（ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） (A joint stock company incorporated in the People's Republic of China with limited liability) （股份代號：00939） 2025年半年度A股分紅派息實施公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條刊登。茲載列 該公告（於上海證券交易所網站刊登）如下，僅供參閱。 特此公告。 中國建設銀行股份有限公司 董事會 2025年12月4日 於本公告日期，本行的執行董事為張金良先生、張毅先生和紀志宏先生，本行的 非執行董事為辛曉岱女士、劉芳女士、李璐女士、李莉女士和竇洪權先生，本行 的獨立非執行董事為威廉 • 科恩先生、梁錦松先生、詹誠信勛爵、林志軍先生和 張為國先生。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 证券代码：601939 证券简称：建设银行 ...

证券代码：601939 证券简称：建设银行 公告编号：临 2025-068 中国建设银行股份有限公司 2025年半年度A 股分红派息实施公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 每股分配比例 中国建设银行股份有限公司 2025 年中期利润分配，A 股每股现金 股息人民币0.1858元（含税）。 A 股的自然人股东及证券投资基金持股期限超过 1 年的，暂免征 收个人所得税，实际派发现金股息为每股人民币 0.1858 元；A 股的自 然人股东及证券投资基金持股 1 年以内（含 1 年）的，本行暂不代扣 代缴个人所得税，待实际转让股票时根据持股期限计算应纳税额，实 际派发现金股息为税前每股人民币 0.1858 元；A 股的合格境外机构投 资者（以下简称 QFII）股东及通过沪股通投资 A 股的香港市场投资者 股东按照 10%的税率代扣代缴所得税后，每股派发现金股息人民币 0.16722 元；对于 A 股的居民企业股东，其现金股息所得税按照《中华 人民共和国企业所得税法》及相关实施条例计算后自行缴纳，实际派 ...

12月4日金融一线消息，建设银行公告称，2025年半年度利润分配方案已获2025年第二次临时股东会会 议通过。本次以总股本261，600，381，459股为基数，每股派发现金股息0.1858元（含税），共计派发 现金股息约486.05亿元，其中A股股息约39.36亿元。股权登记日为2025年12月10日，除权（息）日和现 金红利发放日为2025年12月11日。不同类型股东扣税政策有别。 责任编辑：秦艺 12月4日金融一线消息，建设银行公告称，2025年半年度利润分配方案已获2025年第二次临时股东会会 议通过。本次以总股本261，600，381，459股为基数，每股派发现金股息0.1858元（含税），共计派发 现金股息约486.05亿元，其中A股股息约39.36亿元。股权登记日为2025年12月10日，除权（息）日和现 金红利发放日为2025年12月11日。不同类型股东扣税政策有别。 责任编辑：秦艺 ...

Market Overview - The Hang Seng Index increased by 175.17 points, or 0.68%, closing at 25,935.9 points with a total turnover of HKD 179.306 billion [1] - The National Enterprises Index rose by 77.93 points, or 0.86%, closing at 9,106.48 points [1] - The Hang Seng Tech Index gained 80.51 points, or 1.45%, closing at 5,615.43 points [1] Blue-Chip Stocks - Tencent Holdings rose by 0.16%, closing at HKD 612 [1] - Hong Kong Exchanges and Clearing increased by 0.54%, closing at HKD 406.4 [1] - China Mobile saw a rise of 0.17%, closing at HKD 87 [1] - HSBC Holdings increased by 0.27%, closing at HKD 111.5 [1] Local Hong Kong Stocks - Cheung Kong Holdings increased by 0.3%, closing at HKD 40.7 [1] - Sun Hung Kai Properties decreased by 0.2%, closing at HKD 98.65 [1] - Henderson Land Development rose by 0.62%, closing at HKD 29.34 [1] Chinese Financial Stocks - Bank of China increased by 0.67%, closing at HKD 4.51 [1] - China Construction Bank rose by 1.02%, closing at HKD 7.92 [1] - Industrial and Commercial Bank of China increased by 0.91%, closing at HKD 6.22 [1] - Ping An Insurance rose by 0.44%, closing at HKD 56.65 [1] - China Life Insurance increased by 1.67%, closing at HKD 26.76 [1] Oil and Petrochemical Stocks - China Petroleum & Chemical Corporation decreased by 0.22%, closing at HKD 4.5 [1] - China National Petroleum Corporation rose by 0.23%, closing at HKD 8.8 [1] - CNOOC Limited increased by 0.92%, closing at HKD 21.9 [1]

