洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的 延伸阅读。 作者： 洞见·姜榆木 人定财自来。 ♬ 点上方播放按钮可收听洞见主播佳音朗读音频 前不久，英国杜伦大学商学院教授胡润发布了2025年《中国高净值人群品质生活报告》。 参与此次调研的，共有470位受访者，平均家庭总资产为6100万。 这也是胡润连续22年，跟踪调研中国的高净值人群，透视他们的生活方式和消费习惯。 很多人提到身家千万的富豪，想到的是富足悠闲的生活，一掷千金的潇洒。然而走近他们的生活，就会发现： 真正的富有，往往不是富有本身，而是富有的习惯。 持续工作 知乎上曾有一个热门问题： 那些财富自由却还要工作的人，到底是什么心态？ 在评论区里，有人将其归结为无止境的欲望，有人则认为是精神的寄托。 然而有个回答，给我印象最深：有没有可能，工作早已成为富人的习惯。 认为赚到钱后就能躺平的人，往往一辈子也赚不到能让自己躺平的财富。 只有把工作变成一种习惯，不断解决新的问题，才能持续向上，突破更高阶的人生。 这种人哪怕已经取得巨大的成功 ...

Core Viewpoint - The article emphasizes that meaningful experiences for children often stem from simple, everyday moments rather than extravagant trips or activities, highlighting the importance of emotional connection and presence over material experiences [9][30][32]. Group 1: Importance of Emotional Connection - Safety and emotional security are foundational for positive experiences, as children remember feelings associated with events rather than the events themselves [14][15]. - Parents often invest significant time and resources into creating experiences for their children, but this can lead to fatigue and anxiety, detracting from the quality of emotional interactions [13][24]. - The article suggests that rather than accumulating experiences, parents should focus on being genuinely present during interactions with their children [17][32]. Group 2: Redefining Quality Time - The narrative illustrates that children value the quality of time spent with parents over the quantity of experiences, as shown by a child's preference for a simple morning spent playing games over a planned trip [5][9]. - Parents are encouraged to let go of the pressure to provide a "perfect childhood" and instead focus on nurturing relationships through simple, shared moments [20][36]. - The article provides a list of low-cost, meaningful activities that can foster connection and security, such as family rituals, outdoor activities, and emotional dialogues [36][39].

洞见 （DJ00123987） ——不一样的观点，不一样的故事，3000万人订阅的微信大号。点击标 题下蓝字"洞见"关注，我们将为您提供有价值、有意思的延伸阅读。 新年还没到，已经被朋友圈的新年礼物和各种出片刷爆了！ 刷到特别多的，竟然是 一款 巧克力 ！ �H isia. I a 80 F an 4 = P . 49888CATE 17 are 11 ISTACHIO Dubai U industrial P 某音、某书爆火的巧克力，终于让我找到了！ 不知道新年送什么礼物的！ 直接来抄作业，上档次，不出错！ . mpma g" 32 % = 19/1977 alling ( 11977 Kentaily o 9 /113001 . 感 谢 这 款 新 年 美 味 救 星 " — — 【 k e nlaif u 夹 心 巧 克 力 】 ， 一 口 就 让 人 瞳 孔 地 震 ， 欲 罢 不 能！ Henlaifu® 中山ball 迪拜风味开心果夹心巧克力 Thistichio mus andwide L 58% 可可 e challer FiDa E MATCHA 净含量:60g B 7740 0 FRESH ...

洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的 延伸阅读。 人生最宝贵的，从来不是你拥有什么，而是你经历了什么，感受到了什么。 ♬ 点上方播放按钮可收听 洞见主播云湾朗读音频 知乎上曾有个扎心提问："这个时代，为什么最累的永远是中产？" 底下有条高赞回答，一语中的： 因为顶级富豪不用卷，他们的赛道本就与普通人不同，财富和资源足以托举下一代； 底层群体无力卷，三餐温饱就已经费尽全力，无暇顾及那些遥不可及的阶层跃迁梦。 唯独中产，夹在中间。 往上看，总觉得努努力还能再进一步；往下看，又怕一不小心摔回底层。 所以，中产成了这世上最拼最累的一类人。 这段话戳中了无数人的心声。 的确，中产曾经就是最焦虑的一群人。 他们卷自己，熬夜加班是常态，生怕一松懈就被后浪取代； 他们卷孩子，因为自己就是"知识改变命运"的例子，所以坚信鸡娃是唯一的出路。 可不知你有没有发现，近一两年，一股无声的浪潮正在中产圈里悄悄蔓延。 越来越多的中产家庭，开始从高压的北上广深等一线城市"撤退"，涌入更适合生活的二三线小城。 越 ...

