度偏离了创业初 心，欲望超越了能力，辜负了员工的付出与顾客的信任。我们已深刻意识到自己的问题，在这里向大家 真诚 ...

Core Viewpoint - The collaboration between China Mobile Guangdong, Deep Intelligence, and Titanium Robot aims to accelerate the application of embodied intelligence technology across various sectors, establishing a benchmark for new productivity in the industry [1][3]. Group 1: Partnership and Objectives - The signing ceremony for the comprehensive cooperation agreement took place at Beijing Zhongguancun College, attended by key representatives from all three companies [1]. - This partnership is a significant manifestation of China Mobile's "industry-investment synergy" strategy, focusing on integrating robotic capabilities with communication infrastructure [1][3]. - The three parties will jointly establish an Embodied Intelligence Empowerment Center to create a collaborative system that integrates robotic bodies, intelligence models, 5G networks, and industry applications [3][5]. Group 2: Technical Collaboration - The collaboration will focus on joint research and development in key areas such as embodied intelligent robot platforms, high-dynamic physical interaction, multi-modal perception decision-making, and remote collaborative control [5]. - The integration of 5G low-latency communication, network slicing, and edge computing will be explored to develop solutions for typical scenarios in research, industrial manufacturing, and energy park operations [5]. - The partnership aims to foster an open and collaborative industrial innovation ecosystem, injecting new momentum into the integration of artificial intelligence and the real economy [5].

MUSA软件栈的敏捷性是实现Day-0适配的关键。基于MUSA架构的TileLang原生算子单元测试覆盖率已 超过80%，使得绝大多数通用算子可直接复用，显著降低移植成本，并能快速跟进前沿模型结构与新特 性演进。 2月11日，智谱正式发布新一代大模型GLM-5。摩尔线程基于SGLang推理框架，在旗舰级AI训推一体全 功能GPU MTT S5000上，Day-0就完成了全流程适配与验证。如此"发布即适配"的情况，有望成为未来 国产GPU生态构建的常态。 凭借MUSA架构广泛的算子覆盖与强大的生态兼容能力，摩尔线程成功打通了模型推理全链路，并深度 释放MTT S5000的原生FP8加速能力，在确保模型精度的同时显著降低了显存占用，实现了GLM-5的高 性能推理。此次快速适配，不仅印证了MUSA软件栈的成熟度，更充分展现了国产全功能GPU对最新大 模型即时、高效的支持能力。 摩尔线程方面期待，GLM-5与MTT S5000的国产双强联合，将为开发者带来可对标国际顶尖模型的极致 编程体验。无论是在函数补全、漏洞检测还是Debug场景中，该组合均表现卓越，以显著增强的逻辑规 划能力，从容应对各类复杂的长程任务挑战。 ...