Core Viewpoint - The China Construction Bank (CCB) Guangdong Branch is actively supporting the "Hundred Million Thousand Project" aimed at rural revitalization, with significant financial backing and innovative loan products to enhance agricultural and rural development [1][2][3]. Financial Support and Loan Growth - Since the implementation of the "Hundred Million Thousand Project," CCB Guangdong Branch has invested over 3 trillion yuan in loans, with nearly 400 billion yuan specifically for agricultural loans, doubling the amount in the last three years [2][3]. - The branch has seen a rapid increase in agricultural loan balances, exceeding 310 billion yuan as of the end of October [1]. Innovative Loan Products - CCB Guangdong Branch has introduced specialized credit products for farmers, such as "Yuexing Loan" and "Yunong Quick Loan," which have significantly increased in scale, with "Yunong Loan" growing 25 times over three years [3][4]. - The bank has also developed unique loan products that utilize agricultural collateral, expanding financing channels for rural property [3][6]. Support for Key Projects and Industries - The bank is closely aligned with provincial government initiatives to support industrial park development and has provided comprehensive financing services amounting to 2.9 billion yuan for modern agricultural projects [4][5]. - CCB Guangdong Branch has implemented a targeted approach to support key projects, such as the Guangdong Dapu Power Plant, with nearly 1.3 billion yuan in loans to ensure timely project execution [6]. Future Directions - The bank plans to enhance its financial service offerings and innovate service models to support rural revitalization, focusing on local specialty industries and comprehensive financial solutions [7]. - CCB Guangdong Branch aims to develop tailored service plans for specific industries, such as fruit, tea, and prepared dishes, to promote rural development and regional coordination [7].

Core Viewpoint - China Construction Bank's Jilin Branch is actively enhancing financial empowerment in response to national policies, focusing on stimulating consumer market vitality through collaborative efforts on both supply and demand sides [1] Group 1: Automotive Sector Initiatives - The Jilin Branch organized 17 unique test drive events for new energy vehicles in April, attracting numerous customers and providing information on vehicle performance and financing options [2] - The bank has partnered with major brands like Tesla, Li Auto, and BYD to offer installment financing for new energy vehicles, achieving a transaction volume of 530 million yuan by the end of October, representing a 36% year-on-year increase [3] Group 2: Home Renovation Support - The bank launched a "Home Renovation Consumption Season" to assist customers like Mr. Li in securing renovation loans, integrating government subsidies and preferential rates [4] - By the end of October, the bank's home renovation installment transactions reached 147 million yuan, benefiting from a three-dimensional support system of government subsidies, financial benefits, and merchant promotions [5] Group 3: Consumer Engagement and Promotions - The bank has implemented various promotional activities across major shopping districts in Jilin Province, offering discounts and benefits through credit card usage and third-party payments [6] - A strategy of "precise marketing + scene engagement + process optimization" has been adopted to enhance credit card payment convenience and user experience, targeting diverse consumer needs [7]

Group 1 - The article promotes a series of discounts and benefits through the "建行生活" app, including WeChat discount coupons starting from 0.99 yuan for purchases over 36 yuan [2][5] - The promotional activities are scheduled from August 1, 2025, to December 31, 2025, targeting winter dining experiences [2] - Various WeChat discount coupons are available for different spending thresholds, such as 3 yuan off for purchases over 2.01 yuan and 10 yuan off for purchases over 10.01 yuan [7][9] Group 2 - Users can participate in the WeChat discount activities through the "中国建设银行" app or the "建行生活" app, with specific instructions provided for accessing the discount sections [12] - Refund policies for the WeChat discount coupons are outlined, indicating that full refunds will return the discount amounts if the order is fully refunded, while partial refunds will return the discount proportionally [13][14] - The article includes customer service contact information for issues related to the discount cards, available daily from 9:00 to 23:00 [17]