洞见（DJ00123987）——不一样的观点，不一样的故事，3000万人订阅的微信大号。点击标题下蓝字"洞见"关 注，我们将为您提供有价值、有意思的延伸阅读。 "垆边人似月，皓腕凝霜雪。" 难怪大家都说 肤白是美貌的加持器 ，这女 子面如玉、肤 如雪的，连 皎洁的月光也瞬间黯然失色~ 且一白遮三丑，假如面容白到发亮，斑点等小瑕疵也都瞬间隐形。 素颜宛若出水芙蓉般，一颦一笑都牵动人心。 我想没有女生是不想拥有干净无瑕的皮肤的~ 只是 随着年岁增长、工作压力、熬夜、防晒不到位... 脸上开始 浮现许多斑斑点点 ，且皮肤还变得 又黑 又黄 。 俗话说 一黑显百丑 ，皮肤一黑，各种瑕疵都被无限放大。 斑点 、皱纹 、黑眼圈... 人瞬间老了10岁。 也不是没想过自救的，只是—— ❌ 护肤品见效慢，难以看出效果； ❌成分太猛的，又怕刺激皮肤烂脸； ❌做医美皮秒爆破打斑也容易反黑，且一次千元起... 普通人如何花小钱养出一张干净的脸呢？ 今天，就来给大家推荐一款手持 「祛斑美白类」 特证 、能阻黑、 让你肌肤回归初白本色 的美白好物。↓ 『马应龙八宝焕白淡斑精华霜』 马应龙 这牌子，大家应该都不陌生了吧~ 看似凭痔疮膏火 ...

洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下 蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的延伸阅读。 作者： 洞见muye 真正的狠人，都在过不要脸的生活。 ♬ 点上方播放按钮可收听 洞见主播素年锦时朗读音频 心理学中有个词叫"焦点效益"。 是说人很容易太看重自己，从而高估别人对自己的关注。 因为过于在意别人对自己的评价，怕尴尬、怕丢脸，以至于不敢尝试新事物，从而错过很多成 长的机会。 罗翔教授也说：你害怕抛头露面，害怕出丑丢人，害怕承担责任，实际上你就是害怕成功，你 害怕成功，怎么可能成功？ 普通人变强的第一步，就是学会淡化自我意识，丢掉羞耻心，不要太在乎外界的评价。 生活中的你，是不是也是如此： 因为害怕出错，拒绝了工作上的新挑战；因为担心做不好，不敢进入新的领域；因为觉得可能 会搞砸，而怯于迈出第一步… 的确，你完美地规避了任何一个可能会让你丢脸、犯错的风险。 但同时，你也完美地避开了每一个可能让你进化、提升自己的机会。 知乎博主 @李睿 分享过自己的一段经历。 李睿在一家公司做程序员，至今已有5年。 前不久，公司推出了一个 ...

Core Viewpoint - The article emphasizes the transformative power of reading, suggesting that deep engagement with books leads to a more profound understanding of life and a preference for silence over superficial conversation [4][40]. Group 1: The Impact of Reading - Reading is portrayed as a silent baptism that changes one's perspective on life, leading to a more introspective and less socially engaged demeanor [4][40]. - The accumulation of knowledge through reading fosters a deeper understanding of issues, resulting in fewer but more impactful contributions to discussions [11][24]. - Individuals who read extensively tend to avoid shallow conversations, preferring to reflect and engage in meaningful dialogue when necessary [15][31]. Group 2: Examples of Influential Readers - The article references notable figures like Qian Zhongshu and physicist Zhou Guangzhao, who exemplify how extensive reading leads to insightful contributions in their respective fields while maintaining a quiet demeanor [17][23]. - The experiences of a blogger who transformed her approach to content creation through reading highlight the practical applications of insights gained from literature [28][30]. - The narrative of writer Yang Mo illustrates how a period of solitude and reading can lead to significant creative output, reinforcing the idea that deep reading reshapes one's approach to time and thought [34][39]. Group 3: The Value of Silence - The article posits that in a noisy world, the ability to remain silent and reflect is a luxury that comes from a rich inner life cultivated through reading [33][42]. - It suggests that true wisdom is not about public display or debate but about the quiet accumulation of knowledge and understanding [43][40]. - The conclusion reinforces the notion that genuine insight and personal growth often occur in solitude, away from the distractions of external noise [41][42].

Group 1 - The core idea of the article emphasizes that true maturity comes from the realization that one can only rely on oneself, rather than external factors like family or career [6][9][10] - The article shares a personal story of an individual who overcame a difficult childhood through hard work and determination, ultimately achieving financial stability and independence [13][14] - It highlights the importance of having a solid economic foundation as a safety net in life, stating that financial security allows individuals to face life's uncertainties with confidence [14][15] Group 2 - The article discusses the significance of emotional stability, suggesting that true maturity is characterized by a calm and stable inner self, which can be achieved through enhanced self-awareness and understanding of human nature [17][18] - It illustrates how maintaining a controllable life rhythm can lead to a more fulfilling existence, encouraging individuals to establish routines that promote productivity and well-being [20][21][30] - The narrative emphasizes that self-reliance is crucial, as external support is often unreliable, and individuals must cultivate their own strength to navigate life's challenges [35][39]

洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的 延伸阅读。 J.K.罗琳曾在演讲中谈及她的经历。 22岁那年丈夫突然提出离婚，并绝情地将她和尚在襁褓中的女儿一起赶出家门。 离异、失业，加上无家可归，罗琳的生活一下子陷入从未有过的困境。 删除我一生中的任何一个时刻，我都不可能成为今天的自己。 ♬ 点上方播放按钮可收听 洞见主播周周朗读音频 蒋勋在讲解《定风波》中"回首向来萧瑟处，归去，也无风雨也无晴"一句时，如是解读道： 走过来的人生都是我的，无论是雨是晴，都没有什么不好。 很多时候我们总是容易被生命中那些糟糕的"雨天"所影响，将其视作为一种失败。 但其实，人生没有无用的经历，要么得到，要么学到。 悟透了这一点，你自然就能活出不惧世事、自在坦然的姿态。 01 余光中写道： 说是人生无常，却也是人生之常。 成年人的生活有时就像走钢丝，你根本无从预料，下一刻会有什么意想不到的变故发生。 她独自带女儿租住在没有冷气的小房子，靠领政府救济金勉强维持生计。 她一度患上了严重的抑郁症，觉得自己的人生真是 ...

Core Viewpoint - The article emphasizes the importance of making wise decisions in investing, highlighting that knowing what to do and what to avoid is crucial for wealth accumulation [4]. Group 1: Effective Actions - The first key action is to identify what is effective and repeat it. Successful investors like Charlie Munger and Warren Buffett focus on holding quality investments over the long term, such as Coca-Cola and American Express, which have solidified Berkshire Hathaway's market position [5][6]. - Munger advocates for extensive reading across various fields, stating that it broadens one's understanding and enhances decision-making capabilities. He believes that reading is a powerful tool for personal and financial growth [6]. - Continuous learning and refining one's thinking process are essential. Munger emphasizes the need to develop a personal investment system by studying successful investors and creating a variety of mental models to tackle challenges [8]. Group 2: Avoiding Ineffective Actions - The second key action is to discover what is ineffective and avoid it. Munger believes that identifying unproductive activities is more important than merely being busy. He advises against engaging in low-level social interactions that do not provide intellectual stimulation [11][12]. - Munger warns against blind busyness, likening it to a game of musical chairs where those who are overly busy often miss opportunities. He stresses the importance of patience and focusing on familiar industries rather than chasing fleeting trends [15]. - Avoiding the sunk cost fallacy is crucial. Munger shares his experience with a failed investment in a shoe company, illustrating that clinging to past investments can lead to greater losses. He advocates for recognizing when to cut losses and move on [17][20]. Group 3: Wealth Accumulation Philosophy - Munger's philosophy on wealth accumulation is that it is not about the quantity of actions taken but the quality of decisions made. He uses the example of Westinghouse Electric, which failed due to overextending into unfamiliar areas, to illustrate the importance of sticking to what one knows [20]. - The article concludes that consistent, thoughtful actions lead to wealth. Munger suggests that individuals should strive to be slightly smarter each day and focus on their responsibilities to gradually build wealth [24].