Core Viewpoint - The announcement of mid-term dividends by Postal Savings Bank and other state-owned banks reflects a positive trend in the banking sector, indicating strong profitability and cash flow stability, as well as a response to regulatory encouragement for increased shareholder returns [1][2][3][4] Group 1: Dividend Announcements - Postal Savings Bank will distribute a mid-term dividend of 1.23 yuan per 10 shares, totaling approximately 14.772 billion yuan, which accounts for 30% of its net profit attributable to shareholders for the first half of 2025 [1] - Other five state-owned banks are also planning mid-term dividends in January 2026, with a total payout of approximately 204.657 billion yuan [1] - As of December 3, 2023, 14 out of 42 A-share listed banks have completed mid-term dividend distributions, with total cash dividends exceeding 260 billion yuan [2] Group 2: Regulatory Influence - The increase in the number and scale of mid-term dividends in 2025 compared to 2024 is attributed to the implementation of new regulations aimed at enhancing dividend predictability and stability [2][3] - The China Securities Regulatory Commission has issued guidelines to simplify mid-term dividend procedures and encourage companies to increase dividend frequency [3] Group 3: Profitability and Market Response - Despite challenges such as narrowing net interest margins, listed banks, particularly large state-owned banks, continue to show strong profitability and willingness to distribute dividends [3][4] - Some banks have increased their mid-term dividend payout ratios, with Shanghai Bank at 32.22% and Hu Nong Commercial Bank at 33.14%, reflecting a trend towards higher shareholder returns [3] Group 4: Future Outlook - The trend of increasing mid-term dividends is expected to continue, with more banks likely to join the practice, enhancing the attractiveness of bank stocks to investors [4] - The banking sector is characterized as a low-valuation, high-dividend sector, with many large banks achieving new stock price highs this year [4]

Core Viewpoint - The latest issuance of 3-year large-denomination certificates of deposit (CDs) by Industrial and Commercial Bank of China (ICBC) has seen the minimum deposit requirement raised to 1 million yuan, with an interest rate of 1.55%, which is currently sold out [1][4]. Group 1: Large-Denomination CDs - The interest rate for the 3-year large-denomination CDs is set at 1.55% with a minimum deposit of 1 million yuan [2][3]. - Previously, ICBC offered a 3-year large-denomination CD with a minimum deposit of 200,000 yuan, also at an interest rate of 1.55% [1][4]. - Other banks, including China Construction Bank, Agricultural Bank of China, and Bank of China, are also offering 3-year large-denomination CDs with a minimum deposit of 200,000 yuan at the same interest rate of 1.55% [4]. Group 2: Market Dynamics and Strategies - The increase in the minimum deposit requirement for large-denomination CDs without a corresponding increase in interest rates reflects banks' proactive liability management strategies in a low-interest-rate environment [4]. - By raising the minimum deposit amount, banks are effectively tightening the supply of large-denomination CDs, aiming to optimize their liability structure and reduce reliance on high-cost deposits [4]. - The main advantages of large-denomination CDs over regular deposits, despite the current interest rate trends, include higher liquidity and flexibility, such as transferability and collateral options, making them suitable for large depositors with short-term capital needs [4].

人民财讯12月4日电，企查查APP显示，近日，重庆建源西证私募股权投资基金合伙企业（有限合伙） 成立，出资额10亿元，经营范围包含以私募基金从事股权投资。企查查股权穿透显示，该企业由西南证 券全资子公司西证股权投资有限公司、建设银行全资子公司建信金融资产投资有限公司等共同出资。 ...